CREDIT CARD STATEMENT

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20102024_1
MR ASHISH KUMAR MALLICK Download the iMobile Pay app to -
TALUK PADA TEHSIL BINJHARPUR View statement instantly
TALUK PADA TEHSIL BINJHARPUR Block/unblock ATM withdrawal, online transactions &
international transactions in a single click
ODISHA, JAJPUR 755004 SMS iMobile to 5676766 to get the download link or give a missed call on 9222299998
to assistance on call.

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Scan the OR Code, to know about the Credit Card services,
on ICICI Bank’s iMobile Pay.

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STATEMENT DATE All communications are being sent to your registered e-mail ID and mobile number
October 20, 2024 l To update email ID and registered mailing address, visit www.icicibank.com > Login > Customer Service >
Service Requests > Credit Card > Request for address change or visit the nearest ICICI Bank branch
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PAYMENT DUE DATE l To update mobile number, visit the nearest branch
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November 7, 2024 Scan to Pay using ӷ➟Á—§ŠÇ©‰˜Þ­˜Ï ¥¹x¢Ó‚l¯²šÅÃÃt£ßµm
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any UPI Application ˼ƒÃÃ|Ëlà†vÜw놈Æ™r¯ÌxÍÞ¾—é³Ã±è”˜oÎ
STATEMENT SUMMARY ̌ŒŒŒŒÌlŒÌl̬lŒŒŒÌŒŒŒ¬ŒlŒŒlllŒŒ¬¬ŒÌ̌

Total Amount due Previous Balance Purchases / Charges Cash Advances Payments / Credits
= + + -
`9,159.00 `2,604.81 `59,577.90 `0.00 `53,023.71

Minimum Amount due CREDIT SUMMARY

`460.00
Credit Limit (Including cash) Available Credit (Including cash) Cash Limit Available Cash
Interest will be charged if your
total amount due is not paid
`3,00,000.00 `2,58,554.41 `30,000.00 `30,000.00

SPENDS OVERVIEW Date SerNo. Transaction Details Reward Intl.# Amount (in`)
Points amount

0000XXXXXXXX5820
04/10/2024 10022420505 Reward redemption handling 0 99.00
fee-Ord.No.CP002694715 dtd 050924

04/10/2024 10022420527 IGST-CI@18% 0 17.82

9%
77% 5241XXXXXXXX6008
21/09/2024 9859254028 CDNA TECHNOLOGIES PRIVATE 7 799.00

28/09/2024 9886206178 Interest Amount Amortization - 0 206.53

14% <2/9>AMAZON PAY INDIA PRIVA

28/09/2024 9886206181 IGST-CI@18% 0 37.18

28/09/2024 9886206194 Principal Amount Amortization - 0 1,848.91

<2/9>AMAZON PAY INDIA PRIVA
Travel-14% Apparel/Grocery-77%
30/09/2024 9893611972 UPI Payment Received 0 9,150.00 CR
Others-9%
29/09/2024 9899823523 Flipkart Internet Priv Bangalore IN 548 27,414.00

01/10/2024 10002030394 Flipkart Internet Priv Bangalore IN -548 27,414.00 CR

01/10/2024 10002030583 Flipkart Internet Priv Bangalore IN 0 0.00 CR

For exclusive 01/10/2024 10002030592 Flipkart Internet Priv Bangalore IN 0 199.00

offers, visit 01/10/2024 10002030700 IGST-CI@18% 0 35.82

www.icicibank.com/offers 01/10/2024 10002030726 Interest Amount Amortization - <1/3>Flipkart 0 365.29
Internet Priv

T&C apply

ICICI Bank Rewards

Points Earned
289 For further information, 'ask iPal' on our website and mobile app. You may also contact our Customer Care, your
RM or visit any ICICI Bank Branch.

IMPORTANT MESSAGES
l Safe Banking Tips -
ICICI Bank Credit Card GST Number: 27AAACI1195H3ZK l Our registered office address: ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007.
HSN Code: 997113 Credit Granting Services including l Making only minimum payment every month can lead to repayment stretching over years with consequent interest payment on
stand-by commitment, guarantees & securities
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outstanding balance.
Statement period : September 21, 2024 to October 20, 2024
l Please pay your Credit Card outstanding before the payment due date to avoid penal fees and interest charges.
Place of supply: Odisha
l For any clarification or more information, you may contact us through the ‘Get in Touch’ option at www.icicibank.com
State Code: 21
l Mark-up fee and corresponding GST levied is included in the transaction amount displayed.
l For RuPay/American Express/ Visa/Mastercard Credit Cards: Fuel surcharge and corresponding Goods and Services Tax (GST)
levied is included in the transaction amount displayed.
l Payment through UPI is subject to the limits set by respective payment service providers.

