Papers by Wahyuniati Hamid
Kainawa: Jurnal Pembangunan & Budaya, 2019
Inti Sari Tujuan penelitian ini adalah mengkaji prospek usaha yang dapat dilakukan di daerah alir... more Inti Sari Tujuan penelitian ini adalah mengkaji prospek usaha yang dapat dilakukan di daerah aliran sungai di Kota Baubau, menganalisis kelayakan usaha budi daya ikan di daerah aliran sungai di Kota Baubau, sebagai bahan informasi bagi pelaku bisnis dan diharapkan dapat digunakan sebagai bahan pertimbangan dalam mengembangkan kegiatan ekonomi di daerah aliran sungai Kota Baubau, serta sebagai bahan evaluasi dampak sosial ekonomi bagi masyarakat setempat. Penelitian ini tergolong ke dalam penelitian deskriptif kualitatif dengan menggunakan metode pendekatan kuantitatif, sedangkan jenis penelitian ini merupakan penelitian lapangan yang bertujuan untuk mempelajari secara intensif kondisi terkini dari suatu obyek penelitian dalam kondisi waktu tertentu. Berdasarkan hasil analisis diperoleh bahwa kualitas air Sungai Baubau sesuai dengan Baku Mutu Air Kelas III, termasuk kategori belum tercemar atau memenuhi baku mutu, sehingga bisa dimanfaatkan untuk kegiatan budi daya ikan. Beberapa rekomendasi sebagai tindak lanjut yakni pertama, perlu menyamakan persepsi tentang keberadaan kali Baubau sebagai salah satu potensi ekonomi yang dapat dikembangkan bagi masyarakat dan pemerintah kota tanpa mengabaikan aspek ekologi dan nilai kearifan lokal. Kedua, perlunya penataan dan perbaikan tanggul Kali Baubau untuk memastikan kesiapan penggunaan kali sebagai kawasan budi daya ikan maupun kegiatan ekonomi lainnya, dan ketiga, perlunya dilakukan kajian yang menyeluruh terkait kondisi sosial ekonomi masyarakat di bantaran kali untuk memastikan beberapa alternatif kegiatan ekonomi yang perlu dikembangkan dan berkesesuaian dengan karakteristik Kali Baubau. Kata Kunci: kajian feasibilitas, pengembangan Kali Baubau, kegiatan ekonomi berbasis budi daya
Jurnal Manajemen, Bisnis dan Organisasi (JUMBO), 2021
The purpose of this study was to examine and explain the effect of work motivation, culture and o... more The purpose of this study was to examine and explain the effect of work motivation, culture and organizational commitment on job satisfaction of employees of the BKKBN Representative in Southeast Sulawesi Province. This research design is based on a quantitative approach with a positivist paradigm through a survey method. Data was collected in a cross-sectional manner using an instrument in the form of a questionnaire to all employees of the BKKBN Priovinsi Southeast Sulawesi Representative Employees as many as 57 people. The analytical tool used in testing the hypothesis of this research is multivariate regression analysis.The results showed that work motivation has a positive and significant effect on job satisfaction, organizational culture has a positive and significant effect on job satisfaction, good organizational commitment has been proven to have a positive and significant contribution to increasing employee job satisfaction. Finally, work motivation, organizational culture...
Jurnal Abdi Masyarakat Indonesia
Salah satu kelemahan Usaha Mikro, Kecil dan Menengah (UMKM) Di Desa Rambu-Rambu Jaya adalah kemam... more Salah satu kelemahan Usaha Mikro, Kecil dan Menengah (UMKM) Di Desa Rambu-Rambu Jaya adalah kemampuan sistem manajemen usaha yang masih rendah. Diantara masalah yang dialami adalah mengenai kemampuan yang masih rendah terhadap perhitungan harga pokok produksi, harga jual produk serta kurangnya pengetahuan dalam teknik pemasaran produk secara online sehingga wilayah pemasaran masih terbatas di sekitar pasar tradisional di wilayah desa dan desa tetangga. Tujuan dari pelatihan dan pendampingan ini adalah pelaku usaha diharapkan dapat membuat laporan perhitungan harga pokok produksi secara akurat sesuai ilmu akuntansi sehingga bisa menetapkan harga jual secara tepat dan usaha yang dilakukan dapat menghasilkan laba yang optimal kemudian Pelaku usaha juga diharapkan dapat menggunakan teknologi informasi (internet) atau media online dalam mempromosikan produknya.
