Indicative Quote - Commercial - 611235305

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14 September 2022

NKANYEZI PLANT AND LOGISTICS (PTY) LTD


PER EMAIL: ti*****@alldiamondsolutions.co.za

Quote Number : 84275697


Quote Date : 08 September 2022

Dear

We have attached the indicative quote you requested. The premiums quoted as well as our acceptance of the risk is
dependent on the completion of full underwriting.

When considering this quote, keep the following in mind:


• Versatile cover that you can structure to best suit your company
• Optional cover of a replacement vehicle or cash payment to ensure minimal impact on your business following a claim
• Access to several benefits you require whilst allowing you to determine the level of cover
• Awesome customer service - as seen on HelloPeter.com and on MiWay.co.za
• Very competitive premiums, whilst offering benefit rich products

We challenge you to do things your way. Phone us on 0860 64 64 64, or request a callback on www.miway.co.za to finalise the
quoting process.

Kind regards

The MiWay Team

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970). Refer to the MiWay website for directors & company secretary details
48 Sterling Road, Samrand Business Park, Kosmosdal Ext 12 | PostNet Suite #382, Private Bag X121, Halfway House, 1685
Tel: 0860 20 05 58 | Tel: 0860 64 64 64 | Fax: 011 990 0001 | [email protected] | www.miway.co.za | Android App | iOS App
Call centre hours: Mon - Fri: 8am - 6pm | Sat 8am - 1pm (Sales: Mon - Fri: 8am - 8pm | Sat: 8am - 1pm)
Page 1 of 21
14 September 2022

Please take note that this is an indicative quote and is in no way binding. The premiums quoted as well as our terms, conditions and acceptance
of the risk is dependent on completion of full underwriting and approval by a MiWay Underwriter.

Quote Number 84275697 Proposed Commencement Date 08 September 2022

Business Name NKANYEZI PLANT AND LOGISTICS (PTY) Company Registration Number 202229257907
LTD
E-mail Address [email protected]
Physical Address 3 Eton Road, Parktown
Contact Person Contact Number

Summary of Cover

# Description Sum Insured Premium


1 Isuzu Ftr 850 Amt F/C C/C (2017) - KS61LHGP Retail Value R 3 091.58
2 Nissan Np200 1.6 A/C Safety Pack P/U S/C (2022) - TBA Retail Value R 2 211.50
Business Vehicles 3 Fuso Fj26-280r F/C C/C (2021) - TBA Retail Value R 5 524.86

1 Manuf (1991) - TBA 200 000 R 1 337.19


2 Manuf (1991) - TBA 200 000 R 1 337.19
Business Trailers

1 Any Vehicle - Steel / Metal 250 000 R 1 123.95


2 Any Vehicle - Clothing & Shoes 50 000 R 288.57
Good in Transit

MiBusiness Assist 1 MiBusiness Assist R 29.25

1 Motor R 620.95
Sasria
2 Goods in Transit R 50.00

Total Quoted Monthly Premium (incl 15% VAT) R15 615.04

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 2 of 21
Your Payment Details

The premium is linked to the policy contract, which MiWay may amend by giving you 31 days' notice, and further will be adjusted based on items
added or removed during the life of the policy. Your premium must be paid in advance on the preferred collection date according to your
payment frequency. If your premium is not received on your preferred collection date, an attempt may be made to collect your premium in future
on a more suitable date in an effort to keep you covered. The debit amount/premium will be collected from the bank details below, which are not
displayed in full for your protection and security. Please check your nominated account as it is your responsibility to ensure your premium is
paid.
Account Holder Banking Institution
Branch Name Branch Code
Account Type Account Number
Payment Frequency Preferred Collection Date

This Coversheet becomes a tax invoice when the above amount has been paid and cover has incepted.

