Scribd Logo
Upload

Welcome to Scribd!

  • 11 views

    Indian Public Sector Banking Analysis

    Uploaded by

    PARTH ASHAR
    This document analyzes the Indian public sector banking system. It discusses key metrics like deposits and credit growth. Deposits in the sector have grown at a CAGR of 12.03% from 2006-2007 to a total of 1.541 trillion USD in deposits. However, credit growth has fallen to a record low of 5.08% in 2016-2017 due to factors like high NPAs, demonetization, and interest rates. Moving forward, reducing NPAs through measures like the Insolvency Code and easing monetary policy could help boost credit growth, which is crucial for India's growing economy.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd

    Indian Public Sector Banking Analysis

    Uploaded by

    PARTH ASHAR
    11 views13 pages
    This document analyzes the Indian public sector banking system. It discusses key metrics like deposits and credit growth. Deposits in the sector have grown at a CAGR of 12.03% from 2006-2007 to a total of 1.541 trillion USD in deposits. However, credit growth has fallen to a record low of 5.08% in 2016-2017 due to factors like high NPAs, demonetization, and interest rates. Moving forward, reducing NPAs through measures like the Insolvency Code and easing monetary policy could help boost credit growth, which is crucial for India's growing economy.

    Original Description:

    Public sector banking analysis

    Original Title

    Bank analysis

    Copyright

    © © All Rights Reserved

    Available Formats

    PPTX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    This document analyzes the Indian public sector banking system. It discusses key metrics like deposits and credit growth. Deposits in the sector have grown at a CAGR of 12.03% from 2006-2007 to a total of 1.541 trillion USD in deposits. However, credit growth has fallen to a record low of 5.08% in 2016-2017 due to factors like high NPAs, demonetization, and interest rates. Moving forward, reducing NPAs through measures like the Insolvency Code and easing monetary policy could help boost credit growth, which is crucial for India's growing economy.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    11 views13 pages

    Indian Public Sector Banking Analysis

    Uploaded by

    PARTH ASHAR
    This document analyzes the Indian public sector banking system. It discusses key metrics like deposits and credit growth. Deposits in the sector have grown at a CAGR of 12.03% from 2006-2007 to a total of 1.541 trillion USD in deposits. However, credit growth has fallen to a record low of 5.08% in 2016-2017 due to factors like high NPAs, demonetization, and interest rates. Moving forward, reducing NPAs through measures like the Insolvency Code and easing monetary policy could help boost credit growth, which is crucial for India's growing economy.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 13

    Indian Public Sector Banking

    Analysis

    Mithun – I002
    Shubham Aggarwal – I004
    Jitesh Ahuja – I006
    Parth Ashar – I008
    K Raveesh Babu – I010
    Sector Banking
    Functions
    Deposits Credit Conclusion
    Overview
    Sector Banking
    Deposits Credit Conclusion
    Overview Functions
    Sector Banking
    Deposits Credit Conclusion
    Overview Functions
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

     CAGR – 12.03% from


    FY 06 – 07
     Total Deposits – 1.541
    USD Billion
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

     Factors affecting Deposits:

     Consumer Income
     Consumer Expectations
     Number of Consumers
     Substitute Investments
     Gold
     Other Investment Instruments
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

    Demonetization
    Impact
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

     Loans and other advances


     Buoyed by competitive Interest rates
     Banks with the NPA burden are increasingly reluctant
    to lend

    Credit Growth:
    • In 2016-17, the Credit growth fell to a record
    low 5.08%. It is the lowest since 1953-54.
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

    Factors Affecting Credit Growth:

     Interest Rate (MCLR)


     Demonetization
     NPAs
    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

    Factors Affecting Credit Growth:


    Banking Sector
    Deposits Credit Conclusion
    Functions Overview

    - Credit Growth is crucial for a growing


    Economy like India going forward.
    - Room for Monetary Policy Easing
    - Passing the Insolvency Code and RBI setting
    up an Oversight committee might help
    reducing the NPAs.
    Gracias

    You might also like