Jurnal manajemen dan kewirausahaan, 2019
Abstrak.Penelitian ini bertujuan untuk menguji mekanisme Corporate Governance terhadap nilai peru... more Abstrak.Penelitian ini bertujuan untuk menguji mekanisme Corporate Governance terhadap nilai perusahaan. Penelitian ini diuji dengan empat variabel independen yaitu Kepemilikan Institusional, Kepemilikan Manajerial, Komisaris Independen, Dewan Direksi, Price to Book Value. ObJek pada penelitian ini adalah pada perusahaan sektor Consumer Goods di Bursa Efek Indonesia dengan menggunakan teknik purposive sampling penulis memilih Sembilan perusahaan sebagai sampel. Penelitian ini menggunakan analisis regresi data panel diperoleh dari laporan keuangan periode penelitian selama lima tahun. Penelitian ini menggunakan data sekunder dengan bantuan aplikasi EVIEWS 8 Hasil penelitian menemukan bahwa, kepemilikan manajerial dan komisaris independen memiliki pengaruh positif signifikan terhadap PBV, sedangkan untuk variabel kepemilikan institusional dan dewan direksi menunjukkan pengaruh positif tidak signifikan terhadap PBV. I. PENDAHULUAN Tujuan didirikannya perusahaan adalah memaksimalkan nilai perusahaan. Memaksimalkan nilai perusahaan bermakna lebih luas dari pada memaksimalkan laba. Memaksimalkan nilai juga berarti mempertimbangkan berbagai risiko arus pendapatan perusahaan dan mutu dari arus kas yang diharapkan diterima dimasa yang akan datang. Nilai perusahaan sangat penting karena dengan nilai perusahaan yang tinggi akan diikuti oleh kemakmuran pemegang saham (Brigham dan Gapenski 1999). Dalam memaksimalkan nilai perusahaan, para pemegang saham (shareholders) biasanya memberi wewenang kepada para profesional (manajer, direksi maupun komisaris) untuk mengelola dan menjalankan perusahaan. Namun dalam menjalankan perusahaan untuk memaksimalkan nilai perusahaan, terkadang pihak manajemen perusahaan mempunyai tujuan dan kepentingan lain yang bertentangan dengan tujuan utama perusahaan. Perbedaan kepentingan inilah yang menyebabkan timbulnya konflik yang biasa disebut konflik keagenan agency problem (Jensen &Meckling, 1976). Perbedaan tersebut terjadi karena manajemen mengutamakan kepentingan pribadi sedangkan pemegang saham memiliki kepentingan agar dana yang diinvestasikan mendapatkan return maksimal. Agency conflict menimbulkan agency problem atau kesenjangan antara kepentingan pemegang saham sebagai pemilik dan manajemen sebagai pengelola. Pemegang saham tidak menyukai kepentingan pribadi dari manajer karena apa yang dilakukan manajer akan menambah biaya bagi perusahaan sehingga menyebabkan penurunan keuntungan perusahaan. Menurunnya keuntungan perusahaan akan berpengaruh terhadap harga saham dan menurunkan nilai perusahaan. Untuk mengatasi agency conflict dan agency problem tersebut dapat dilakukan melalui pengelolaan perusahaan yang baik, salah satunya dengan menerapkan Good Corporate Governance (GCG). Jurnal manajemen dan kewirausahaan ISSN: Abstrak.Penelitian ini bertujuan untuk menguji mekanisme Corporate Governance terhadap nilai perusahaan. Penelitian ini diuji dengan empat variabel independen yaitu Kepemilikan Institusional, Kepemilikan Manajerial, Komisaris Independen, Dewan Direksi, Price to Book Value. ObJek pada penelitian ini adalah pada perusahaan sektor Consumer Goods di Bursa Efek Indonesia dengan menggunakan teknik purposive sampling penulis memilih Sembilan perusahaan sebagai sampel. Penelitian ini menggunakan analisis regresi data panel diperoleh dari laporan keuangan periode penelitian selama lima tahun. Penelitian ini menggunakan data sekunder dengan bantuan aplikasi EVIEWS 8 Hasil penelitian menemukan bahwa, kepemilikan manajerial dan komisaris independen memiliki pengaruh positif signifikan terhadap PBV, sedangkan untuk variabel kepemilikan institusional dan dewan direksi menunjukkan pengaruh positif tidak signifikan terhadap PBV. I. PENDAHULUAN Tujuan didirikannya perusahaan adalah memaksimalkan nilai perusahaan. Memaksimalkan nilai perusahaan bermakna lebih luas dari pada memaksimalkan laba. Memaksimalkan nilai juga berarti mempertimbangkan berbagai risiko arus pendapatan perusahaan dan mutu dari arus kas yang diharapkan diterima dimasa yang akan datang. Nilai perusahaan sangat penting karena