Your Broker Details

The policyholder has selected to deal with MiWay through a broker. For services rendered by the brokerage, the broker earns 12.5%
commission for motor related risks and 20% commission for other risks on cover. This commission is included in the Total Premium.
Name of Broker ALL DIAMOND RISK SOLUTIONS t/a ALL
DIAMOND RISK SOLUTIONS
Tel 0100231687 FSP Number 50847
E-mail Address [email protected] Registration Number 2014/083751/07
Address 8056 Liberation Street, Midrand VAT Number

Permission has been given for MiWay to:


• obtain profile information from our contracted bureau regarding the policyholder and any person covered under this policy; and
• disclose relevant information about insurance and claims history under this policy to contracted bureau and other industry
stakeholders YES
You have agreed for MiWay to contact you with product offerings NO
Consent has been given for our holding group, associate companies and business partners to contact you with product offerings NO

About the Policyholder

Industry Type CONTRACTORS & TRANSPORT Business Type TRANSPORTATION


Type of Logistics GENERAL FREIGHT Years of Logistics Experience 0
Legal Entity PRIVATE COMPANY Company Start Date 01 January 2022

Previous Incidents

An incident relates to any accident, loss or event that the policyholder, any member of the business, employee or anyone covered under this
policy, may have suffered in relation to a business irrespective of whether a claim was submitted or not, or whether the item was insured at the
time or not, or whether the item belonged to the policyholder at the time or not.

It is noted that the policyholder had no incidents in the last 3 years.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 3 of 21
Previous Insurance

Has the policyholder or any decision maker in the business had an insurance policy cancelled or been refused renewal by any insurance
company? NO
Has the policyholder had business insurance cover during the last 6 months without any break in the cover? NO
How many years has the policyholder had business insurance cover in total? 0

Needs Analysis

What are your insurance needs? Cheaper Premium

Products Not Selected

Important to Note

• CHECK-YOUR-DRIVER is a service provider that verifies foreign drivers' credentials. To validate the driving licence or foreign equivalent of
a PrDP (Professional Driving Permit) of your employee, contact Leigh Saayman on 084 597 6542 or email [email protected]
for a quotation.
• Any claims arising from Cybercrime will not be covered. MiWay also does not cover any form of Cyber liability.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 4 of 21
NISSAN NP200 1.6 A/C SAFETY PACK P/U S/C 2022

Proposed Commencement Date 08 September 2022

The Vehicle

Vehicle Description NISSAN NP200 1.6 A/C SAFETY PACK P/U S/C 2022
Registration Number Engine Number
VIN Number
Is the vehicle financed? YES OTHER

The Insured Value

The Insured Value is the maximum that will be paid on any claim. The vehicle is insured for its RETAIL VALUE at the time of an insured event
occurring. The value of non-standard factory-fitted vehicle sound equipment and non-standard vehicle accessories is not included in the insured
value as you need to specify it to have cover.

The Use

The Use describes how the vehicle will be used on a daily basis in any given month. This vehicle will be used for BUSINESS purposes.
Is the vehicle used for business purposes during the night more than 8 trips in any given month? YES
Does the vehicle complete long haul trips that are in excess of 300km per trip? NO
What is the average distance that the vehicle covers in any given month? 3000KM - 4000KM

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-Jack Included
Window Glass Included
Acts of Nature Included
Fire & Explosion Included
R2 500 000 Third Party Liability Included
R10 000 Roadside Assistance Included
R10 000 Towing & Recovery Included
R1 000 Locks & Keys Included
R2 211.50
Optional Add-On Cover
Credit Shortfall EXCLUDED
Car & Truck Hire EXCLUDED
Vehicle Loss of Use EXCLUDED
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Deposit Cover EXCLUDED
Passenger Liability EXCLUDED
Tracker Connect Included R00.00
Passenger Accident EXCLUDED
Driver Dishonesty EXCLUDED
Specified Accessories EXCLUDED

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 5 of 21
Benefits
R750 Medical cost for each authorised passenger (valid claim only) Included
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R2 211.50

The Security

Tracking Device

Where will the vehicle mostly be during the day and night?
VARIABLE STREET VARIABLE
WORK SUBURB, VARIABLE TOWN,
Daytime Physical Address VARIABLE PROVINCE
3 ETON ROAD PARKTOWN,
Nighttime Physical Address JOHANNESBURG, GAUTENG

Pool Drivers

The POOL DRIVER OPTION has been chosen for this vehicle. Seeing that the vehicle is used as a pool vehicle individual drivers need not be
specified. Anyone is therefore allowed to drive the vehicle provided that they do so legally and adhere to the terms and conditions of the policy.

The Excess

The Excess is the first amount payable by the policyholder on every claim.

