Martin North, Digital Finance Analytic’s founding Principal and banking sector analyst, willingly engages with the media offering informed, objective and independent views on banking, financial services and broader economic policy issues. He has a special interest in the dynamics of the housing sector. Requests by Media for interviews can be made here or call 0412 210 016.
We have high quality video recording facilities (as well as Skype over NBN) and so can create broadcast standard content to meet tight media deadlines; as well as content for our video blogs.
Some recent media citations relating to Digital Finance Analytics are listed below. However we have ceased listing every reference, as there are now too many to track! Where possible links are provided to the original source material. Older citations are listed separately by year, via the “Media” tab.
07 Sep 2019 – Australian Financial Review – Dilemma for buyers, sellers in a turning market
20 Aug 2019 – The Australian – The hard reality of easy lending
01 Jul 2019 – The New Daily – Rates are being cut, but not many of us will benefit significantly
01 Jul 2019 – The Sydney Moring Herald – Banks face profit squeeze from passing on RBA cuts in full
01 Jul 2019 – The Australian Financial Review – RBA to trigger ‘unprecedented’ rush to zero rates for savers
01 Jul 2019 – The Guardian – What first-home buyers should know about ‘bank of mum and dad’
23 Jun 2019 – News.com.au – Experts warn of more major building defects
22 Jun 2019- The Australian – Rules for the bank of mum and dad just got tighter
18 Jun 2019 – The Financial Review – ‘The debt bomb is still ticking’
18 Jun 2019 – The Guardian – Betting The House
18 Jun 2019 – The Daily Mail – The stark warning to the Bank of Mum and Dad
18 Jun 2018 – ABC News – Sydney apartments in spotlight
17 Jun 2019 – The Financial Review – Bank of Mum and Dad faces prudential crackdown
12 Jun 2019 – ABC News – Housing price crash sends homeowners spinning into negative equity territory
12 Jun 2019 – ABC News – Mortgage rate cuts not automatic for all borrowers at all banks
12 Jun 2019 – Daily Mail – How high immigration and Chinese investors have made housing HALF as affordable
12 Jun 2019 – Sydney Morning Herald – Banks face tighter capital rules for investor and interest-only loans
11 Jun 2019 – ABC News – When is a rate cut not a rate cut? When you don’t ask for it
10 Jun 2019 – Australian Financial Review – 80pc of savers face negative interest rates
05 June 2019 – Daily Mail – Is Australia heading toward a recession?
05 June 2019 – Australian Financial Review – Mortgage rates plunge to 60-year lows
31 May 2019 –Daily Mail Australia – Homeowners rejoice!
16 Apr 2019 – Herald.co.nz – Property ‘armageddon’: Aussie House prices could fall by 50 per cent
13 Apr 2019 – The Australian – RBA: housing slide could push homes into negative equity
13 Apr 2019 – News.com.au – Buyers Still Relying On The Bank Of Mum and Dad
12 Apr 2019 – Daily Mail – RBA: 30 per cent fall in house prices
12 Apr 2019 – Australian Financial Review – Split investment strategy to counter dismal savings rates
08 Apr 2019 – Your Mortgage – Mortgage defaults are becoming a serious problem in Australia
08 Apr 2019 – 3AW – If you go overseas you’re going to get stung
08 Apr 2019 – Australian Financial Review – ALP’s negative gearing policy based on ‘dodgy data’
03 Apr 2019 – The New Daily -Mortgage Stress Increasing
02 Apr 2019 – Zero Hedge – Recession Signs Everywhere
31 Mar 2019 – Sydney Morning Herald – Consumers desert scandal-plagued big banks
27 Mar 2019 – Australian Financial Review – Caution urged for first-home buyers
26 Mar 2019 – Newcastle Herald – Opinion | Bill to right the wrongs of Australian banks
25 Mar 2019 – Daily Telegraph – ‘Property punch-up of the century’: Peter Switzer to take on ‘doomsday merchant’ John Adams in TV debate
25 Mar 2019 – Savings.com.au – Bank of Mum and Dad goes bust
25 Mar 2019 – Sydney Morning Herald – Hayne commission leaves banks’ wealth plans in disarray