dengan nilai perusahaan yang tinggi akan diikuti oleh kemakmuran pemegang saham (Brigham dan Gapenski 1999). Dalam memaksimalkan nilai perusahaan, para pemegang saham (shareholders) biasanya memberi wewenang kepada para profesional (manajer, direksi maupun komisaris) untuk mengelola dan menjalankan perusahaan. Namun dalam menjalankan perusahaan untuk memaksimalkan nilai perusahaan, terkadang pihak manajemen perusahaan mempunyai tujuan dan kepentingan lain yang bertentangan dengan tujuan utama perusahaan. Perbedaan kepentingan inilah yang menyebabkan timbulnya konflik yang biasa disebut konflik keagenan agency problem (Jensen &Meckling, 1976). Perbedaan tersebut terjadi karena manajemen mengutamakan kepentingan pribadi sedangkan pemegang saham memiliki kepentingan agar dana yang diinvestasikan mendapatkan return maksimal. Agency conflict menimbulkan agency problem atau kesenjangan antara kepentingan pemegang saham sebagai pemilik dan manajemen sebagai pengelola. Pemegang saham tidak menyukai kepentingan pribadi dari manajer karena apa yang dilakukan manajer akan menambah biaya bagi perusahaan sehingga menyebabkan penurunan keuntungan perusahaan. Menurunnya keuntungan perusahaan akan berpengaruh terhadap harga saham dan menurunkan nilai perusahaan. Untuk mengatasi agency conflict dan agency problem tersebut dapat dilakukan melalui pengelolaan perusahaan yang baik, salah satunya dengan menerapkan Good Corporate Governance (GCG). Jurnal manajemen dan kewirausahaan ISSN: Abstrak.Penelitian ini bertujuan untuk menguji mekanisme Corporate Governance terhadap nilai perusahaan. Penelitian ini diuji dengan empat variabel independen yaitu Kepemilikan Institusional, Kepemilikan Manajerial, Komisaris Independen, Dewan Direksi, Price to Book Value. ObJek pada penelitian ini adalah pada perusahaan sektor Consumer Goods di Bursa Efek Indonesia dengan menggunakan teknik purposive sampling penulis memilih Sembilan perusahaan sebagai sampel. Penelitian ini menggunakan analisis regresi data panel diperoleh dari laporan keuangan periode penelitian selama lima tahun. Penelitian ini menggunakan data sekunder dengan bantuan aplikasi EVIEWS 8 Hasil penelitian menemukan bahwa, kepemilikan manajerial dan komisaris independen memiliki pengaruh positif signifikan terhadap PBV, sedangkan untuk variabel kepemilikan institusional dan dewan direksi menunjukkan pengaruh positif tidak signifikan terhadap PBV. I. PENDAHULUAN Tujuan didirikannya perusahaan adalah memaksimalkan nilai perusahaan. Memaksimalkan nilai perusahaan bermakna lebih luas dari pada memaksimalkan laba. Memaksimalkan nilai juga berarti mempertimbangkan berbagai risiko arus pendapatan perusahaan dan mutu dari arus kas yang diharapkan diterima dimasa yang akan datang. Nilai perusahaan sangat penting karena dengan nilai perusahaan yang tinggi akan diikuti oleh kemakmuran pemegang saham (Brigham dan Gapenski 1999). Dalam memaksimalkan nilai perusahaan, para pemegang saham (shareholders) biasanya memberi wewenang kepada para profesional (manajer, direksi maupun komisaris) untuk mengelola dan menjalankan perusahaan. Namun dalam menjalankan perusahaan untuk memaksimalkan nilai perusahaan, terkadang pihak manajemen perusahaan mempunyai tujuan dan kepentingan lain yang bertentangan dengan tujuan utama perusahaan. Perbedaan kepentingan inilah yang menyebabkan timbulnya konflik yang biasa disebut konflik keagenan agency problem (Jensen &Meckling, 1976). Perbedaan tersebut terjadi karena manajemen mengutamakan kepentingan pribadi sedangkan pemegang saham memiliki kepentingan agar dana yang diinvestasikan mendapatkan return maksimal. Agency conflict menimbulkan agency problem atau kesenjangan antara kepentingan pemegang saham sebagai pemilik dan manajemen sebagai pengelola. Pemegang saham tidak menyukai kepentingan pribadi dari manajer karena apa yang dilakukan manajer akan menambah biaya bagi perusahaan sehingga menyebabkan penurunan keuntungan perusahaan. Menurunnya keuntungan perusahaan akan berpengaruh terhadap harga saham dan menurunkan nilai perusahaan. Untuk mengatasi agency conflict dan agency problem tersebut dapat dilakukan melalui pengelolaan perusahaan yang baik, salah satunya dengan menerapkan Good Corporate Governance (GCG).
