Every citizen of our

country is actively
working towards
being a participant
in the process to
make India a stronger
economy
 Contents

1 Prime Minister
Narendra Modi’s
address in Varanasi:
The roadmap
01

2 Let’s work towards

our target

11
4
 Prime Minister Narendra
Modi’s address in Varanasi:
1 The roadmap

€€5 trillion dollar economy: Every Indian’s target

The target of becoming a 5 trillion dollar economy is not just a target set for and
by the government, but for every Indian citizen. What does this goal mean? What
does it mean to every Indian? It is important to say this and understand this. There
are some people who doubt the competency of we Indians. They say it is difficult to
achieve this target. It is very important to send out this message to each and every
citizen of our country who is juggling between hope and despair.

‘New India is ready for the race’

The mountain of difficulties that lies ahead,

Those are the catalysts of my determination.
Why fear the challenges,
They are the respository of possibilities.
The sacrifice of every person in the quest for
development,
Are the embellishments of mother India,
The rich and the poor form the arms of our country,
This is the clarion call of a changing India.
Our country prospered in the past too,
Now a new India is ready for the race,
To move forward is the motto of New India

1
€€ From growth to prosperity
There is a saying in English – “The size of the cake matters”.

It means that the larger the size of the cake, the bigger the share each person will
get. Similarly, the bigger the economy, bigger the prosperity. Bigger the prosperity,
bigger the possibilities and facilities.

Prime Minister Narendra Modi interacting with the medal winners of Commonwealth Games 2018

€€ Youths form the core of development

Developed countries were not the same since the beginning. They also went
through a phase when the per capita income leaped massively, propelling them
from a ‘developing country’ to a ‘developed’ one. India cannot wait for too long
for that to happen. When we are a young country in the 21st century, this goal is
not unachievable. When the country’s economy progresses, per capita income
increases, purchasing power increases, demand increases and as a result, supply
also increases to fulfil demand, which gives birth to employment opportunities,
leading to increase in income and savings.

2
€€ Why take pride in proverty?
As long as we remain stuck in poverty, difficulties and challenges continue to linger
on. In our country, we have lived with poverty as a ‘virtue’, a way of life. To take
pride in poverty has become a psychological normalcy. It is important to get rid
of that thought. It is important to work towards progress with determination and
hardwork.

€€ Budget’s 5 trillion dollar vision

The Union Budget has shown how to achieve the target of a 5 trillion dollar economy
and several decisions have been taken in that context. The government that was
chosen to lead for five years is in continuity and this government has stepped-in to
fulfill this vision.

€€ Farm produce to export

Farmers and villages have a very key role to play in achieving the 5 trillion dollar
economy target in 5 years. We saw our farmers as providers, now we must see
them as exporters. Whether it’s foodgrains, vegetables, fruits or even honey, there
are several opportunities as exporters. The Union Budget contains the vision
to transform farmers from producers to exporters. We all can see the benefits
of exports. As many as 11 shipments have been sent abroad from a facility near
Varanasi. A special train container has also been provided. Now clusters will be
made, which will entail the process to make export easier. Whatever the farmer
produces, we will work towards value addition to boost exports. An export policy
has been deviced for that.

€€ Food provider to energy provider

The vision to make India into a 5 trillion dollor economy also includes the process
to transform the farmer to an energy producer. A farmer will also generate solar
energy on his cropland. The farmer will produce electricty at a low cost and will be
able to sell surplus power as well. Farmers will also gain additional income through
this and earn more.
3
€€ Blue economy for a new economy
The Union Budget contains plans to develop water resources in coastal areas. The
fishery industry has developed intensively in the past few years. There are a lot of
possibilities to boost the business in this sector, which is why we have formed a
new scheme for pisciculture - Pradhan Mantri Matsya Sampada Yojana. Under this
scheme, there will be facilities to aid fishing and storage of the catch so that we are
able to extract maximum possible returns.

€€ A better tomorrow through water conservation

Wastage and misuse of water is a major concern today. It is important to stop
wastage of water. That is why the government is very keen on promoting micro-
irrigation. Measures are also being taken to promote recycling of unused water in
cities so that it can be used for other purposes such as irrigation. Everyone would
have to equally contribute towards this initiative. Be it at home or at workplace,
every individual must judiciously use water. We can also conserve electricity by
doing this.

