Ejercicio Tarea Finanzas
Ejercicio Tarea Finanzas
Ejercicio Tarea Finanzas
CASO : ARRENDAMIENTO
AÑO Renta Ahorro Costo Factor Flujo Neto
Impuestos Del dinero Valor Actual Descontado
25.00% FNE 25%
1 25,200 6,300 18,900 0.80 15,120.00
2 25,200 6,300 18,900 0.64 12,096.00
3 25,200 6,300 18,900 0.51 9,676.80
4 25,200 6,300 18,900 0.41 7,741.44
5 25,200 6,300 18,900 0.33 6,193.15
6 25,200 6,300 18,900 0.26 4,954.52
7 25,200 6,300 18,900 0.21 3,963.62
8 25,200 6,300 18,900 0.17 3,170.89
9 25,200 6,300 18,900 0.13 2,536.72
10 25,200 6,300 18,900 0.11 2,029.37
TOTAL 252,000 67,482.51
-99,537
TOTAL 0 115,000 28,750 143,750 15,463
CASO : PRESTAMO BANCARIO
AÑO Prestamo Intereses Cuota Reduccion Saldo Ahorro en Factor Flujo Neto
Bancario Nivelada Principal Capital Impuestos Valor Actual Descontado
20.00% 25.00% 25%
1 115,000.00 23,000 -27,430 -4,430 110,570 5,750 0.80 4,600
2 110,570 22,114 -27,430 -5,316 105,254 5,528 0.64 3,538
3 105,254 21,051 -27,430 -6,379 98,874 5,263 0.51 2,694
4 98,874 19,775 -27,430 -7,655 91,219 4,944 0.41 2,025
5 91,219 18,244 -27,430 -9,186 82,033 4,561 0.33 1,495
6 82,033 16,407 -27,430 -11,024 71,009 4,102 0.26 1,075
7 71,009 14,202 -27,430 -13,228 57,781 3,550 0.21 745
8 57,781 11,556 -27,430 -15,874 41,907 2,889 0.17 485
9 41,907 8,381 -27,430 -19,049 22,858 2,095 0.13 281
10 22,858 4,572 -27,430 -22,858 0 1,143 0.11 123