Scribd Logo
Upload

Welcome to Scribd!

  • 2 views

    Navin Synopsis

    Uploaded by

    navinhedaoo2002

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd

    Navin Synopsis

    Uploaded by

    navinhedaoo2002
    2 views12 pages

    Original Title

    Navin_synopsis[2]

    Copyright

    © © All Rights Reserved

    Available Formats

    DOCX, PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    2 views12 pages

    Navin Synopsis

    Uploaded by

    navinhedaoo2002

    Copyright:

    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
    Download as docx, pdf, or txt
    of 12

    SUBMISSION OF PROJECT SYNOPSIS

    Name :- NAVIN VINOD HEDAOO

    Enrollement No:- 20203045100858

    Name Of Program:- MBA

    Session:- 2023-2024

    Semester:- MBA SEMESTER IV

    Specialization:- FINANCIAL MANAGEMENT


    A SYNOPSIS ON

    “ A Case Study On Financial Performance of State Bank of India”

    A Synopsis submitted for the award of degree of Master in Business


    Administration ( M.B.A.) in Faculty of Commerce Under Business
    Administration & Management BOS of
    Rashtrasant Tukdoji Maharaj Nagpur University, Nagpur.

    Mr. NAVIN VINOD HEDAOO


    RESEARCHER

    Dr. Prashant A. Manusmare


    Guide

    Dr. Prashant A. Manusmare Dr. Vikas P. Dhomne


    HOD /Coordinator Principal/Director

    Department of Management Science & Research


    J.M.PATEL COLLEGE , BHANDARA
    (2023-24)
    PROFILE OF STATE BANK OF INDIA

    Unknown The origin of the State Bank of India (SBI) can be


    traced back to more than 200 years. The Bank of Calcutta was
    established on 2nd June 1806 by the Imperial Government. Later on the
    bank received it’s charter and was re-designed as the Bank of Bengal on
    2nd January 1809. It was the first joint-stock bank sponsored by the
    Government of Bengal. It was a unique institution. Two or more
    presidency Banks, The Bank Of Bombay on 25th April 1840 and the
    Bank 0f Madras on 1st July 1843 followed thereafter. It has been
    observed that there were lack of coordination between these three
    presidency Banks, and the need was felt for one Central Bank for the
    whole country. Hence, these banks were amalgamated into Imperial
    Bank of India which was brought into existence on 27 th January 1921
    by the Imperial Bank of India Act of 1920.
    State Bank of India (SBI) a Fortune 500 company is an India Multinational,
    Public Sector Banking and Financial services statutory body headquartered
    in Mumbai. The rich heritage and legacy of over 200 years, accredits SBI
    as the most trusted Bank by Indians through generations.State Bank of
    India (SBI), with a 200 year history, is the largest commercial bank in India
    interms of assets, deposits, profits, branches, customers and employees.
    The Government of Indiais the single largest shareholder of this Fortune
    500 entity with 61.58% ownership. SBI is ranked60th in the list of Top
    1000 Banks in the world by "The Banker" in July 2012

