Papers by Sam Aitaa Kilimvi
International Journal of Multidisciplinary Research and Growth Evaluation, Dec 31, 2022
American journal of finance, Jul 1, 2023
In Kenya, the informal money transfer system is widely used by its citizens, allowing them to mak... more In Kenya, the informal money transfer system is widely used by its citizens, allowing them to make quick and easy payments across long distances. This system has bridged the gap between those with limited access to formal banking services, allowing them to make transactions without relying on a formal banking institution. While there are numerous benefits to using this type of system, it can also present potential risks to the economy and financial sector in general. This paper examines the implications of the informal money transfer system in Kenya, focusing primarily on its effects on financial sector development, financial inclusion, and risk management practices. Methodology: A qualitative research approach was adopted for this study to understand the complexities and nuances involved in this type of financial transaction. Secondary data was obtained from surveys conducted by government agencies such as the Central Bank of Kenya (CBK). Other sources included reports on informal money transfers such as web-based searches on informal money transfer services, and databases used by banks and other government departments related to finances. Legal and regulatory frameworks that influence the use and activities of informal money transfer systems in Kenya were also be included. Findings: The findings showed that informal money transfer systems provided much-needed access to finance for many individuals excluded from formal banking services, leading to increased economic development opportunities. The findings further uncovered that the drivers of informal money transfers include low-income levels, traditional banks limited geographic reach, limited capital, and a lack of trust in formal banking institutions. As such, informal money transfers aided the velocity of efficient and cheaper cross-borders and cross-regions remittances. It was however demonstrated that although informal money transfers bring benefits to their users, it also carries considerable risks. Recommendations: It is recommended that the current regulatory framework governing informal money transfers needs to be updated to protect consumers from fraud and theft while still allowing them to access the necessary financial resources for their economic endeavours.
World Health Organization (WHO) potentiates the goal of occupational health and safety as protect... more World Health Organization (WHO) potentiates the goal of occupational health and safety as protecting employees' mental, bodily, and social health while they are working. Using Toyota Tsusho Corporation as a case study, this study aimed at examining the impact of occupational health and safety measures on employee commitment. The study utilized a quantitative analysis of published data from Toyota Corporation health and safety initiatives report. Descriptive statistics was employed for the data analysis, and the independent sample test was performed to assess the study's hypothesis. The main findings of this study showed that management initiative and commitment to health and safety had a positive influence on employee commitment. It was also revealed that health and safety measures had an association with employee commitment and presenteeism level.
American Journal of Accounting, Apr 21, 2023
SCIREA Journal of Economics
European Journal of Human Resource
Purpose: World Health Organization (WHO) potentiates the goal of occupational health and safety a... more Purpose: World Health Organization (WHO) potentiates the goal of occupational health and safety as protecting employees' mental, bodily, and social health while they are working. Using Toyota Tsusho Corporation as a case study, this study aimed at examining the impact of occupational health and safety measures on employee commitment. Methodology: The study utilized a quantitative analysis of published data from Toyota Corporation health and safety initiatives report. Descriptive statistics was employed for the data analysis, and the independent sample test was performed to assess the study's hypothesis. Findings: This study found that management initiative and commitment to health and safety had a positive influence on employee commitment. It was also revealed that health and safety measures had an association with employee commitment and presenteeism level. Recommendations: The study recommend businesses to adopt healthy lifestyles and encourage employee motivation to lower...
International Journal of Multidisciplinary Research and Growth Evaluation , 2024
Background: Small and Medium-sized Enterprises (SMEs) are silent drivers of economic development ... more Background: Small and Medium-sized Enterprises (SMEs) are silent drivers of economic development that are vital to most economies worldwide, particularly in developing and emerging economies. The SMEs have gained prominence as a potential solution in stimulating economic growth and social responsibility practices. However, there has been inadequate attention on assessing the factors that motivate these SMEs to practice Corporate Social Responsibility thus forming a basis for this study. Objectives: The study focuses on exploring the internal and external factors that motivate SMEs to practice CSR in Arua City. Methodology: Cross-sectional research design was employed hinging on a quantitative approach. A sample of 400 participants was picked from the various SMEs using a stratified random sampling method and data was collected using selfadministered questionnaires. Findings: The findings showed that both internal and external factors influence SMEs to engage in CSR practices. The respondents acknowledged that competitor effors, stakeholder expectations and societal demands motivate SMEs to practice CSR. It is recommended that: SMEs should develop a well-defined CSR strategy that outlines their goals, target areas, and key performance indicators. This strategy should be aligned with the company's core values and business objectives to ensure sustainability in their business operations.