21 Mar 2019 – Daily Reckoning – What the Aussie Banks Aren’t Telling You
07 Mar 2019 – Yahoo! Finance – Maps: Where mortgage stress is worst in Australian capital cities
06 Mar 2019 – Sydney Morning Herald – No interest loans are real and sure beat payday sharks
05 Mar 2019 – 6PR – Suncorp reveals concern over default ratio in WA
05 Mar 2019 – Finder.com.au – Moula announces additional $250 million in small business funding
04 Mar 2019 – Mortgage Business – Non-bank growth sparks call for greater oversight
04 Mar 2019 – Daily Mail – Inside Australia’s last recession
01 Mar 2019 – Stuff.co.nz – Building for the future after Opal Tower
01 Mar 2019 – Weekend Australian – Slowdown on cards as borrowers take it easy
01 Mar 2019 – 2GB – Property Prices in their worst decline since the 1980’s
27 Feb 2019 – Daily Mail – Why even millionaire investors are struggling to buy a house
26 Feb 2019 – Brisbane Times – How to beat the home loan credit squeeze
22 Feb 2019 – Australian Financial Review – ‘Irresponsible’ agents blamed as top end property plunges by 40pc
21 Feb 2019 – Daily Mail Australia – Welcome to the property ‘bloodbath’
21 Feb 2019 – Ten – More Aussies Getting Pay Day Loans
21 Feb 2019 – ABC News – Payday loans increase as households pushed into risky credit from non-bank lenders
15 Feb 2019 – Australian Financial Review – Interest-only loans worth $230 billion ‘trap’ 650,000, warns Morgan Stanley
13 Feb 2019 – ABC Radio National – Breakfast – Borrowing slump has potential to accelerate property price fall, analysts say
12 Feb 2019 – Australian Financial Review – Bargain hunter property investors bounce back as prices fall and yields rise
08 Feb 2019 – The Courier Mail – Falling property prices, weak spending and income growth a concern for RBA
06 Feb 2019 – Australian Broker – Final report ‘ignores systemic issues’
05 Feb 2019 – The Age – Customers offered faster change in political fight over bank scandals
14 Jan 2019 – Herald Sun – Gold Coast mortgage stress worse in 2019 than 2018 as financial fears grow
11 Jan 2019 – Australian Financial Review – How to cut annual payments on a $1m mortgage by $18,000
09 Jan 2019 – Australian Financial Review – Property borrowers brace for a new round of rate hikes as funding costs rise
08 Jan 2019 – Your Mortgage – Why some say turning the debt taps back on is irresponsible
07 Jan 2019 – ABC News – What lies ahead for the property market this year
04 Jan 2019 – Australian Financial Review – Property borrowers brace for $300b interest-only credit crunch
03 Jan 2019 – Australian Business Review – Lenders given free rein
02 Jan 2019 – Australian Financial Review – Aggressive shadow banks grow market four-fold by cutting rates, easing terms
29 Dec 2018 – The Courier Mail – How ‘sick’ buildings are showing signs of infection across the city
24 Dec 2018 – 3AW – Privately owned ATMs stinging customers more than $100 to access their own money
16 Dec 2018 – The Australian Business Review – Consumer spending unaffected by housing market softening
12 Dec 2018 – Yahoo! Finance – Why a 35% house price crash is ‘very unlikely’
11 Dec 2018 – Australian Financial Review – Why a ‘prenup’ is needed in home loan help from the Bank of Mum and Dad
10 Dec 2018 – The Daily Mail – How an imminent housing market collapse is set to cripple Australia’s economy
07 Dec 2018 – Your Mortgage – Aussies fall into a negative equity trap amid housing downturn
07 Dec 2018 – Australian Financial Review – Shadow banks two-and-a-half times more likely to approve loans than big four
05 Dec 2018 – The Daily Mail – The main factor leading to the property downturn
04 Dec 2018 – News.com – One million Aussies could become ‘prisoners’ in their own home
20 Nov 2018 – Your Mortgage – These suburbs are reeling from high levels of mortgage stress
19 Nov 2018 – Daily Mail – Is your home in danger?
19 Nov 2018 – The Queensland Times – Suburbs struggling with mortgage stress
13 Nov 2018 – Australian Financial Review – Wealthier suburbs more of an apartment settlement risk than lower-income ones