    This Photo by Unknown Author is licensed under CC BY-SA

    Introduction Of Topic
    The State Bank of India (SBI) is one of the largest and most prominent banks in
    India, offering a wide range of financial products and services to individuals,
    businesses, and institutions. Given its position as a key player in the Indian
    banking sector and the wider economy, the financial performance of SBI has
    been a topic of great interest and scrutiny for investors, policymakers, and
    researchers alike. This study aims to conduct a comprehensive analysis of the
    financial performance of SBI over a specific period of time, using a range of
    relevant financial metrics and ratios to gain insights into its profitability,
    liquidity, solvency, and efficiency. The study will focus on key financial
    indicators such as net interest margin, return on assets, nonperforming assets
    ratio, capital adequacy ratio, and operational efficiency, among others, to
    provide a holistic picture of SBI's financial performance. The findings of this
    study could potentially inform future investment decisions, policy interventions,
    and strategic initiatives for SBI and the Indian banking sector more broadly,
    contributing to the development of a more robust and resilient financial system.
    By providing a deeper understanding of SBI's financial performance, this study
    could also help investors make informed decisions about the bank's stocks and
    bonds, and support SBI's efforts to enhance its financial performance and
    reputation in the market. Finance is the lifeblood of any business it may be
    profit earning institution or service institution the main aim is to earn profit to
    enhance their sector and for future scope of growth. The banking industry plays
    an important role in the economic development of a country. It supplies the
    lifeblood-money that supports and fosters growth in all the it is now necessary
    to compare both financial performance as the banking sector has been strongly
    influenced by globalization, privatization and liberalization .In today’s
    competitive world and due to emergence of private banks which has brought a
    wide changes in maintaining the transparency, efficiency and sustainability and
    Growth of the banking sector is measured by the increase in the number of
    banks’ branches, deposits, credit, etc

    This Photo by Unknown Author is licensed under CC BY-NC-ND


    Scope & Significance of Study

     The study on the financial performance of SBI is limited to a specific


    period of time, with a focus on analyzing the bank's financial metrics and
    ratios.
     Understanding The study will utilize both quantitative and qualitative
    research methods, including financial statement analysis, ratio analysis, and
    trend analysis, to evaluate SBI's financial performance in terms of
    profitability, liquidity, solvency, and efficiency
     In addition, the study will also review relevant literature and reports on SBI
    and the Indian banking sector to provide context and background
    information for the analysis.
     The findings of the study will be limited to SBI and cannot be generalized to
    other banks or financial
     The findings of the study will be limited to SBI and cannot be generalized to
    other banks or financial institutions.
     The study will also be limited by the availability and reliability of
    data sources, which will be carefully selected and verified to ensure the
    accuracy and validity of the analysis
     Reviving Performance: The merger aims to address challenges faced by the
    Indian banking industry, such as net losses, rising non-performing assets
    (NPAs), and escalating operating costs. By pooling resources, the merged
    bank can work toward financial recovery.

    REVIEW OF LITERATURE
    In FY2023, the whole Bank deposits grew by 9.19% YoY to `44.23 Lakh
    Crore, of which domestic deposits increased by 8.50% to `42.53 Lakh Crore
    and foreign offices deposits by 29.60% to `1.70 Lakh Crore. CASA deposits
    grew by 4.95% to `18.62 Lakh Crore and CASA ratio of your Bank is at
    43.80% as of March FY2023.
     Mishra et al. (2023) conducted a study on the financial performance of SBI.
    The study found that SBI had a higher ROA and ROE compared to other
    banks in India. The study also found that SBI had a higher NIM and lower
    NPA compared to other banks

     Chakraborty and Debnath (2023) conducted a study on the impact of


    financial inclusion on the financial performance of banks in India, including
    SBI. The study found that financial inclusion had a positive impact on the
    financial performance of banks, including SBI.
     PATEL BHAVESHKUMAR K (2023), study the Financial performance of
    SBI bank, this study is based on secondary data that has been collected from
    annual reports of the SBI bank, books, newspapers, magazines, journals,
    documents, research papers, websites and other published information. . It is
    major part of total banking system in India. SBI is the India’s largest
    commercial bank in terms of assets, deposits and employees. This study main
    objective is to find out the profitability, liquidity ratios and solvency ratios to
    measure the financial health of SBI bank.The market position of SBI is
    better. Financial analysis is used to find the banks position in maintaining the
    day to day operations. This study is focused to evaluating the performance of
    SBI bank. The various ratios under the above category were collected and it
    is found that there is a significant growth in the year 2023. SBI have more
    profitability because it enters into the industry as well as commercial market
    also and regularly it improving the service quality level. In this highly
    competitive global environment it is imperative for the SBI bank to show
    outstanding performance in various parameters.

    OBJECTIVES OF STUDY
    1 To review the facilities and strategies available to State Bank of India.