Prime Minister Narendra Modi with the beneficiaries of Ayushman Bharat

4
€€ Water in every household
It is important to provide water in every household. We have set out with the vision
to make every household water sufficient, which is why we have formed a new
ministry called Ministry of Jal Shakti. A ‘Jal Shakti Abhiyan’ has also been started in
this regard. Through this scheme, our mothers and daughters, who face the biggest
hardships, will also benefit massively. The Budget also calls for a National Water
Grid, so that regions that suffer from water shortage also get the benefits.

€€ Clean India, Healthy India, Prosperous India

It is very important to have a healthy India to make the quest to become a
$5 trillion economy smoother. We have seen a drop in incidence of diseases by
providing sanitation facilities in every household which is becoming a boon in
decreasing the health expenditures. Families have benefited due to the decrease
in health expenditures. The Ayushman Bharat Yojana has proven very beneficial in
this regard. Under this scheme health insurance will be provided to 50 crore poor
Indians. So far, around 32 lakh poor patients have benefited from this scheme.
Around 1.5 lakh health and wellness centres have been set up, through which
villages will get state-of-the-art health facilities. Yoga has also helped in reducing
health expenditures.

€€ Tourism will open new avenues

Tourism gets a boost when the country becomes beautiful. The income of locals
sees a spike when tourism increases. Tourism is one such sector which has the
possibility to give higher return on investment. The country is seeing a new trend
called ‘home stays’. This is becoming a new source of income. Tourism is going to
play a major role in India’s goal to become a 5 trillion dollar economy.

€€ Infrastructure: A strong foundation for a new India

The pace of development will be faster only through better infrastructure. The
government has major plans to revamp infrastructure across the country, from
storage facilities in villages to modern transport systems. The government plans to

5
connect villages with broadband facilities through its Highway-Iway programme. An
investment of Rs 100 crores is in the pipeline for the sector. Over 1,50,000 kilometres
of road will be contructed to connect villages to towns. The government plans to
construct 2 crore houses to ensure every individual has a shelter. The Union Budget
has special plans for the middle class section of the society as well. We have reduced
tax benefit slab for home loans to Rs 3,50,000. A family can avail a loan of Rs 7 lakh
if the tenure of the home loan is for 15 years. The government has also made plans
to assist those who look for rental houses and the Centre is soon going to prepare

Prime Minister Narendra Modi at Varanasi

a Model Tenancy Rule for all states.

€€ Start-up: The sharp edge of a new economy

The demand for vehicles for commutation is going to rise. The Budget has made
provisions for ‘Make In India’. Manufacture of defence-related equipment has also
been initiated. We are progressing very fast in the Electronics sector as well. The
start-up industry is very vital as it has become a key force in our growing economy.

6
The Budget has focused on assisting this sector in all possible ways. The youths of
this country want to progress very fast. Traditional businesses have also been given
importance in the Budget.

€€ Solar energy is a game changer

The Budget has provided exciting proposals to foreign companies that manufacture
solar panels and batteries for their expansion plans in India under the Make In
India initiative. The government has also taken strong initiatives to boost and
subsidize companies that manufacture electric vehicles. Our government has made
special arrangements to equip our fishermen with electric systems as well. When
these mechanisms will get developed in India, it will help reduce expenditures
in this sector. The government spends around Rs 5-6 crores to purchase oil from
other countries. We will benefit a lot when public expenditures decrease. When
expenditures decrease, the savings will benefit the country. India aspires to fulfil its
energy needs indigenously. We have a huge resource of minerals, especially coal.
Just like solar energy, we can also tap into wind energy. The government is also
in the process of generating power from waste materials and convert agricultural
waste into bio-fuel.

€€ Beware of pessimists
There is a section of the society that is cut off from reality. We call them ‘Professional
Pessimists’. These professional pessimists could lead you into trouble. They master
in converting solutions into problems. It is important to stay away from such
negative people. We should discuss whether decisions taken are good or bad. These
discussions should also lead to solutions. It is important to cultivate the habit of
finding solutions to problems. We welcome suggestions and recommendations of
scholars and economists. People have the power to convert the impossible into
possible. When former Prime Minister Lal Bahadur Shastri raised the slogan of ‘Jai
Jawan, Jai Kisan’, farmers filled our warehouses with foodgrains. When I requested
our farmers, they filled our warehouses with pulses. I ask our farmers - why should
we import edible oil? Even if we sow sesame in the last available portion of our
cropland, we wouldn’t need to import edible oil. Our country can move forward only
7
through determination and brave decisions. We can fulfil our needs only through
entrepreneurship and hard work.