JICP, 2019
The purpose of this study was to examine the empirical evidence of the influence of human resourc... more The purpose of this study was to examine the empirical evidence of the influence of human resource competence and work discipline on patient satisfaction in the Konawe District General Hospital, to determine the effect of human resource competence on patient satisfaction at the Konawe District General Hospital, to determine the effect of work discipline on patient satisfaction at the Konawe District General Hospital. The design of this research is descriptive quantitative research with Explanatory research type. The population in this study were all inpatients at the Konawe General Hospital who had the consideration that patients staying at the hospital knew and felt the services provided by the hospital more than the outpatients, and the sample of this study was 100 inpatients. The analysis in this study is multiple linear regression.
IOSR Journal of Economics and Finance (IOSR-JEF), 2018
Abstrack. This study aims to determine the effect of equity to assets ratio (EAR), size , and loa... more Abstrack. This study aims to determine the effect of equity to assets ratio (EAR), size , and loan to assets ratio (LAR) to the Performance of Commercial Banks listed on the Indonesia Stock Exchange period 2012-2016. The independent variable used finance is equity to assets ratio (EAR) , size or size of the company viewed from total assets and loan to assets ratio (LAR). The dependent variable used to measure bank performance is return on asset (ROA) and net interest margin (NIM). The population of this study are commercial banks listed on the Indonesia Stock Exchange with a total of 43 companies. By using purposive sampling method taken sample 29 companies. Analytical technique used is multiple linear regression analysis and hypothesis test and also conducted classical assumption test consisting of normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. The results showed that the equity to assets ratio (EAR) had a significant positive effect on ROA and NIM. Size variable has a significant positive effect on ROA and NIM, while variable loan to assets ratio(LAR) has a negative effect not significant to ROA but has a significant negative effect on NIM.
International Journal of Psychosocial Rehabilitation, 2020
The present study intends to explore the motivation and determination of Muslim in Indonesia to m... more The present study intends to explore the motivation and determination of Muslim in Indonesia to make use of the sharia banks' services provided by the government to bring in Islamic values-oriented bank services. These Islamic values orientation stands in contrast to follow practices commonly known in the conventional banks. By applying planned behavior theory, it explores the effect of the religious norms on intention to continue on sharia banks' services among Muslim customers. It also intends to find out whether perceived welfare capability and familiarity have effect on the intention, and their moderating role on the effect of religious norms on the intention. The results would prove that the religion norms alone does not suffice to assure continuance intention on sharia bank services The research focuses on Makassar society that is well-known of their piety in their Islamic belief, the Consumers in sharia banks serve as respondents by means of convenience sampling.
