 Welcome to Creative India Academy, where innovation and expertise converge in

the General Insurance industry!

 We are proud to introduce the esteemed Founder of Creative India Academy
Mr.Veerapathiran,. With over two decades of experience, Veera is a trailblazer in
the field, having started his career in 2000 with United India Insurance Co Ltd. His
journey has been marked by a diverse background in Marketing, Underwriting,
Customer Query Handling, and Claims Management.
Founder wants to share the Knowledge of General Insurance Expertise know.
VISION
“Empowering every Individual towards Financial
Independence: Revolutionizing the path of Wealth Creation
through Knowledge-based, sustainable Monthly Incomes”
MISSION
“Elevating Experiences, Ensuring Protection: Our Mission to
Elevate the Standard of General Insurance with Unrivalled
Customer Satisfaction.”
ABOUT US
 In 2016, Veera established Creative India General Insurance Services, reflecting his dedication to
providing exceptional service and customer-focused solutions.
 Under his visionary leadership, the company has become a leading General Insurance Service
Provider, setting new industry standards.
 Veera’s extensive experience with top insurance companies like Bajaj Allianz, Reliance General
Insurance, Future Generali India Insurance Co Ltd., Cholamandalam MS General Insurance, and
Shriram General Insurance Co Ltd. proves his strategic work and leadership Skills. His track
record of driving business growth, nurturing advisor relationships, and achieving profitable
outcomes is unparalleled.
 Now in Creative India Academy, Founders dream is to enhance insurance awareness and
significantly boost the success of insurance advisors, turning aspirations into reality. Join us in this
journey of trust, reliability, and innovation under founders visionary guidance. Experience the
excellence of Creative India Academy, where your service General Insurance needs to your
customers in General Insurance with unmatched expertise and integrity.
what is academy ?
 An academy in an education company is a training and
development program that helps employees, partners,
and customers improve their skills and knowledge.
 Also known as a learning academy, training academy,
or skills academy, it can be a centralized learning hub
for the entire business.
What is general insurance?
General insurance is an agreement between a policyholder and insurer wherein the insurance
company protects your valuable assets from fire, theft, burglary, or any other unfortunate
accident.
Often, general insurance is confused with life insurance. But, the two terms have vast
differences. Let’s understand better with the table below:
General Insurance Life Insurance

Covers non-life assets Covers life of an individual

It is not a type of savings This insurance helps you accumulate savings for future

Annual contract with a lumpsum premium Long-term contract with the option of instalment premiums

Pays sum assured in case of an eventuality such as theft or Pays sum assured to the nominee in case of the death of the
accident policyholder
General insurance should be your priority as your assets may get damaged due to an accident or theft.
Let’s understand its importance with an example:
Mr. ABC has got a new car, and he is slated to hit the roads. But while driving, his car suddenly gets hit
by the other vehicle trying to overtake. This dislocates the left mirror of his car. Mr. ABC is stress-free as
he has motor insurance, which will provide financial cover for the damages and he doesn’t have to pay
for the damages.
This shows how general insurance can help to eliminate the dent in your pocket by providing cover for
tangible assets.
There are various types of general insurance; these include:
 Motor Insurance
 Home Insurance
 Travel Insurance
 Health Insurance
Motor Insurance:
When you’re driving, you cannot be sure that a road mishap will never take place or there may be an instance of your vehicle
getting damaged due to a man-made or natural calamity. In such circumstances, you can rely on your motor insurance cover.
It gives you financial protection and safeguards you from any legal complications.
There are two types of Motor Insurance in India:
1. Third-party Motor Insurance
2. Comprehensive Motor Insurance
Whether you own a bike or car, you need to have at least Third-Party Motor Insurance. It is compulsory to have a third-party
insurance cover as per the mandate by the Motor Vehicles Act. The insurance offers to protect you if there’s an accident and
offers liability cover for third party damages. However, if you are looking for overall protection, then you can opt for
comprehensive motor insurance that includes third-party cover and all types of accidents caused due to a man-made or
natural calamity.
Health Insurance:
The healthcare costs are skyrocketing, and it is going to rise exponentially in the
coming years. With inflation taking a toll on our lives, how would you ensure that
you and your loved ones get the best health services? When it comes to top
general insurance, health is also considered an asset. Make sure you protect the
health of you and your family by investing in a health insurance policy. This type
of general insurance offers financial coverage for medical expenses when
someone is hospitalized. There are many types of health insurance policies; these
include:
 Individual health insurance
 Family floater health plan
 Senior Citizen health insurance
 Group health insurance
Common features of a health insurance policy include:
1. Cover pre & post hospitalization expenses
2. Financial protection for room rent charges including hospital registration
3. Cashless medical treatment
4. Coverage for ambulance cost
5. Avail coverage for health check-ups once in a block of four claim-free years
Now that you’re aware of how general insurance can be useful in protecting your
life’s precious assets, it’s time you buy it from the best insurance companies.
what is mean by Trading..
Trading is the act of buying and selling financial assets, like stocks,
bonds, commodities, currencies, and derivatives, to make a
profit. Traders use price movements to make trades within short time
frames, from seconds to days.