€€ Co-ordinated effort will lead to national development

The goal of US $ 5 Trillion economy will be attained through coordinated effort by
the citizens and the Government. In fact each and every citizen can make immense
contribution in this regards. Some have even done it. Social organisations have
achieved a lot in collaboration with citizens. The Budget 2019 has a big scheme for
social organisations and institutions that work for of social upliftment and public
welfare. The government has announced setting up of Social Stock Exchange for
such social welfare institutions. Such self-governed institutions will be able to list

Prime Minister Narendra Modi with the beneficiaries of Mudra Yojana

8
themselves on this Social Stock Exchange and raise funds. On a national level with
co-ordinated effort we shall indeed achieve the US $5 trillion economy milestone.

€€ Come together for nation building

It took 55-60 years to take the Indian economy to the $1 trillion mark. We gave a new
push to add another trillion dollars to the economy between 2014 and 2019. This is a
testimony to the fact that if 130 crore Indians work together nothing is unachievable.
Every citizen must decide and think about increasing his or her income. Who says
the country won’t grow? We have to toil but the fruits of this hard work will be
borne by generations to come. Come and join this goal and urge others also work
towards this milestone. In unity each one of us has to work as a representative of
the country. That is why our slogan is: Come together for nation building.

9
10
 Taking steps towards the goal of
2 achieving 5-trillion economy tag

A brilliant victory in the recently-concluded Lok Sabha elections 2019 under the
leadership of Prime Minister Narendra Modi is a testimony to aspirational India’s
thumping mandate. This is also a declaration of every Indian’s excitement and self-
confidence in achieving the goal of growing the economy to US $ 5 trillion mark.

Now India has become more aspirational, it has learnt to take initiatives, dares to
think bigger and works harder to achieve success. This new India is progressing on
the path to become a developed economy and US $ 5 trillion mark will be the first
milestone in its path.

In the last five years we have laid a strong foundation towards achieving this goal.
When Prime Minister Narendra Modi first formed the government in 2014, the size of
the Indian economy was US $ 1.5 trillion. Now our economy is worth US $ 2.7 trillion
in a few years. In 2014, the Indian economy was ranked as the world’s 11th largest
economy and in just five years our rankings improved and we became world’s sixth
largest economy. On one hand it took 55 years to add just 1 trillion dollars to the
size of the economy while on the other hand under the leadership of Prime Minister
Narendra Modi, the size of the Indian economy grew by 1 trillion dollars. Soon we will
become a US $ 3 trillion economy. We will definitely achieve the goal of increasing
the economy to US $ 5 trillion in another five years.

11
 €€ More investment, more employment, more development
In order to achieve the US $ 5 trillion tag, the Gross Domestic Product (GDP) of the
Indian economy has to grow at the rate of 8 percent per annum. We are already at
the cusp of this growth rate. Clocking a growth rate of 7.4 percent per annum, we
have already become world’s fastest growing big economy. In order to consistently
clock a growth rate of 8 percent per annum, we have to enter a virtuous cycle
of saving, investing and exports which needs to have a suitable environment to
achieve the same. Pursuant to this virtuous cycle we will be able to generate
significant employment for our masses.

GDP Growth: India vs World

7.5
6.9

5.0
4.6
3.6
2.1

World Developed EMDE ASEAN-5 China India

Economies
Data Source: World Economic Outlook, April 2019 IMF
Note: 1) EMDE- Emerging Market and Developing Economies
2) 5 Countries of ASEAN- Indonesia, Malaysia, Philippines, Thailand, Vietnam

This investment will create many regional companies of different sizes. This will
increase our capacity and lead to production and consumption of many goods and
services which in turn will further increase consumption and generate jobs. This will
create many employment opportunities for our youth, and lead to development
and increase in individual savings. In order to spur development, we have to focus
on increasing investments.

12
To be able to facilitate this investment-led growth model, it is extremely important
to make policies that are aimed at lowering the risk of investors who want to do
business in our country. By forming an investment-centric and strong government,
Prime Minister Modi has ensured that rights of investors are protected. In the last
five years, PM Modi has done many institutional economic changes such as Goods
and Services Taxes (GST), Insolvency Bankruptcy Code, increase in limit of foreign
investment in many industrial sectors, formulation of laws such as RERA which are
aimed at improving the Real Estate sector of the country. There is no doubt that
after the formulation of such progressive laws, the Indian economy saw record
foreign investment. It is the first time in the last 20 years that India surpassed China
in terms of record foreign investment in the year 2018, where China got foreign
investment of US $ 32 billion while India received foreign investment of US $ 38
billion.