RJOAS, 2019
Agribusiness institutions have a strategic role in the development and management of superior com... more Agribusiness institutions have a strategic role in the development and management of superior commodities in Indonesia. The existence of agribusiness institutions is expected to strengthen the bargaining position of agribusiness actors and increase commodity competitiveness. This reason makes most groups of agribusiness actors to form institutions in order to maintain the sustainability of the businesses. However, several established agribusiness institutions have not been able to overcome the problems faced, such as; high economic disparity between farmers and other related economic actors, weak market access, and low production continuity so that the existence of agribusiness institutions still cannot give an impact on improving the economic status of the society and reducing poverty. The urgency of this study is to develop seaweed agribusiness institutions in Southeast Sulawesi that are able to improve institutional performance and have an impact on added value, wider market, and product selling prices. This study used a balance scorecard method to improve the institutional performance of seaweed agribusiness by which it has not been maximally implemented in overcoming the problems faced. The problems in questions are in the context of developing and managing seaweed agribusiness. Based on the performance recapitulation results of learning and growth perspectives on seaweed agribusiness institutions in Lea-Lea District of Baubau City, it shows that the level of productivity and the level of job satisfaction have sufficient score so that this indicator has a score of 3 (good). The results indicate that, in general, the performance of learning and growth perspectives on seaweed agribusiness institutions in Lea-Lea District of Baubau City is still sufficient or not in the category of excellent. KEY WORDS Alance Scorecard, institutional model, seaweed, agribusiness. Agribusiness institutions have a strategic role in the development and management of superior commodities in Indonesia. The existence of agribusiness institutions is expected to strengthen the bargaining position of agribusiness actors and increase commodity competitiveness. This becomes the background of most groups of agribusiness actors to form an institution in order to maintain the sustainability of their businesses. However, several established agribusiness institutions have not been able to overcome the problems faced, such as; high economic disparity between farmers and other related economic actors, weak market access, and low production continuity so that the existence of agribusiness institutions has not yet had an impact on improving the society's economic status and reducing poverty. The same thing also happened in the management of seaweed agribusiness in Southeast Sulawesi. The conditions in the field indicate that the fundamental problem faced by seaweed agribusiness actors is the high economic disparity between agribusiness players and other related economic actors such as traders and wholesalers. In addition, the continuity of production and market access to this business is still very low. This becomes an obstacle in the development of seaweed agribusiness management in Southeast Sulawesi. Besides that, the selling price of seaweed commodities is also relatively low because the selling price is set far below the market price by the traders. This condition points out that the seaweed agribusiness institution in Southeast Sulawesi has not functioned optimally in
JUMBO, 2019
This research aims to find out and analyze; the influence of Organizational Justice, Organization... more This research aims to find out and analyze; the influence of Organizational Justice, Organizational Commitment and Organizational Citizenship Behavior (OCB) on Employee Performance, simultaneously and partially. The population of this study were all 63 employees of the Department of Food Security of Southeast Sulawesi Province with the status of Civil Servants and not including the leadership element, and all of them were samples. Types and sources of data in research are primary and secondary data. Data was collected by distributing questionnaires using a five-point Likert scale. The analytical tool used is multiple linear regression. The analysis shows that; There is a positive and significant influence between organizational justice, organizational commitment and OCB on employee performance, there is a positive and significant effect between organizational justice on employee performance, there is no positive and significant effect between organizational commitment to employee performance, and there is a positive and significant influence between OCB on employee performance.
JUMBO, 2019
This study aims to: 1) find out and analyze the effect of competence and work engagement simultan... more This study aims to: 1) find out and analyze the effect of competence and work engagement simultaneously on employees performance in the implementation of the social welfare problem management program (PMKS) at Wakatobi regency social service, 2) find and analyzing the effect of work competence on employees performance, 3) finding and analyzing the effect of work competence on employees performance. The analytical tool used is multiple regression. The result of the analysis showe that: 1) work competence and work engagement simultaneously have positive and significant effects on employees performance the implementation of the social welfare pro blem management program (PMKS) at Wakatobi regencysocial service, 2) work competence has positive and significant effects on employees performance, and 3) work engagement has negative and significant effecs on employees performance.
JUMBO, 2019
This research intends to partially examine the effect of Capital
Adequacy Ratio (CAR), Operationa... more This research intends to partially examine the effect of Capital
Adequacy Ratio (CAR), Operational Costs Operational Income (BOPO), Non Performing Loans (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) to Return on Assets (ROA) at Persero Bank. The subject of this research was persero banks consisting of Bank Mandiri, Bank Rakyat Indonesia, Bank Negara Indonesia and Bank Tabungan Negara with observation period of 15 years, thus the research data observed was 60 observations. The data were analyzed with multiple analysis using SPSS 20. The result of the research: 1) capital adequacy ratio has negative and insignificant effects on persero banks' Return on Assets, 2) operational costs operational income has negative and significant effects on persero banks' Return on Assets, 3) non-performing loans has negative and significant effects on persero banks' Return on Asset, 4) net interest margin has positive and significant effects on persero banks' Return on Assets, 5) loan to deposit ratio has positive but insignificant effects on persero banks' Return on Assets.