All multidisciplinary Journals, 2023
Zimbabwe's economy generates a large amount of foreign currency from a number of sources but the ... more Zimbabwe's economy generates a large amount of foreign currency from a number of sources but the country is nevertheless experiencing a serious foreign exchange crisis. In spite of substantial forex revenues, the country is plagued by excessive inflation and currency instability. The study looks into how Zimbabwe's currency crisis has affected the financial systems. The interplay between the supply of money, the rate of inflation, the movement in the exchange rate, and spending by government have been examined to understand reasons of the currency crisis in Zimbabwe. The research was hinged on the interpretivist paradigm and a quantitative approach used for data analysis as predestined by the purpose of this research. Secondary data were reviewed for the analysis. Descriptive statistics was employed for the data analysis, correlation coefficient was employed to evaluate the level of interaction between the variables. The findings showed that the exchange rate between the local currency and US dollar declined from ZWL 24.60 to ZWL 810 between January 2020 and November 2022 antagonizing the money supply growth at the same period, from ZWL 36.27bn to ZWL 2.07tn respectively. The foreign currency premium significantly fell to 32% as of August 2022. It was therefore recommended that since the excessive expansion of the money supply through borrowing appears to be the main issue causing the foreign exchange crisis, the Zimbabwean government must reduce its borrowing to prevent fiscal deficits. Secondly, the government should intervene in the pricing distortions caused by numerous players as a result of the absence of a market-wide consensus exchange rate. Thirdly, there should be implementation of fiscal rationalization policies and adherence to the requirements of the Zimbabwe Debt Management Act. Further studies could concentrate on examining the macro factors that lead to this economic distress.
European Journal of Human Resource
Purpose: The challenge of achieving a healthy work-life balance (WLB) is a persistent concern in ... more Purpose: The challenge of achieving a healthy work-life balance (WLB) is a persistent concern in many organizations, with only a minority of businesses taking proactive measures to address it. Consequently, it is imperative to assist workers in establishing a healthy work-life balance. The primary aim of this study is to analyze the impact of work-life balance on enhancing employees' work quality. The research attempted to provide answers to the following research questions: i) Does flexible work arrangements impact employee job quality? (ii) Do leave policies to contribute to enhancing employee job quality? (iii) Do opportunities for career advancement impact employee work quality? Methodology: The study employed epistemological research design, which concerns the logical inquiry and acquisition of knowledge reflecting on the researcher's perspective on the topic. The research used an inductive and interpretive methodology. Secondary data was obtained from Google Scholar, R...
American Journal of Finance
Purpose: In Kenya, the informal money transfer system is widely used by its citizens, allowing th... more Purpose: In Kenya, the informal money transfer system is widely used by its citizens, allowing them to make quick and easy payments across long distances. This system has bridged the gap between those with limited access to formal banking services, allowing them to make transactions without relying on a formal banking institution. While there are numerous benefits to using this type of system, it can also present potential risks to the economy and financial sector in general. This paper examines the implications of the informal money transfer system in Kenya, focusing primarily on its effects on financial sector development, financial inclusion, and risk management practices. Methodology: A qualitative research approach was adopted for this study to understand the complexities and nuances involved in this type of financial transaction. Secondary data was obtained from surveys conducted by government agencies such as the Central Bank of Kenya (CBK). Other sources included reports on ...