Exports remain the cornerstone of any developmental model because demand is

not restricted locally, it is a global phenomenon. An increase in global demand leads
to quick growth in the economy of every country. Therefore, Modi government’s
‘Make in India’ programme in extremely important in this regard. For example, the
metro car coaches manufactured in India are running in Australia.

A crucial constituent for a healthy economy is its skilled and healty workforce.
Prime Minister Narendra Modi government initiated skill development schemes

Prime Minister Narendra Modi distributing cheques to beneficiaries of Mudra Yojana

13
 and last mile delivery of basic services , which has ensured availability of healthy
and skilled human resources in the economy. When investment and consequently
created opportunities combines with skilled manpower, it undoutedly leads to
rapid economic development.

€€ Stable policy framework to spur investment

In 2014, the people of India handed a decisive mandate for forming a strong
government at the Centre. Do you know what is the impact of this? When Prime
Minister Narendra Modi says that India needs a “strong Government” then what
does this mean? Doesn’t economic development need a strong Government as
well? Yes, there is no doubt about it.

Here is what a strong mandate in 2014 can lead to. Despite global instability on the
public policy front, Indian economy has remained robust. This is the importance of
a stable government. This means that India’s economic policies are clear, decisive
and stable.

The above mentioned graph clearly displays the meaning of a stable government.
Till 2014, Indian economy, as per the global perception, was either plagued by
uncertainty or was sometimes in more vulnerable condition than the global index.
Comparison of EPU Index( Economic Policy Uncertainty) India vs World

350
EPU-INDIA EPU-WORLD
300

250
EPU index

200

150

100

50

0
Jan-03

Jan-10

Jan-17
Mar-04

Mar-18
Mar-11
Aug-03

Dec-05
Jul-06

Nov-08

Aug-10

Dec-12
Jul-13

Nov-15

Aug-17
Feb-07
Sep-07

Feb-14
Sep-14
Oct-04
May-05

Apr-08

Oct-11
May-12

Apr-15

Oct-18
May-19
Jun-09

Jun-16

SOURCE% http://www.policyuncertainty.com/

14
But after Prime Minister Modi’s government came in power, Indian economic policy
has been continuously growing stronger since 2015 onwards. On the contrary, the
global economic policy has gone from bad to worst. As you are aware, investment
is made in those countries where laws are simple, the directions of government’s
policies are clear, system works according to rules and discrimination and trade
disputes are minimal.

The system where everyone is treated with parity, can only ensure that the best
remains at the top. This is the specialty of the Modi government, which is just
opposite to that of the UPA regime where scams were the daily phenomena and
certain special ‘friends’ of the ruling party used to get favour from all quarters.

€€ Development through MSMEs and START Ups

Medium, small and micro enterprises (MSMEs) not only give handsome returns to
its promoters, but it also increases employment generation and productivity in
the economy. Except for Agriculture, this is the only sector where most people are
engaged. Now focus is being given on MSMEs in such a way that they can contribute
significantly to country’s economy by sustaining themselves from all market
generated upheavals. A strong financial structure is being provided to MSMEs.

With easy loan facilities to MSMEs there will be a tremendous increase in

employment opportunities. For example, at the first instance Mudra Loans left a
very positive impact to this sector. Approximately 18 crores small entrepreneurs
have been benefitted through Mudra Loans.

It is pertinent to mention here that easy loans, minimum bureaucracy and smooth
access to markets through the 12 – point formula of MSMEs has given a boost to
this sector.

15
 Steps taken for MSME sector
A ’59 minute’ loan portal has been launched for providing fast loans to MSMEs.

Interest rate has been reduced by 2% from the market rates for every MSME registered
with GST. A rebate of 3% to 5% will also be provided to exporters on their loans.

For easy cash flow to MSMEs, companies having a turnover of above 500 crores will be
registered at TReDS so that they can secure rebate in their bills.

All government departments and organisations have to secure 25% of their total
purchase from MSMEs. Earlier this limit was 20%.

It is mandatory for government departments to secure at least 3% of their total purchase

from MSMEs owned and run by women.

To remove middlemen and increase market access to MSMEs, it is mandatory for Centre
Government’s Undertakings to remain present on GeM portal.