JUMBO, 2019
The purpose of this study was to examine and explain the effect of compensation, organizational c... more The purpose of this study was to examine and explain the effect of compensation, organizational culture, and motivation on employee performance. Data collection is done using survey methods through questionnaires and interviews. The population of this study is the Hati Mulia Hospital in Kendari City, amounting to 80 people. Because the population in this study is relatively small, all the populations in the study were made as respondents. The analytical tool used is Multiple Linear Regression Analysis. The results showed that simultaneous compensation, organizational culture, and motivation had a positive and significant effect. Then partially compensation has a positive and significant effect on employee performance, organizational culture has a positive and significant effect on employee performance; motivation has a positive and not significant effect on employee performance. .
RJOAS, 2020
This study is to test and empirically prove the influence of workload and conflicting roles of au... more This study is to test and empirically prove the influence of workload and conflicting roles of auditors on the intention to move and auditor saturation, mediated by the auditor's experience at the North Konawe District Inspectorate. This research is an explanatory research that aims to explain the causal relationship between variables using a quantitative approach. The population and sample in this study were all Civil Servants at the Regional Inspectorate of North Konawe Regency 125 people were respondents. Referring to the conceptual framework (recursive and combined reflective & formative indicators) and multivariate analysis, the analysis model uses structural equation modeling, which is a model that analyzes the relationships between variables and also indicator models simultaneously, simultaneously, comprehensively and interconnected both theoretically and empirically. Meanwhile, the approach used is SmartPLS. The results showed that the auditor's workload had a positive and significant effect on the auditor's experience at the North Konawe District Inspectorate. The auditor's workload had a positive and not significant effect on the intention to move the auditor. The auditor's experience has a positive and significant effect on the intention to move the auditor at the North Konawe District Inspectorate. The auditor's experience has a role as a full mediating variable between the auditor's workload on the intention to move the auditor to the North Konawe District Inspectorate.
Research Journal of Applied Sciences, 2020
The study aims to understand and analyse the influence of e-Filing tax administration system towa... more The study aims to understand and analyse the influence of e-Filing tax administration system towards compliance of taxpayer in reporting yearly tax notification letter. Analysis method employed in the study was simple linear regression analysis with facilitation of Statistical Package for Social Sciences (SPSS) Ver. 23.00 program. The result shows that Tax administration system which is consisted of organization structure, perfecting information and communication technology, perfecting human resources and Good Governance implementation has positive and significant influence towards taxpayer's compliance, meaning that positive and significant relations exists between e-Filing tax administration system towards taxpayer's compliance which shows that if e-Filing tax administration system runs well then it increases the compliance of taxpayers.
International Journal of Innovation, Creativity and Change, 2020
This study aims to determine and analyse the effect of information technology readiness, HR readi... more This study aims to determine and analyse the effect of information technology readiness, HR readiness and organisation in implementing an accrual-based accounting system. The population of this study was 56 people who were all financial employees from the Sulawesi River Region, Hall IV, Southeast Sulawesi Province. The sampling technique is a saturated sample in which all members of the population are sampled. The data analysis method used was Multiple Linear Regression Analysis. The results showed that simultaneously information technology readiness, HR readiness, had an effect on organisations in implementing accrual agency accounting systems. Partially, the readiness of information technology and of human resources, had an effect on an organisational in implementing agency accounting systems.
