Sip Presentation

PRESENTATION ON
Summer Internship Program (SIP)
Company :- AXIS BANK LTD.
Title :- “Operation Processing and Documentation for Business Loans at SBB

(Small Business Banking) Department of Axis Bank Ltd.”
Presented By :- Syed Naved Ahmed Taj Mohammad
Guided By :- Prof. Minakshi Shendre
MBA- 3rd Semester
Batch : 2021-23
ABOUT THE COMPANY
COMPANY PROFILE
• Axis Bank is the third largest private sector bank in India. The Bank offers
the entire. Spectrum of financial services to customer segment covering
Large and Mid-Corporates, MSME, Agriculture and Retail Businesses.
• Axis Bank offers Corporate Loans to businesses and corporates in the form
of working capital, term loans and structured finance solutions. The
working capital finance solutions include cash credit, overdraft, business
boans or working capital loans, suitably structured to the needs and risk
profile of businesses.
• Axis Bank offers loans for corporates in the form of structured credit
solutions to help businesses with their short-term funds and long-term
funds requirements.
PRODUCTS & SERVICES
• Types of Working Capital Facilities for Small
Businesses
• Overdraft
• Cash Credit
• Merchant Loan Overdraft
• Business Loan
• Secured Term Loan
• Unsecured Dropline Overdraft
• Medical Equipment Loan
• Secured Quick Overdraft
• Industrial Equipment Loan
Problems faced during SIP
• Less support from Relationship Officers due to

large number of cases in their hands to
process
• Relationship Officers do not response
immediately on follow up calls.
• Sometimes cases needs to be disbursed on
pendency which leads to late dispatch
process.
WEEKS WISE DETAILS
Week 1: After the Welcome Session and meeting with SBB Business
Loan Team, Operation CPA Satish Sir started conversation regarding
how the Operation Team works.
Week 2: Targets were set that how many new cases should be logged
in on daily and weekly basis and amount of Disbursement had been
set regardless of number of cases. Accordingly tasks were assigned.
After 12 PM, the regular work started regarding documents checking.
Week 3: I Already had knowledge about what I will do every day. I

took initiative of scrutinising documentation which includes Checking
of all financial document B/S P&L and their schedules.
Week 4: My data entry work includes the sanction condition checks whether
they are fulfilled or not. If sanction conditions are fulfilled then the checks
shall be received if conditions were to fulfilled on later date then the checks
shall be deferred till the date given by Credit Manager
Week 5 and 6: Fifth week was all about Data Entry in system. I made data
entries of those cases which were clear with all documents. The data entry
process is already completed more than half by Credit CPAs, which includes
Details of all documents
Week 7 and 8: In last two weeks, my most of the work was physical like
arranging the files in proper sequence, inserting the disbursement kits which
were important for Operation manager for further process, making dockets
of completed files with bar codes and colour stickers for their identification
at the main disbursement department of Axis bank and courier them.
KEY LEARNING
• Assessment of Problems and Problem solving skill.

• Relationship Management with Colleagues.
• Building Emotional Intelligence.
• Better Time Management.
• Strong Communication Skill.
• Punctuality
• Records Management
• Segregation of tasks
FINDING & SUGGESTIONS
• Company is having good relationship with customers and they are satisfied with facilities provided to
them
• The premise is better compared to any other private sector bank.
• Work intention of the employees is good.
• The method include for employee retention are salary increments, holidays, incentives, performance
bonus, attractive encouragement schemes.
• Organization takes maximum time to select the right officers for the right job.
• Effective follow ups helps in completion of the case within time.
• Maintains clean environment.
• Welfare facilities of company are beneficial for the employer.

CONCLUSION
Hence, according to this training program this project was all about observing
and finding out Credit Appraisal and Credit Management process at SBB
Department of Axis Bank Ltd. As the Mentor raised us to Communicate with
people and Interact with them. In review this internship has been an excellent
and rewarding experience. I have been able to communicate and interact
with so many people that I am sure will be able to help me with opportunities
in the future. I enjoy this line of work, but I am not sure if there is enough
room to grow through this company. This was an excellent experience
Thank You

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PRESENTATION ON

Summer Internship Program (SIP)

Company :- AXIS BANK LTD.

Title :- “Operation Processing and Documentation for Business Loans at SBB

Presented By :- Syed Naved Ahmed Taj Mohammad

Guided By :- Prof. Minakshi Shendre

MBA- 3rd Semester

• Less support from Relationship Officers due to

Week 3: I Already had knowledge about what I will do every day. I

• Assessment of Problems and Problem solving skill.

• The premise is better compared to any other private sector bank.

• Work intention of the employees is good.

• Effective follow ups helps in completion of the case within time.

• Maintains clean environment.

• Welfare facilities of company are beneficial for the employer.

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