RESIDENTIAL HOUSE LEASE AGREEMENT This Residential House Lease Agreement ("Lease") is made and effective this [Date]

by and between [Landlord] ("Landlord") and [Tenant One] and [Tenant Two] ("Tenant," whether one or more). This Lease creates joint and several liability in the case of multiple Tenants. 1. PREMISES. Landlord hereby rents to Tenant and Tenant accepts in its present condition the house at following address: [Complete Address of House] (the "House"). 2. TERM. The term of this Lease shall start on [Move-in Date], and end on [Lease End Date]. In the event that Landlord is unable to provide the House on the exact start date, then Landlord shall provide the House as soon as possible, and Tenant's obligation to pay rent shall abate during such period. Tenant shall not be entitled to any other remedy for any delay in providing the House. 3. RENT. Tenant agrees to pay, without demand, to Landlord as rent for the House the sum of [Monthly Rental Amount] in advance before [the move in date] as stated in clause Two, at [Address for Rent Payments], or at such other place as Landlord may designate. Landlord may impose a late payment charge of [Late Pay Charge] per day for any amount that is more than five (5) days late. Rent paid will cover a twenty four month period which is the entire duration of the lease. 4. QUIET ENJOYMENT. Landlord agrees that if Tenant timely pays the rent and performs the other obligations in this Lease, Landlord will not interfere with Tenant's peaceful use and enjoyment of the House. 5. USE OF PREMISES. A. The House shall be used and occupied by Tenant exclusively as a private single-family residence. Neither the House nor any part of the House or yard shall be used at any time during the term of this Lease for the purpose of carrying on any business, profession, or trade of any kind, or for any purpose other than as a private single-family residence. B. Tenant shall comply with all the health and sanitary laws, ordinances, rules, and orders of appropriate governmental authorities and homes associations, if any, with respect to the House. 6. CONDITION OF PREMISES. A. Tenant agrees that Tenant has examined the House, including the grounds and all buildings and improvements, and that they are, at the time of this Lease, in good order, good repair, safe, clean, and tenantable condition.

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B. Landlord and Tenant agree that a copy of the "Joint Inspection," the original of which is maintained by Landlord and a copy provided to Tenant, attached hereto reflects the condition of the House at the commencement of Tenant's occupancy. 7. ASSIGNMENT AND SUBLETTING. A. Tenant shall not assign this Lease, or sublet or grant any concession or license to use the House or any part of the House without Landlord's prior written consent. B. Any assignment, subletting, concession, or license without the prior written consent of Landlord, or an assignment or subletting by operation of law, shall be void and, at Landlord's option, terminate this Lease. 8. ALTERATIONS AND IMPROVEMENTS. A. Tenant shall make no alterations to the House or construct any building or make other improvements without the prior written consent of Landlord. B. All alterations, changes, and improvements built, constructed, or placed on or around the House by Tenant, with the exception of fixtures properly removable without damage to the House and movable personal property, shall, unless otherwise provided by written agreement between Landlord and Tenant, be the property of Landlord and remain at the expiration or earlier termination of this Lease. 9. DAMAGE TO PREMISES. If the House, or any part of the House, shall be partially damaged by fire or other casualty not due to Tenant's negligence or willful act, or that of Tenant's family, agent, or visitor, there shall be an abatement of rent corresponding with the time during which, and the extent to which, the House is untenantable. If Landlord shall decide not to rebuild or repair, the term of this Lease shall end and the rent shall be prorated up to the time of the damage. 10. DANGEROUS MATERIALS. Tenant shall not keep or have on or around the House any article or thing of a dangerous, inflammable, or explosive character that might unreasonably increase the danger of fire on or around the House or that might be considered hazardous. 11. UTILITIES. Tenant shall be responsible for arranging and paying for all utility services required on the premises. Tenant shall not default on any obligation to a utility provider for utility services at the House. 12. MAINTENANCE AND REPAIR. A. Tenant will, at Tenant's sole expense, keep and maintain the House and appurtenances in good and sanitary condition and repair during the term of this Lease. In particular, Tenant shall -2-

keep the fixtures in the House in good order and repair; keep the walks free from dirt and debris. Tenant shall, at Tenant's sole expense, make all required repairs to the plumbing, range, oven heating apparatus, electric and gas fixtures, other mechanical devices and systems, floors, ceilings and walls whenever damage to such items shall have resulted from Tenant's misuse, waste, or neglect, or that of the Tenant's family, agent, or visitor. B. Tenant agrees that no signs shall be placed or painting done on or about the House by Tenant without the prior written consent of Landlord. C. Tenant agrees to promptly notify Landlord in the event of any damage, defect or destruction of the House, or the failure of any of Landlord's appliances or mechanical systems, and except for repairs or replacements that are the obligation of Tenant pursuant to Subsection A above, Landlord shall use its best efforts to repair or replace such damaged or defective area, appliance or mechanical system. 13. RIGHT OF INSPECTION. Landlord and Landlord's agents shall have the right at all reasonable times during the term of this Lease and any renewal of this Lease to enter the House for the purpose of inspecting the premises and/or making any repairs to the premises or other item as required under this Lease. 14. DISPLAY OF SIGNS. During the last thirty (30) days of this Lease, Landlord or Landlord's agent may display "For Sale" or "For Rent" or "Vacancy" or similar signs on or about the House and enter to show the House to prospective purchasers or tenants. 15. HOLDOVER BY TENANT. Should Tenant remain in possession of the House with the consent of Landlord after the expiration of the Term of this Lease, a new tenancy from month to month shall be created which shall be subject to all the terms and conditions of this Lease, but shall be terminable on thirty (30) days by either party or longer notice if required by law. If Tenant holds over without Landlord's consent, Landlord is entitled to double rent, pro-rated per each day of the holdover, lasting until Tenant leaves the House. 16. SURRENDER OF PREMISES. At the expiration of the Lease, Tenant shall quit and surrender the House in as good a condition as it was at the commencement of this Lease, reasonable wear and tear and damages by the elements excepted. 17. ABANDONMENT. If at any time during the term of this Lease, Tenant abandons the House or any of Tenant's personal property in or about the House, Landlord shall have the following rights: Landlord may, at Landlord's option, enter the House by any means without liability to Tenant for damages and may relet the House, for the whole or any part of the then unexpired term, and may receive and -3-

