Papers by Beatriz Fernandez
Corporate Social Responsibility and Environmental Management, 2009
... However, not much has been written about their perceptions and expectations regarding SRI and... more ... However, not much has been written about their perceptions and expectations regarding SRI and how this will impact future CSR development. The structure of the paper is as follows. The background section will identify key characteristics of the SRI retail market in other ...
Foresight and STI Governance
Using evidence from Spain, this study assesses the readiness of the banking sector of the EU to i... more Using evidence from Spain, this study assesses the readiness of the banking sector of the EU to introduce technological and social innovations to implement the European policy of financial inclusivity. Despite the evident benefits for banks in terms of enhancing legitimacy and improving consumer knowledge and loyalty, mostly banks at present merely comply with the formal aspects of financial inclusion regulation, but are not going further in terms of technical or social innovation, using compliance to avoid the "stick" of regulation. In contrast, a review of the banks’ own corporate social responsibility strategies shows a higher level of commitment and innovation in terms of financial inclusion. Based on the analysis of institutional factors that determine the involvement of banks in the inclusivity policy, recommendations are proposed for adjusting development strategies in order to combine the efforts of the public and private sectors in the provision of public services.
... Inversiones socialmente responsables. Información General. Autores: Marta de la CuestaGonzále... more ... Inversiones socialmente responsables. Información General. Autores: Marta de la CuestaGonzález ( coord. ), Angel Galindo García ( coord. ); Editores: Universidad Pontificia de Salamanca; Año de publicación: 2005; País: España; Idioma: Español; ISBN : 84-7299-637-9. ...
REVESCO. Revista de Estudios Cooperativos, 2020
Este artículo se centra en la importancia de las sucursales bancarias para la inclusión financier... more Este artículo se centra en la importancia de las sucursales bancarias para la inclusión financiera del territorio, con independencia de que la digitalización favorezca en parte la prestación de servicios. Partiendo de esta premisa, este trabajo revisa los factores que a nivel provincial determinan la reducción de sucursales bancarias en España durante el periodo de mayor intensidad de la Gran Recesión (2008-2013). Mediante un análisis clúster se analizan especialmente las diferencias entre tipologías de entidades bancarias - así como entre entidades particulares-, respecto del proceso de reducción de la red territorial. Los resultados indican que la intensa contracción de la red de sucursales de las cajas de ahorro fue compensada por una absorción de parte de esa red por la banca comercial, que se mantuvo principalmente en zonas dinámicas y de carácter urbano, donde también aumentó el riesgo de discriminación bancaria por la desigualdad socioeconómica. Mientras, la banca cooperativa...
Gestion Y Comunicacion De La Responsabilidad Social Empresarial Claves Para Un Desarrollo Competitivo Y Sostenible 2006 Isbn 84 935104 2 4 Pags 131 142, 2006
Studies of Applied Economics, 2020
This article analyses the technical and financial responsibilities of the banking sector, and ref... more This article analyses the technical and financial responsibilities of the banking sector, and reflects on their relation with the definition of social corporate responsibility applied exclusively to commercial banking activities. Mainstream assessment and reporting systems regarding external or commercial CSR show an insufficient capacity to integrate and evaluate the social and environmental impacts originated during the recent financial crisis. Therefore, after constructing a revised and completed assessment model, it has been applied to two different sustainability databases for the period 2006-2010. As a result, we have obtained both indexes of European banks regarding their external CSR performance. Despite obtaining a limited jointly coverage of total model by both databases, the descriptive analysis of results shows differences between the general characteristics of entities (size and banking specialization) and their external CSR rating. Thus, smaller banks and mainly orient...
Catedra Telefonica‐UNED de Responsabilidad Corporativa y SostenibilidadEste cuaderno se basa en e... more Catedra Telefonica‐UNED de Responsabilidad Corporativa y SostenibilidadEste cuaderno se basa en el estudio “El sector de las TIC y sus impactos en paises en desarrollo” publicado por Economistas sin Fronteras y la Catedra Telefonica‐UNED de Responsabilidad Corporativa y Sostenibilidad en marzo de 2012.
Catedra Telefonica‐UNED de Responsabilidad Corporativa y SostenibilidadEste cuaderno se basa en e... more Catedra Telefonica‐UNED de Responsabilidad Corporativa y SostenibilidadEste cuaderno se basa en el estudio “El sector de las TIC y sus impactos en paises en desarrollo” publicado por Economistas sin Fronteras y la Catedra Telefonica‐UNED de Responsabilidad Corporativa y Sostenibilidad en marzo de 2012.
Corporate Social Responsibility and Environmental Management, 2009
... However, not much has been written about their perceptions and expectations regarding SRI and... more ... However, not much has been written about their perceptions and expectations regarding SRI and how this will impact future CSR development. The structure of the paper is as follows. The background section will identify key characteristics of the SRI retail market in other ...
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Papers by Beatriz Fernandez