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    Amhara Bank

    Uploaded by

    Amanuel Tesfaye

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    Amhara Bank

    Uploaded by

    Amanuel Tesfaye
    1 views12 pages

    Copyright

    © © All Rights Reserved

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    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    1 views12 pages

    Amhara Bank

    Uploaded by

    Amanuel Tesfaye

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    You are on page 1of 12

    +251911387795

    AMANUEL TESFAYE [email protected]

    Addis Ababa, Ethiopia

    Experience Summary
    Credit analyst and Customer Relationship;
    Credit Analyst - Apr 2020 to Current with more than seven years of experience in
    Wegagen Bank S.C- AA, Ethiopia the banking industry. Experience with
     Generated preliminary notices per applicable state laws and financial credit analysis of the financial
    standard operating procedures. statements. Sound knowledge of credit
     Assessed credit risk, analyzed financial statements and improved systems, financial collections, debt
    understanding of financial statements, which helped in assessing management, reporting, and credit based
    risk and initiating credit application were in sound condition. system operations. Possesses the ability to
    apply business insight and professional
     Made decisions and recommendations about extending lines of
    judgment.
    credit.
     Conducted presentations to upper management and executive Highlights
    teams for loan recommendations.
     Financial statements expertise
    Customer Relationship Officer - Jan 2015 - Mar 2020  Credit programs
    Nib International Bank S.C- AA, Ethiopia  Credit risk
     Processed new customer credit applications, Interviewed credit  Customer Service
    applicants in person to obtain personal and financial data
     Loss prevention Data analysis
    needed to complete credit report and generated preliminary
     Verbal and written communication
    notices per applicable state laws with standard operating
     MS Office
    procedures so as to establish credit limits for each borrower.
     Obtained and reviewed credit references, financial status and  Active Listening
    property evaluations to determine loan feasibility.  Cultural Awareness
     Reduced past due balances, bad debt by coordinating collection
    efforts with customer service and kept records of customers'
    Education
    charges. Bachelor of Arts: Accounting and Finance
     Checked appraisals, title information, and insurance documents Mekelle Unversity – 07/2013
    for each property. Mekelle, Ethiopia

    Audit Trainee - Dec 2013 to Jan 2015 Certifications


    Office of Federal Auditor General - AA, Ethiopia
     Cedit mangement
     Developed understanding of company audit methodology, approach
    and tools while working.  Time managemet
     Inspected cash on hand, notes receivable, payable, confirm accurate  IFRS
    records and Performed analytical review of audit documents.
     Identified major risk areas and gaps in internal controls, process
    notes and risk control matrices to plan and perform audit
    procedures.
     Used Excel to create and manage budgets, balance sheets and other
    related financial statements.
     Prepared working papers, reports and supporting documentation for
    audit findings.
     Facilitated financial and operational audits, working with internal
    and external managers to communicate recommendations or issues
    surrounding audits.

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