The table below shows the excess payable in case of the specific claim event.
Excess Value
Accident & Intentional R6 000
Theft & Hi-Jack R6 000
Window Glass R1 500
Acts of Nature R6 000
Fire & Explosion R6 000
Third Party Liability R6 000

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Where the licence of the driver at the time of incident is a C1 licence less than four years old or any other licence type
less than two years old. R7 000
Where any incident (excluding window glass only) occurs within 3 months of the inception date of the policy. R5 000

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 6 of 21
Conditions of Cover

• Cover is conditional upon the inspection of the vehicle. The premium will be collected on the agreed date irrespective of whether
confirmation of inspection has been received by MiWay. It is your responsibility to ensure the vehicle gets inspected as you will have no
cover until that has been done.
• MiWay will give you an extension until 21-Sep-2022 to have the required MiWay approved security device installed and services
activated.
• Cover for theft and hijack is conditional on a MiWay Tracker Connect device being installed, active, paid for and in a full working condition
at all times. You must comply with all the Ts and Cs in your agreement with Tracker. Should this device not be installed, however at the
time of the incident a different early warning tracking device is installed, an additional excess of 15% of the claim amount will be payable
for theft and hijack claims. If there is no early warning tracking device active at the time of the incident there will be no cover if the vehicle
is stolen.

Important to Note

• The vehicle is not covered under this policy if used for the following purposes: Traffic control including blue light brigade; law enforcement;
emergency scene towing; motor racing or transporting of dangerous goods unless they are insured under the Goods in Transit section of
this policy. Passengers carried in the goods compartment of any vehicle are not covered under this policy.
• Roadside Assistance will cover the call-out fee for mechanical breakdown, tyre changes and mud recoveries in South Africa, as well as
the initial towing cost to the maximum as stated on the Coversheet for roadside emergencies. The costs to pay for additional towing, parts
and labour will be for the policyholder's account.
• By accepting cover you give MiWay and/or Tracker consent to obtain and share your personal information and data received from the
telematics unit in your vehicle; give Tracker consent to notify MiWay if you are in an accident or if your account with them has been
suspended; give Tracker consent to notify MiWay should your vehicle be stolen or hijacked in order to assist you in managing your risk
and validate claims. The monthly subscription for the service is payable by you to Tracker.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 7 of 21
ISUZU FTR 850 AMT F/C C/C 2017

Proposed Commencement Date 08 September 2022

The Vehicle

Vehicle Description ISUZU FTR 850 AMT F/C C/C 2017


Registration Number KS61LHGP Engine Number
VIN Number
Is the vehicle financed? YES OTHER

The Insured Value

The Insured Value is the maximum that will be paid on any claim. The vehicle is insured for its RETAIL VALUE at the time of an insured event
occurring. The value of non-standard factory-fitted vehicle sound equipment and non-standard vehicle accessories is not included in the insured
value as you need to specify it to have cover.

The Use

The Use describes how the vehicle will be used on a daily basis in any given month. This vehicle will be used for BUSINESS purposes.
Is the vehicle used for business purposes during the night more than 8 trips in any given month? YES
Does the vehicle complete long haul trips that are in excess of 300km per trip? NO
What is the average distance that the vehicle covers in any given month? 3000KM - 4000KM

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-Jack Included
Window Glass Included
Acts of Nature Included
Fire & Explosion Included
R2 500 000 Third Party Liability Included
R10 000 Roadside Assistance Included
R15 000 Emergency Repairs Included
R50 000 Towing & Recovery Included
R1 000 Locks & Keys Included
R2 942.94
Optional Add-On Cover
Credit Shortfall EXCLUDED
Car & Truck Hire EXCLUDED
Vehicle Loss of Use EXCLUDED
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Deposit Cover EXCLUDED
Driver Belongings EXCLUDED
Loss of Fuel EXCLUDED
Passenger Liability EXCLUDED
MiWay Required Tracking Device EXCLUDED

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 8 of 21
Passenger Accident EXCLUDED
Driver Dishonesty EXCLUDED
R15 000 Mechanical Breakdown Tow Included R109.44
R250 000 Side Tank Spill Included R39.20
Environmental Transport Liability EXCLUDED
Specified Accessories EXCLUDED
Benefits
R750 Medical cost for each authorised passenger (valid claim only) Included
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R3 091.58

The Security

Tracking Device NONE

Where will the vehicle mostly be during the day and night?
VARIABLE STREET VARIABLE
WORK SUBURB, VARIABLE TOWN,
Daytime Physical Address VARIABLE PROVINCE
3 ETON ROAD PARKTOWN,
Nighttime Physical Address JOHANNESBURG, GAUTENG

Pool Drivers

The POOL DRIVER OPTION has been chosen for this vehicle. Seeing that the vehicle is used as a pool vehicle individual drivers need not be
specified. Anyone is therefore allowed to drive the vehicle provided that they do so legally and adhere to the terms and conditions of the policy.

