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    Personal Finance - Investments

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    Fakhruddin Ahmed
    The document provides an overview of different types of investments, including their objectives and examples. It discusses investments in bank products like savings accounts and certificates, insurance, commodities, precious stones, real estate, pension schemes, mutual funds, stocks, bonds, options, and futures. The objectives of investment are outlined as creating future income, meeting future expenses, hedging against financial shocks, and achieving long term goals. Various real estate investment trusts and mutual funds available in North America are also mentioned.

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    Personal Finance - Investments

    Uploaded by

    Fakhruddin Ahmed
    28 views10 pages
    The document provides an overview of different types of investments, including their objectives and examples. It discusses investments in bank products like savings accounts and certificates, insurance, commodities, precious stones, real estate, pension schemes, mutual funds, stocks, bonds, options, and futures. The objectives of investment are outlined as creating future income, meeting future expenses, hedging against financial shocks, and achieving long term goals. Various real estate investment trusts and mutual funds available in North America are also mentioned.

    Original Description:

    Guide for those who are entering the field of Investment for the purpose of Personal Finance.

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    The document provides an overview of different types of investments, including their objectives and examples. It discusses investments in bank products like savings accounts and certificates, insurance, commodities, precious stones, real estate, pension schemes, mutual funds, stocks, bonds, options, and futures. The objectives of investment are outlined as creating future income, meeting future expenses, hedging against financial shocks, and achieving long term goals. Various real estate investment trusts and mutual funds available in North America are also mentioned.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    28 views10 pages

    Personal Finance - Investments

    Uploaded by

    Fakhruddin Ahmed
    The document provides an overview of different types of investments, including their objectives and examples. It discusses investments in bank products like savings accounts and certificates, insurance, commodities, precious stones, real estate, pension schemes, mutual funds, stocks, bonds, options, and futures. The objectives of investment are outlined as creating future income, meeting future expenses, hedging against financial shocks, and achieving long term goals. Various real estate investment trusts and mutual funds available in North America are also mentioned.

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    You are on page 1of 10

    INVESTMENTS

    General Overview

    Prepared & Presented


    By
    FAKHRUDDIN AHMED
    www.befconsultancy.com

    1
    INVESTMENTS
    1. OBJECTIVE OF INVESTMENT

    • To create future stream of Income


    • To meet future expenses
    • To hedge against unforeseeable financial shock
    • To meet long term goals

    2
    INVESTMENTS (cont’d)
    2. TYPES OF INVESTMENTS
    • Bank Products
    • Insurance
    • Commodities & Precious Stones
    • Real Estate
    • Pension scheme
    • Mutual Funds/Unit Trusts/ETFs
    • Stocks
    • Bonds/Sukooks
    • Options
    • Futures
    • Others
    3
    INVESTMENTS (cont’d)
    BANK PRODUCTS

    1. Term Deposits (Fixed period at Fixed rate)


    2. Demand Deposits (Funds available on demand) X
    • Savings Account
    • Checking Account X
    • Reserve/Margin Account X
    • Overdraft Account ?
    • Investment Account
    3. Treasury Bills
    4. Deposit Certificates

    4
    INVESTMENTS (cont’d)

    INSURANCE

    • Health
    • Life
    • Car
    • Accident
    • House (Property & Content)
    • Travel
    • Guaranty/Warranty

    To hedge against unforeseeable financial shock

    5
    INVESTMENTS (cont’d)

    COMMODITIES
    • Metals (Gold/Silver/Titanium/Copper…….)

    • Agricultural Produce (Wheat/Barley/Rice/…..)

    • SPDR Gold Shares (Standard & Poor Deposit Receipt)


    PRECIOUS STONES & OTHERS
    • Diamond/Rubies/Pearls…………
    INVESTMENTS (cont’d)

    REAL ESTATE
    • Agriculture/Commercial/Residential properties
    • REIT (Property REIT / Mortgage REIT)
    • Partnership for Property Development
    In Canada
    • Ansar Financial & Development Corporation
    • Ansar Cooperative Housing Corporation
    INVESTMENTS (cont’d)
    MUTUAL FUNDS/UNIT TRUSTS/ETFS
    • Managed Funds
    • Exchange Tradable Funds
    • Usually linked to Index
    SOME OF THE NAMES IN N’AMERICA
    • Global Iman Fund (Mutual Fund)
    • WealthSimple Halal Portfolio (Mutual Fund)
    (MSCI Islamic Index)
    • SPDR Gold Shares (Halal ETF)
    (Standard & Poor’s Depository Receipts)
    8
    INVESTMENTS (cont’d)
    STOCKS (Equity)
    • Ordinary Stocks
    • Preferred Stocks
    (Will be dealt with in detail in separate Presentation under
    the title Stock Market Trading.)
    BONDS/SUKOOKS (Debt)
    • Ordinary Bonds
    • Convertible Bonds
    OPTIONS
    FUTURES
    OTHERS
    10

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