External Threathh

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External threats:

Globalization
Introduction and Implementation new technology
Competitors
What is Contribution of Bank in National Development??

Bank haves a great contribute in national development:-

It reduce Unemployment by hiring new employers


It is contribute stable economy of the counting by reducing inflation
It give financial service or facilitate financial service for people
Facilitate financial service
My long term goal is to grow in life with good, health, wealth, knowledge
and wisdom.

My short term goal is to pass this enter view /oral exam then I will serve
your organization as customer service officer 1 employee.

Function of Bank (የባንክ አገልግሎት)


Primary function : a) Accepting deposit
There are four types of deposit :-

1) Fixed Deposit

2) Current Deposit

3) Recurring Deposit

4) Saving deposit

b) Granting loan and advance


c) Clearing checks
d) Facilitate credit
Secondary function
General Utility function
Agent Function
Mutual fund
ATM
Tele bank
Credit card
Locker card
Venture capital
My strength:-
Honesty
Help full
Awareness
Problem solver
Quick to learn
Positive thinker
Social able
Caring
Generous
Energetic
As I think my Weakness
Self involved
Restless
Self absorbed
Believe human being or person
I have small quick behavior
Why should we hire(መቅጠር) you???
Because I am very focused person who likes to overcome challenges.

Because I am looking for a long term career wish your organization.

What is your expectation from this job?


Learning new things over the period
Good exposure to client communication
What motivates ( ማነሳሳት፣ማነቃቃት)you to do a good job??
እዉነት ለመናገር I don’t rely on some one to motivate me.
I must motivate for my responsibility.
What do you know about our company?
I know its mission
I know its vision
I know company is service and products
Would you lie (መዋሸት) for the company?
No, I will not. Because, it is against my personal ethics.
But, there must be a way to express in better way.
People who lie has to suffer at the end.
Where do you see yourself after five years from now?
I see myself as becoming more skilled
More efficient
More professional
Better person and at higher position in company that would never lose me
at any cost.
Putting in my hard work to grow
What is your salary expectation??
Money is never a priority over knowledge and the role you would offer me.

Where you need to work??


It is doesn’t matter if any where even to samara, but for customer attraction it is
prefer to me oromia special zone.

How to attract new customer?


By advertising and promotion of Awash bank service and production.
By teach service Giving in Awash bank
Customer service officer
Is act as the face a company and directly work with customer to answer there
questions.

What is Bank Reconciliation??


Is the document that matches the cash balance on company’s balance sheet
to the corresponding to amount on its bank statement.
The document that matches the cash balance on the company is balance
sheet to the corresponding amount on its.
Steps of accounting cycle
Analyzing and classify data about an economic events.
Journalizing the transaction.
Posting from the journal to General ledger.
Preparing unadjusted trial balance.
Recording adjusting entries.
Preparing adjusted trial balance.
Preparing financial statements.
Recording closing entries.
Preparing closing trial balance
Recording reversing entries

Difference between growth and development


Growth
The increases in size and numbers
Has quantitave measure.
Involves increase in size and number
Development
Is improvement in circumstance
Qualitative measure
Encompass over all changes including growth and other progressive change.
What is your Quality as a banker?
Organized personality
Innate (uumamaan) problem solver
Cooperative and professional personality
Mathematical and analytical ability
Effective communication
Excellent independent and team work
Alert (si’awaa) and awareness (hubannaa)
What is your contribution to awash bank?
If I pass this interview or oral exam, I will contribute for Awash Bank as customer
service officer employee, If not I will contribute for Awash bank as their
customers.

What is the difference between Bank and Banking?


Bank is an organization that offering financial service. Where as Banking is the
process of Bank activities or simply the business activity of bank.

Simply any activity carried out by bank for business purpose is Banking.

Types of financial statement


Income statement:- This report reveals the financial perform of sale and
expense.
Balance sheet:- Report financial position of business as the report date.
Statement of cash flow:- this report reveals the cash inflow and cash
outflow.
Statement change in equity:- Report documents all changes in equity
during the reporting period.
What is the difference between Real account and Nominal
Account?
Real Account:- Is the account Tangibles plant and machinery, furniture and
Intangible material like, Goodwill, patents.

Nominal Account:- Salaries, Rent, Sales, purchases, electricity charges.


What is Depreciation?? Is allocates an assets cost throughout its use full
life.

Double declining balance method and sum of unit activity is accelerated


depreciation method .

What is petty Cash?? I s cash fund used to pay relatively small amounts.
What is the difference between financial account,
managerial accounting and Cost Accounting??
Financial Accounting is Report financial information for external users of
accounting.

Managerial accounting Is report financial information for internal user of


accounting.

Cost Accounting Is used by a company’s Internal management team to identify


all variable and fixed cost associated with production process.

What is the difference between Bank and other financial


institution??
Bank is the banking financial institution where as other financial
institution is non-Banking financial institution.
Bank Is an institution that can accept deposit in to various saving and demand
deposit but, other financial institution is not.

What is the biggest challenge you have faced??


The great my challenge is in looking for job:-
Due to financial scarcity
Due to distance
There are five (5) major functions of Manager such as ;
Planning
Organizing
Commanding or leading
Coordinating
Controlling

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