A seminar on

One touch Multi-banking Transaction

system using Biometric and OTP
Authentication

GUIDED BY PRESENTED BY

MRS.V.KUSUMA PRIYA ,M.TECH SHAIK.KHUTHIJA

ASSOCIATE PROFESSOR,CSE. 18JN1A0595
DEPT OF CSE
Contents:
 INTRODUCTION
 RESEARCH BEHIND
 PROBLEM STATEMENT
 OBJECTIVE OF THE STUDY
 SCOPE OF THE STUDY
 SIGNIFICANCE OF THE STUDY
 LITERATURE REVIEW
 METHODOLOGY
 BLOCK DIAGRAM EXPLANATION
 RESULT AND DISCUSSION
 SIMULATATION CIRCUIT DIAGRAM
 CONCLUSION
 REFERENCES
 Introduction:
 Every individuals has more than one bank accounts in different banks, people’s need to
carry more than one ATM cards for transaction, there may be different PINs for every
account.
 In conventional framework, ATM terminal client acknowledgment frameworks just
relies upon bank cards, security pin number, and such character check strategies which
measures are not great and capacities are excessively single and now and again there
are occurrences where we overlook our own security PIN number, lose our cards, cards
get taken, taken PIN numbers.
 To overcome the drawbacks in traditional ATM system, introducing a new ATM
terminal customer recognition system, “One touch Multi-banking Transaction system
using Biometric and OTP Authentication”.
 Biometric based unique mark confirmation strategy is one of the most secure
frameworks, unapproved gets to are confined, as this makes unique finger impression a
one of a kind recognizable proof for everybody.
 This system also assures a se- cure (OTP-One time Password)based transaction. Here
the proposed system has no risk overhead in managing multiple account transactions
and achieves high security as compare to the traditional ATM system.
A.RESEARCH BEHIND:
 Now a day’s person has more than one ATM and has to carry many
cards and remember their PIN.
 One person link id too many accounts to ease human efforts we
linked all accounts to the biometric fingerprint authentication.
 This way paperwork during account creation will also reduce and
maintaining the data will become easy. In our proposed system we
are dealing with fingerprint technique for draw the cash by getting
OTP.
 Future scopes by is and Face recognition for draw the cash by ATM
to provide more security.
B.PROBLEM STATEMENT
 Every individual has more than one bank accounts in different banks people
need to carry more than one ATM cards for transaction, and there may be
different PINs for every account.
 At times it happens that we forget ours PINs, lose our cards, cards get
stolen, stolen PINs such scenario are faced in our daily life, so to overcome
these drawbacks, “Design One Touch Multi banking Transaction System
using biometric and OTP authentication” is proposed.
 State Bank of India is wanting to present Automated Teller Machine
(ATM)system for its customers give helpful withdrawal administration in
everywhere, even if the client doesn't go to a bank.
 A Product is to be planned that will control ATM having a magnetic stripe
reader for reading an ATM card, a customer console(keyboard and display)for
cooperation with the client, an opening for keeping envelopes, a distributor for
money (in products of Rs.100) and a printer for printing client receipts.
 The bank gives PC to keep up its own records and procedure exchanges against
them.
 A client will be required to embed an ATM card and enter an individual
identification number (PIN) - the two of which will be sent to the bank for
approval as a feature of every exchange.
C.OBJECTIVE OF THE STUDY:
 One person linked too many accounts to ease human efforts we linked all
accounts to the biometric fingerprint authentication.
 This way paperwork during account creation will also reduce and maintaining
the data will become easy.
 In our proposed system we are dealing with fingerprint technique for draw
the cash by getting OTP.
 Future scope is by iris and Face recognition for draw the cash by ATM to
provide more security. The main objectives of this system are as follows:
• Monitoring the multiple bank account management.
• Providing a smart technology for ATM system.
• Avoiding ATM intervention.
• Reducing multiple code effort
D.SCOPE OF THE STUDY:
 An ATM (Automated Teller Machine) is a machine that enables bank account
holders to complete transactions at any time with out human intervention.
