Q. Non-Scheduled/Foreign/ Specialized banks এর নযি টলখ্ুন। আসশে পযশর।
Ansar VDP Unnayan Bangladesh Bank Al-Falah Bank Krishi Bank Limited (Pakistan) Grameen Bank Rajshahi Krishi Citibank N.A (United States of Jubilee Bank Unnayan Bank America) Karmashangosthan Probashi Commercial Bank of Ceylon Bank Kallyan Bank PLC (Sri Lanka) Palli Sanchay Bank Habib Bank Limited (Pakistan) HSBC (United Kingdom) Specialized financial institutions- 02 টি। National Bank of Pakistan (Pakistan) Bangladesh House Building Finance Corporation Standard Chartered (BHBFC) Bank (United Kingdom) Palli Karma Sahayak Foundation (PKSF) State Bank of India (India) Woori Bank (South Korea) Regulators of the Financial System *** Bangladesh Bank (BB-Central Bank of Bangladesh): >>
Previous Question Q. Financial Sector of Bangladesh has multiple regulatory agencies to regulate Banks, Non-bank Financial Institutions, Insurance Companies, and Micro- finance Institutions. Who are the regulatory agencies for the mentioned BB AD institutions? Written- Ans. Bangladesh Bank, Insurance Development and Regulatory Authority of 22 Bangladesh (IDRA), Microcredit Regulatory Authority (MRA). Q. Microfinance & Insurance sectors are regulated by two separated regulatory agencies. What are the regulatory agencies of Microfinance & Insurance BB O Companies in Bangladesh? Officer Ans. Microcredit Regulatory Authority (MRA) and the Insurance Development Written- and Regulatory Authority of Bangladesh (IDRA) are the regulatory agencies 22 of Microfinance & Insurance Companies in Bangladesh Q. Which organization regulates the scheduled banks of Bangladesh? BB AD Ans. Bangladesh Bank, the central bank of Bangladesh regulates the scheduled Written- banks of Bangladesh. 21
Insurance Authority
Insurance Development and Regulatory Authority (IDRA) was instituted on January 26, 2011 as the regulator of insurance industry
Regulator of Capital Market Intermediaries
Securities and Exchange Commission (SEC) performs the functions to regulate the capital market intermediaries and issuance of capital and financial instruments by public limited companies. It was established on June 8, 1993 under the Securities and Exchange Commission Act, 1993.
Regulator of Micro Finance Institutions
To bring Non-government Microfinance Institutions (NGO-MFIs) under a regulatory framework,
the Government of Bangladesh enacted "Microcredit Regulatory Authority Act, 2006’" (Act no. 32 of 2006) which came into effect from August 27, 2006. Under this Act, the Government established Microcredit Regulatory Authority (MRA)
Page 2 of 9 Bangladesh Insurance Academy The Bangladesh Insurance Academy (BIA), established in 1973, is the only public training institute imparting insurance training and education for the insurance professionals of the country.
Stock Exchanges A stock exchange facilitates stock brokers to trade company stocks and other securities. A stock may be bought or sold only if it is listed on an exchange.
1. Stock Exchanges: Apart from Dhaka Stock Exchange, there is another stock exchange in Bangladesh that is Chittagong Stock Exchange established in 1995. 2. Central Depository: The only depository system for the transaction and settlement of financial securities, Central Depository Bangladesh Ltd (CDBL) was formed in 2000 3. Asset Management Companies (AMCs): AMCs are authorized to act as issue and portfolio manager of the mutual funds which are issued under SEC (Mutual Fund) Rules 2001. There are 15 AMCs in Bangladesh at present. 4. Credit Rating Companies (CRCs): CRCs in Bangladesh are licensed under Credit Rating Companies Rules, 1996 and now, 5 CRCs have been accredited by SEC.
BSEC- Bangladesh Securities and Exchange Commission.