Banks and Bank Systems, 2019
This study sought to test and find empirical evidence on the effect of Al-Bai' and wa-diah contra... more This study sought to test and find empirical evidence on the effect of Al-Bai' and wa-diah contracts on sharia compliance and the performance of sharia banking system through the Maqashid sharia index. The study employed the explanatory research design , aimed at explaining a causal relationship among variables using a quantitative approach. The Partial Least Square (PLS) model was used as the analysis method to answer the hypotheses of this study. The authors found out that increases and decreases in wadiah contracts did not influence the financial performance of sharia banks. Another finding also showed that Al-Bai' and wadiah contracts and sharia compliance had a significant effect on the performance of public sharia banks. This result evidenced that the concept of an Islamic bank should be a mediator, which should neither allow profiting from the fund, nor should be used to invest in the real sector of various funding systems. Wahyuniati Hamid (Indonesia), Ubud Salim (Indonesia), Djumahir (Indonesia), Siti Aisjah (Indonesia) The effect of Al-Bai' and wadiah contracts on sharia compliance and the sharia banking system performance through the Maqashid Index in sharia banks in Indonesia
Problems and Perspectives in Management, 2019
The study intends to find out motivation behind domestic consumers’ decision to buy domestic prod... more The study intends to find out motivation behind domestic consumers’ decision to buy domestic products by focusing on the role of social identity and empathy. Social identity helps to explain the position of local identity towards local products amidst myriad foreign products, and empathy helps to grasp the role of empathetic feeling towards local products that look inferior under foreign products domination. It does so by integrating theories of social identity, empathy and planned behavior. The novelty of this study lies on exploration of empathy in the relationship between national identity and domestic product purchasing intention, which is so far absent in management literature. Determination of sample size follows the rule of ten multiplications to indicator number. The respondents are consumers in a mall in Kendari. It applies convenient technique for sampling. It applies Smart PLS for data analysis. The results should be that empathy affects domestic purchasing intention and so does national identity on domestic purchasing intention, meaning that empathy partially mediates the effect of national identity on domestic product purchasing intention. Meanwhile, ethnocentrism leads to domestic purchasing intention, while national identity has significant effects on domestic product purchasing intention and ethnocentrism.
RJOAS: Russian Journal of Agricultural and Socio-Economic Sciences, 2019
The present study has two purposes. First, it intends to put forwards two new relevant dimensions... more The present study has two purposes. First, it intends to put forwards two new relevant dimensions of perceived value for Islamic banks, those are knowledge value and faith value. Second, it intends to explore their effects on satisfaction and performance in Islamic banks of Makassar. This study was conducted in Islamic bank employees in city Makassar, Indonesia. By using a sample of 40 respondents and SEM PLS is applied for data analysis. From the study, it is found that satisfaction has a partially mediating effect on the relationship between faith value and performance, and significantly mediating effect on that between knowledge value and performance. It is interesting that the research proposes two new variables, that is knowledge value and faith value, which can be considered as parts of perceived value, which would complement and enrich the theory of perceived value accordingly.
Banks and Bank Systems, 2018
The study intends to explore the acceptance model of Syariah banking in Bali, Indonesia.
It consi... more The study intends to explore the acceptance model of Syariah banking in Bali, Indonesia.
It considers that local values, especially menyama-braya, are one of the local wisdoms,
and they might encourage people to accept Syariah banks, since Syariah banking emphasizes
harmonious relations. Environment marketing theory is useful to explain the
importance of local values. Perceived benefit and fairness are thought as perceived
values of Islamic banks. Quantitative approach is applied to find relationships between
menyama-braya, perceived benefit, and perceived fairness and acceptance model. It
follows Malhotra (1993) for sample size, and applies Smart PLS 3 for statistical analysis.
The study conceives that menyama-braya as one of the local wisdoms does have a
significant effect on the acceptance, while perceived benefit does not. Perceived fairness
is seen to have a direct effect on the acceptance. Perceived benefit and perceived
fairness both have moderating effect on the relationship between menyama-braya and
the acceptance. Managers and employers of Islamic banks should consider relevant
local values to strengthen their institutional acceptance among non-Moslem majority
population. The study is among the few that include local value in the acceptance
model, and the first that attends Islamic banking in non-Moslem majority population.
Management and Economics Journal (MEC-J), 2018
Leadership is trully important in the effort of increasing employees’ performance, as well as hig... more Leadership is trully important in the effort of increasing employees’ performance, as well as high spiritual intelligence which will motivate employees to do their jobs and responsibilities well and correctly, which is expected to be able to increase the performance of employees. This study aims to analyse the role of working motivation as mediation of leadership and spiritual intelligence influence towards employees’ performance, which was conducted in the Regional Secretariat of Puncak Jaya Regency. Partial least square (PLS) was used as data analysis. This study found that affective leadership is not able to increase the employees’ performance. More effective leadership followed by high working motivation is able to increase the employees’ performance. As well as high spiritual intelligence, it is not able to increase the employees’ performance; on the other hand, high spiritual intelligence followed by high working motivation is able to increase the employees’ performance. High working motivation is able to increase the employees’ performance. Therefore, working motivation has role as full mediation towards leadership and spiritual intelligence influence towards employees’ performance in the Regency Secretariat of Puncak Jaya Regency.