American Journal of Finance, 2023
Purpose: In Kenya, the informal money transfer
system is widely used by its citizens, allowing
th... more Purpose: In Kenya, the informal money transfer
system is widely used by its citizens, allowing
them to make quick and easy payments across
long distances. This system has bridged the gap
between those with limited access to formal
banking services, allowing them to make
transactions without relying on a formal banking
institution. While there are numerous benefits to
using this type of system, it can also present
potential risks to the economy and financial
sector in general. This paper examines the
implications of the informal money transfer
system in Kenya, focusing primarily on its effects
on financial sector development, financial
inclusion, and risk management practices.
Methodology: A qualitative research approach
was adopted for this study to understand the
complexities and nuances involved in this type of
financial transaction. Secondary data was
obtained from surveys conducted by government
agencies such as the Central Bank of Kenya
(CBK). Other sources included reports on
informal money transfers such as web-based
searches on informal money transfer services,
and databases used by banks and other
government departments related to finances.
Legal and regulatory frameworks that influence
the use and activities of informal money transfer
systems in Kenya were also be included.
Findings: The findings showed that informal
money transfer systems provided much-needed
access to finance for many individuals excluded
from formal banking services, leading to
increased economic development opportunities.
The findings further uncovered that the drivers of
informal money transfers include low-income
levels, traditional banks limited geographic
reach, limited capital, and a lack of trust in
formal banking institutions. As such, informal
money transfers aided the velocity of efficient and
cheaper cross-borders and cross-regions
remittances. It was however demonstrated that
although informal money transfers bring benefits
to their users, it also carries considerable risks.
Recommendations: It is recommended that the
current regulatory framework governing informal
money transfers needs to be updated to protect
consumers from fraud and theft while still
allowing them to access the necessary financial
resources for their economic endeavours.
Keywords: Finance, Informal Money Transfers,
Central Bank, Money
European Journal of Human Resource, 2023
Abstract
Purpose: The challenge of achieving a healthy
work-life balance (WLB) is a persistent co... more Abstract
Purpose: The challenge of achieving a healthy
work-life balance (WLB) is a persistent concern
in many organizations, with only a minority of
businesses taking proactive measures to address
it. Consequently, it is imperative to assist workers
in establishing a healthy work-life balance. The
primary aim of this study is to analyze the impact
of work-life balance on enhancing employees'
work quality. The research attempted to provide
answers to the following research questions: i)
Does flexible work arrangements impact
employee job quality? (ii) Do leave policies to
contribute to enhancing employee job quality?
(iii) Do opportunities for career advancement
impact employee work quality?
Methodology: The study employed
epistemological research design, which concerns
the logical inquiry and acquisition of knowledge
reflecting on the researcher's perspective on the
topic. The research used an inductive and
interpretive methodology. Secondary data was
obtained from Google Scholar, Research gate,
and other open Access sources, to locate relevant
and current publications for analysis and
interpretation. Publications from 2012 and 2022
on WLB, Work Quality, Leave Policies, Career
Progression, FWAs, and the impact of WLB on
improving work quality considered as search
variables.
Findings: The findings showed a significant
impact of Flexible Work Arrangements (FWAs)
on the quality of employee work. Additionally, a
positive correlation was observed between
employee work quality and leave programs.
Finally, the study's findings indicate that career
development opportunities impact the quality of
productive work.
Recommendations: Consequently, the research
suggests that adopting Flexible Work
Arrangements (FWAs) by business managers
could lead to an increase in employee
contentment, a reduction in stress levels, and
ultimately, an enhancement in work performance.
The study also recommended that organizations
provide employees with adequate and
unobstructed access to leave and opportunities for
career progression, as this can lead to increased
job satisfaction.
Keywords: Work-life Balance, Employees work
quality, Flexible Work Arrangements, Carrier
development
Leadership is perceived as a social process where the leader directs, guides and influences the f... more Leadership is perceived as a social process where the leader directs, guides and influences the followers to achieve a goal. Group dynamics is concerned with exploring the nature of human groups, their interactions with individuals and other groups and group development. The earlier theory of leadership pivoted on the personal characteristics of the leader linking the leader to specific traits that identifies a leader from the other members of the group. However further researches on leadership and power identified some leadership styles as: Autocratic or authoritarian leadership style which emphasizes on individual control and centralization of decision making powers to the leader.