The Dhaka Stock Exchange presently computes two indices. 1) DSE Board Index (DSEX) 2) DSE 30 Index (DS30). Indices of Chittagong Stock Exchange CSE All Share Price Index (CASPI) CSE Selective Categories Index (CSCX) CSE 30 Index. CSE 50 (Benchmark Index) CSE Shariah Index (CSI) and BO Account= Beneficiary Owner's Account (BO Account)
Page 3 of 9 Source: BB/BAFEDA Repo Rate= Standing Deposit Facility (SDF) Special Repo Rate= Standing Lending Facility (SLF) BAFEDA=Bangladesh Foreign Exchange Dealers' Association LIBOR Is Out, SOFR Is in From 1 July-2023 The London Interbank Offered Rate (LIBOR) was a benchmark interest rate at which major global banks lent to one another in the international interbank market for short-term loan Secured Overnight Financing Rate (SOFR) is a secured overnight interest rate. SOFR is a reference rate. SMART= Six Month Moving Average Rate আশলযচনযয় BRICS 15th BRICS Summit will held in South Africa from August 22 to 24 BRICS started in 2001 as BRIC(Brazil, Russia, India, China) In 2010, South Africa began efforts to join the BRIC> BRICS ( letter S for South Africa) Member Country-5 The New Development Bank (NDB), formerly referred to as the BRICS Development Bank, is a multilateral development bank established by the BRICS states in 2014 In September 2021, Bangladesh, the United Arab Emirates and Uruguay joined the NDB NDB Member-9 NDB HQ=Shanghai, Chaina. ব্যাংক নযি পটরবেতন ও টিটিিযল ব্যাংক এর আগিন। IFIC Bank PLC Uttara Bank PLC (লযস্ট দচইঞ্জি) PLC=Public Limited Company Bangladesh Bank has approved the Digital Bank at 14.06.2023
Page 4 of 9 Nagad, the country's second-largest MFS provider, is planning to set up a digital bank. Paid-up capital at Tk125 crore for Digital Bank. (500 cr for Other Bank) The minimum shareholding of each sponsor will be Tk50 lakh *IPO=initial public Offering, *KYC=Know Your Customer (e-KYC= electronic KYC) *ETC=Electronic Toll Collection CBS=Core Banking Solution CHIPS=Clearing House Interbank Payment System RTGS=Real Time Gross Settlement FDR=Fixed Deposit Receipt MTDRA=Mudaraba Term Deposit Receipt (Islami Banking এর FDR) SND=Special Notice Deposit MICR=Magnetic Ink Character Recognition SWIFT=Society for Worldwide Interbank Financial Telecommunications. BAMLCO= Branch Anti Money Laundering Compliance Officer CAMLCO= Chief Anti Money Laundering Compliance Officer
1st Female DG of BB Nazneen Sultana
2nd Female DG of BB Nurun Nahar*** (July-2023) 1st Bangladeshi ADB Fatima Yasmin ** Vice President
1st Governor of BB A. N. M. Hamidullah
Present Governor of BB Abdur Rouf Talukder (12th) ***
World Bank Established: 1944, Headquarters: Washington, D.C Former President: David Malpass(13th) [1st President: Eugene Meyer] President: Ajaypal Singh Banga(14th) Chief Economist: Indermit Gill Tenure: 5 years Member Countries: 189 Country. World Bank = IBRD+IDA World Bank Group= IBRD+IDA+IFC+ICSID+MIGA=5Sister Bangladesh became a member of the World Bank Group in August of 1972.(118th Nation)** YouTube CEO Neal Mohan World Food Program(WFP)’s President Shamim Ahsan (Bangladesh)
World's best eco-friendly factories is Green Textile Limited's
