Priyanka Saklani - JeevanUmang - 4-10-2024 9.50.33

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745-Jeevan Umang

Prepared By

Priyanka Saklani
LIC ADVISOR
Ph: 9315066561, 7827068852
[email protected]
This is proposed to

Proposer Details
Name Priyanka Saklani
Age 31
Plan Name 745-Jeevan Umang
Sum Assured 1200000
Policy Term 69
PPT 15
DAB Rider 0
AD & DB Rider 1200000
Term Rider 0
CIR SA 0
PWB Rider -

First Year Premium


YLY HLY QLY MLY
101339 51199 25864 8621
96975+4364 48994+2205 24750+1114 8250+371

2nd year onwards


YLY HLY QLY MLY
99157 50096 25307 8436
96975+2182 48994+1102 24750+557 8250+186

Save Rs.272 per day for 15 yrs, and get a


bulk amount of Rs.10179600 at Age:100
Year Age Premium Natural Accidental Returns CashValue Loan

2024 31 101339 1268400 2468400 0 0 0

2025 32 99157 1336800 2536800 0 29680 26712

2026 33 99157 1405200 2605200 0 44520 40068

2027 34 99157 1473600 2673600 0 89040 80136

2028 35 99157 1542000 2742000 0 148400 133560

2029 36 99157 1610400 2810400 0 222600 200340

2030 37 99157 1678800 2878800 0 311640 280476

2031 38 99157 1747200 2947200 0 415520 373968

2032 39 99157 1815600 3015600 0 534240 480816

2033 40 99157 1884000 3084000 0 667800 601020

2034 41 99157 1952400 3152400 0 816200 734580

2035 42 99157 2020800 3220800 0 979440 881496

2036 43 99157 2089200 3289200 0 1157520 1041768

2037 44 99157 2157600 3357600 0 1350440 1215396

2038 45 99157 2226000 3426000 0 1558200 1402380

2039 46 0 2318400 3518400 96000 1882464 504000

2040 47 0 2392800 3592800 96000 2156520 504000

2041 48 0 2467200 3667200 96000 2224080 504000

2042 49 0 2541600 3741600 96000 2291640 504000

2043 50 0 2628000 3828000 96000 2371200 504000

2044 51 0 2720400 3920400 96000 2456760 504000

2045 52 0 2824800 4024800 96000 2554320 504000

2046 53 0 2953200 4153200 96000 2675880 504000

2047 54 0 3141600 4341600 96000 2857440 504000

2048 55 0 3330000 4530000 96000 3039000 504000

2049 56 0 3518400 4718400 96000 3220560 504000


2050 57 0 3706800 4906800 96000 3402120 504000

2051 58 0 3919200 5119200 96000 3607680 504000

2052 59 0 4131600 5331600 96000 3813240 504000

2053 60 0 4344000 5544000 96000 4018800 504000

2054 61 0 4640400 5840400 96000 4308360 504000

2055 62 0 4948800 6148800 96000 4609920 504000

2056 63 0 5317200 6517200 96000 4971480 504000

2057 64 0 5685600 6885600 96000 5333040 504000

2058 65 0 6054000 7254000 96000 5694600 504000

2059 66 0 6422400 7622400 96000 6056160 504000

2060 67 0 6790800 7990800 96000 6417720 504000

2061 68 0 7159200 8359200 96000 6779280 504000

2062 69 0 7527600 8727600 96000 7140840 504000

2063 70 0 7896000 9096000 96000 7502400 504000

2064 71 0 8264400 8264400 96000 7863960 504000

2065 72 0 8332800 8332800 96000 7925520 504000

2066 73 0 8401200 8401200 96000 7987080 504000

2067 74 0 8469600 8469600 96000 8048640 504000

2068 75 0 8538000 8538000 96000 8110200 504000

2069 76 0 8606400 8606400 96000 8171760 504000

2070 77 0 8674800 8674800 96000 8233320 504000

2071 78 0 8743200 8743200 96000 8294880 504000

2072 79 0 8811600 8811600 96000 8356440 504000

2073 80 0 8880000 8880000 96000 8418000 504000

2074 81 0 8948400 8948400 96000 8479560 504000

2075 82 0 9016800 9016800 96000 8541120 504000

2076 83 0 9085200 9085200 96000 8602680 504000


2077 84 0 9153600 9153600 96000 8664240 504000

2078 85 0 9222000 9222000 96000 8725800 504000

2079 86 0 9290400 9290400 96000 8787360 504000

2080 87 0 9358800 9358800 96000 8848920 504000

2081 88 0 9427200 9427200 96000 8910480 504000

2082 89 0 9495600 9495600 96000 8972040 504000

2083 90 0 9564000 9564000 96000 9033600 504000

2084 91 0 9632400 9632400 96000 9095160 504000

2085 92 0 9700800 9700800 96000 9156720 504000

2086 93 0 9769200 9769200 96000 9218280 504000

2087 94 0 9837600 9837600 96000 9279840 504000

2088 95 0 9906000 9906000 96000 9341400 504000

2089 96 0 9974400 9974400 96000 9402960 504000

2090 97 0 10042800 10042800 96000 9464520 504000

2091 98 0 10111200 10111200 96000 9526080 504000

2092 99 0 10179600 10179600 96000 9587640 504000

2093 100 0 0 0 10179600 0 0

0 0 1489537 0 0 15363600 0 0
You have to pay the premium for 15 yrs
(from Age:31 - Age:45)

If you take the payment mode as yly then you have to pay Rs.101339 for the
first year,from 2nd year onwards Rs.99157

Totally you will pay Rs.1489537

From Age:46-99 you will receive Rs.96000

Natural Risk Cover is as shown in the above table under Natural column.....For
example In case of Natural Death at Age-36, Nominee will receive Rs.1610400

Accidental Risk cover is as shown in the above table under Accidental


column.....For example In case of Accidental Death at Age-36, Nominee will
receive Rs.2810400

At age 100 you will receive Rs.10179600

If you close the policy you will receive the amount as shown in the above table
under CashValue Column.....For example
if you close at Age-80, you will receive Rs.8418000

You can take the loan as shown in the above table under Loan Column.....For
example
at Age-66, you can take a loan of Rs.504000
Medical Report: For Proposers under NMS(Including NRIs/FNIOs of group V
countries), And NMG(Professional) and NMG(Self-Employed) Criteria upto age
60 LBD
----NMS & NMG(Professional)----

For Proposers under NMG(SAP) and NMG(NSAP) for others


----NMG----

Disclaimer : The Benefits shown in this presentation are calculated based on the
current bonus rates, Actual values may vary depends on the corporation profits and
experience

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