12 Nov 2018 – Australian Financial Review – Housing market said to be rife with regulatory arbitrage
12 Nov 2018 – Australian Financial Review – Experts brace for regulatory response as credit crunch hits house prices
12 Nov 2018 – The Australian – More property falls to come, experts tell UBS event
11 Nov 2018 – Australian Financial Review – Labor inquiry into buy-now, pay-later threatens Afterpay
09 Nov 2018 – MPA – Is history repeating itself?
08 Nov 2018 – Australian Financial Review – Home owners under pressure: mortgage stress and price discounting
05 Nov 2018 – 4BC – Banks ‘chasing their own tails’ over bank credit loans
05 Nov 2018 – Daily Mail – The world’s luckiest kids?
02 Nov 2018 – Australian Financial Review – Trade up in a falling property market
24 Oct 2018 – Silver Doctors – John Adams: The RBA Has Confirmed With Me That 99.9% Of Australia’s Gold IS NOT In Australia
24 Oct 2018 – Australian Financial Review – $19b worth of new property loans breach tough lending guidelines
23 Oct 2018 – New.com.au – Property’s ‘ticking time bomb’ is about to go off, with one million Aussies affected
20 Oct 2018 – Brisbane Times – Rapid rise in retirees with mortgage debt
16 Oct 2018 – Sydney Morning Herald – Are you better off selling your home and going back to renting?
16 Oct 2018 – ABC News – Drought aid: Where has the money been allocated and what difference is it making on-farm?
13 Oct 2018 – Herald Sun – Share prices fall as interest rate investments rise
12 Oct 2018 – The Chronicle – This is the mortgage ‘ring of fire’
11 Oct 2018 – The Advertiser – Outer suburbs most at risk of mortgage delinquencies
11 Oct 2018 – Surf Coast Times – How to survive the credit crunch
08 Oct 2018 – ABC News – Australian housing, the economic parallels with Ireland and the risk of a housing crash
04 Oct 2018 – Herald Sun – Borrowers could pay half their monthly income into mortgage if rates rise by 2 points
02 Oct 2018 – Your Mortgage – Aussie parents postponing retirement to help children buy homes
01 Oct 2018 – NewPaper24 – Consumers on a discount hut as Australia’s housing market retain sliding
01 Oct 2018 – 9News – Victorian Home Owners “Most Stressed” In Australia
28 Sep 2018 – Australian Financial Review – Shadow banks pick up high-risk borrowers as big four retreat to safety
28 Sep 2018 – Australian Financial Review – Mortgage lending rises as household debt rises to more than 190 per cent of income
25 Sep 2018 – News.com.au – The Phone Call That “Could Drop House Prices By 80%”
25 Sep 2018 – Yahoo! Finance – Another blow for the Aussie property market
24 Sep 2018 – Australian Financial Review – Westpac plans to ‘dump’ risky property investors as rates rise and returns fall
22 Sep 2018 – The Canberra Times – How much mortgage stress is in your postcode?
21 Sep 2018 – The Daily Telegraph – Three Macarthur region suburbs in top 10 suffering mortgage stress
20 Sep 2018 – The Whitsunday Times – ‘HOUSE OF CARDS’: Property gurus take on PM’s dire warning
18 Sep 2018 – China Economic Net – Aussie house prices take tumble in Q2
18 Sep 2018 – Australian Financial Review – 60 Minutes criticised for reporting 40 per cent house price fall in 12 months
17 Sep 2018 – Daily Mail Online – ‘GFC 2.0’: Terrifying graphic showing why Australia’s plunging property prices could destroy the economy
17 Sep 2018 – The Courier Mail – Experts warn of ‘debt bomb’ as housing downturn worsens
17 Sep 2018 – F3News – Experts warn of economic ‘catastrophe’ linked to downturn
14 Sep 2018 – Australian Financial Review – Bitter lessons still being learnt about the global financial crisis
14 Sep 2018 – The Advertiser – Tenth anniversary of Lehman Brothers bank failure raises spectre of cyclical problems
14 Sep 2018 – Australian Financial Review – Bank rate rises to trigger bidding war over property borrowers
12 Set 2018 – Yahoo! Finance – 4 ways to weather slower Aussie house price growth
11 Sep 2018 – 7 property tips to help investors sleep easy
02 Sep 2018 – The Guardian Australia – Mortgage hikes show the dancing is nearly over at Australia’s credit party
01 Sep 2018 – News.com.au – The Australians at risk of becoming ‘mortgage prisoners’
01 Sep 2018 – The Weekend Australian – More home loan hikes coming
30 Aug 2018 – Australian Financial Review – Customers urged to go outside the big four
27 Aug 2018 – Australian Business Review – Mortgage ‘prisoners’ will challenge Scott Morrison’s new-look Liberals
26 Aug 2018 – Ten News – RC And Mortgage Lending Tightening
26 Aug 2018 – The Weekly Times – Banks change borrowing rules leaving nearly half of homeowners as ‘mortgage prisoners’
04 Aug 2018 – The Australian – Credit crunch hits developers, builders, would-be homeowners
03 Aug 2018 – Australian Financial Review – How multi-million-dollar property portfolio becomes liquidity trap for retirees
03 Aug 2018 – ABC Radio – Banks Exploit Power To Overcharge For Service, Constrain Competition: Report
28 Jul 2018 – Herald Sun – AMP counts the cost of bad advice
26 Jul 2018 – Australian Financial Review – Honeymoon lending rates could turn sour for banks and borrowers, analysts warn