In the global business sphere, there are some silent but highly revered practices which most busi... more In the global business sphere, there are some silent but highly revered practices which most business persons often do before starting any business transaction for the day which may not be common across the globe. You have to understand that many people in the business world have drudged out and integrated into their subconscious mind thousands of behavior patterns that they literally do not take for granted. Whereas psychopathology - the study of mental disorientation or distress - is a common area of discussion in the social, clinical and other disciplines of psychology, the extent to which it has been extended to the business world is still pervasive. This article is intended to raise an awareness about an existing problem and trigger out more investigation and research into this silent and over-looked context of psychopathology
Leadership is perceived as a social process where the leader directs, guides and influences the f... more Leadership is perceived as a social process where the leader directs, guides and influences the followers to achieve a goal. Group dynamics is concerned with exploring the nature of human groups, their interactions with individuals and other groups and group development. The earlier theory of leadership pivoted on the personal characteristics of the leader linking the leader to specific traits that identifies a leader from the other members of the group. However further researches on leadership and power identified some leadership styles as: Autocratic or authoritarian leadership style which emphasizes on individual control and centralization of decision making powers to the leader.
Uploads
Papers by Sam Aitaa Kilimvi
system is widely used by its citizens, allowing
them to make quick and easy payments across
long distances. This system has bridged the gap
between those with limited access to formal
banking services, allowing them to make
transactions without relying on a formal banking
institution. While there are numerous benefits to
using this type of system, it can also present
potential risks to the economy and financial
sector in general. This paper examines the
implications of the informal money transfer
system in Kenya, focusing primarily on its effects
on financial sector development, financial
inclusion, and risk management practices.
Methodology: A qualitative research approach
was adopted for this study to understand the
complexities and nuances involved in this type of
financial transaction. Secondary data was
obtained from surveys conducted by government
agencies such as the Central Bank of Kenya
(CBK). Other sources included reports on
informal money transfers such as web-based
searches on informal money transfer services,
and databases used by banks and other
government departments related to finances.
Legal and regulatory frameworks that influence
the use and activities of informal money transfer
systems in Kenya were also be included.
Findings: The findings showed that informal
money transfer systems provided much-needed
access to finance for many individuals excluded
from formal banking services, leading to
increased economic development opportunities.
The findings further uncovered that the drivers of
informal money transfers include low-income
levels, traditional banks limited geographic
reach, limited capital, and a lack of trust in
formal banking institutions. As such, informal
money transfers aided the velocity of efficient and
cheaper cross-borders and cross-regions
remittances. It was however demonstrated that
although informal money transfers bring benefits
to their users, it also carries considerable risks.
Recommendations: It is recommended that the
current regulatory framework governing informal
money transfers needs to be updated to protect
consumers from fraud and theft while still
allowing them to access the necessary financial
resources for their economic endeavours.
Keywords: Finance, Informal Money Transfers,
Central Bank, Money
Purpose: The challenge of achieving a healthy
work-life balance (WLB) is a persistent concern
in many organizations, with only a minority of
businesses taking proactive measures to address
it. Consequently, it is imperative to assist workers
in establishing a healthy work-life balance. The
primary aim of this study is to analyze the impact
of work-life balance on enhancing employees'
work quality. The research attempted to provide
answers to the following research questions: i)
Does flexible work arrangements impact
employee job quality? (ii) Do leave policies to
contribute to enhancing employee job quality?
(iii) Do opportunities for career advancement
impact employee work quality?
Methodology: The study employed
epistemological research design, which concerns
the logical inquiry and acquisition of knowledge
reflecting on the researcher's perspective on the
topic. The research used an inductive and
interpretive methodology. Secondary data was
obtained from Google Scholar, Research gate,
and other open Access sources, to locate relevant
and current publications for analysis and
interpretation. Publications from 2012 and 2022
on WLB, Work Quality, Leave Policies, Career
Progression, FWAs, and the impact of WLB on
improving work quality considered as search
variables.
Findings: The findings showed a significant
impact of Flexible Work Arrangements (FWAs)
on the quality of employee work. Additionally, a
positive correlation was observed between
employee work quality and leave programs.