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Papers by Wahyuniati Hamid
Adequacy Ratio (CAR), Operational Costs Operational Income (BOPO), Non Performing Loans (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) to Return on Assets (ROA) at Persero Bank. The subject of this research was persero banks consisting of Bank Mandiri, Bank Rakyat Indonesia, Bank Negara Indonesia and Bank Tabungan Negara with observation period of 15 years, thus the research data observed was 60 observations. The data were analyzed with multiple analysis using SPSS 20. The result of the research: 1) capital adequacy ratio has negative and insignificant effects on persero banks' Return on Assets, 2) operational costs operational income has negative and significant effects on persero banks' Return on Assets, 3) non-performing loans has negative and significant effects on persero banks' Return on Asset, 4) net interest margin has positive and significant effects on persero banks' Return on Assets, 5) loan to deposit ratio has positive but insignificant effects on persero banks' Return on Assets.
It considers that local values, especially menyama-braya, are one of the local wisdoms,
and they might encourage people to accept Syariah banks, since Syariah banking emphasizes
harmonious relations. Environment marketing theory is useful to explain the
importance of local values. Perceived benefit and fairness are thought as perceived
values of Islamic banks. Quantitative approach is applied to find relationships between
menyama-braya, perceived benefit, and perceived fairness and acceptance model. It
follows Malhotra (1993) for sample size, and applies Smart PLS 3 for statistical analysis.
The study conceives that menyama-braya as one of the local wisdoms does have a
significant effect on the acceptance, while perceived benefit does not. Perceived fairness
is seen to have a direct effect on the acceptance. Perceived benefit and perceived
fairness both have moderating effect on the relationship between menyama-braya and
the acceptance. Managers and employers of Islamic banks should consider relevant
local values to strengthen their institutional acceptance among non-Moslem majority
population. The study is among the few that include local value in the acceptance
model, and the first that attends Islamic banking in non-Moslem majority population.
Adequacy Ratio (CAR), Operational Costs Operational Income (BOPO), Non Performing Loans (NPL), Net Interest Margin (NIM) and Loan to Deposit Ratio (LDR) to Return on Assets (ROA) at Persero Bank. The subject of this research was persero banks consisting of Bank Mandiri, Bank Rakyat Indonesia, Bank Negara Indonesia and Bank Tabungan Negara with observation period of 15 years, thus the research data observed was 60 observations. The data were analyzed with multiple analysis using SPSS 20. The result of the research: 1) capital adequacy ratio has negative and insignificant effects on persero banks' Return on Assets, 2) operational costs operational income has negative and significant effects on persero banks' Return on Assets, 3) non-performing loans has negative and significant effects on persero banks' Return on Asset, 4) net interest margin has positive and significant effects on persero banks' Return on Assets, 5) loan to deposit ratio has positive but insignificant effects on persero banks' Return on Assets.
It considers that local values, especially menyama-braya, are one of the local wisdoms,
and they might encourage people to accept Syariah banks, since Syariah banking emphasizes
harmonious relations. Environment marketing theory is useful to explain the
importance of local values. Perceived benefit and fairness are thought as perceived
values of Islamic banks. Quantitative approach is applied to find relationships between
menyama-braya, perceived benefit, and perceived fairness and acceptance model. It
follows Malhotra (1993) for sample size, and applies Smart PLS 3 for statistical analysis.
The study conceives that menyama-braya as one of the local wisdoms does have a
significant effect on the acceptance, while perceived benefit does not. Perceived fairness
is seen to have a direct effect on the acceptance. Perceived benefit and perceived
fairness both have moderating effect on the relationship between menyama-braya and
the acceptance. Managers and employers of Islamic banks should consider relevant
local values to strengthen their institutional acceptance among non-Moslem majority
population. The study is among the few that include local value in the acceptance
model, and the first that attends Islamic banking in non-Moslem majority population.