 In an ATM system customer authenticate themselves by using a plastic card on
which magnetic stripe is mount id known as an ATM card.
 The magnetic s tripe carry details related to customer. Some times it happens
that data on magnetic can be easily destroyed by strong magnetic fields.
 About PINs (Personal Identification Number), each account has distinct PINs in
traditional ATM system occasionally we forget PINs or chance to get confused
or losing PIN to someone other.
 So the ATM card have a number of drawbacks like breaking card losing card,
stolen card, losing PIN, forgotten PINs, etc. due to such issues there are
maximum chances of frauds.
E.SIGNIFICANCE OF THE STUDY:
 Even if there are multiple scale ATM present, it is always feasible to
operate the multiple account at the biometric itself.
 The benefit of doing so is that the reduced the multiple of pins and
carry each ATM cards .
 Also, the separated privacy provided could be directly sent to the your
registered mobile number.
 LITERATURE REVIEW:
 In the current framework there are expanded cheats and the ascertaining cases hush-
hush card parcels.
 Moreover, there is opportunity to hardships the cards. To annihilation such an issue, we
have to build up a structure which is card less ATM framework for various banks
besides gives better security to keep up a key decent ways from cheats and computing.
 These days we are utilizing the pin number for security in ATMs, which supplanted
signature based structure. The pin based security is the least requesting degree of
security.
 These days the pin number can be expelled through different ways, for fake action.
Accordingly, as an answer the pin number can be uprooted with biometric security.
 The biometric security might be stand-out engraving, retina, etc. These days, the
structure is utilized to separate the data picture and the picture in the database and on
the off chance that they are confirmed, the bank staff would disseminate the money.
 This system gives a depiction of the new technique towards the security of ATM
structures.
 In our proposed framework Fingerprint and magnificent pin is utilized to perceive and
check confirmed bank staff. By then the money will pull back the individual. In this
manner the proposed framework is the especially guaranteed about structure for ATMs.
METHODOLOGY:
A.SYSTEM DESIGN:
The working of framework begins with
perusing contribution from client as a unique finger impression of client. It
will be perused by unique finger impression scanner. The info will be
checked from the information put away in the database and gets approved.
The architecture of proposed system is divided into three different working
modules \newline A) Working of Fingerprint Module \newline B) Function
of web Services
B.SCANNING SECTION:
The scanning section consists of an Arduino mega 2560 as the main
controller along with the Fingerprint sensors for scanning the user's
fingerprint. It also consists of a Bluetooth module HC05 to develop
communication with the remote computer for monitoring purpose
SYSTEM ARCHITECTURE:
C.BLOCK DIAGRAM
Fingerprint scanner: :
EXPLANATION
 Fingerprint scanner is utilized to peruse the unique mark of the client.
In the wake of scrutinizing the one of a kind finger impression it will
endeavor to arrange that finger impression with the set aside data
Fingerprint scanner is utilized to confirm the client.
 Switches (Bank1, Bank2, and Bank3): In the proposed framework
there are 3 unique changes to choose three distinct banks. At the point
when a client press any of the switch the individual bank will get chose.
 Keypad Matrix: Keypad Matrix is utilized to enter the money sum
which client need to pull back. The keypad grid comprise of 4*4 keys.
 Cash dispensing Mechanism: The Cash container is the unit is utilized
to administer the money. This unit comprise of DC engine.
Server:
 Relational Database Management System (RDBMS); is a kind
of database that kept its data in a table, with each line
recognizing a specific record, and every segment distinguishing
a specific field. To process a RDBMS database, SQL orders is
utilized. Organized Query.
 Language (SQL) is a sort of language that used inquiry to chip
away at a database.. There exist a few fundamental question
utilized inside the server subsystem: CREATE question to make