Finally, the study's findings indicate that career
development opportunities impact the quality of
productive work.
Recommendations: Consequently, the research
suggests that adopting Flexible Work
Arrangements (FWAs) by business managers
could lead to an increase in employee
contentment, a reduction in stress levels, and
ultimately, an enhancement in work performance.
The study also recommended that organizations
provide employees with adequate and
unobstructed access to leave and opportunities for
career progression, as this can lead to increased
job satisfaction.
Keywords: Work-life Balance, Employees work
quality, Flexible Work Arrangements, Carrier
development
system is widely used by its citizens, allowing
them to make quick and easy payments across
long distances. This system has bridged the gap
between those with limited access to formal
banking services, allowing them to make
transactions without relying on a formal banking
institution. While there are numerous benefits to
using this type of system, it can also present
potential risks to the economy and financial
sector in general. This paper examines the
implications of the informal money transfer
system in Kenya, focusing primarily on its effects
on financial sector development, financial
inclusion, and risk management practices.
Methodology: A qualitative research approach
was adopted for this study to understand the
complexities and nuances involved in this type of
financial transaction. Secondary data was
obtained from surveys conducted by government
agencies such as the Central Bank of Kenya
(CBK). Other sources included reports on
informal money transfers such as web-based
searches on informal money transfer services,
and databases used by banks and other
government departments related to finances.
Legal and regulatory frameworks that influence
the use and activities of informal money transfer
systems in Kenya were also be included.
Findings: The findings showed that informal
money transfer systems provided much-needed
access to finance for many individuals excluded
from formal banking services, leading to
increased economic development opportunities.
The findings further uncovered that the drivers of
informal money transfers include low-income
levels, traditional banks limited geographic
reach, limited capital, and a lack of trust in
formal banking institutions. As such, informal
money transfers aided the velocity of efficient and
cheaper cross-borders and cross-regions
remittances. It was however demonstrated that
although informal money transfers bring benefits
to their users, it also carries considerable risks.
Recommendations: It is recommended that the
current regulatory framework governing informal
money transfers needs to be updated to protect
consumers from fraud and theft while still
allowing them to access the necessary financial
resources for their economic endeavours.
Keywords: Finance, Informal Money Transfers,
Central Bank, Money
Purpose: The challenge of achieving a healthy
work-life balance (WLB) is a persistent concern
in many organizations, with only a minority of
businesses taking proactive measures to address
it. Consequently, it is imperative to assist workers
in establishing a healthy work-life balance. The
primary aim of this study is to analyze the impact
of work-life balance on enhancing employees'
work quality. The research attempted to provide
answers to the following research questions: i)
Does flexible work arrangements impact
employee job quality? (ii) Do leave policies to
contribute to enhancing employee job quality?
(iii) Do opportunities for career advancement
impact employee work quality?
Methodology: The study employed
epistemological research design, which concerns
the logical inquiry and acquisition of knowledge
reflecting on the researcher's perspective on the
topic. The research used an inductive and
interpretive methodology. Secondary data was
obtained from Google Scholar, Research gate,
and other open Access sources, to locate relevant
and current publications for analysis and
interpretation. Publications from 2012 and 2022
on WLB, Work Quality, Leave Policies, Career
Progression, FWAs, and the impact of WLB on
improving work quality considered as search
variables.
Findings: The findings showed a significant
impact of Flexible Work Arrangements (FWAs)
on the quality of employee work. Additionally, a
positive correlation was observed between
employee work quality and leave programs.
Finally, the study's findings indicate that career
development opportunities impact the quality of
productive work.
Recommendations: Consequently, the research
suggests that adopting Flexible Work
Arrangements (FWAs) by business managers
could lead to an increase in employee
contentment, a reduction in stress levels, and
ultimately, an enhancement in work performance.
The study also recommended that organizations
provide employees with adequate and
unobstructed access to leave and opportunities for
career progression, as this can lead to increased
job satisfaction.
Keywords: Work-life Balance, Employees work
quality, Flexible Work Arrangements, Carrier
development