Papers by DR. ARVIND K U M A R BHATT
Educational Administration: Theory and Practice, 2024
Blockchain technology presents a novel method of securing digital transactions and reclaiming use... more Blockchain technology presents a novel method of securing digital transactions and reclaiming user security and authority in digital identity management. This research investigates the potential of decentralized, blockchain-powered identity management systems in helping mitigate the challenges of centralized systems. By utilizing various research methodologies comprising a comprehensive literature review, expert-based qualitative inquiry via interviews, and a quantitative questionnaire analyzing online users, this study provides several critical insights into the rationale, benefits, and dominance of blockchain identity management systems. While the research underscores the astonishing rate of adoption in certain sectors, such as e-commerce and financial services at 75% and 65% of samples respectively, it also reveals encouraging user perceptions with over 80% of the sample either considering or strongly viewing them as secure. Moreover, the research also demonstrates the operational efficiency of blockchain-based identity management systems in reducing online fraud, with more than 70% of respondents reporting fraud reduction levels of 30% or more. However, the research also underscores severe barriers, particularly the lack of understanding at 30%, regulatory ambiguity at 25%, and complex technological realities such as integration at 20% and scalability at 10%. User-friendly solutions, interoperability, and inclusive collaboration are imperatives to overcoming these hurdles. The logistic regression further reveals that perceived security, user operability, experience, and regulatory clearance are the most influential predictors in determining adoption readiness. This study research contributes to the small but increasing research on blockchain identity technology by underscoring specific barriers or facilitators and making paths for future research. More research should investigate a specific design and implementation approach, long-term impacts, and particularly effective means of addressing existing challenges to realize universal acceptance.
Pragyaan: Journal of Management, 2023
This analysis delves into the strategic integration of emerging technologies and sustainability i... more This analysis delves into the strategic integration of emerging technologies and sustainability initiatives within organizations, specifically focusing on Amazon. In the contemporary landscape, businesses are compelled to address the dual challenges of technological advancement and environmental stewardship. By examining Amazon's practices, this study elucidates the symbiotic relationship between harnessing cutting-edge technologies and championing sustainable practices. The analysis explores Amazon's adoption of renewable energy solutions, waste reduction measures, supply chain optimizations, and innovative approaches to logistics, underscoring how these endeavors not only elevate the company's environmental performance but also resonate with its long-term business strategy. By extrapolating insights from Amazon's journey, this analysis contributes to a broader understanding of how organizations can navigate the evolving terrain of technology while safeguarding the planet's ecological equilibrium.
IGI Global, 2023
Disruptive technologies have ignited a profound transformation in the landscape of computational ... more Disruptive technologies have ignited a profound transformation in the landscape of computational finance. As the realms of finance integrate cutting-edge technologies like quantum computing, artificial intelligence, blockchain, and big data analytics, the limits of financial possibilities are continually being pushed further. As artificial intelligence, blockchain, big data analytics, and quantum computing find their place in the financial realm, the boundaries of what is possible in finance are constantly expanding. This chapter explores the impact of these disruptive technologies on computational finance, dissecting their applications, benefits, challenges, and ethical considerations. By navigating this ever-evolving intersection of technology and finance, the authors gain insights into a future where financial services are more efficient, accessible, and adaptable than ever before. The chapter analyzes the tools for better understanding of the technology in finance domain and provide the trends of research in computational finance space using bibliometric analysis.
SSRN Electronic Journal, 2021
The sharing economy is an economic model which refers to meditating transactions between peers wi... more The sharing economy is an economic model which refers to meditating transactions between peers without being representative or agent of either one. It is often defined as a peer-to-peer (P2P) based activity of exchanging, trading or sharing goods and services facilitated by an on-line third-party platform. While the sharing economy has witnessed an astonishing growth since the creation of eBay in 1995, the idea enables peers to interact and transact resources is not. What distinguishes the new sharing economy from the old is the appearance of the governing platform at the very heart of the transaction. This paper explores the antecedent of the sharing economy in the offline universe and in the lower section of the society also called bottom of the pyramid. The model we study is particularly important for the developing countries because it significantly contributes to poverty eradication.