Invoice No: 1574201001353578 CIN No. L65190GJ1994PLC021012 Page 1 of 8

 Date SerNo. Transaction Details Reward Points Intl.# amount Amount (in`)

01/10/2024 10002030735 IGST-CI@18% 0 65.75

01/10/2024 10002030763 Principal Amount Amortization - <1/3>Flipkart Internet Priv 0 9,017.31

01/10/2024 10009612533 IRCTC Eticketing Gurgaon IN 69 3,477.73

03/10/2024 10019287371 IRCTC Eticketing Gurgaon IN 94 4,724.56

03/10/2024 10019287502 IRCTC Eticketing Gurgaon IN -64 3,240.00 CR

03/10/2024 10020472810 CDNA TECHNOLOGIES PRIVATE 1 199.00

07/10/2024 10043431785 CLICK TO PAY PAYMENT RECEIVED 0 11,307.71 CR

07/10/2024 10045745577 AMAZON PAY INDIA PRIVA Bangalore IN 22 1,149.00

09/10/2024 10056128352 Flipkart Internet Priv Bangalore IN 19 992.00

09/10/2024 10056132265 Flipkart Internet PVT Bangalore IN 107 5,363.00

11/10/2024 10065661033 FLIPKART PAYMENTS BANGALORE IN 63 3,165.00

14/10/2024 10084674495 Flipkart Internet Priv Bangalore IN 8 402.00

14/10/2024 10084675390 Flipkart Internet Priv Bangalore IN -19 992.00 CR

14/10/2024 10084677067 Flipkart Internet PVT Bangalore IN -18 920.00 CR

#
International Spends

EMI / PERSONAL LOAN ON CREDIT CARDS

Transaction/ Creation Date Finish Date No. of Installments EMI/Loan Amount Pending Installments Outstanding Amount* Monthly Installment
LoanType Amount

Merchant EMI 28/08/2024 28/04/2025 9 17,324.40 7 14,388.13 2,055.45

conversions

Merchant EMI 01/10/2024 01/12/2024 3 27,414.00 2 18,765.21 9,382.60

conversions

*For EMI Purchases and Loans within Credit Card limit, the credit limit of the credit card will be blocked by the amount which is equal to outstanding amount + Applicable Taxes and fees.
*For loan on Credit Card-over the limit (PLCC OTL), the credit limit of the credit card will be blocked by the amount which is equal to billed EMI/EMIs + Applicable Taxes and fees.

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Page 2 of 8
MOST IMPORTANT TERMS AND CONDITIONS (MITC)

To get the complete version of Credit Cards – Most Important Terms and Conditions (MITC), please visit:

ICICI Bank Website>Products>Credit Cards>Terms and Conditions and FAQs>Most Important Terms and Conditions

Or visit the link: https://www.icicibank.com/managed-assets/docs/personal/cards/mitc_cc.pdf

GREAT OFFERS ON YOUR CARD

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Page 3 of 8
 IMPORTANT INFORMATION ON YOUR CREDIT CARD
If a No Cost EMI offer is communicated by the merchant during the purchase, the interest benefit pertaining
to this offer will be passed on to the card holder through an instant discount mode or cashback mode, as per
the offer details defined by the merchant. Bank charges interest on every EMI transaction.

Grievances Redressal/Complaints/ Escalations: In the event that you are not satisfied with our services, you
may register your grievance by (i) visiting “Complaint Form” at www.icicibank.com or (ii) calling at our
Customer Care number or (iii) writing to Ms. Sharlet Malvankar, Nodal Officer, ICICI Bank Limited, ICICI
Phone Banking Center, ICICI Bank Tower, 7th floor, Survey no: 115/27, Plot no. 12, Nanakramguda,
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Serilingampally, Hyderabad – 500032, India. In all your communications with us, please indicate your
complete Credit Card number.

This is an authenticated intimation/statement. Customers are requested to immediately notify the Bank of any discrepancy in the statement.

Page 4 of 8
To report the loss, theft or unauthorised use of card or PIN of credit card, you can use any of the below mentioned
three mediums to block the card
l Send SMS BLOCK space <last 4 digit of card number> to 9215676766 from your registered mobile number
l If you are within India, call on 18002662 and if you are outside India, call on 04071403333
l Go to mobile banking app to block the card (under manage card)
In case you require any further information, you may call our Customer Care (1800 1080) or write to us at
[email protected]

Method of Payment : Payments towards the Credit Card Account to be made through any of the below modes:
1. Scan to Pay
2. UPI
3. National Electronic Funds Transfer (NEFT)
4. Cash
5. Internet Banking
6. Auto Debit
7. Click to Pay
8. iMobile Pay app
9. ICICI Bank ATMs

To keep your Credit Card Account secure and to receive important updates, please ensure that your mobile number
and e-mail ID are correctly updated.
Benefits of updating mobile number and e-mail ID:
l Receive instant alerts of any suspicious or unauthorised transactions that are carried out using your Credit
Card
l Get real-time updates for all your transactions
l Updates on personalised offers, upgrades etc.

Credit Information Companies (CICs) shall send alerts through SMS/ email when your Credit Information Report
(CIR) is accessed.

Interest calculation
Interest will be charged if the Total Amount Due (TAD) is not paid by the payment due date. Interest will be
charged on the Total Amount Due and on all new transactions except Fees/charges and GST/Taxes (from the
transaction date) till such time as the previous outstanding amounts are paid in full. In addition, interest will be
levied on all cash advances from the date of the transaction until the date of payment.

