JADUAL B

Bahagian A
FINANCIAL MODEL FOR PISANG PROJECT

This financial model has being designed for 9 acres of land with 3 times of harvest. Ownership of this
FM is belongs to Ahmad Safir and Nassir Shamsuddin. Ahmad Safir developed the FM based on Nassir
Shamssuddin's business model.
SECTION 1
Tahun 1 Tahun 2 Tahun 3 Jumlah
Modal pelaburan 100,000 - - 100,000
Pulangan pelaburan 165,000 165,000 123,000 453,000
Jumlah tunai diperolehi setiap tahun 165,000 165,000 223,000 553,000
Peratusan pulangan pelaburan 165% 165% 123% 453%

SECTION 2
Year Year Year
1 2 3
Month Month Month
1-12 1-12 1-12
FUND REQUIREMENT/CASHFLOW
In-flow
Paid up capital 100,000 - -
Sale of banana 220,500 220,500 220,500
Sale of seed - - -
320,500 220,500 220,500
Out-flow
Purchase fixed asset 13,000 - -
Expenses - - -
Land clearing 20,000 - -
Ploting land 9,000 9,000 9,000
Banana seeds 13,500 13,500 13,500
Fertilizers & others 13,500 13,500 13,500
Staffs cost 22,500 22,500 22,500
Operation maint - - -
Taxation (Corporate tax) - - -
Dividen payment to shareholder 165,000 165,000 223,000
256,500 223,500 281,500
Surplus/deficit 64,000 (3,000) (61,000)
Opening - 64,000 61,000
Closing 64,000 61,000 -

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Internal https://ahmadsafir.com FM Pisang(Based)
 JADUAL B
Bahagian A
ASSUMPTION Perkara ekar pokok berat per jumlah kos per kos bulan/ setahun
per ekar pokok unit tempoh

This financial model has being designed for 9 acres of land with 3 times of harvest. Ownership of this FM is belongs to Ahmad Safir and Nassir Shamsuddin. Ahmad Safir developed the FM based on Nassir
Shamssuddin's business model.
Info
Rm10,000 untuk 3 ekar bagi kontrak 3 kali tuaian.
Profit sharing 50:50 dari untung kasar
1 pokok 1 tandan
1 ekar - 1000 ke 1200 pokok (6-9 tan per ekar)
dari benih sulur dari 10 bulan ke 12 bulan
Bajak setahun sekali
Tuai setahun sekali
Pokok berbuah, skali sahaja,.. Masak tu 10 ke 12 bulan
(3 ekar x 3 lots = 9 ekars) - 3 tuaian
Jualan Pisang
Harga pasaran mengikut per tandan.Setandan pisang tanduk hasikan sekitar 7-10 kg. Pisang P&L 9 1,000 7 63,000 3.50 220,500.00 1 220,500.00