IEEE Xplore
Abstract:
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank... more Abstract:
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank as its issuer. CBDCs, in contrast to conventional physical currencies, are digital and run on either a centralized database or a decentralized blockchain network. They can completely transform the world’s financial system because they are made to work as a safe and effective form of payment. The current state of research on central bank digital currencies is reviewed using bibliometric analysis in this paper. 221 peer-reviewed journal papers published between 2018 and 2023 were analyzed using the Scopus database and VOS viewer software to find trends, patterns, and emerging areas in CBDC research. The data showed that there has been a consistent rise in publications on CBDCs since 2018, with a notable increase in 2021 and 2022. The paper concludes with a discussion of the result and significance of the study for decision-making.
IEEE, 2023
Abstract:
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank... more Abstract:
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank as its issuer. CBDCs, in contrast to conventional physical currencies, are digital and run on either a centralized database or a decentralized blockchain network. They can completely transform the world’s financial system because they are made to work as a safe and effective form of payment. The current state of research on central bank digital currencies is reviewed using bibliometric analysis in this paper. 221 peer-reviewed journal papers published between 2018 and 2023 were analyzed using the Scopus database and VOS viewer software to find trends, patterns, and emerging areas in CBDC research. The data showed that there has been a consistent rise in publications on CBDCs since 2018, with a notable increase in 2021 and 2022. The paper concludes with a discussion of the result and significance of the study for decision-making.
CRC Press,New York, 2021
The welfare of farmers has been the agenda for elections in world’s largest democracy since 1947.... more The welfare of farmers has been the agenda for elections in world’s largest democracy since 1947. Political parties made fortunes by exploiting the fragile economic status of farmers and making promises of farmer dare in every election, just to repeat them in next election, but with nothing changing for farmers. Urban workers earn eight times more than agricultural worker in India. Technology can bring prosperity to Indian farmers and reduce poverty.
Blockchain is a distributed ledger of transactions and digital events shared among the participating parties. Blockchain technology and financial technology (fintech) can provide cost effective accessibility of finance, insurance, smart contracts, e-payments, weather updates, land registrations, supply chain, and future trading solutions. An enhanced income for farmers offers a multiplier effect by boosting the demand for products, services, and investment. Better supply chains will reduce supply shocks and control inflation.
This chapter reviews the synergy of existing information and communication technology (ICT) infrastructure in India, stable and technologically well informed central government, predominantly young demographic profiles and an emerging start-up culture for transition to Agriculture 5.0 by developing blockchain and fintech solutions for the agriculture sector.
Blockchain is relatively unexplored technology in India. Blockchain is hard to implement due to complexity and lacks regulatory clarity. Political will and vision can make blockchain and economic prosperity a reality for Indian farmers. A care model is proposed to enhance the adoption of technology in India for Agriculture 5.0.
IEEE XPLORE
Forex cards are used for making payments while travelling abroad or when studying abroad. These a... more Forex cards are used for making payments while travelling abroad or when studying abroad. These are pre-loaded and enable to access money in the required provincialcash. The card allows withdrawing cash in foreign currency, check balance, shop and also topping it up depending on the requirement. This research has been based on the payment through the use of plastic card or money. Plastic card or money is another option to the cash or the standard money. In this digital era the use of plastic money is known to the Debit and Credit Cards that we use to make payment in our daily life & Forex Cards is also very beneficial for travelers who are going to foreign for visit or for corporate professionals who are going foreign for their work and also beneficial for the students who are taking oversea education. Forex Card money is very easy and convenient to carry all over the world and no need no to carry a huge amount of money. If anyone is in foreign country by using Forex Card, he/she can do payment according to the currency of that country and avoid for go to money exchanger in that country. Forex Card having many currencies in it for payment in different countries, this research is focusing to know about the awareness about the forex card service provide by the bank to the Tour & Travel Sector. The objective of this study is to find the level of awareness about the Forex Card in Tour & Travel Sector in India. A set of 26 research articles that studied about forex card and its awareness among the various sectors like tour & travel sector, education consultancy sector and many more sectors. The finding of this study by using SPSS tool confirm that cognizance about Forex Card in tour & travel sector is positively associated with income level of tour & travel organization, nature of business and target specific group. Which mean the tour & travel organization that have these positive associations are more aware about the forex card. Overall, and the line of business, registration of the organization with any foreign exchange association was found to be negatively associated with the level of awareness about the forex card.
