Spending rules

These are some rules I have made for myself to limit my spending in 2022, and to hold myself more accountable. Some items may be easy, but others will definitely test me!! After reviewing my spending habits, these are the areas where my control of my money is the weakest. Not this year!!

I’ve wanted to do this for months (kind of eluded to it in my 12 Ways to Save Money post here) and haven’t vocalized it because I’m afraid to fail. More like I KNOW I will fail, and so I’ve been choosing to ignore it, avoid the feeling of failure altogether, and pretend the thought

What is the 50/30/20 budget rule? The percentage-based budgeting method breaks down your spending into three broad categories: needs(50%), wants (30%), and savings (20%). Learn how to use the simple strategy to your advantage. | How To Make A Budget | Saving Money Tips | #budgeting #personalfinance

Budgeting is a helpful tool when you want to get your finances under control and save money. But when you start finding out more about them, you might discover that there are many different methods, making it challenging to decide which one to try. It’s best to start with a few simple practices that allow you to start saving and spending appropriately right away. The 60-20-20 budgeting rule is the perfect budget to start with, and you can modify it in some ways to fit your lifestyle better.

No-spend challenges are always easy when you know the right steps to take. This finance tips article on no spend challenge will help you achieve your money and savings goals. No Spend Month, no spend day, no spend weekend, no spend challenge to help you save more, no spend challenge tracker, no spend challenge rules, no spend challenge 30 day, no spend challenge month

If you are looking forward to boost your savings, beware of your expenditure. Planning the things you need will help you not to spend over your budget.

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