[ unit-4, located in Bhaluka ,Mymensingh]
‘Agiye Jabe Bangladesh’ Book By President Md Shahabuddin.(22nd President of BD)
Prime Minister declared jute and jute products as the Product of the Year-2023
Page 5 of 9 DPDT=Department of Patents, Designs and Trademarks DPDT recognizes and certifies GI products under the Ministry of Industry in accordance with the norms of the International Property Rights Organization (WIPO). Jamdani Saree was recognized as a GI product for the first time in Bangladesh in 2016. Four new items - Yogurt from Bogra, Tulsimala rice from Sherpur, Ashwina and Langra mangoes from Chapainawabganj So far, Bangladesh has got the ownership of a total of 15 GI products
Budget 2023-24 Total Budget (দিযি বযশিি) 7,61,785 Crore (15.21%of GDP) Total GDP (দিযি টিটিটপ) 44,61,785 Crore Revenue Income (রযিস্ব আয়) 5,00,000 Crore Budget Deficit (ঘযিটে) 2,61,785 Crore Estimated Inflation Rate (প্রযক্কটলে িূ ল্টিটে হযর) 6% Per Capita Income (Estimated) (িযথযটপছু আয়) 2765 USD GDP Growth Rate (টিটিটপ প্রবৃ টির হযর) 7.5% Annual Development Program (ADP) (বযটষতক উন্নয়ন কিতসূটচ) 2,63,000 Crore (36.3% of Budget) Sector-wise Allocation Tk. Share of Total Budget st 1 - Public Administration 1,67,880 Crore 22% 2nd- Education & Technology 1,04,137 Crore 13.67% 3rd- Interest Payment 94,376 Crore 12.4%
Social Safety Net Allocation 1,26,272 Crore 16.58 %
Tax-Free Income Range ***
General Taxpayer 3,50,000 TK. Women 4,00,000 TK. 65+ Old age 4,00,000 TK. Handicapped Person 4,75,000 TK. Transgender 4,75,000 TK. Gazetted Freedom Fighter 5,00,000 TK.
Bangladesh: From Bottomless to Rising Economy
Sector In FY 22-23 Poverty rate 18.5%
Page 6 of 9 Exports Income $52b Inflation rate 8.61% Literacy rate 76.4% Average life expectancy 72.3 years Source: BBS, WB, Finance Ministry Chat GPT Chatbot developed by OpenAI [ Chat Generative OpenAI's GPT-3 family launched in November 30, 2022. Pre-Trained ChatGPT creator: Mira Murati, CTO at OpenAI, San Francisco, USA. Transformer ] [ Samuel H. Altman CEO of OpenAI ]
‘আলযপচযরী’ Alapchari ChatGPT 1st ChatGPT of Bengali Language
The creator of the AlapChari is Fahmidul AlapChari runs on the Chatrik engine Engineer’s BCS Care এর “িুলযই-২০২৩” এ আপকযটিাং ব্যচ সিূ হ। ★ BB AD+2021 সযল টিটিক All Govt. & Private Bank টপ্রটল দেেযল @ব্যচ-৩২ ★ BB AD+2021 সযল টিটিক All Govt. & Private Bank টরশিন দেেযল @ব্যচ-৩৩ ★ প্রিপ্রি পরবর্তী BB Cash Written Short Course@ব্যচ-৩৭ আশলযটচে টকছু AI Threads, an Instagram app By Meta/Zuckerberg (500 letter, 5 Min Video) to compete with Twitter of Elon Musk *** Bard/LaMDA/ALBERT Google LaMDA=Language Model for Dialogue Applications Wenxin Yiyan/ ERNIE Bot Baidu (Chinese search engine firm ) Sparrow Google parent company Alphabet RoBERTa Meta Azure Microsoft Siri Apple
G-7 Summit (49th Summit) ***
Hiroshima, Japan Arab League Summit (32nd Summit) *** Jedda, Saudi Arabia (HQ: Cairo, Egypt) LDC-5 Summit (UN 5th LDC Summit) ** 5–9 March 2023 Doha, Qatar