24 Jul 2018 – Australian Financial Review – Big four banks up the ante to entice favoured borrowers
25 Jul 2018 – ABC News – ‘Mortgage prisoners’ trapped with higher rates as lending rules get tougher
23 Jul 2018 – The New Daily – Super fund returns and profits should be regulated like utilities: COTA
22 Jul 2018 – Sydney Morning Herald – ‘It’s our version of the GFC’: warning on looming interest-only crisis
20 Jul 2018 – Your Mortgage – Millennials take advantage of guarantor loans to secure a property
18 Jul 2018 – MSN Money NZ – The risks of opening an account with the bank of mum and dad
17 Jul 2018 – New York Times – Australian Housing Costs Rival New York’s, but Boom May Be Ending
13 Jul 2018 – Australian Financial Review – Global hedge funds circling increasingly volatile local property market
13 Jul 2018 – 6PR Perth – Mortgage Stress
12 Jul 2018 – 2GB – Mortgage Stress
12 Jul 2018 – ABC Radio Melbourne – Mortgage Stress
12 Jul 2018 – ABC Radio Sydney – Mortgage Stress
12 Jul 2018 – In The Black – Are consumers and small business facing a credit crunch?
12 Jul 2018 – Better Homes and Gardens – These are the banks raising their mortgage rates
12 Jul 2018 – The Australian Business Review – APRA stress test draws fire on detail
11 Jul 2018 – ABC Radio – Up to 1 million households risk mortgage default by September, analyst warns
10 Jul 2018 – Sydney Morning Herald – Why we all need a financial Plan B
07 Jul 2018 – Are falling house prices a sign the property boom is over?
06 Jul 2018 – Herald Sun – Mortgage interest rates vary between the states
06 Jul 2018 – Mozo.com.au – Which state do you think is under the most ‘mortgage stress’?
05 Jul 2018 – Herald Sun – Home loans: Mortgage stress at record high as almost one million Aussie households struggle
30 Jun 2018 – The Weekend Australian – Subprime boom sparks warning on home loans
29 Jun 2018 – Australian Financial Review – Winners and losers in the baby boomer downsizer deluge
29 Jun 2018 – Australian Financial Review – Falling property prices and cheap credit lift the hopes of young home buyers
28 Jun 2018 – Australian Financial Review – What credit crunch? Citi claims mortgage growth remains robust
27 Jun 2018 – Australian Financial Review – Banks tighten lending as borrowers’ budgets blow out
26 Jun 2018 – Domain – Small Australian banks are raising mortgage rates. Will the big four follow?
26 Jun 2018 – Australian Financial Review – AMP, BOQ, IMB join lenders hiking rates as the cost of money rises
26 Jun 2018 – Nine News – Sydney’s Debt Bomb
18 Jun 2018 – Australian Financial Review – Property sales ditched as crunch credit causes auction values to plunge
16 Jun 2018 – Sydney Morning Herald – Time to stop scourge of payday lending, leasing
15 Jun 2018 – Australian Business Review – Customers ‘flocking’ to Mortgage brokers despite tarnished image
14 Jun 2018 – Sydney Morning Herald – Call to warn parents over guaranteeing kids’ loans
13 Jun 2018 – Australian Business Review – House prices feel pinch as loan demand continues to slide
