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    Enterprise Risk Management

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    deepakfame
    This document outlines various types of risks that could face a bank, including external risks like the environment, country risks, and fiscal risks. It also discusses operational risks related to human resources, organizational planning and reporting, and systems. Fund management risks could include issues with dealing, processing, and statutory compliance. Infrastructure risks involve potential problems with human resources, organizational structure, planning, reporting, and systems. Other risks listed are liquidity risk, counterparty risk, position/market risk related to currency and interest rates, and proposition risk regarding competitive issues, economics, and strategy.

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    Enterprise Risk Management

    Uploaded by

    deepakfame
    60 views11 pages
    This document outlines various types of risks that could face a bank, including external risks like the environment, country risks, and fiscal risks. It also discusses operational risks related to human resources, organizational planning and reporting, and systems. Fund management risks could include issues with dealing, processing, and statutory compliance. Infrastructure risks involve potential problems with human resources, organizational structure, planning, reporting, and systems. Other risks listed are liquidity risk, counterparty risk, position/market risk related to currency and interest rates, and proposition risk regarding competitive issues, economics, and strategy.

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    This document outlines various types of risks that could face a bank, including external risks like the environment, country risks, and fiscal risks. It also discusses operational risks related to human resources, organizational planning and reporting, and systems. Fund management risks could include issues with dealing, processing, and statutory compliance. Infrastructure risks involve potential problems with human resources, organizational structure, planning, reporting, and systems. Other risks listed are liquidity risk, counterparty risk, position/market risk related to currency and interest rates, and proposition risk regarding competitive issues, economics, and strategy.

    Copyright:

    Attribution Non-Commercial (BY-NC)
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    60 views11 pages

    Enterprise Risk Management

    Uploaded by

    deepakfame
    This document outlines various types of risks that could face a bank, including external risks like the environment, country risks, and fiscal risks. It also discusses operational risks related to human resources, organizational planning and reporting, and systems. Fund management risks could include issues with dealing, processing, and statutory compliance. Infrastructure risks involve potential problems with human resources, organizational structure, planning, reporting, and systems. Other risks listed are liquidity risk, counterparty risk, position/market risk related to currency and interest rates, and proposition risk regarding competitive issues, economics, and strategy.

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    ENTERPRISE RISK

    MANAGEMENT.
    Possible Risks Facing a Bank
    Types of Possible risk events

    Risk
    External Risk Environ - Compliance contamination employment theft
    and public health
    - ment
    Country Civil disorders, economic shock,
    expropriation, natural disasters.

    Fiscal Changes of government ,corporate/sales tax


    rate changes

    Government Consumer demand, effect of Government


    changes, inflation ,anti-business ethos.
    Types of Possible risk events
    Risk

    Litigation Product liability,safety,side effects

    Regulatory Capital adequacy, competition policy, tariff


    barriers, theft

    Security Intellectual property theft, sabotage, physical


    property theft.
    Fund Possible risk events
    Manageme-
    nt Risk
    Dealing Market information, inappropriate internal
    information, market collapse.

    Process Collusion, dealing error, fraud, input/output error


    -ing
    Financial regulation, Legal issues, taxation treties.
    Statutory
    Documentation, execution accuracy, settlement,
    Trading valuation methodology .
    Infrastruct Possible risk events
    -ure Risk

    Human Lack of staff, quality of staff, strike action,


    Resource lack of training, succession planning
    Organizational Objectives, policies, alliances, market image,
    authority limits, audit ,sales force profile.

    Planning Accuracy of situation appraisal, incorrect


    budgeting, poor quality of data, forecasting
    inaccuracies

    Reporting Accounting policies, data flow, complex


    management policy

    Systems Inadequate performance, alignment to business


    strategy, availability of systems, data integrity,
    disaster planning, programming quality,
    network security, telecommunications, verified
    algorithms
    Liquidity Possible risk events
    Risk

    Cash flow Business interruption, customer confidence,


    forecasting quality, access to finance.

    Default (credit) risk, financial performance of


    Counter party counterparty, credit rating, bank confidence,
    liquidity, supplier confidence

    Rating Market confidence, shareholder risk


    Operation- Possible risk events
    al Risk

    Logistics Delivery mechanism, global distribution,


    handling of shortages.

    Procurement Alternative source identification, quality of


    part, stock exchanges, supplier profile.

    Production Cost, make versus buy, process problems,


    quality reviews, technology.
    Position Possible risk events
    (market)
    Risk

    Currency Non-convertibility of currency, economic factors,


    transaction risk, translation risk, mismatches,
    volatility.

    Interest Basis risk, parallel yield curve shifts, twists in


    Rate yield curve, incorrect day count basis.
    Propositio Possible risk events
    -n Risk

    Competitive Competitor product action, inferior product,


    product imitation, patent expiry.

    Economic Client pricing, competitor pricing, market


    share, market dvelopments,product expiry.

    Strategy Business portfolio, communication, reputation,


    lack of competitor knowledge, research focus,
    initial pricing .
    NAME OF MEMBERS
    FEHMIDA SHAIKH

    PRAKASH KAMBLE
    THANK YOU

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