For technical upgradation of MSMEs, 20 new centres and 100 tool rooms have been
constructed at the cost of 6,000 crore rupees.

To encourage pharma companies of MSME sector, Pharma Clusters will be built and 70%
of its expenses will be borne by the Govt.

To ensure ‘Ease of doing business’ for MSMEs, return will be submitted once in a year only
under eight labour laws. Earlier, return used to be submitted twice in a year.

In the direction of abolishing ‘Inspector Raj’, now factories will be fixed for inspectors
where they can conduct inspections. Factories will be randomly assigned for inspection
through computers. Now inspectors have to submit their reports within 48 hours and give
reasons as well.

Environment clearance and consent have been mixed together to convert it into a Single
Permission, which will be based on self – certification.

MSMEs need not to go to court in the case of minor violation of Companies Act. Instead, it
can be rectified through a simple procedure.

16
The Modi government has announced a separate payment platform for MSMEs in
its budget of 2019, so that they don’t have to face cash problem. In this budget,
the government has allocated Rs. 350 crores for MSMEs under Interest Subvention
Scheme. Under this scheme, a facility of interest subvention of 2% will be provided
to GST registered MSMEs.

India has witnessed how companies, established in 1980s and 1990s, have earned
their names as an international brand after starting as a small enterprise. Now in
21st century too, country is witnessing how a generation of new entrepreneurs is
being raised as part of a self – employment measure.

It’s a matter of regret that due to absence of a helpful government at the helms,
India had to wait for long for a conducive commercial – industrial atmosphere in
the country. A change was observed in the country once the Modi government
announced Startup India, which has become a milestone in itself, in 2015. Startup
India is like a boon for those who have ideas and a keen interest in business. The
Modi government prepared a robust policy for Startups. The positive result of
this policy is that Startup business is growing rapidly in the country now. See the
potential of this scheme, Startups have managed 3.9 billion dollars through Venture
Capital in the first semester of 2019 itself.

Startups were quite puzzled with Angel Tax. In oder to resolve this problem, it has
been announced in this budget that Income Tax Returns of Startups or the investors
associated with them will not be sent for scrutiny. Besides, nothing will be asked
about the source of their Working Capital. Several other announcements have been
made in this budget for Startups.

Impetus can be given to employment generation and economic development by

continuous encouragement to MSMEs and Startups. Both these sectors will be
important wheels in attaining the target of 5- trillion dollar economy.

17
 €€ Foundation of new India through infrastructure
We have witnessed that how much emphasis was given on infrastructure
development during the first 5 – year tenure of Prime Minister Modi. India has now
become the fastest country of the world in road construction. Rural roads are also
being constructed at twice the pace of earlier period. Today, almost 97% villages of
the country are connected with roads.

The Modi Government has set a goal that for the next 5 years, the roads of double
length will be constructed and adequate fund has already been allocated for this
in the budget.

Convenient and comfortable Metro services in several important cities, housing

schemes for urban poor alongwith rural poor and extra rebate of 1.5 lakh on the
interest of housing loan for middle class. All these measures will increase facilities
and encourage savings as well.

Railway has also been included in Government’s important agenda. Alongwith

faster trains, modern railway coaches and extra safety measures, the work is going
on at railwat stations for poviding airport –like facilities.

While Road corridors and highways are being developed through an ambitious

Bhupen Hazarika Bridge (Dhola- Sadiya Bridge) connecting Arunachal Pradesh with Assam

18
project like Bharatmala, connecting ports with industrial units and their
infrastructural development are being done through a project called Sagarmala.

Waterways are the cheapest means of transportation. These are being developed
with an aim to facilitate low – cost internal commercial carriage. Because of this,
prices of commodities will also become at competitive. Udaan Scheme has been
successful in providing air – connectivity to small cities. By virtue of this scheme,
even a citizen of average income is also able for air - travel.

The govt. has announced in the budget to invest Rs 100 lakh crore in infrastructure
sector in the next 5 years. This shows how much importance Prime Minister Modi
gives to infrastructure for attaing $ 5 trillion dollar economy.

€€ Farmers, first priority

Narendra Modi is first such Prime Minister who has, for the first time in the history
of independent India, conducted such a major overhauling in agriculture based
economy. Earlier, importance was given to productivity of agriculture only. But
alongwith productivity, Prime Minister Modi has connected agriculture with profit
also. He has taken a vow to double the income of farmers by 2022 and work is in full
swing in this direction.