Mukt Shabd Journal, UGC Care I, 2023
Entrepreneurship is essential for economic growth. E-business, or electronic business, is the con... more Entrepreneurship is essential for economic growth. E-business, or electronic business, is the conduct of business processes over the internet. This includes activities such as buying and selling products, providing customer service, processing payments, managing production control, collaborating with business partners, sharing information, running automated employee services, and recruiting. Online trading has become increasingly popular over the years due to its convenience. The concept of e-business was first introduced in the early 20th century, but it did not become mainstream until the 1990s. E-commerce, or electronic commerce, became a popular way to conduct commercial transactions over the internet in 1991, marking a significant milestone in the history of the internet. Today, e-business is a major part of the global economy. It has revolutionized the way businesses operate and interact with their customers. E-business has also created new opportunities for entrepreneurs and small businesses.
Keywords: Online Trading, E-Business, Entrepreneurship, Digital Domain, Commercial transactions
ECONOMIC AND POLITICAL WEEKLY
Bancassurance is an agreement
between banks and insurance
companies to sell insurance
products... more Bancassurance is an agreement
between banks and insurance
companies to sell insurance
products to bank customers. An
insurance company develops a
product line for bank customers
as part of their collaboration,
which is then distributed through
bank branches, a hotline, or
internet banking platforms.
Though the insurance density had
progressed signifi cantly since its
inception in 2000, the insurance
penetration remained low even
after two decades of liberalisation
in the insurance sector.
SSRN Electronic Journal, 2021
Innovation and Entrepreneurship ENTP 6311 (FIN 6311) Valuation Models and Practices (3 semester h... more Innovation and Entrepreneurship ENTP 6311 (FIN 6311) Valuation Models and Practices (3 semester hours) This course examines different models and practices for valuing everything from R&D investments to firms, both public and private. Prerequisite: FIN 6301 and Co/Prerequisite: FIN 6306. (3-0) S ENTP 6315 (FIN 6315) Entrepreneurial Finance (3 semester hours) The objective of this course is to build skills and knowledge in the financing of entrepreneurial ventures. Entrepreneurial Finance concerns not only the process of financing and investing in start-up companies, but also the changes to the initial financing mix that may be required as start-up companies mature and grow. Topics include: valuation, capital structure, forecasting, the markets for venture capital and private equity, the decision to go public or remain private, alternative financing arrangements, and the differential marketability and liquidity of the securities used to finance non-public firms. This course is equivalent to FIN 6315 and only one of these may be counted toward a degree. Prerequisite: FIN 6301. (3-0) Y ENTP 6316 (FIN 6316) Private Equity Finance (3 semester hours) This course will cover the investment of capital in the equity of private companies to fund growth or in public companies to take them private. This course includes the study of a broad spectrum of private equity investments, investing in established private firms, buyouts, financial restructuring of distressed firms, and private equity financing by public firms. Prerequisite: FIN 6311 or ENTP 6311 or consent of instructor. (3-0) Y ENTP 6351 International Entrepreneurship and Innovation (3 semester hours) Executive Education Course. This course is an introduction to the international business plan and provides an introduction to entrepreneurship with an emphasis on identifying, evaluating and developing new venture opportunities for international markets. Topics include opportunity identification and evaluation, startup strategies, business valuation, business plan development, financing the venture, managing the growing business and exit strategies. Prerequisites: IMS 5200, MKT 6301, FIN 6301, ACCT 6201, and BPS 6310. (3-0) Y ENTP 6352 International Business Plan (3 semester hours) Executive Education Course. This course is a capstone that requires the development of a comprehensive business plan for market entry into a foreign country or region. The construct builds upon the core business and international coursework including the successful completion of key courses in accounting, finance, marketing and strategy, as well as, the international entrepreneurship and innovation. The course consists of lectures, research, and faculty coaching and guidance. Prerequisite: ENTP 6351.