11 June 2018 – Your Mortgage – Australian households reel under mortgage stress
11 June 2018 – Property Observer – Sydney auction market weakened in autumn, but some suburbs are bucking the trend
07 Jun 2018 – Domain – Majority of female homeowners fearful they couldn’t handle small interest rate rise, survey finds
03 Jun 2018 – Sydney Morning Herald – Banks could tighten screws on small business after royal commission
02 Jun 2018 – The Weekly Times – Bank of Mum and Dad isn’t always the best option
31 May 2018 – The Australian Business Review – Home borrowing contracts sharply, new figures confirm
28 May 2018 – The Australian Financial Review – Developer offering ‘Afterpay’ style financing for real estate with ‘preposit’ plan
26 May 2018 – The Australian Financial Review – Parents increasingly fearful of using home as guarantee for kids’ business plans
25 May 2018 – The Australian Financial Review – When loans from Bank of Mum and Dad can go wrong
10 May 2018 – The Australian Business Review – CBA shares fall as profit dips 10pc, legal costs rise
04 May 2018 – Australian Financial Review – Why it’s worth cutting mortgage costs via cheaper loan
04 May 2018 – The Daily Mail Australia – Revealed: The Australian postcodes where families suffer the most mortgage stress
04 May 2018 – Nine.com.au – Almost one million Australian households are experiencing mortgage stress
02 May 2018 – Domain.com.au – Majority of first-home buyers now use ‘Bank of Mum and Dad’
02 May 2018 – Australian Financial Review – Bank of Mum and Dad loans soar 25pc as banks crackdown
02 May 2018 – Australian Financial Review – Number of troubled households seeking to refinance loans doubles
23 Apr 2018 – Sydney Morning Herald – Leave nothing but huge amounts of money. Expect only grandchildren.
23 Apr 2018 – Australian Financial Review – Four in 10 property borrowers hit with ‘discreet’ rate and fee increases
20 Apr 2018 – Sydney Morning Herald – Breach of trust: how Australian banks went bad
20 Apr 2018 – Australian Financial Review – Cheap credit fuels house prices rising 20,000 times faster than income growth
19 Apr 2018 – News.com.au – Housing now more affordable across the nation thanks to Sydney price falls
11 Apr 2018 – Australian Business Review – Easy credit to blame for high house prices (Republished DFA Blog Post)
07 Apr 2018 – Townsville Bulletin – More households than ever are under mortgage stress in Townsville
06 Apr 2018 – International Business Times – 960,000 households in Australia will face ‘mortgage stress’, data shows
06 Apr 2018 – Nine News – Almost one-third of Australian households facing ‘mortgage stress’
06 Apr 2018 – Daily Mail – Mortgage Stress hits almost a MILLION families
05 Apr 2018 – 4BC – Mortgage stress continues to climb as wage growth stalls
03 Apr 2018 – Nine News – Two rate rises could crush ‘risky’ mortgage holders
02 Apr 2018 – Australian Financial Review – Property buyers brace for new round of interest rate hikes as funding costs rise
