Affidavit - Eldoret West

ELDORET WEST
AFFIX COPY OF SPOUSE/GARANTOR’S

NATIONAL ID HERE
REPUBLIC OF KENYA
IN THE MATTER OF OATHS AND STATUTORY DECLARATION ACT (CAP 15) LAWS OF KENYA
AND IN THE MATTER OF _________________________________________________SELF HELP GROUP
AND IN THE MATTER OF____________________________________________________
BORROWER AFFIDAVIT
I...........................................................................of the Post Office Box Number........................................................ in the Republic
of Kenya do herein make an oath and state as hereunder;
1. That I am the deponent herein

2. That I am a Kenyan Citizen and the holder of Identity Card Number........................................................
3. That I am a member of...........................................................Group registered as a Self Help Group under the
Ministry of Gender, Sports, Culture and Social Services Certificate Number.....................................
4. That I do hereby state that I have been and will always abide by the rules, Laws, By-Laws and constitution governing the
above mentioned Self Help Group
5. That as long as the rules contained in the constitution of the above mentioned Self Help Group are not repugnant to the laws
of this land, the rules take precedence over any law(s)
6. That above mentioned Self Help Group has upon my application agreed to extend a loan facility to me
7. That the loan so extended shall be secured by the other member of my Group. I hereby give JUHUDI KILIMO COMPANY
the absolute legal right and authority to draw from the Loan Guarantee Fund account balance which is then on deposit in
order to satisfy any obligation described in this Agreement
8. That I do undertake to do all that is under my power and ability to service the loan advanced to me
9. That I have therefore agreed to provide the items shown in the attached list as my security for the loan
10. That the items attached belong to me and without fear of contradiction; I swear that no any other person can lay any claim
over the items I have provided as security
11. That in case I fail to service the loan and /or any part therefore as agreed between the Group and myself, I do state that I will
forego and surrender for sale by way of public auction or by Private Treaty all the items listed in the attached list of
properties
12. That pursuant to default I further state on oath that I expressly give authority to my Self Help Group and JUHUDI KILIMO
COMPANY or its agents, or assigns to attach/repossess my shown properties and sell them to recover the total outstanding
principal and interest
13. That incase if my shortfall on the proceeds realized upon the sale of my properties listed herein attached, I do further state
that my Self Help Group shall be at liberty to recover the difference by any means necessary
14. That incase my Self Help Group known as..........................................................ever disintegrates before the loan advanced to
me is fully (discharged) I do authorize and do declare that JUHUDI KILIMO COMPANY shall be at liberty and have power
to repossess and sell the items pledged as security for the loan
15. That all what is deposed herein is true to the best of my knowledge, information and belief.
Sworn at..............................................by the said..................................................... this........................day

of...........................20............................ Before me) Deponent…………………..………
COMMISSIONER OF OATHS/ MAGISTRATE

I................................................................ADVOCATE do certify that the above named person appeared before me the day
mentioned herein above and freely and voluntarily executed this instrument after I clearly explained to him/her the contents
and implications of this instrument
SIGNED............................................. STAMPED..........................................................DATE………. .........................
The spouse/external guarantor should attach a copy of his/her National ID.
PERSONAL BORROWER/ SPOUSE COLLATERAL

ELDORET WEST
No Item Description Year & Serial Estimated Value
Number (Kshs)
1.
2.
3.
4.
and any other items/properties within and outside my premises which I own and are sufficient to clear the loan balance.
CERTIFICATE BY BORROWER
I.................................................................of ID No.................................. and of P.O.Box.........................................In Republic of

Kenya certify that I possess and own the above listed items and in the event of my default of payment of loan advanced to me
by....................................................Self Help Group of Kenya Shillings ............................................................(
Kshs............................) . Any part thereof I give authority to either ................................................. Self Help Group and JUHUDI
KILIMO COMPANY or its agents, or its assigns to dispose off the said property and reserve such loan any part thereof or any
balance owing from me to ………………………………………………….… Self Help Group and JUHUDI KILIMO LTD
Signed..........................................................................................Date: .......................................
CERTIFICATE BY BORROWER’S SPOUSE
I …………………………………………......... of ID No………………………………………. and of P. O. Box

………………………….. confirm that I am the spouse to …………………………………………………..and that we co-own
the above pledged items and being aware of the said loan applied further consent that the pledged items can be disposed in event
of default of the said loan to recover outstanding loan balance, service charge, penalties due, together with cost of such loans as
may be incurred by …………………………………Self Help Group and JUHUDI KILIMO LTD
Signed................................................... Date: ............................................................ Mobile No:…………………...................
EXTERNAL GUARANTOR’S PLEDGE
I ……………………………………………….(full name) confirm that I am the Guarantor of Miss / Mrs. / Mr.

…………………...……………………….. (Relation to loanee…………………………) and hereby wish to guarantee
………………………………………..(Borrowers name) the loan of maximum Kenya Shillings
............................................................( Kshs....................................) and do hereby declare and guarantee that I will repay this
loan on behalf of the said principal loanee should problems with repayments arise at any time and for whatever reasons.
EXTERNAL GUARANTOR’S COLLATERAL
No Item Description Year & Serial Number Estimated Value (Kshs)
1.
2.
3.
4.
Sign……………………. Date………………….…… ID No…………………….Mobile No………………………………...

CERTIFICATE BY GUARANTOR’S SPOUSE
I …………………………………………......... of ID No………………………………………. and of P. O. Box

………………………….. confirm that I am the spouse to …………………………………………………..and that we co-own
the above pledged items and being aware of the said loan applied further consent that the pledged items can be disposed in event
of default of the said loan to recover outstanding loan balance, service charge, penalties due, together with cost of such loans as
may be incurred by …………………………………Self Help Group and JUHUDI KILIMO.
Signed......................................................... Date: …………………………………… Mobile No:…………………...................
In the presence of:
Loan Coordinator…………………………………………. Signature………………..... Date…………….…
Chairperson (Group)………………………………………. Signature………………....... Date……………….
Secretary (Group)……………………………….…………. Signature………………....... Date……………….
Chief/Assistant Chief Name………………………………………………Mobile No. ………………………………..
Signature…………………………………Stamp………………………….Date……………………………………….

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ELDORET WEST

AFFIX COPY OF SPOUSE/GARANTOR’S

1. That I am the deponent herein

Sworn at..............................................by the said..................................................... this........................day

COMMISSIONER OF OATHS/ MAGISTRATE

SIGNED............................................. STAMPED..........................................................DATE………. .........................

The spouse/external guarantor should attach a copy of his/her National ID.

PERSONAL BORROWER/ SPOUSE COLLATERAL

I.................................................................of ID No.................................. and of P.O.Box.........................................In Republic of

CERTIFICATE BY BORROWER’S SPOUSE

I …………………………………………......... of ID No………………………………………. and of P. O. Box

Signed................................................... Date: ............................................................ Mobile No:…………………...................

EXTERNAL GUARANTOR’S PLEDGE

I ……………………………………………….(full name) confirm that I am the Guarantor of Miss / Mrs. / Mr.

Sign……………………. Date………………….…… ID No…………………….Mobile No………………………………...

I …………………………………………......... of ID No………………………………………. and of P. O. Box

Signed......................................................... Date: …………………………………… Mobile No:…………………...................

In the presence of:

Loan Coordinator…………………………………………. Signature………………..... Date…………….…

Chairperson (Group)………………………………………. Signature………………....... Date……………….

Secretary (Group)……………………………….…………. Signature………………....... Date……………….

Chief/Assistant Chief Name………………………………………………Mobile No. ………………………………..

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