0

R1 R2 R3 R4
R1 R2 R4

PROBLEMA 3

R= $ 2,350.00
[ (1+i/p) i/p-1
np
M=R(1+i/p)
np= ?
M= $ 41,053.84
i= 7.25% 41053.84=2350(1+.0725/24)((1+.0725/24) np-1 /

$ 41,053.84 =

17.417104978 =

0.0526141713 =

1.0526141713 =

0.051276757 =

0.051276757 =

0.0512767569731
np =
0.0030162797844

PROBLEMA 9 26 M=28000*(1+.096/12)^26
$ 28,000.00
 R1 R2

i= 9.60% 250554.55=R(1+.096/12)(((1+.0

$ 250,554.55
R=

PROBLE 25

R= $ 2,760.00 80200=2760(1.00255)*(((1.002250)^ n)-1)/.0022

M= $ 80,200.00
i= 13.26% 0.2550% $ 80,200.00 =
n=? 100.26% 28.984061657 =
0.00255 1.00255 0.0739093572 =
1.00255 1.0739093572 =
LN 1.073909357 =
0.0713055951563
n=
0.0025467542666

PROBLEMA 11

C= $ 48,600.00
i= 16.00%
meses n= 9

$ 48,600.00 M=C(1+.16/12*9)

0 1 2 3 4 5
0 4 8 12 16 20

M=R*(1+i/p)*(((1+i/p))^np-1)/i/p)
i= 16.80%
n= 36 (1+.168/52)^36-1
54432=R*(1+.168/52)*
.1680/52

$ 54,432.00 =R 38.235070069477

R= $ 1,423.61
PROBLEMA 16

M= $ 20,055.81
R= $ 500.00 $ 20,055.81 = $ 18,473.91
i= 7.28%
9 meses n= 36 $ 18,000.00 I= $ 473.91

$ 20,055.81 = 36.95

R= $ 542.78

PROBLEMA 24

a) $ 241,023.24
b) $ 240,922.27
c) $ 242,004.41
d) $ 106,176.22 $ 133,462.46 $ 239,638.68
e) $ 240,368.70

PROBLEMA 18
P. CONTADO $ 8,789.84
15%
0 1 2 3
ENGANCHE $ 1,318.48 $ 320.00
FINAN. $ 7,471.36

[ (1+i/p) i/p-1
np
M=R(1+i/p)
i= 14.28%
n= 25
R= $ 320.00 320.87876923 1.0709646146406
0.0027461538462

320.87876923 25.841456311686
4.3333333333
13
25
38
 M=R(1+i/p) [ (1+i/p) -1
np
]
i/p

R5 R6 R7
R4 R5 R6

[ (1+i/p)i/p-1 ]
np
M=R

] $ 41,053.84

25/24)((1+.0725/24) np-1 /(.0725/24)) 0.0030208333

1.00302083333 ((1.00302083)^ -1)/.00302083)
np

$ 2,357.10 ((1.00302083)^np-1)/.00302083)

1.00302083^np-1/.00302083

1.00302083^np-1

1.00302083^np

np LN 1.00302083 1.00302083333

np 0.00301628

43403.84 1.0030208333
17.0000002119

$ 2,357.10 1.05261417
0.05261417
17.417105
$41,053.84
$ 34,445.45
00*(1+.096/12)^ 26
$ 285,000.00
$ 250,554.55
 R25

4.55=R(1+.096/12)(((1+.096/12)^25)-1)/.0960/12)

=R 27.7743316
$ 9,021.08

*(((1.002250)^ n)-1)/.002250)

$ 2,767.04 (((1.002250)^n)-1)/.002250)
(((1.002250)^n)-1)/.002250)
((1.002250)^n)-1
(1.002250)^n
n LN 1.00225
27.9986161571

$ 54,432.00

6 7 8 9
24 28 32 36

1.00323076923 1.12313088 0.12313088046

0.00323076923
38.2350700695 38.111939189
PROBLEMA 17

$ 8,291.98

$ 8,291.97

]
0.07096461464
 1- (1+i/p)- np
C= R [ i/p
]