The Excess

The Excess is the first amount payable by the policyholder on every claim.

The table below shows the excess payable in case of the specific claim event.
Excess Value
Accident & Intentional R15 000
Theft & Hi-Jack R15 000
Window Glass R1 500
Acts of Nature R15 000
Fire & Explosion R15 000
Third Party Liability R10 000
Mechanical Breakdown Tow R1 500

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Where the driving licence of the person driving this vehicle at the time of incident is less than two years old. R4 000
Where any incident (excluding window glass only) occurs within 3 months of the inception date of the policy. R7 000

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 9 of 21
Conditions of Cover

• There will be no theft and hijack cover if this vehicle does not have a MiWay approved stolen vehicle recovery service device that is
installed, active, paid for, and in full working condition at all times. This may be serviced by Cartrack or any SAIAS or VESA approved
tracking companies.
• Cover is conditional upon the inspection of the vehicle. The premium will be collected on the agreed date irrespective of whether
confirmation of inspection has been received by MiWay. It is your responsibility to ensure the vehicle gets inspected as you will have no
cover until that has been done.
• MiWay will give you an extension until 21-Sep-2022 to have the required MiWay approved security device installed and services
activated.

Important to Note

• The vehicle is not covered under this policy if used for the following purposes: Traffic control including blue light brigade; law enforcement;
emergency scene towing; motor racing or transporting of dangerous goods unless they are insured under the Goods in Transit section of
this policy. Passengers carried in the goods compartment of any vehicle are not covered under this policy.
• Roadside Assistance will cover the call-out fee for tyre changes and mud recoveries in South Africa to the maximum as stated on the
Coversheet for roadside emergencies. The costs to pay for additional towing, parts and labour will be for the policyholder's account.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 10 of 21
FUSO FJ26-280R F/C C/C 2021

Proposed Commencement Date 08 September 2022

The Vehicle

Vehicle Description FUSO FJ26-280R F/C C/C 2021


Registration Number Engine Number
VIN Number
Is the vehicle financed? YES OTHER

The Insured Value

The Insured Value is the maximum that will be paid on any claim. The vehicle is insured for its RETAIL VALUE at the time of an insured event
occurring. The value of non-standard factory-fitted vehicle sound equipment and non-standard vehicle accessories is not included in the insured
value as you need to specify it to have cover.

The Use

The Use describes how the vehicle will be used on a daily basis in any given month. This vehicle will be used for BUSINESS purposes.
Is the vehicle used for business purposes during the night more than 8 trips in any given month? YES
Does the vehicle complete long haul trips that are in excess of 300km per trip? NO
What is the average distance that the vehicle covers in any given month? 3000KM - 4000KM

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-Jack Included
Window Glass Included
Acts of Nature Included
Fire & Explosion Included
R2 500 000 Third Party Liability Included
R10 000 Roadside Assistance Included
R15 000 Emergency Repairs Included
R50 000 Towing & Recovery Included
R1 000 Locks & Keys Included
R5 450.10
Optional Add-On Cover
Credit Shortfall EXCLUDED
Car & Truck Hire EXCLUDED
Vehicle Loss of Use EXCLUDED
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Deposit Cover EXCLUDED
Driver Belongings EXCLUDED
Loss of Fuel EXCLUDED
Passenger Liability EXCLUDED
Netstar Easy Fleet Included R00.00

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 11 of 21
Passenger Accident EXCLUDED
Driver Dishonesty EXCLUDED
R15 000 Mechanical Breakdown Tow Included R35.66
R250 000 Side Tank Spill Included R39.11
Environmental Transport Liability EXCLUDED
Specified Accessories EXCLUDED
Benefits
R750 Medical cost for each authorised passenger (valid claim only) Included
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R5 524.86

The Security

Tracking Device

Where will the vehicle mostly be during the day and night?
VARIABLE STREET VARIABLE
WORK SUBURB, VARIABLE TOWN,
Daytime Physical Address VARIABLE PROVINCE
3 ETON ROAD PARKTOWN,
Nighttime Physical Address JOHANNESBURG, GAUTENG

Pool Drivers

The POOL DRIVER OPTION has been chosen for this vehicle. Seeing that the vehicle is used as a pool vehicle individual drivers need not be
specified. Anyone is therefore allowed to drive the vehicle provided that they do so legally and adhere to the terms and conditions of the policy.

