Page 1 of 3

Statement of Account

Statement Period
08/01/24 - 08/31/24
Access No. 9501354

Routing Number: 2560-7497-4

#BWNLLSV
#000000P9U0QSU4A8#000OMC90F Questions about this Statement?
JOSHUA Z MITCHELL Toll-free in the U.S. 1-888-842-6328
3980 MEDLOCK PARK DR For toll-free numbers when overseas,
SNELLVILLE GA 30039-2781
visit navyfederal.org/overseas/
Collect internationally 1-703-255-8837
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digital statements via Mobile or
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Summary of your deposit accounts

Previous Deposits/ Withdrawals/ Ending YTD
Balance Credits Debits Balance Dividends
Membership Savings
3159638372 $2,511.82 $9,619.32 $4,434.16 $7,696.98 $0.97

Totals $2,511.82 $9,619.32 $4,434.16 $7,696.98 $0.97

Savings
Membership Savings - 3159638372
Joint Owner(s):NONE
Date Transaction Detail Amount($) Balance($)
08-01 Beginning Balance 2,505.00
08-02 Transfer To Checking 6.82- 2,498.18
Lastacia D Williams

REMITTANCE RECEIVED AFTER STATEMENT PERIOD WILL APPEAR ON YOUR NEXT STATEMENT

JOSHUA Z MITCHELL
DEPOSITVOUCHER
9501354 (FOR MAIL USE ONLY. DO NOT SEND CASH THROUGH THE MAIL
DEPOSITS MAY NOTBEAVAILABLEFORIMMEDIATEWITHDRAWAL)
ACCOUNT NUMBER ACCOUNTTYPE AMOUNT ENCLOS ED

MARK"X"TOCHANGE 3159638372 Savings

ADDRESS/ORDER
ITEMSONREVERSE

NFCU
POBOX 3100
TOTAL
MERRIFIELDVA22119-3100

405315963837200000000000000000000000000000000000000005
 Page 2 of 3

Statement Period
08/01/24 - 08/31/24
Access No. 9501354
Statement of Account
For JOSHUA Z MITCHELL

Membership Savings - 3159638372 (Continued from previous page)

Joint Owner(s):NONE
Date Transaction Detail Amount($) Balance($)
08-03 Deposit - ACH Paid From Price Industries Payroll 01Afd1 2,032.58 4,530.76
08-04 Transfer To Credit Card 475.00- 4,055.76
Joshua Z Mitchell
08-05 Transfer To Checking 1,100.00- 2,955.76
Lastacia D Williams
08-07 Deposit - ACH Paid From American Express Transfer 01Afd 2,438.12 5,393.88
08-08 Transfer To Checking 157.00- 5,236.88
Lastacia D Williams
08-14 Transfer To Credit Card 200.00- 5,036.88
Joshua Z Mitchell
08-15 Transfer To Checking 300.00- 4,736.88
Jelin H Littman
08-17 Deposit - ACH Paid From American Express Transfer 01Afd 28.00 4,764.88
08-17 Reward Redemption 16.14 4,781.02
08-18 Transfer To Checking 28.00- 4,753.02
Lastacia D Williams
08-20 Dividend 0.12 4,753.14
08-21 Transfer To Checking 16.84- 4,736.30
Lastacia D Williams
08-22 Deposit - ACH Paid From Price Industries Payroll 01Afd1 2,438.12 7,174.42
08-24 Transfer To Checking 37.00- 7,137.42
Lastacia D Williams
08-27 Transfer To Credit Card 460.00- 6,677.42
Joshua Z Mitchell
08-28 Transfer To Checking 1,350.00- 5,327.42
Lastacia D Williams
08-29 Deposit - ACH Paid From American Express Transfer 01Afd 200.00 5,527.42
08-30 Transfer To Checking 303.50- 5,223.92
 Page 3 of 3

Statement Period
08/01/24 - 08/31/24
Access No. 9501354
Statement of Account
For JOSHUA Z MITCHELL

