DEBT plays an important role in our lives. As most of us cannot afford to purchase everything in cash, we use debt to buy things such as a house and car to fulfill our desired goals.
If used wisely, debt is a useful tool to help you achieve your financial goals. As such, debt by itself is not a bad thing as it helps you get the things you want faster with more convenience.
However, if you take on excessive debts, you may face difficulties meeting repayments which would ultimately get you into financial problems. This is why it is important to