The income of fermars has increased due to 1.5 times incresed in minimum support
price and bumper purchase. Because of Pradhan Mantri Fasal Bima Yojana, a sense
of security has developed among farmers. Due to remarkable expansion of micro
irrigation facilities, farmers are directly benefitted. Less water consumption and
guarantee of water accessibility to maximum number of farmers, work is in full
swing on this concept.

By initiating PM Kisan Yojana, the Modi government has started supporting farmers’
direct income. This Yojana has become a game - changer as farmers all over the
country will get 6,000 rupees every year under this scheme. With this support,
farmers will easily meet all their agriculture related requirements. Two installments
of rupees 2,000 each have already been paid to 3.11 crore and 2.66 crore farmers,
19
 respectively. Total 14.5 crore farmers will be benefitted from PM Kisan Yojana.

Digital Market for Farmers

e-NAM

OTHERS

585 Regulated Markets of 16 States and 2 Union Territories integrated to e-NAM platform

Because of improvement in yield, reduction in cost and inclination towards the crop
of low water consumption income of farmers is surely going to increase.

The Government’s decision to invest Rs. 25 lakh crore in infrastructural development

in rural areas will bring a positive impact on farmers’ lives. After the implementation
of government’s announcement made in the budget regarding industry – based
training to 75 thousand youth in order to encourage agricultural processing,
immense employment opportunities will be created in agriculture sector as well.
Farmers will also be benefitted from this as processed agricultural products always
fetch handsome prices.
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The Modi Government has announced in the budget to create 10,000 new Farmers
Producer Organizations to increase access of the farmers to the markets and to
help them to receive maximum yield of their produce. These organizations will play
a major role in increasing the income of the farmers.

Not only this, other business activities associated with agriculture are also being
promoted, and ‘Pradhan Mantri Matsya Sampada Yojana’ is one of them. This will
strengthen fishery trade. It is aimed at establishing value chain for marketing of
fishes, modernizing facilities, increasing productivity, strengthening post harvest
management, maintaining quality, etc. Similarly, fish culturing, dairy management
and production schemes are also being given due importance. Prosperous farmers
will take the country to 5 trillion dollar economy.

€€ From Digital Economy to Digital Democracy

Prime Minister Modi has been affectionate towards Digital Technology. He uses this
technique wisely to run the government. More the people adopt Digital Technology,
more will it become easier. One can see today how cheaper the cost of mobile
internet and data is. In 2014 one Gb data was available at Rs. 269, whereas today it is
available at Rs.18.5. This digital revolution has not only led to availability of cheaper
data, but storage has also become cheaper.

It is the Digital Technology through which the benefits of public welfare schemes
are reaching the beneficiaries directly. The economy has become transparent after
linking mobile number to Jan Dhan Yojna. The life of people has become easier.
People participation with the Government is increasing with the transparent
transaction and intermediaries have no role to play. Farmers can also join markets
like e-NAM through this Digital Technology.

Now, Modi Government is also focusing on increasing Digital Literacy in the rural
areas. People are seeking information about Government Schemes through
internet. Data has opened the doors of opportunities for the youth. This will continue

21
 to strengthen the economy and will help the country in becoming a 5 trillion dollar
economy.

€€ Technology to Public Welfare

JAM trinity, i.e. Jan Dhan - Aaadhar - Mobile has prepared a roadmap of an efficient
public welfare nation, where beneficiaries can be identified in right manner and
also they can be accessed directly. For example, there is profit sharing mechanism
Benefits of Direct Benefit Transfer (DBT)

Gram
Centre State District Block Panchayat

Individual

Before DBT

DBT in MNREGA

Centre

After DBT Individual

of Pre & Post DBT in MNREGA, which is run by JAM trinity. This reduces numerous
levels between source and beneficiary, thereby removes multi layers of corruption
completely.
Pseudo and fraudulent beneficiaries get out of the system and real beneficiaries
receive direct benefits. In a way, it has helped in doing away with intermediaries.
Technology therefore saves a lot of money for the nation by preventing it from
falling into the wrong hands. About Rs. 7.57 lakh crores have been transferred
through DBT and more than Rs. 1.4 lakh crore have been saved from going to the
wrong hands.
Such a plan prepares the foundation for empowering the poor so that they

22
can aspire to greater social-economic goals, which definitely contribute to the
economy.

€€ People as partners inthe development process

Modi Government does not consider itself as a public administrator. It conciders
people as partners in the development process. Through changes in Policy-making
approach, the Government strives to bring behavioural changes among people
through a mass movement; is the key to the success of plans, changing plans and
policies to create a mass movement.