SSRN Electronic Journal, 2021
Artificial Intelligence for a Sustainable Industry 4.0
This article discusses systems for recognizing human faces, as well as systems for identifying fl... more This article discusses systems for recognizing human faces, as well as systems for identifying flying objects. The paper deals with the main security issues related to the recognition of faces and images of objects. Today, automation systems that help to recognize an object, compare it with existing databases, can help prevent terrorist attacks, unauthorized penetrations, as well as the proliferation of biological and nuclear weapons. To date, the study of issues related to the possibility of using these systems is relevant and very much in demand.
SSRN , 2021
Entrepreneurial attitude leads to the impetus that mounts business ideas and helps in creating a ... more Entrepreneurial attitude leads to the impetus that mounts business ideas and helps in creating a new business. Entrepreneurs are looking forward through the innovative means to develop business model through the extensive use of technology. Online business models are getting attention and adoption in India is growing with fast quick growth. The research conducted by Marques (2012), states that the strong attitude was a direct influencing factor on entrepreneurial intention. Also, it was reflected in Krueger (1994) research that attitude had a substantial inspiration on intention.
Books by DR. ARVIND K U M A R BHATT
Laxmi Publications Pvt Ltd; First edition , 2016
Innovation is the powerful instrument of entrepreneurs through which they convert an opportunity ... more Innovation is the powerful instrument of entrepreneurs through which they convert an opportunity into different business or a different service. A combination of innovation and entrepreneurship is a crucial factor to the long-term sustainability of any business. Entrepreneurship and innovation are absolutely connected to each other and helps an organization to flourish. It is the action that converts resources with a new aspect to create wealth. Entrepreneurs need to search intensely for the sources of innovation, the changes and indications that specify opportunities for successful innovation. Entrepreneurs need to know and to apply the principles of successful innovation.
Springer Nature Switzerland, 2021
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Papers by DR. ARVIND K U M A R BHATT
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank as its issuer. CBDCs, in contrast to conventional physical currencies, are digital and run on either a centralized database or a decentralized blockchain network. They can completely transform the world’s financial system because they are made to work as a safe and effective form of payment. The current state of research on central bank digital currencies is reviewed using bibliometric analysis in this paper. 221 peer-reviewed journal papers published between 2018 and 2023 were analyzed using the Scopus database and VOS viewer software to find trends, patterns, and emerging areas in CBDC research. The data showed that there has been a consistent rise in publications on CBDCs since 2018, with a notable increase in 2021 and 2022. The paper concludes with a discussion of the result and significance of the study for decision-making.
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank as its issuer. CBDCs, in contrast to conventional physical currencies, are digital and run on either a centralized database or a decentralized blockchain network. They can completely transform the world’s financial system because they are made to work as a safe and effective form of payment. The current state of research on central bank digital currencies is reviewed using bibliometric analysis in this paper. 221 peer-reviewed journal papers published between 2018 and 2023 were analyzed using the Scopus database and VOS viewer software to find trends, patterns, and emerging areas in CBDC research. The data showed that there has been a consistent rise in publications on CBDCs since 2018, with a notable increase in 2021 and 2022. The paper concludes with a discussion of the result and significance of the study for decision-making.
Blockchain is a distributed ledger of transactions and digital events shared among the participating parties. Blockchain technology and financial technology (fintech) can provide cost effective accessibility of finance, insurance, smart contracts, e-payments, weather updates, land registrations, supply chain, and future trading solutions. An enhanced income for farmers offers a multiplier effect by boosting the demand for products, services, and investment. Better supply chains will reduce supply shocks and control inflation.