Page 7 of 9 Total No of least developed countries (LDCs) is 46. Theme: From Potential to Prosperity Once-in-a-decade(10 Years) opportunity to accelerate sustainable development (2022- 2031) LDC Start in 1971>Bangladesh Listed in 1975>Recommended by UN in 2021>Bangladesh will free from the LDC list by 2026>Get GSP Till 2029. G-20 Summit (18th Summit) ** The G20 Delhi summit is the eighteenth meeting of Group of Twenty (G20), a summit scheduled to take place in Pragati Maidan, New Delhi in 2023 Motto: One Earth, One Family, One Future Next G-20 Summit will host by Brazil in 2024 Erdogan Wins 3rd Time for Another Term As President of Turkiye Capital: Ankara Party Name: AK Party (Justice and Development Party) Election: 28 May,2023 Engineer’s BCS Care এর “িুলযই-২০২৩” এ আপকযটিাং ব্যচ সিূ হ। ★ BB AD+2021 সযল টিটিক All Govt. & Private Bank টপ্রটল দেেযল @ব্যচ-৩২ ★ BB AD+2021 সযল টিটিক All Govt. & Private Bank টরশিন দেেযল @ব্যচ-৩৩ ★ প্রিপ্রি পরবর্তী BB Cash Written Short Course@ব্যচ-৩৭ Wagner Group Known as PMC Wagner/ Wagner Private Military Company Russian state-funded paramilitary organization. de facto private army of Russian president Vladimir Putin Leader: Yevgeny Prigozhin *** HQ: Saint Petersburg, Russia. Dates of operation: 2014(Crimea) Size: 50,000 OceanGate OceanGate Inc. is an American privately owned company based in Everett, Washington, that provided crewed submersibles for tourism, CEO and co-founder: Stockton Rush, Titan imploded in June 2023, killing all five occupants including CEO Stockton Rush. Titanic was a British passenger liner that sank in the North Atlantic Ocean on 15 April 1912 after striking an iceberg during her maiden voyage from Southampton, England to New York City, United States. 2023 ICC Women's T20 World Cup-2023 was held in South Africa
Page 8 of 9 Australia won after beating the hosts South Africa. Bangladesh Will be Host in 2024. 2023 SAFF Woman ‘Champion & Host’ was Bangladesh.
BAN vs AFG 2023: 18th Test Victory of BD ***
Bangladesh crushed Afghanistan by 546 runs in their one-off test on the fourth day in Mirpur yesterday for the biggest test win by runs in the 21st century. ওটিআই টিশকশির ইটেহযশস িযত্র ১৩ েি দবযলযর টহশসশব ৩০০ উইশকি টনশলন সযটকব আল হযসযন। [ Recently ১০০ েি ODI England এর সযশথ অনু টিে টিরপুর এ। ]
Bangabandhu SAFF Championship-2023 ***
***Champion: India, Runners-up: Kuwait •Host: India.• Participating Teams: 8. Total Matches Held: 15 • Final Match: Held on 04 July 2023 at Sri Kantirava Outdoor Stadium, Bengaluru. • Best Player & Top Scorer: Sunil Chhetri (India-5 goals). • Best Goalkeeper: Anishur Rahman Zico (Bangladesh) FIFA Awards 2023 Highlights 1 Best Men’s Player Lionel Messi 2 Best Women’s Player Alexia Putellas 3 Coach Lionel Scaloni 4 Goalkeeper Emiliano Martínez
The "Smart Bangladesh" have four key pillars – "Smart Citizen", "Smart Government", "Smart Society" and "Smart Economy" announced in 12 December 2022.
Population & Housing Census 2022.
First Census: 1974 (1974>1981>1991>2001>2011>2022 ) Sixth Census: 15-21 June, 2022 Conducted by: BBS Banladesh Bureau of Statistics. (35 Types data are taken.) GIS - Geographic Information System.
Key Indicators Census-2022
Population 165,158,616 Ethnic Minority 1% Growth Rate 1.22% Population Density 1119 Sex Ratio(Male:Female) 98:102 Literacy Rate 74.66% Male: 76.56 Female: 72.82 Engineer’s BCS Care