Trading is different from long-term investing, which focuses on making

gains by holding assets. Trading requires a thorough understanding of
market dynamics, technical analysis, and risk management.

.
There are different types of trading, including:
•Scalping: Also known as "micro-trading", this is a
subgroup of intraday trading.
•Day trading: This type of trading involves buying and
selling equities on the same day.
•Swing trading: This trade helps investors profit from
short-term stock trends within a few days of acquiring
them.
•Momentum trading: In momentum trading, a trader takes
advantage of a stock's momentum
Company Rules &Terms
and Conditions of
Employment
..
OFFER LETTER CUM APPOINTMENT ORDER
Date: 21 October 2024
Dear Sruthi,
We are pleased to appoint you as Junior Executive (IT & Digital Marketing) in
Creative India Academy which is associated with Creative India General Insurance
Services, located at 29/02 2nd Floor, AVM Complex, Trichy 620 020. Your expected start
date is on or before 21st October 2024.
1. Place of Employment and Timing
You will be working from home. The company may assign you to other roles in the
group based on the discretion of the partners, with prior written notice. You are
expected to attend the office during work hours unless traveling for business.
2. Leave Entitlement
You are entitled to the following leaves per calendar year:
 Casual Leave : 7 days (pro rata basis at joining)
 Sick Leave : 7 days (pro rata basis at joining)
Leave requests must be approved via email by your Reporting Manager to HR.
Terms and Conditions of Employment
 Probation: You will be on probation for 6 months. Termination during this
period requires a 15-day notice from either party.
 Notice Period: Upon confirmation, a 15-day notice is required from the
management for termination. If you wish to resign, a 1-month notice is
mandatory unless permitted otherwise.
 Unauthorized Absence: Absence for more than three consecutive days without
authorization will be considered abandonment of employment.
4. Performance
Your performance will be assessed regularly. If deemed unfit, you may be placed on
a Performance Improvement Plan (PIP). Failure to meet specified requirements may
lead to termination with a 7-day notice.

5.General Conditions

 Working Hours: Monday to Saturday, 10:00 AM to 6:00 PM (Sunday is

a holiday).

 Indian Govt and Tamil Nadu Govt declared list of Holidays on account
of Festivals or special occasions will be Holiday.

 You are expected to comply with all company rules and regulations.
6. Additional Terms
Dedicated SIM Card: Purchase a separate SIM for official purpose, same has to be
surrendered at the time of leaving the company.

Training Requirement: Complete a mandatory Induction and three-day training

program.

Performance-Based Compensation: Salary Increment and Bonus will be paid every

financial year completion based on the KPI shared for performance by
Management.
 Salary Payment Schedule: Salary paid on the 5th of the following month; incentives next
working day for first month alone following will be done on 10th of the following month.

 Probation Period: Subject to review at 6 months.

 Termination Policy: Immediate termination for policy violations, with no benefits.

 Dispute Resolution: Any disputes will be resolved legally in Trichy, Tamil Nadu.

 Work Arrangement: Work-from-home with flexibility in meeting schedules.

 Leave Policy: One day of unpaid leave per month; unauthorized absence over two days
may result in termination with proper Email approval or Intimation to the Reporting
Manager.
7. Documents Required
Please send the following documents to the undersigned before joining:
1. Offer Letter cum Appointment order signed and Scanned
2. Address & ID Proof (Aadhar Card Mandatory)
3. Educational Qualifications (SSLC, HSC, Degree UG/PG)
4. PAN Card (Xerox)
5. Nomination Details for PA policy
6. ID Card Application Form
7. Bank Passbook with Account Details or Cancelled cheque leaf of your bank
account
8. Resignation acceptance/Relieving letter from your current employer
9. Joining report duly signed by Reporting Manager
•

CONTACT US

To Reach Us
Creative India Academy
No.29/02 , 2nd Floor, AVM Complex, TVS Tollgate , Trichy 620 020