Membership Savings - 3159638372 (Continued from previous page)

Joint Owner(s):NONE
Date Transaction Detail Amount($) Balance($)
Lastacia D Williams
10-18 Ending Balance 505.00
Your account earned $0.12, with an annual percentage yield earned of 0.25%, for the dividend period from 08-01-2024 through 08-31-2024

DisclosureInformation
• Theinterest charge on theChecking Line of Credit advances begins to accrue on thedate an advance is posted to your account and continues to accrue dailyon theunpaid principal balance.
• We calculate the interest charge on your account by applying the daily periodic rate to the "daily balance" of your account for each day in the billing cycle. To get the "daily balance"
wetakethebeginningbalanceofyouraccounteachday,addanynewadvancesorfees,and subtractanypayments,credits,orunpaidinterestcharges.
• You may also determine the amount of interest charges by multiplying the "Balance Subject to Interest Rate" by the number of days in the billing cycle and the daily periodic rate. The "Balance
Subjectto Interest Rate" disclosed in theInterest ChargeCalculation table is the"average dailybalance." To calculate the"average daily balance" add up allthe"daily balances" for
thebilling cycle and dividethetotal by thenumber ofdaysin the billing cycle.
• If there are two or more daily periodic rates imposed during the billing cycle, you may determine the amount of interest char ges by multiplying each of the "Balances Subject to Interest Rate"
bythenumberofdaystheapplicablerate was in effectandmultiplying each oftheresultsbytheapplicabledailyperiodicrateandaddingthe resultstogether.
What to DoifYou Think You Find a MistakeonYour Statement
Errors Related to a Checking Line of Credit Advance
Ifyouthinkthereisanerroronyourstatement,writeusat:
Navy Federal Credit Union, PO Box 3000, Merrifield, VA 22119-3000; or by fax, 1-703-206-4244.
Youmayalsocontactusonthe Web:navyfederal.org.
Inyourletter, giveusthefollowinginformation:
• Account information: Your name and account number.
• Dollar amount: The dollar amount of the suspected error.
• Description of problem: If you think there is an error on your bill, describe what you believe is wrong and why you believe it is a mistake.
Youmustcontactuswithin60daysaftertheerrorappearedonyourstatement.
You must notify us of any potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate any potential error, and you may have to
paytheamountinquestion.
While weinvestigate whether ornot therehas been an error, the following aretrue:
• We cannot try to collect the amount in question or report you asdelinquent on that amount.
• The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But, if we determine that we made a mistake, will not have
topaytheamountinquestionoranyinterestorother feesrelatedtothatamount.
• While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
• We can apply any unpaid amount against your credit limit.
If we take more than 10 days in resolving an electronic transfer inquiry, we will provisionally credit your account for the amount in question so that you will have access to the funds during the
timeofourinvestigation.
Errors Within YourCheckingAccount,Money Market Savings Account, orSavingsAccount
In case of errors or questions about your electronic transfers telephone us at 1-888-842-6328, write us at the address provided above, or through Navy Federal Online Banking as soon as you
can, if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we
senttheFIRSTstatementonwhichtheproblemorerrorappeared.
• Tellus your name and accountnumber (ifany).
• Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe it is an error or why you need more information.
• Tellus thedollar amountof thesuspected error.
We will investigate your complaint and will correct any error promptly. If we take more than 10 business days to do this, we will provisionally credit your account for the amount you think is in error,
sothat you willhavetheuseofthemoneyduringthetimeittakesustocompleteourinvestigation.
Payments
Your check must be payable to Navy Federal Credit Union and include your Checking Line of Credit account number. Include the voucher found at the bottom of your statement and mail the enclosed
envelope to: Navy Federal Credit Union, PO Box 3100, Merrifield, VA 22119-3100. Payments received by 5:00 pm Eastern Time at the mail address above will be credited the same day. Mailed payments
foryourCheckingLineofCreditaccountmaynotbecommingledwithfundsdesignatedforcredittootherNavyFederalCreditUnionaccounts.