Sex Ratio at Birth

2015-16 2018-19

Sex Ratio at the time of Birth Sex Ratio at the time of Birth
873 Below 873 Below
873&901 873&901
901&930 901&930
930&980 930&980
980 Above 980 Above

Source: Schemes such as Swachh Bharat Abhiyan and Beti Bachao Beti Padhao have used the major
principles of behavioral change to achieve maximum objectives.

If you look at the statistics of Beti Bachao Beti Padhao, All India Sex Ratio (SRB) at
birth has increased with the increase in number of girls between 4 years, i.e. from
923 girls in 2015-16 to 931 girls per 1000 boys in 2018-19.
23
 National Santitation Coverage
Prior to and after Swachh Bharat Abhiyaan
Before Swachh Bharat
After Swachh Bharat

Source: Ministry of Drinking and Sanitation.

Note: Data for 1981-2011 is according to Census

There is no better state than Haryana to understand the effect of Beti Bachao Beti
Padhao. There has been significant progress in the state as the number of 887 girls
per 1,000 boys in 2015-16 has increased to 914 per 1,000 boys in 2018-19.

The massive success of Swachch Bharat is that a large part of India has been declared
as free from open defecation in just five years. Swachchta coverage increased from
38.70% in 2014 to almost 100% now. It displays the power of continuous message of
social change.

Beti Bachao Beti Padhao is equally important. These four words have ceased to be a
government program’s name, rather they have become a family mantra.

24
Due to the increase in Swachchta coverage, children under 5 years of age have
seen significant decrease in cases of malaria and diarrhea. With free from open
defecation, there has been a significant decrease in malaria, diarrhea as well as

Individual family toilet in 2014-15 and

2018-19 (%)
Individual family toilet Individual family toilet
(IHHL) 2014&15 (%) (IHHL) 2018&19 (%)

IHHL Coverage(%)
IHHL Coverage(%) 0-21
0.0000-250000 21-41
25,0000-50,0000 41-61
50,0000-75,0000 61-91
75,0000-100,0000 91-200

Source: Ministry of Drinking and Sanitation

decrease in the low-weight children at birth.

UNICEF has found that in ODF villages, there has been a decrease in the incidence of
diseases as well as increase in saving of time resulting in a saving of aproximately
Rs 50,000 per year. According to UNICEF, Swachchta coverage has also influenced
the quality of ground water, soil and food positively.

25
 Impact of toilet coverage
Reduction of diarrhea and malaria in the children in the age group of 5 years or more years

Incidence of malaria among children below

Incidence of diarrhea and dehydration
among children below the age of 5

the age of 5
t t t t
t t ile ile t t ile ile
ile 5 ile 9 to 15 to 19 ile 5 ile 9 to 15 to 19
to 01 to 01 er 0 er 0 to 01 to 01 er 0 er 0
e ss ch 2 e ss ch 2 e at ch 2 e at ch 2 e ss ch 2 e ss ch 2 e at ch 2 e at ch 2
l r l r l r l r
ith a ith a gr ar gr ar ith a ith a gr ar gr ar
w -M w -M ith - M ith - M w -M w -M ith - M ith - M
ea ge ea ge w ge w ge ea ge ea ge w ge w ge
Ar vera Ar vera rea era rea era Ar vera Ar vera rea era rea era
A ov A ov A ov A ov
co co c c co co c c

Souce: Sanitation Management Information System, Ministry of Health & Family Welfare; SBM Dashboard-Swa-
chch Bharat Mission - Rural, IHHL data from Ministry of Drinking Water & Sanitation

Note: All 500 districts of India have been divided into two parts: In the first part districts having less than
33.5% IHHL coverage in March 2014, and in the second part districts having more than 33.5% IHHL
coverage in March 2014 have been included.

It is clear that Swachch Bharat leads to a healthy India. Now apart from cleanliness,
it is time for proper disposal of solid and liquid waste, cleanliness of rivers and
water sources and common environmental protection.

This way, a clean, healthy and beautiful India will be created. It is on the way to
becoming one of the world’s greatest economies, because here people themselves
are leading a movement through behavioral change.

The aim of $5 trillion economy has not remained merely a goal of the government
but with increase an awareness, people have set it as their goal too. Everyone wants

26
 Prime Minister Narendra Modi on 5th International Day of Yoga

to give his contribution by participating in $5 trillion economy goal.

