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    PNBGroup Care

    Uploaded by

    viktaconsultant

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd

    PNBGroup Care

    Uploaded by

    viktaconsultant
    25 views2 pages

    Original Title

    PNBGroupCare

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    © © All Rights Reserved

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    Copyright:

    © All Rights Reserved
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    25 views2 pages

    PNBGroup Care

    Uploaded by

    viktaconsultant

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
    of 2

    A Comprehensive Group Health Insurance

    Plan For Individuals & Family


    Presenting group care a Health Insurance scheme designed
    specially for the customers of Punjab National Bank

    Key Benefits of group care


    No Pre-policy medical check-up Domiciliary hospitalization
    Coverage for alternative treatments Covers upto 2 adults & 2 children in
    Income Tax benefit under section 80D^ a single policy
    Plan Details
    Particulars Description
    Sum Insured (in `) 1/2/3/4/5/7/10 Lacs
    Cover Type Individual/Floater (1A1C,1A2C,2A,2A1C,2A2C)
    Relationships Covered Self , Spouse, Children (Up to 2)
    Entry Age - Min Adult:18 Years Child - 91 Years
    Entry Age - Max Adult: 79 Years Child - 26 Years
    Exit Age Adult: Lifelong* Child - 26 years
    Pre-policy Medical Check-up No
    Membership Account Holders of Punjab National Bank
    Policy Tenure 1 Year
    Claims Payout Cashless (within network) / Re-imbursement
    Claims Servicing In – house
    Hospitalization Expenses
    In - patient Care Up to Sum Insured
    Day Care Treatment Up to Sum Insured
    Pre-hospitalization Medical expenses 30 Days
    Post-hospitalization Medical expenses 60 Days
    Domestic Road Ambulance Up to `1,000 per Claim
    Domiciliary Hospitalization up to 10% of SI
    Incidental Cost Re-imbursement Up to `1000 on actuals during Policy Period (For the proposer
    only, on basis of bills)
    Alternative Treatment (On IPD Basis) Up to `50,000
    Health Check-up For 2 Adult Members, Once in Policy Year
    Co-pay Removal No Co-Pay for Cancer and Heart Related Ailments
    Second Opinion Once per Major Illness / Injury per policy year
    Discount Connect Covered
    Wait Period
    30 Days Yes (except for Injuries/Accident)
    Named Ailment (as defined in 12/ 24/ 36 Months
    group care Product)
    Pre-existing Diseases 36 Months
    Sub-limits
    On Room Rent For Sum Insured up to `5 Lakhs - Up to 1% of Sum Insured/day
    For Sum Insured `7 Lakhs and above - Single Private Room
    ICU Charges For Sum Insured up to `5 Lakhs - Up to 2% of SI/day For Sum Insured
    `7 Lakhs and above - No Limit
    Co - payment 20% Co-payment for Cancer and Cardiac Claims
    Sub Limits on Illness/Surgeries/Procedures As Applicable

    Premium Rates Including GST @18%


    SI / Age Band `1L `2L `3L `4L `5L `7L `10L
    18 to 45 years 4,171 4,635 6,248 8,058 9,518 10,469 11,513
    46 to 60 years 6,219 7,104 9,579 12,352 14,593 17,506 20,140
    61 to 80 years 8,137 9,569 12,900 16,638 18,085 25,541 30,663

    * Subject to Master Policy Renewal. Tax benefits are subject to change in tax laws. ^Tax Benefits under the policy will be as per the prevailing Income Tax laws and are subject to amendments from time
    to time. For tax related queries, contact your independent tax advisor.

    Care Health Insurance Limited (Formerly Religare Health Insurance Company Limited) Registered Office: 5th Floor, 19 Chawla House, Nehru
    Place, New Delhi-110019. Correspondence Office: Unit No. 604 - 607, 6th Floor, Tower C, Unitech Cyber Park, Sector-39, Gurugram -122001
    (Haryana) | Website: www.careinsurance.com E-mail: [email protected] | Call: 1800-102-4488.
    Disclaimer: This is only a summary of selective features of group care . For More details on risk factors, terms and conditions please read the
    sales brochure carefully before concluding a sale. Please seek the advice of your insurance advisor if you require any further information or
    clarification.
    Punjab National Bank is a Corporate Agent of Care Health Insurance Limited bearing Certificate Number CA0256 and its Register Office is at 5th Floor,
    7, Bhikaji Cama Place, New delhi-110607. The insurance products are offered and underwritten by Care Health Insurance Limited. Servicing of the policy
    and adjudication of claims is sole responsibility of Care Health Insurance and Punjab National Bank cannot be held liable for the same.
    group care is a trademark of Care Health Insurance Limited.
    Insurance is a subject matter of solicitation. CIN:U66000DL2007PLC161503 UIN:RHIHLGP21404V022021
    IRDAI Registration Number – 148

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