R1 R2

PROBLEMA 17
$ 77,235.00 = $ 77,234.81
17.40%

0 1 2

$ 12,350.00 $ 12,350.00

PROBLEMA 19

n = 26
Semanas por año 52
R= $ 215.00 $ 4,273.50
i = 21.72%

PROBLEMA 13

C= $ 3,200,000.00
ANTICIPO = 35.00%
ANTICIPO = $ 1,120,000.00 $ 2,080,000.00
ABONO A 2 MESES = $ 350,000.00 $ 341,748.82 $ 1,738,251.18
ABONO A 3 MESES = $ 350,000.00 $ 337,696.46 $ 1,400,554.72
8 R=
¡ = 14.40% $ 1,400,554.72

0 1
 PROBLEMA 24

ANTICIPO = 35.00%
ABONOS n= 10
C= R [
R= $ 1,500.00
i= 15.30%

0 1 2 3

1500 1500 1500

35% $ 7,538.26 $ 1,481.12 $ 1,462.47 $ 1,444.06
65% = $ 13,999.62 $ 13,999.62
100% = $ 21,537.88
$ 1,750.00
21,537.88 = 1,750*((1-(1+(.153/24))^ -n)/(.153/24))

0.006375

12.307362273052 = =1-(1.006375^-n)
0.006375
0.0784594344907 1-(1.006375^-n)

-0.9215405655093 = n LN 0.006354765638
Err:502
-0.0816938420627
n = -12.8555239825

PRBLEMA 25 $ 15,000.00 $ 13,999.62

$ 7,538.26 $ 7,538.26
$ 22,538.26 $ 21,537.88 $ 1,000.38

PROBLEMA 29

ANTICIPO = 15.00%
PAGOS MENSUALES n= 10
C= R [ 1- (1+i/p)- np
i/p
R = 95,000.00
i = 12.36%
 95,000.00 95,000.00 95,000.00

0 1 2 3

C=? $ 898,327.64
$ 1,056,856.05

95,000.00 95,000.00 95,000.00 95,000.00

C= R (1+i/p) [ 1- (1+i/p)- np
i/p
]
$ 907,580.42
$ 1,067,741.67

PROBLEMA 11

C= $ 280,000.00
i = 14.82%

DESCUENTO= 8% $ 22,400.00
A) $ 257,600.00

B)

$ 88,000.00 $ 88,000.00

R= $ 10,500.00
n= 18 $ 168,539.04 $ 256,539.04

c) $ 112,000.00 $ 145,022.22 $ 257,022.22

R= $ 20,200.00 $ 161,600.00 0 1
n= 8
PROBLEMA 26
C= R (1+i/p) [ 1- (1+i/p)- np
i/p
]

ANTICIPO = $ 450,000.00
PAGO A 3 MESES= $ 330,000.00
PAGO A 7 MESES= $ 770,000.00 0 3
e= 17.00% 450,000 330,000
e = (1+i/p)^np-1 .17=(1+i/12)^12-1
1,060,739
1.17 =(1+i/12)^12
1.0131696111315 =(1+i/12)
0.0131696111315 =i/12
i= 15.80%
1,060,739
n= 8 1,060,739
R=
R=
 R4 R4 R5 R6 Rn

3 4 5 6 7

$ 12,350.00 $ 12,350.00 $ 12,350.00 $12,350.00 $12,350.00

= $ 5,286.71

C= R [ 1- (1+i/p)- np
i/p
]

$ 1,451,582.15 =R 7.58472577
R = $ 191,382.29

2 3 4
1 2
 1- (1+i/p)- np
i/p
]

4 5 6 7 8 9 10

1500 1500 1500 1500 1500 1500 1500

$ 1,425.88 $ 1,407.93 $ 1,390.20 $ 1,372.70 $ 1,355.42 $ 1,338.35 $ 1,321.50

1.006375

$ 21,534.18 22487.5
$ 953.32

]
95,000.00 95,000.00 95,000.00 95,000.00 95,000.00 95,000.00 95,000.00

4 5 6 7 8 9 10

$ 995,264.00
95,000.00 95,000.00 95,000.00 95,000.00 95,000.00 95,000.00

[ (1+i/p)i/p-1
np
M=R(1+i/p)