another database.
 USE question to utilize a specific database for consequent
inquiries.
 SHOW inquiry to show the substance on an item from a
database.
 SELECT inquiry to look for a record inside table that coordinated
the articulation utilized.
 UPDATE inquiry to change the field an incentive in of a record in
a table Within the database server, some data is encoded utilizing
Advanced Encryption Standard (AES).
 AES is a sort of even cryptography. This cryptography use a key
of 128-piece, 192- piece, or 256-piece sizes. Furthermore, to
scramble the correspondence, Transport Layer Security (TLS) is
utilized.
 TLS works utilizing an even cryptography when imparting the
information, and utilize awry cryptography to validate clients
Abbreviations and Acronyms.
RESULT AND DISCUSSION:
FLOW CHART:
 In this proposed system we are making card less and more
secure than traditional ATM system.
 For security level we are using Fingerprint authentication
with permanent PIN (Personal Identification Number.
 The process starts with pressing the switch. In this
proposed system there are multiple banks so multiple
switches are being connected.
 The user have to press particular switch to be select
particular bank.
 After pressing the switch the bank will get selected. After selection of
bank the user can operate his/her bank account.
 To use respective account the user have to authenticate his/her
account with the help of fingerprint scanner. If fingerprint matches
with the stored data it will proceed for next authentication level. If the
fingerprint doesn’t matches with the stored data then the transaction
will terminate.
 The second authentication level is permanent PIN. After the
Fingerprint authentication it will proceed further for transaction. To
complete transaction the user have to enter the amount which he/she
want to withdraw.
 If entered amount denominations is available the it can proceed
further otherwise the process terminates. This completes the
transaction process
SIMULATION CIRCUIT DIAGRAM:
 The system we are using controller as Arduino uno. Three
switches which are being used for selecting particular bank.
 These switches are connected to analog input of Arduino. The
keypad is used for entering the cash amount which is connected
to digital input pins of Arduino.
 The motor is used to dispense the cash which is being connected
to output digital pin of Arduino.
 Bluetooth module HC05 is connected to Tx & Rx of Arduino
for OTP. The 16*2 LCD is used to display all the necessary
information which is being connected to digital output pins of
Arduino.
 ADVANTAGES:
 All the bank accounts are managed in a single finger touch thus no
need to carry multiple cards and remember their passwords.
 The problems like fraud, unlawful entry, cards getting stolen
forgetting the PINs are prevented.
 The system is using biometric instead of PIN for validation. Thus
the transactions get more secure.
 It suspends the fraud calls related to the ATM card verification and
all.
CONCLUSION:
 In the proposed card-less multi-banking Transaction ATM
framework, replaces the customary ATM framework.
 It has favorable circumstances, for example, spares
fabricating cost of cards and beats downsides of the
conventional framework like conveying various cards,
losing of card, losing PINs, recollecting numerous PINs,
extortion calls identified with ATM card, and so on.
 It gives high security by utilizing confirmation like unique
finger impression and OTP framework; in this manner
making it simple to utilize different financial balance
exchange in a single touch. Mukt Shabd Journal.
REFERENCES:
 Maninder Singh, ShahanazAyub and RaghunathVerma,
“Enhancing Security by averaging multiple fingerprint images,”
Proc. International Conference on Communication Systems and
Network Technologies, IEEE 2013.
 M. O. Onyesolu and I. M. Ezeani, “ATM security using
fingerprint biometric identifier : An investigative study,”
International Journal of Advanced Computer Science and
Applications, vol. 3, no. 4, pp. 68–72,2012.
 A. T. Siddiqui, “Biometrics to control ATM scams : A study,”
International Conference on Circuit Power and Computing
Technology ICCICT, pp. 1598–1602, 2014.
 A. K Jain, K Nandakumar, and A Nagar, “Biometric Template
Security,” 2008, ACM, , DOl.10.1155/2008/579416.
THANK
YOU !!!