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    Introduction To Financial Services

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    shailja
    The document discusses key aspects of financial systems and services. It provides an overview of the components of a financial system, including regulatory bodies, financial markets, instruments, institutions and services. It then focuses on the Indian financial system, describing its major players like banks, insurance companies, mutual funds. The roles of key regulatory authorities like RBI, SEBI, IRDA are outlined. Financial services are classified and their roles in facilitating economic growth are highlighted. Major Indian players in financial services are also listed.

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    Introduction To Financial Services

    Uploaded by

    shailja
    104 views19 pages
    The document discusses key aspects of financial systems and services. It provides an overview of the components of a financial system, including regulatory bodies, financial markets, instruments, institutions and services. It then focuses on the Indian financial system, describing its major players like banks, insurance companies, mutual funds. The roles of key regulatory authorities like RBI, SEBI, IRDA are outlined. Financial services are classified and their roles in facilitating economic growth are highlighted. Major Indian players in financial services are also listed.

    Original Description:

    The presentation provides the basic nature of financial services and their role in India

    Original Title

    Introduction to Financial Services

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    The document discusses key aspects of financial systems and services. It provides an overview of the components of a financial system, including regulatory bodies, financial markets, instruments, institutions and services. It then focuses on the Indian financial system, describing its major players like banks, insurance companies, mutual funds. The roles of key regulatory authorities like RBI, SEBI, IRDA are outlined. Financial services are classified and their roles in facilitating economic growth are highlighted. Major Indian players in financial services are also listed.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    104 views19 pages

    Introduction To Financial Services

    Uploaded by

    shailja
    The document discusses key aspects of financial systems and services. It provides an overview of the components of a financial system, including regulatory bodies, financial markets, instruments, institutions and services. It then focuses on the Indian financial system, describing its major players like banks, insurance companies, mutual funds. The roles of key regulatory authorities like RBI, SEBI, IRDA are outlined. Financial services are classified and their roles in facilitating economic growth are highlighted. Major Indian players in financial services are also listed.

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    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Download as pptx, pdf, or txt
    of 19

    Shailja Vashisht, Assistant

    professor, PCTE group of Institutes

    PLACES TO SAVE MONEY


    Would you save your money in any of these places? Why?
    Why not? Can you think of other places to save money?

    Bed & Mattress


    Cookie Jar
    Pillow
    Wallet
    Money Belt
    Small House Safe

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    The Flow of Savings to


    Corporations
    (2)

    (1)
    Investors

    Firm's

    Financial

    operations

    Real
    assets

    Manager

    (4a)

    (4b)

    (3)
    (1) Investors buy stock wit cash
    (2)Cash is invested
    (3) Business generates cash
    (4a) Cash reinvested
    (4b) Cash returned to investors

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    (stockholders
    save and
    invest in firm.)

    Financial System
    A financial systems plays a vital role in the economic
    growth of a country.
    It intermediates with the flow of funds between those who
    save a part of their income to those who invest in productive
    assets.
    It mobilizes & usefully allocates scare resources of a country.

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Functions
    Facilitates capital formation
    a market for creation and exchange of financial assets
    Performs the following Functions:

    Payment
    System

    Pooling of
    Funds

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Transfer Of
    Resources

    Risk
    Managemen
    t

    Price
    Information

    Indian Financial System

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Components of financial
    system
    Regulatory Bodies
    Services
    Markets
    Instruments
    Institutions

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Financial Markets
    Money

    Primary

    OTC

    Markets

    Markets
    Secondary
    Markets

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Financial Markets
    Issue Debt

    Company

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Cash

    Investors

    Financial Markets
    Company

    Banks
    Insurance Cos.
    Brokerage Firms

    Obligation
    s

    Funds

    Intermediary

    Obligation

    Funds

    Depositors
    Policyholders
    Investors

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Investor

    Regulatory
    Framework
    Shailja Vashisht, Assistant
    professor, PCTE group of Institutes

    Ministry Of Finance
    RBI

    SEBI

    Commercial
    Banks
    PDs, DFIs,
    SIDCs
    NBFCs
    Money Market

    Capital
    Markets

    IRDA
    Mutual
    Funds

    Primary
    Markets
    Secondary
    Markets

    Ministry Of Consumer Affairs &


    Agriculture
    FMC
    Commodity
    Exchanges
    Shailja Vashisht, Assistant
    professor, PCTE group of Institutes

    Insurance
    Companies

    Financial services are the economic services


    provided by the finance industry, which
    encompasses a broad range of organizations that
    manage money

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Indian Financial Sector


    Investor Breakup
    The size of banking
    assets in India reached
    US$ 1.8 trillion in FY14
    Indias life insurance
    sector is the biggest in
    the world with about 36
    crore policies
    assets of mutual fund
    industry in FY14 were
    about US$ 189.83 billion
    Shailja Vashisht, Assistant
    professor, PCTE group of Institutes

    Features of Financial
    Services
    Consumer oriented
    Simultaneous
    Intangibility
    Dominance
    Perishability
    of performance
    human element

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Role Of Financial
    Services
    Economic growth

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Classification of financial
    services
    Financial
    Traditional
    Modern
    Fund
    Fee
    Services
    based
    based

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

    Major IndianPlayers
    1.
    2.
    3.
    4.
    5.
    6.
    7.
    8.

    SBI Capital Markets Limited


    Bajaj Capital Limited
    DSP Merrill Lynch Limited
    PNB Housing Finance Limited
    ICICI Group
    LIC Finance Limited
    L & T Finance Limited
    Karvy Group

    Shailja Vashisht, Assistant


    professor, PCTE group of Institutes

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