Musim biasa harga rm3.50-rm3.70 per kg

Musim perayaan boleh mencecah rm5-rm6 per kg
Untung kasar per pokok rm 24.50
Tuai setahun sekali
Pokok berbuah, skali sahaja,.. Masak tu 10 ke 12 bulan
Jualan Benih Sulur
RM10 (jualan benih sulur) benih sulur P&L 9 1,000 0 1.00 - 1 0.00
10 benih sulur harga jualan RM1 per benih
Benih sulur adalah hasil dari induk.Boleh menghasilkan sekitar 10 benih atau lebih
Prelimenary cost Prelimenary cost
1 Pam air yang bagus sekitar rm5000 utk tanah seluar 5 ekar ++. Water pam BS 2 5,000.00 10,000.00 1 10,000.00
waterpump maybe kena devide by 6 ekar.. Tp devide lagi utk 3 tuaian
2 Kos saluran air.mesin pam dan paip serta aksesori lain.kos sekitar rm800-1000 tidak Paip air dll BS 3 1,000.00 3,000.00 1 3,000.00
termasuk pam. kos untuk 3 ekar
Variable cost Variable cost
1 Lapangkan tanah -mesin berat seperti GCB.Harga sekitar rm400-rm500 sehari.kos Clear tanah 20,000.00
subjektif bergantung keadaan lokasi.Hutan tebal atau sedikit.Kos juga akan bertambah
jika perlukan kolam atau saliran dibina
2 Plough tanah.Mesin bajak biasanya 2 kali plough.Rm400-Rm500x2 utk 1 ekar Bajak P&L 9 2 500.00 9,000.00 1 9,000.00
Bajak setahun sekali
3 Kos benih sulur.Harga benih rm1.upah tanam biasanya menggunakan third party kos Benih P&L 9,000 1.50 13,500.00 1 13,500.00
sekitar rm0.50 sepokok.kos kasar sekitar rm1500 seeekar siap tanam
4 Kos baja dan racun.Baja NPK dan tahi ayam yang diproses.Kapur hanya jika perlu Baja & others P&L 9 1,500.00 13,500.00 1 13,500.00
sahaja.Anggaran sekitar rm1000-1500 per ekar
5 Kos pekerja rm1300-1500 sebulan.untuk awal musim dan tuaian boleh ambil pekerja staffs cost P&L - - 12
third party (upah harian sahaja)
1 pekerja boleh cover 10 ekar per ekar RM150
bulan 1 RM500 utk 1 ekar 9 500.00 4,500.00
bulan 2-11 RM150 utk 1 ekar 9 150.00 1,350.00
bulan 12 RM500 utk 1 ekar 9 500.00 4,500.00

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Tanaman Pisang(Based)
 FINANCIAL MODEL FOR PISANG PROJECT
This financial model has being designed for 9 acres of land with 3 times of harvest. Ownership of this FM is belongs to Ahmad Safir and Nassir Shamsuddin. Ahmad Safir
developed the FM based on Nassir Shamssuddin's business model.
SECTION 1
Year Year Year
1 2 3
Month Month Month
1-12 1-12 1-12
FUND REQUIREMENT/CASHFLOW
In-flow
Paid up capital 100,000 - - 100,000 Modal
Sale of banana 220,500 220,500 220,500 661,500 Hasil jualan
Sale of seed 90,000 90,000 90,000 270,000
410,500 310,500 310,500
Out-flow
Purchase fixed asset 13,000 - -
Expenses - - -
Land clearing 20,000 - -
Ploting land 9,000 9,000 9,000
Banana seeds 13,500 13,500 13,500
Fertilizers & others 13,500 13,500 13,500
Staffs cost 22,500 22,500 22,500
Operation maint - - -
Taxation (Corporate tax) - - -
Dividen payment to shareholder 261,000 252,000 310,000 823,000 Tunai untuk pelabur
352,500 310,500 368,500 723,000 Keuntungan pelaburan 723% Kadar pulangan pelaburan
keseluruhan
Surplus/deficit 58,000 - (58,000)
Opening - 58,000 58,000 241,000 Keuntungan pelaburan 241% Kadar pulangan pelaburan
Closing 58,000 58,000 - setahun setahun

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FM Pisang(Seed)
 FINANCIAL MODEL FOR PISANG PROJECT
This financial model has being designed for 9 acres of land with 3 times of harvest. Ownership of this FM is belongs to Ahmad Safir and Nassir Shamsuddin. Ahmad Safir
developed the FM based on Nassir Shamssuddin's business model.