€€ Planning For A Healthy Future

Data related to population indicate that India’s population growth will decrease
sharply in next two decades. It means that majority of middle-age population will
come under old-age group. To manage and to provide care to our senior citizens, it is
important to make schemes for their future since they will need economic security
in old age. If anyone is contributing for achieving terget of $5 trillion economy, it is
important to prepare schemes as per his future needs.

In this respect, the Modi government’s vision is praiseworthy. If we look into some
flagship schemes of the Modi government, we will find health and pension schemes
as the most important ones.

Major schemes of the Modi government will result in factors responsible for
economic security of crores of farmers, small traders, retailers and labourers of the
unorganised sector. It is worth mention here that they belong to such communities

27
 which have often been kept outside the ambit of formal financial system because
they had no access to banks and pension schemes earlier. By making them an
integral part of formal financial system, the Modi government has transformed
their lives full of uncertainties into lives with security.

To ensure Healthy India, accessible and affordable healthcare is an important factor.

Due to Ayushman Bharat scheme, more than 50 crore people belonging to the most
deprived class of our society have got advantage of free medical-care. Apart from
this, medical-seats should be increased manifold so that our country could produce
more medical professionals. In government colleges, the number of medical-seats
increased for the academic year 2019-20 because of initiatives taken by the Modi
government. More than 2,750 seats are being added in 25 new government medical
colleges. During the first tenure of the Modi government, medical-seats increased
by 30 per cent.

In our country, 21 AIIMS are either being run or are under the process of being
established. Since 2014, 14 out of these 21 AIIMS have been announced. The Modi
government has recently announced the establishment of 22nd AIIMS in Haryana.

Additionally, unprecedented thrust of the government upon sanitation, yoga and

preventive healthcare will certainly pave the way for Healthy India in future. Only a
healthy nation can dream of achieving $5 trillion economy goal.

€€ New Energy For New India

A vehicle needs fuel to move forward. For growth of economy, energy is the fuel. In
order to become a developed country, India needs to raise its energy consumption
and to ensure affordable and easily available energy sources. Through electrification
of all villages and almost all households, a big step was taken to bring an end to
energy shortfall. Many people ignore long-term effects of these achievements.
Farmers need power for better agriculture. Students also need power for better
education. Industries need power to increase production and for expansion.
For maintaining better standard of life in homes and to get access to the world,
power is required. Electricity opens doors for letting in other opportunities. Access
to energy sources also implies access to clean cooking gas. With the introduction
28
of Ujjwala scheme, crores of women have been freed from kitchens full of smoke.
Through this scheme, the coverage of cooking gas has increased to more than 90
per cent of households.

To ensure sustainable energy for future generations is as important as ensuring

access to energy sources. As more people start using energy, more energy is
required to fulfil their demands. The Modi government has increased not only the
installed capacity of traditional energy but has added renewable energy capacity

Prime Minister Narendra Modi inaugurating Solar Power Plant

also in a big way. India is carrying out the biggest renewable energy installation
programme of the world. We are at 4th place in wind energy, at 5th place in solar
energy and also at 5th place in terms of installed capacity of renewable energy.
Along with sustainable energy production, energy-saving by adopting state of the
art technology is very important. For better life and for ease of living, maintaining
clean surroundings and use of sustainable energy sources are also very important.
Ujala scheme was launched for large scale distribution of LED bulbs at household
level. In place of hot and fluorescent bulbs and CFLs, now LED bulbs are being used.
Under this scheme, about 35 crore LED bulbs were distributed which resulted in
saving of Rs 18,341 crore annually.

The government is preparing a similar scheme to boost the use of solar stoves

29
 and battery chargers. Annual decrease of 3.71 crore tonnes of carbon dioxide
has a significant and positive effect on environment. Overall, energy efficiency
programmes have saved Rs 50,000 crores. During 2017-18, a decrease of 11 crore
tonnes of carbon dioxide was registered. Ujala scheme has played a significant role
in these achievements.

Expansion of energy coverage at fast pace, renewable energy capacity enhancement

and energy saving – all will help in realising the dream of $5 trillion economy.

Effect of Energy Saving in 2017-18

Reduction in emission of CO2(Mtco2) Saving (in Rs Cr)

PAT
Ujala PAT
Ujala

Other,
Other,

Standard & Labeling Standard & Labeling

Data Source: Bureau of Energy Efficiency

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Chandrayan-2 Ready for Launch

31