    2 To study the financial development of State Bank of India.

    3 To analyze the overall liquidity and profitability of SBI. Financial

    performance assessment: Evaluate profitability, liquidity, and solvency to

    understand your enterprise’s financial health.

    4 More informed decisions: Analyze financial data and industry trends to

    make sound choices regarding investments, expansions, and strategic initiatives.

    5 Managing risks better: Identify potential risks, vulnerabilities, and

    implement measures to mitigate them effectively.

    6 Optimal use of resources: Optimize resource allocation, improve cost

    management, and enhance overall profitability.

    7 Tracking progress: Monitor financial indicators over time to track

    performance, identify trends, and take corrective actions if necessary.


    8 Better communication with stakeholders: Present financial reports and

    analyses to stakeholders, demonstrating transparency and building trust.

    REASEARCH METHODOLOGY

    Research Objectives:
    Define specific research objectives related to the financial performance of SBI.
    Examples of objectives could include analyzing profitability, liquidity,
    solvency, and efficiency.

    Research Design:
    Choose a case study design, as the research will focus on a specific entity (SBI).
    Decide on the time frame for the study, such as a specific fiscal year or a multi-
    year analysis.

    Data Collection:
    Gather financial data from SBI's annual reports, financial statements, and
    relevant publications.
    Consider using both quantitative and qualitative data, such as market trends,
    regulatory changes, and economic conditions.
    Variables and Indicators:
    Identify key variables and financial indicators for analysis. Examples include:
    Profitability ratios (e.g., net profit margin, return on assets)
    Liquidity ratios (e.g., current ratio, quick ratio)
    Solvency ratios (e.g., debt-to-equity ratio)
    Efficiency ratios (e.g., asset turnover)

    Data Analysis:
    Utilize statistical tools and financial analysis techniques to interpret the collected
    data.
    Compare SBI's performance with industry benchmarks and competitors.
    Use graphs, charts, and tables to visually represent key findings.

    SWOT Analysis:
    Conduct a SWOT analysis (Strengths, Weaknesses, Opportunities, Threats) to
    provide a holistic view of SBI's position.
    Findings and Discussion:
    Present the key findings derived from the data analysis.
    Discuss the implications of the findings on SBI's financial performance.
    Compare the results with the objectives set in the study.

    Recommendations:
    Based on the analysis, provide recommendations for enhancing SBI's financial
    performance.
    Consider potential areas for improvement and strategic initiatives.

    Conclusion:
    Summarize the main findings and insights.
    Emphasize the significance of the study and its contributions to understanding
    SBI's financial performance.

    Limitations and Future Research:


    Acknowledge any limitations in the study, such as data availability or external
    factors.
    Suggest areas for future research or improvements to the methodology.
    This research methodology provides a structured approach to conducting a case
    study on the financial performance of the State Bank of India. Adjustments may
    be made based on the specific focus and objectives of the study.

    HYPOTHESIS

    Ho: There is no significant difference in the values of Profitability ratio of


    the selected State Bank of India.
    H1: There is no significant difference in the values of turnover ratio
    of the selected State Bank of India

    H2: here is no significant difference in the values of market based


    ratio of the selected State Bank of India

    H03: There is no significant difference between performances of SBI


    in terms of Borrowing.

    H04: There is no significant difference between performances of SBI


    in terms of Investment.

    H05: There is no significant difference between performances


    of SBI in terms of Advances.

    H06: There is no significant difference between performances of SBI


    in terms of Net Profit.

    H07: There is no significant difference between performances of SBI


    in terms of ROA.

    CHAPTERIZATION

    1. Profile of financial Performance of State Bank of India


    2. Introduction of Topic
    3. Scope & Significance of Study
    4. Review of Literature
    5. Objectives of Study
    6. Research Methodology
    7. Hypothesis
    8. Chapterization

    Mr. Navin Vinod Hedaoo Dr. P. A. Manusmare


    Researcher Guide & H.O.D.
    Mobile No. : 7775875589

    You might also like