The following illustration will indicate the method of calculating interest charges:

SL. No Transaction ₹
1 Purchase on Sep 20, 2023 2,000
2 Total Amount Due on statement dated Oct 08, 2023 (1) 2,000
3 Minimum Amount Due on statement dated Oct 08, 2023 (5% of TAD) 100
4 Payment due date - Oct 26, 2023
5 Purchase on Oct 15, 2023, Rent Pay 2,000
6 Convenience Fee on Rent Pay on Oct 15, 2023 20
7 GST on Convenience Fee 3.60
8 LPC charged on Oct 30, 2023 500
9 GST on LPC 90

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 10 On statement dated Nov 08, 2023, interest will be levied @ 40.80% per annum
11 Interest on 20th Sep 2023 Transaction for 50 days (20 Sep - 8 Nov) 111.78
12 Interest on 15th Oct 2023 Transaction for 25 days (15 Oct - 8 Nov) 55.89
13 Total Interest charged (11 to 12) 167.67
14 GST on Interest 8.38

** The above illustration has been prepared assuming that customer is not delinquent prior to the statement
generated on Oct 10, 2023

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Minimum Amount Due Calculation
The Minimum Amount Due (MAD) shall be 5% of the outstanding amount or such other amount as may be
determined by ICICI Bank at its sole discretion. The installment amount due during the statement period will be
added to the Minimum Amount Due. If the total outstanding is more than the credit or cash limit, then the amount
by which the credit or cash limit has been exceeded will also be included in the Minimum Amount Due. Any Fee
charged in the statement over the credit limit will be considered twice in Minimum Amount Due calculation. Fee &
GST on customer’s statement will also be included in the Minimum Amount Due. Minimum Amount Due shall also
include unpaid Minimum Amount Due of the previous statements, if any.

The following illustration will indicate the method of calculating MAD charges:

SL. No Transaction ₹
1 Credit Limit 26,000
2 Purchase on Sep 20, 2023 24,000
3 Total Amount Due on statement dated Oct 08, 2023 (2) 24,000
4 Minimum Amount Due on statement dated Oct 08, 2023 (5% of TAD) 1,200
5 Payment due date - Oct 26, 2023
6 Purchase on Oct 15, 2023 2,000
7 EMI Conversion of Purchase on Oct 15, 2023 -2,000
8 EMI No. 1 Principal 200
9 EMI No. 1 Interest 20
10 GST on EMI Interest 3.60
11 Processing Fee 20
12 GST on Processing Fee 3.60
13 Late Payment Fee on Oct 30, 2023 900
14 GST on Late Payment Fee 162
15 Purchase on Oct 30, 2023 1,000
16 Over-limit Fee 550
17 GST on Over-limit Fee 99
18 Total Outstanding Due (TAD) on Statement dated Nov 08, 2023 26,958.20
19 On statement dated Nov 08, 2023, following MAD will be calculated:
20 Overdue of previous statement (4) 1,200
21 EMI No. 1 (Principal & Interest & GST) (8 to 10) 223.60
22 Over-limit Amount above Credit Limit (18 – 1) 958.20
23 EMI Processing Fee (11) 20
24 GST on EMI Processing Fee (12) 3.60
25 Late Payment Fee (13) 900
26 GST on Late Payment Fee (14) 162
27 Over-limit Fee (16) 550
28 GST on Over-limit Fee (17) 99
29 5% GST on remaining Balance (18 - 20 - 21 - 22 - 23 - 24 - 25 - 26 - 27 -28) 1,142.09
30 Minimum Amount Due on statement dated Nov 08, 2023 (20 to 29) 5,258.49

** The above illustration has been prepared assuming that customer is not delinquent prior to the statement
generated on Oct 10, 2023 and interest charges are also applicable in Nov 08, 2023 statement.
Late payment Charges Calculation
The Late Payment charges on your card is be a function of the Total Amount Due minus any payment received
before payment due date and will be as follows:

Outstanding = Total Amount due (as of previous statement) – Payment Received before payment due date

Outstanding Amount Late Payment Charges

Less than ₹100 None
Between ₹100-₹500 ₹ 100
Between ₹501- ₹5,000 ₹ 500
Between ₹5,001-₹10,000 ₹ 750
Between ₹10,001-₹25,000 ₹ 900
Between ₹25,001- ₹50,000 ₹ 1,000
More than ₹50,000 ₹ 1,200

The following illustration will indicate the method of calculating Late Payment charges:

SL. No Transaction ₹
1 Purchase on Sep 20, 2023 26,000
2 Total Amount Due on statement dated Oct 08, 2023 (1) 26,000
3 Minimum Amount Due on statement dated Oct 08, 2023 (5% of TAD) 1,300
4 Payment due date - Oct 26, 2023
5 Payment on Oct 28, 2023 1,100
6 Late Payment Fee on Oct 30, 2023 (based on 1 - 5) 900
7 GST on Late Payment Fee 162