Inbound 4890473120600602274
Inbound 4890473120600602274
Inbound 4890473120600602274
1.A person borrowed Php 1,00,000.00 for the purchase of a car. If his
monthly payment is Php12,000.00 on a 5-year mortgage, find the total
amount of interest?
2.If a house is sold for 8,000,000.00 and the bank requires 10%
downpayment, find the amount of mortgage.
9. Evaluate:log 3 9
11. Suppose you have 10,000.00 and you plan to invest it for 5 years. A
cooperative offers 2% simple interest rate per year and another bank offers
2% compounded annually. Which company will you invest and why?
12. Which of the following is true about simple and compound interest?
13. Samantha deposits 2,000.00 in a savings account for 3 years. The bank
offers two options: 5% simple interest or 5% compound interest Which of the
following statements is true?
14. Jess wants to have improvements on their 10-year-old house. He wants
to build a new room for his daughter. He wants to borrow money from the
bank for this purpose. What type of loan is being displayed in this situation?
15. Mr. Samson owns a siomai cart business. He wants to put another food
cart on a new mall in the city. He decided to have a loan to establish this
business.
16. Anna availed a loan from a bank that gives option to pay Php30,000.00
monthly for 2 years. The first payment is due after 4 months. How much is
the present value of the loan if the interest rate is 10% compounded
monthly?
19. Your mom decided to join their office cooperative and agreed to
contribute P1000 per month beginning in January 2023 which will earn 3%
compounded monthly. What kind of annuity is illustrated?
20. What is the present value of Php50,000 due in 10 years if money is worth
10% compounded annually?
22. A 1-liter solution contains 0.0000001 moles of hydrogen ions. Find its pH
level. Use pH = -log [H]
23. The decibel level of sound in a certain forest is 10 9 watts/m2. What is the
corresponding sound intensity in decibels?
I
Use dB = 10Log −2
10
28. In 2013 earthquake in Bohol and Cebu had magnitude of 7.2 while the
2012 earthquake that occurred in Negros Oriental recorded 6.7 magnitude.
Which of the following statement is true and why?
33. John commutes every day to work and spends ₱6,000.00 each month on
transportation. A local car dealer is offering a car loan worth ₱1,000,000.00
with an interest rate of 5% compounded annually for 5 years. If John has
300,000.00 cash for a down payment, should he take the loan? Why?
34. Brian has two loan options for ₱10,000. A bank offers a simple interest
rate of 6% annually, and a cooperative offer 5% compounded annually. If
both loans will last for 5 years, what is the best option for Brian and why?
35. In order to save for her high school graduation, Marie decided to save
Php300.00 at the end of each month. If the bank offers 0.250% compounded
monthly, how much will her money be at the end of 6 years?
36. Mr. Ribaya receives two offers on a lot that he wants to sell. Mr. Ocampo
has offered Php50,000.00 and a 1 million lump sum payment after 5 years
from now. Mr. Cruz has offered Php50,000.00 plus Php40,000.00 every
quarter for five years. If money can earn 5% compounded annually, compute
the fair market value of Mr. Ocampo’s offer.
38. What is the best option for Mr. Ribaya and why?
A credit card company offers a deferred payment option for the purchase of
any appliance. Rose plans to buy a smart television set with monthly
payments of Php4,000.00 for 2 years. The payments will start at after 3
months.
40. How much is the cash price of the Tv set if the interest rate is 10%
compounded monthly?
41. It is an annuity where the payment interval is the same as the interest
period.
42. An annuity where the payment interval is not the same as the interest
period.
43. Aling Paring started to deposit Php2,000.00 quarterly in a fund that pays
5.5% compounded quarterly. How much will be in the fund after 6 years?
46. In the bond market, what happens to the price of a bond when interest
rates rise?
48. Consider the market cap of SM Investments. What will happen if the
stock price of SM Investments will decrease by 10%?
50. Mr. and Mrs. Craig wants to borrow money to finance the college
education of their son. What type of loan is this?