$ 1,005,515.22

2 3 4 5 6 7 8
R
4
730738.69386 770,000

R= C/( (1+i/p) [ 1- (1+i/p)- np

i/p
])

=R 1.013169611131 7.5459760405
=R 7.645353610517

$ 138,742.92
 11 12

M= R [ (1+i/p)np-1
i/p
]
$ 1,170,898.82

]
$ 1,182,959.08
 C= R [ 1- (1+i/p)- np
i/p
]
R1 R2 R3

0 1 2 3
R1 R2 R3 R4

C= R (1+i/p) [ 1- (1+i/p)- np
i/p
]

R1 R2 R3

0 1 2 3
R1 R2 R3 R4

PROBLEMA 2
$ 600.00
Ru

R1 R2 R3 R4
$ 100.00 $ 100.00 $ 100.00 $ 100.00
$ 600.00

C= R (1+i/p) [ 1- (1+i/p)- np
i/p
]
PROBLEMA 7
R = 188.00
C = 5,350.00 5350 = (1+.1872/12)((1-(1+.1872/12))-n)/(.1872/12)
i = 18.72%
5,350.00 190.9328
28.0203296657 =
 0.43711714279 =
-0.56288285721 =
0.56288285721
n=
1.0156

ln 0.56288286
n=
ln 1.0156

37 abonos

Problema 17
R = 4,350.00
n = 15
C= R (1+i/p) [ 1- (1+i/p)- np
i/p
c= 56,975.14
i = 24.12% $ 56,975.14 = $ 56,975.14

PROBLEMA 19
M= R [ (1+i/p)np-1
i/p
]
R= $ 6,425.00
M = $ 108,973.23 $ 106,417.56 0
i = 8.40%
AÑOS n = 2.5
BIMESTRES n = 15

PROBLEMA 11
C= R (1+i/p) [ 1- (1+i/p)- np
i/p
25% ANTICIPO = 45,000.00
100% 180,000.00 C
R=
75%
i = 23.76%
135,000.00
(1+i/p) [
n=6
135,000.00
1.0396

135,000.00
1.0396

PROBLEMA 15
 M = 91,504.66
M= R [
R = 9,700.00
n=9
e = 15.00% M= 9,700.00

e = (1+ i/p)^np -1 .15=(1+i/12)^12-1

1.15 = (1+i/12)^12
1.01171491692 = 1+i/12
0.01171491692 = i/12
i = 14.06%

PROBLEMA 27

M= $ 210,000.00
n = 48

1
i = 23.70%
16
M= R [ (1+i/p)np-1
i/p
]
2 17
3 18
4 18 M
R=
5 20 (((1+i/p)^np-1)/(i/p))
6 21
22 210,000.00
R=
n= 7 1.5568089124
0.01975

M= 2,664.10 0.14671633193
0.01975

M= 2,664.10 7.42867503442

PROBLEMA 29

n = 12
R= $ 5,300.00
 i = 7.30% M= $ 64,674.84

1 R= $ 64,674.84

1.07561135664 =(1+j/2)^2
1.03711684811 = 1+j/2
0.03711684811 =j/2
j = 0.074233696226
 R4 R5 R6 R7

4 5 6 7
R5 R6 R7

M= [ (1+i/p)np-1
i/p
]
R4 R5 R6 R7

4 5 6 7
R5 R6 R7
(1+i/p)np-1
M=R(1+i/p) [ ]
i/p

R5 R6
$ 100.00 $ 100.00

1-(1+.1872/12))-n)/(.1872/12) 0.0156
0.0156
1-(1+.1872/12)-n/(.1872/12)
1-1.0156-n 0.0156
 1-1.0156-n
=-n ln -1.0156
-0.574683741
-37.12530192
0.015479571

37.12530192

]
1

]
C
1- (1+i/p)- np
i/p
]

0.207859214
0.0396

135,000.00
= 24,739.64
5.248970047 5.45682926
(1+i/p)np-1
i/p
]

0.110512318 9,700.00 9.433470076383

0.011714917
91,504.66
91,504.66

$ 210,000.00

210,000.00
= 2,664.10
78.825767716

$ 19,790.76