Health Insurance - Unicorn University

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FOREIGNERS’

INSURANCE

Possibilities of health
insurance for foreigners
in the Czech Republic

www.pvzp.cz
About us
Pojišťovna VZP, a. s.
Pojišťovna VZP, a. s., (PVZP) is a purely Czech, commercial insurance company
in the field of non-life insurance. PVZP is the market leader in the field of health
insurance for foreigners and the largest retail seller of travel insurance.

We provide health risk insurance (accident, sickness benefit insurance, insurance


in case of serious illnesses and more). We have extensive experience in the field
of property and liability insurance for citizens and businesses, including the
professional liability of doctors, pharmacists and medical facilities.

The sole shareholder of PVZP is Všeobecná zdravotní pojišťovna České republiky (VZP
ČR), which is the largest health insurance company in the Czech Republic with millions
of clients.

CZK
308M
1,1M 220

capital stock satisfied customers points of sale


Why get insured with PVZP?
We are a reliable, stable and solvent insurance company with a tradition and a pro-client
approach. As the only insurance company on the market, we have more than 5,000
contracted medical facilities throughout the Czech Republic. This guarantees maximum
availability of medical care for our clients anywhere in the Czech Republic and in any
medical field.

Thanks to many years of experience and guarantees of the parent company VZP ČR,
PVZP provides clients with the security of providing insurance indemnity in the event
of resolving an insured event.

Compared to competing insurance companies, we have the most experience in providing


health insurance for foreigners (over 600,000 insurance contracts). Our important
clients include, for example, the Commercial Representation of the Russian Federation
in the Czech Republic, most embassies in the Czech Republic, all embassies of
the Czech Republic worldwide, the Czech Olympic Committee and many others.

Pojišťovna VZP, a. S., Is the only insurance company in the Czech Republic that provides
a range of health insurance for foreigners, which is identical to the health insurance of
Czech citizens, i.e., guarantees the widest range of health care, without any payment
from the client. A foreigner is treated at any place, in any medical facility and without
the need for payment on the spot (health care is reimbursed by the health insurance
company to the medical facility).

26
years 5,000 100%

on the market for contracted market share of commercial


more than 26 years medical health insurance
(15 years PVZP) facilities forforeigners identical
to thehealth insurance
of Czech citizens
Foreigners’
Comprehensive Medical
Insurance PLUS
Foreigners’ Comprehensive Medical Insurance Plus (KZPC Plus)
is for all those who came to the Czech Republic permanently
or for more than 90 days, whether for work, study, as an
accompanying partner or for family reasons.

 Unique health insurance for foreigners, which is an equivalent to the public


health insurance.
 Reimbursement for preventive and dispensary health care, including care
related to pregnancy and childbirth, for acute dental treatment,
for outpatient medicines prescribed by a doctor and medical equipment.
 It is not necessary to undergo an initial medical examination,
except for the supplementary insurance Novorozenec (Newborn).
 Possibility of supplementary insurance Novorozenec, which includes
reimbursement of costs in the case of postpartum care for the newborn
of the insured mother.
 Continuous assistance services of the renowned AXA ASSISTANCE company.
 Can be arranged for a period of 4 to 60 months.
 The amount of the limit - from CZK 1.7 million to CZK 2 million per insured event.
Foreigners’
Comprehensive Medical
Insurance EXCLUSIVE
Exclusive insurance covers all health care provided to the client
in any medical facility. Therefore, its main advantage is the certainty
that the insurance company will not under any circumstances
refuse the insurance indemnity to the client and the costs
of treatment will not be debited from the client‘s funds.

Reimbursement of health services, the list of which is identical to public


 
health insurance.
The insurance indemnity also applies to diseases incurred before
 
the beginning of the insurance (e.g., chronic diseases).
In addition to public health insurance, the insurance also includes
 
an assistance service, repatriation, transport of remains and payment
of regulatory fees.
It is possible to arrange supplementary insurance to cover the costs
 
of postpartum health care for newborns.
A special contact telephone number is set aside for clients,
 
which is specified in the insured‘s ID card.
Our references

Embassy Embassy
of Ukraine of the Russian Federation

Embassy Embassy
of Mongolia Of Syria

Embassy High Commission


of Azerbaijan of the Republic of Botswana

Embassy Embassy
of Peru of Armenia

Embassy Embassy
of Libya of Georgia

Embassy Embassy
of Yemen of Iran

Czech embassies Embassy


in the world of Indonesia
Why choose quality
health insurance?
By choosing the health foreigners’ insurance PVZP, you will meet the requirements
of Act No. 326/1999 Coll., on the stay of foreigners in the Czech Republic.

In the case of serious health problems or injuries, the cost of medical care can climb
up to millions of crowns. If the client did not have quality health insurance,
reimbursement of costs would be required of him.

With EXCLUSIVE insurance from Pojišťovna VZP, a. s., you do not pay anything at all,
not even the costs of common diseases. At the same time, preventive care and
prescription drugs are covered.

Pojišťovna VZP, a. s., as the only insurance company on the market, offers you not only
the widest range of health care, but also reimbursement of dental materials up to
CZK 6,000 (dental materials are not normally covered by insurance in the Czech
Republic or in any EU country and only one white tooth filling can cost 2-3 thousand
crowns for a student).

No insurance company in the Czech Republic, nor in the EU, offers such a range
of health care as Pojišťovna VZP, a.s. Our client does not have to pay anything at all
at the general practitioner’s or a medical facility with this insurance.

If YOU, the parents of students, want the students to be well-treated and in full,
you can be satisfied, because they will be with our EXCLUSIVE product.
[email protected] (+420) 233 006 311

Pojišťovna VZP, a. s.

www.pvzp.cz

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