PAID-UP CAPITAL

Owner
Opening
Increase paid-up capital
Closing 70,000

Investor 1
Opening
Increase paid-up capital
Closing 10,000

Investor 2
Opening
Increase paid-up capital
Closing 10,000

Investor 3
Opening
Increase paid-up capital
Closing 10,000

Total
Opening
Increase paid-up capital
Closing 100,000

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FM Pisang(Seed)
 ASSUMPTION
Perkara ekar pokok berat per jumlah kos per kos bulan/ setahun
per ekar pokok unit tempoh
(3 ekar x 3 lots = 9 ekars) - 3 tuaian
This financial model has being designed for 9 acres of land with 3 times of harvest. Ownership of this FM is belongs to Ahmad Safir and Nassir Shamsuddin. Ahmad Safir developed the FM based on Nassir
Shamssuddin's business model.
Info
Rm10,000 untuk 3 ekar bagi kontrak 3 kali tuaian.
Profit sharing 50:50 dari untung kasar
1 pokok 1 tandan
1 ekar - 1000 ke 1200 pokok (6-9 tan per ekar)
dari benih sulur dari 10 bulan ke 12 bulan
Bajak setahun sekali
Tuai setahun sekali
Pokok berbuah, skali sahaja,.. Masak tu 10 ke 12 bulan

Jualan Pisang
Harga pasaran mengikut per tandan.Setandan pisang tanduk hasikan sekitar 7-10 kg. Pisang P&L 9 1,000 7 63,000 3.50 220,500.00 1 220,500.00

Musim biasa harga rm3.50-rm3.70 per kg

Musim perayaan boleh mencecah rm5-rm6 per kg
Untung kasar per pokok rm 24.50
Tuai setahun sekali
Pokok berbuah, skali sahaja,.. Masak tu 10 ke 12 bulan
Jualan Benih Sulur
RM10 (jualan benih sulur) benih sulur P&L 9 1,000 10 90,000 1.00 90,000.00 1 90,000.00
10 benih sulur harga jualan RM1 per benih
Benih sulur adalah hasil dari induk.Boleh menghasilkan sekitar 10 benih atau lebih
Prelimenary cost Prelimenary cost
1 Pam air yang bagus sekitar rm5000 utk tanah seluar 5 ekar ++. Water pam BS 2 5,000.00 10,000.00 1 10,000.00
waterpump maybe kena devide by 6 ekar.. Tp devide lagi utk 3 tuaian
2 Kos saluran air.mesin pam dan paip serta aksesori lain.kos sekitar rm800-1000 tidak Paip air dll BS 3 1,000.00 3,000.00 1 3,000.00
termasuk pam. kos untuk 3 ekar
Variable cost Variable cost
1 Lapangkan tanah -mesin berat seperti GCB.Harga sekitar rm400-rm500 sehari.kos Clear tanah 20,000.00
subjektif bergantung keadaan lokasi.Hutan tebal atau sedikit.Kos juga akan bertambah
jika perlukan kolam atau saliran dibina
2 Plough tanah.Mesin bajak biasanya 2 kali plough.Rm400-Rm500x2 utk 1 ekar Bajak P&L 9 2 500.00 9,000.00 1 9,000.00
Bajak setahun sekali
3 Kos benih sulur.Harga benih rm1.upah tanam biasanya menggunakan third party kos Benih P&L 9,000 1.50 13,500.00 1 13,500.00
sekitar rm0.50 sepokok.kos kasar sekitar rm1500 seeekar siap tanam
4 Kos baja dan racun.Baja NPK dan tahi ayam yang diproses.Kapur hanya jika perlu Baja & others P&L 9 1,500.00 13,500.00 1 13,500.00
sahaja.Anggaran sekitar rm1000-1500 per ekar
5 Kos pekerja rm1300-1500 sebulan.untuk awal musim dan tuaian boleh ambil pekerja staffs cost P&L - - 12
third party (upah harian sahaja)
1 pekerja boleh cover 10 ekar per ekar RM150
bulan 1 RM500 utk 1 ekar 9 500.00 4,500.00
bulan 2-11 RM150 utk 1 ekar 9 150.00 1,350.00
bulan 12 RM500 utk 1 ekar 9 500.00 4,500.00

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Tanaman Pisang(Seed)