29 Mar 2018 – The Australian Business Review – APRA faces pressure on liar loans
28 Mar 2018 – The Queensland Times – ‘Property armageddon is coming’
21 Mar 2018 – Your Mortgage – Royal Commission grills ANZ about loans submitted by brokers
21 Mar 2018 – Gold Coast Bulletin – Data reveals worst Gold Coast suburbs under mortgage stress
21 Mar 2018 – ABC Radio Nation Breakfast – Mortgage Brokers
13 Mar 2018 – MPA – News Analysis: One more backflip
13 Mar 2018 – Your Mortgage – Can anything solve Australia’s affordability crisis?
12 Mar 2018 – ABC News – Nurse’s $3 million in loans raises questions about banks’ lending practices
11 Mar 2018 – New Zealand Herald – Housing inequality threatens fabric of society
05 Mar 2018 – Australian Financial Review – Limited security guarantees could be the answer for first-home buyers
03 Mar 2018 – Australian Financial Review – CBA Westpac cut rates but 220,000 interest-only loans face $100b crunch
03 Mar 2018 – The Australian – Interest-only crisis time bomb ticking as repayments reset
01 Mar 2018 – The Australian Business Review – APRA relaxing as home price boom ends
01 Mar 2018 – ABC The Business – Lax Loans
01 Mar 2018 – 2GB Money News – APRA’s Lending Policy
28 Feb 2018 – Australian Financial Review – Interest-only property buyers face ‘double whammy’ of loan resets, rate rises
27 Feb 2018 – The Australian Business Review – Loan insurers in trouble as higher standards bite
26 Feb 2018 – Australian Financial Review – Small business bosses use home equity as ‘piggy banks’ to keep doors open
20 Feb 2018 – 2GB Ross Greenwood’s Money Show – Interest Only Loans
14 Feb 2018 – Sydney Morning Herald – APRA issues another warning on risky investor loans
13 Feb 2018 – Australian Financial Review – Interest-only property investor cash flow crunch sparks fears of fire sales
12 Feb 2018 – News.com.au – Banking Royal Commission holds first hearing
11 Feb 2018 – The New Daily – The end of the banking boom will affect your retirement
09 Feb 2018 – The West Australian – Pilbara mortgage stress high, but improving
09 Feb 2018 – Australian Financial Review – Property buyers need to look beyond lower price and perks to location and gains
08 Feb 2018 – ABC News – Banking royal commission to hear cases like Amy’s
08 Feb 2018 – The Australian Business Review – Banks fret over volatility impact on funding costs
07 Feb 2018 – The New Daily – Taxpayers foot $500m bill for ‘windfall’ bank profits
05 Feb 2018 – The Australian Business Review – UBank eyes online services growth through fintech partnerships
05 Feb 2018 – Herald Sun – Struggling families targeted by ruthless payday lenders
05 Feb 2018 – Courier Mail – Editorial: Payday lenders must be called to account
03 Feb 2018 – The Australian – Martin North: Divining markets for mums and dads
01 Feb 2018 – News.com.au – More Queenslanders in mortgage stress amid likelihood of rate rise
01 Feb 2018 – The Australian Business Review – Mortgage surge as APRA rules sidestepped
30 Jan 2018 – The Australian Business Review – CBA sideswiped by ASIC rate-rig suit
28 Jan 2018 – Australian Financial Review – Big four build $600m ‘war chest’ to win mortgage market share with discount loans
26 Jan 2018 – ABC News – Being billed for getting a bill in the mail could be coming to an end
25 Jan 2018 – Courier Mail – Thousands of interest-only homeowners in Queensland face a looming mortgage crunch
24 Jan 2018 – ABC Radio National PM – Push to ban fees for receiving bills in the mail, but who’s behind it?
20 Jan 2018 – News.com.au – Close to 1 million households under mortgage stress: report
20 Jan 2018 – The Courier Mail – First-home buyers are banking on Mum and Dad
18 Jan 2018 – The Australian Business Review – Australian household debt-to-income ratio taps 200pc
17 Jan 2018 – Australian Financial Review – Interest-only borrowers brace for mortgage crunch
16 Jan 2018 – Nine News – New online platform allows you to ‘auction’ your loan to the lowest bidder
15 Jan 2018 – The Australian Business Review – Interest-only loans plummet as banks clamp down on risk
13 Jan 2018 – The Australian – Wealth effect: households are doing it tough as economy races ahead
11 Jan 2018 – The Australian Business Review – Low-deposit loans push but analysts warn of risks
10 Jan 2018 – International Business Times – About 921,000 Australian households are under mortgage stress: analysis
09 Jan 2018 – News.com.au – How to beat the banks at their own game
08 Jan 2018 – Australian Financial Review – New ‘liar loans’ data reveal borrowers more stretched than some lenders suspect
05 Jan 2018 – SMSF Adviser – Property, debt stress prompts clients to take tax risks
04 Jan 2018 – News.com.au – These are the 10 worst postcodes for mortgage stress in Queensland
04 Jan 2018 – ABC News (TV and Radio) – Risks and Opportunities of Buying Property Now
04 Jan 2018 – Sky Business – Mortgage Stress and Default Predictions
03 Jan 2018 – The Australian Business Review – Rise in mortgage stress defies lending crackdown
01 Jan 2018 – Australian Financial Review – Lowest loan rate since 1956 sparks regulatory fears and raises pressure on debt
01 Jan 2018 – The Australian Business Review – Shadow sector mortgages surging ahead