This chapter reviews the synergy of existing information and communication technology (ICT) infrastructure in India, stable and technologically well informed central government, predominantly young demographic profiles and an emerging start-up culture for transition to Agriculture 5.0 by developing blockchain and fintech solutions for the agriculture sector.
Blockchain is relatively unexplored technology in India. Blockchain is hard to implement due to complexity and lacks regulatory clarity. Political will and vision can make blockchain and economic prosperity a reality for Indian farmers. A care model is proposed to enhance the adoption of technology in India for Agriculture 5.0.
Keywords: Online Trading, E-Business, Entrepreneurship, Digital Domain, Commercial transactions
between banks and insurance
companies to sell insurance
products to bank customers. An
insurance company develops a
product line for bank customers
as part of their collaboration,
which is then distributed through
bank branches, a hotline, or
internet banking platforms.
Though the insurance density had
progressed signifi cantly since its
inception in 2000, the insurance
penetration remained low even
after two decades of liberalisation
in the insurance sector.
Books by DR. ARVIND K U M A R BHATT
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank as its issuer. CBDCs, in contrast to conventional physical currencies, are digital and run on either a centralized database or a decentralized blockchain network. They can completely transform the world’s financial system because they are made to work as a safe and effective form of payment. The current state of research on central bank digital currencies is reviewed using bibliometric analysis in this paper. 221 peer-reviewed journal papers published between 2018 and 2023 were analyzed using the Scopus database and VOS viewer software to find trends, patterns, and emerging areas in CBDC research. The data showed that there has been a consistent rise in publications on CBDCs since 2018, with a notable increase in 2021 and 2022. The paper concludes with a discussion of the result and significance of the study for decision-making.
Central Bank Digital Currency (CBDC) is a type of digital money that has a central bank as its issuer. CBDCs, in contrast to conventional physical currencies, are digital and run on either a centralized database or a decentralized blockchain network. They can completely transform the world’s financial system because they are made to work as a safe and effective form of payment. The current state of research on central bank digital currencies is reviewed using bibliometric analysis in this paper. 221 peer-reviewed journal papers published between 2018 and 2023 were analyzed using the Scopus database and VOS viewer software to find trends, patterns, and emerging areas in CBDC research. The data showed that there has been a consistent rise in publications on CBDCs since 2018, with a notable increase in 2021 and 2022. The paper concludes with a discussion of the result and significance of the study for decision-making.
Blockchain is a distributed ledger of transactions and digital events shared among the participating parties. Blockchain technology and financial technology (fintech) can provide cost effective accessibility of finance, insurance, smart contracts, e-payments, weather updates, land registrations, supply chain, and future trading solutions. An enhanced income for farmers offers a multiplier effect by boosting the demand for products, services, and investment. Better supply chains will reduce supply shocks and control inflation.
This chapter reviews the synergy of existing information and communication technology (ICT) infrastructure in India, stable and technologically well informed central government, predominantly young demographic profiles and an emerging start-up culture for transition to Agriculture 5.0 by developing blockchain and fintech solutions for the agriculture sector.
Blockchain is relatively unexplored technology in India. Blockchain is hard to implement due to complexity and lacks regulatory clarity. Political will and vision can make blockchain and economic prosperity a reality for Indian farmers. A care model is proposed to enhance the adoption of technology in India for Agriculture 5.0.
Keywords: Online Trading, E-Business, Entrepreneurship, Digital Domain, Commercial transactions
between banks and insurance
companies to sell insurance
products to bank customers. An
insurance company develops a
product line for bank customers
as part of their collaboration,
which is then distributed through
bank branches, a hotline, or
internet banking platforms.
Though the insurance density had
progressed signifi cantly since its
inception in 2000, the insurance
penetration remained low even
after two decades of liberalisation
in the insurance sector.