collect all rent payable by virtue of such reletting; Also, at Landlord's option, Landlord may hold Tenant liable for any difference between the rent that would have been payable under this Lease during the balance of the unexpired term, if this Lease had continued in force, and the net rent for such period realized by Landlord by means of such reletting. Landlord may also dispose of any of Tenant's abandoned personal property as Landlord deems appropriate, without liability to Tenant. Landlord is entitled to presume that Tenant has abandoned the House if Tenant removes substantially all of Tenant's furnishings from the House, if the House is unoccupied for a period of two (2) consecutive weeks, or if it would otherwise be reasonable for Landlord to presume under the circumstances that the Tenant has abandoned the House. 18. SECURITY. Tenant acknowledges that Landlord does not provide a security alarm system or any security for the House or for Tenant and that any such alarm system or security service, if provided, is not represented or warranted to be complete in all respects or to protect Tenant from all harm. Tenant hereby releases Landlord from any loss, suit, claim, charge, damage or injury resulting from lack of security or failure of security. 19. SEVERABILITY. If any part or parts of this Lease shall be held unenforceable for any reason, the remainder of this Agreement shall continue in full force and effect. 20. INSURANCE. Tenant acknowledges that Landlord will not provide insurance coverage for Tenant's property, nor shall Landlord be responsible for any loss of Tenant's property, whether by theft, fire, acts of God, or otherwise. 21. BINDING EFFECT. The covenants and conditions contained in the Lease shall apply to and bind the heirs, legal representatives, and permitted assigns of the parties. 22. GOVERNING LAW. It is agreed that this Lease shall be governed by, construed, and enforced in accordance with the laws of the Republic of Ghana. 23. ENTIRE AGREEMENT. This Lease shall constitute the entire agreement between the parties. Any prior understanding or representation of any kind preceding the date of this Lease is hereby superseded. This Lease may be modified only by a writing signed by both Landlord and Tenant. 24. NOTICES.

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Any notice required or otherwise given pursuant to this Lease shall be in writing; hand delivered, mailed certified return receipt requested, postage prepaid, or delivered by overnight delivery service, if to Tenant, at the House and if to Landlord, at the address for payment of rent. IN WITNESS WHEREOF, the parties have caused this Lease to be executed the day and year first above written. [Signature]

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JOINT INSPECTION THIS INSPECTION SHOULD BE COMPLETED PROMPTLY FOLLOWING INITIAL OCCUPANCY OR UPON DELIVERY OF POSSESSION LANDLORD: [Landlord] TENANT: [Tenant] TENANT: [Tenant]

PREMISES: [Complete Address of House] DATE OF POSSESSION: [Move-in Date] CONDITION OF PREMISES: INDICATE WITH A CHECK OF EITHER YES OR NO IF THE FEATURE IS CLEAN AND UNDAMAGED. IF NO, PROVIDE AN EXPLANATION IN THE NOTES, OR IF NOT APPLICABLE INDICATE WITH NA.
Yes LIVING ROOM Walls & Baseboard Door & Lock DINING AREA Walls & Baseboard Light Fixture Windows & Screens KITCHEN Walls & Baseboards Light Fixture Hood, Fan & Light Cupboards Drawers Counter Sink Floor HALL Walls & Baseboards Carpet/Floor Light Fixture Linen Closet BATHROOM - 1 Walls & Baseboard & Sink Counter Cabinets/Mirror Toilet Bath Tub/Shower Light Fixture Floor Tissue Holder/Towel Bars BATHROOM - 2 No Notes

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Walls & Baseboard & Sink Counter Cabinets/Mirror Toilet Bath Tub/Shower Light Fixture Floor Tissue Holder/Towel Bars BEDROOM - 1 Walls & Baseboard Windows & Screens Light Fixtures Closet Floor BEDROOM - 2 Walls & Baseboard Windows & Screens Light Fixtures Closet Floor BEDROOM - 3 Walls & Baseboard Windows & Screens Light Fixtures Closet Floor MISCELLANEOUS Balcony/Patio Storage Area Garage OTHER

The parties acknowledge that the above inspection was made on ___________________, and that the conditions of the premises and the inventory of furnishings and appliances is as shown above. The parties further agree that a copy of this Joint Inspection was provided to Tenant. [Signature]

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