The Excess

The Excess is the first amount payable by the policyholder on every claim.

The table below shows the excess payable in case of the specific claim event.
Excess Value
Accident & Intentional R30 000
Theft & Hi-Jack R30 000
Window Glass R1 500
Acts of Nature R30 000
Fire & Explosion R30 000
Third Party Liability R10 000
Mechanical Breakdown Tow R1 500

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Where the driving licence of the person driving this vehicle at the time of incident is less than two years old. R4 000
Where any incident (excluding window glass only) occurs within 3 months of the inception date of the policy. R18 000

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 12 of 21
Conditions of Cover

• Cover is conditional upon the inspection of the vehicle. The premium will be collected on the agreed date irrespective of whether
confirmation of inspection has been received by MiWay. It is your responsibility to ensure the vehicle gets inspected as you will have no
cover until that has been done.
• MiWay will give you an extension until 21-Sep-2022 to have the required MiWay approved security device installed and services
activated.
• Cover for theft and hijack is conditional on a MiWay Netstar Easy Fleet device being installed, active, paid for and in a full working
condition at all times. You must comply with all the Ts and Cs in your agreement with Netstar. Should this device not be installed, however
at the time of the incident a different early warning tracking device is installed, an additional excess of 15% of the claim amount will be
payable for theft and hijack claims. If there is no early warning tracking device active at the time of the incident there will be no cover if the
vehicle is stolen.

Important to Note

• The vehicle is not covered under this policy if used for the following purposes: Traffic control including blue light brigade; law enforcement;
emergency scene towing; motor racing or transporting of dangerous goods unless they are insured under the Goods in Transit section of
this policy. Passengers carried in the goods compartment of any vehicle are not covered under this policy.
• Roadside Assistance will cover the call-out fee for tyre changes and mud recoveries in South Africa to the maximum as stated on the
Coversheet for roadside emergencies. The costs to pay for additional towing, parts and labour will be for the policyholder's account.
• By accepting cover you provide MiWay and Netstar permission to obtain and share your personal information and data received from the
device with each other in order to assist you in managing your risk and to validate claims. The monthly subscription for the device is
payable by you to Netstar.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 13 of 21
MANUF 1991

Proposed Commencement Date 08 September 2022

The Trailer

Trailer Type INTERLINK TIPPER TRAILER


Trailer Make Manuf Year of Manufacture 1991
Registration Number tba Is the trailer financed? NO
VIN Number

The Insured Value

The Insured Value is the maximum that will be paid on any claim. The trailer was insured for R200 000 at the inception of cover. The value of
non-standard factory-fitted accessories is not included in the insured value as you need to specify accessories for them to have cover. In the
event of a valid claim, MiWay will determine a fair and reasonable value taking the age and condition of the trailer as well as historic depreciation
of similar trailers into account should the trailer be stolen or written-off.

The Use

The Use describes how the trailer will be used on a daily basis in any given month.
Is the trailer used for business purposes during the night more than four times in any given month? YES
Will the trailer regularly make long haul trips? NO

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-Jack Included
Acts of Nature Included
Fire & Explosion Included
R1 000 000 Third Party Liability Included
R1 337.19
Optional Add-On Cover
Credit Shortfall EXCLUDED
R10 000 Roadside Assistance Included
Trailer Loss of Use EXCLUDED
R10 000 Towing & Recovery Included
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Specified Accessories EXCLUDED
Benefits
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R1 337.19

The Excess

The Excess is the first amount payable by the policyholder on every claim.
The table below shows the excess that you will have to pay in case of the specific claim event.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 14 of 21
Excess Value
Accident & Intentional R8 000
Theft & Hi-Jack R8 000
Acts of Nature R8 000
Fire & Explosion R8 000

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Where the vehicle towing the trailer at the time of incident is driven by a person who has had their license for less than two years or R2 000
has a learners license.
Where this trailer or the policyholder has not had 12 months' uninterrupted Trailer insurance immediately prior to the start date of R2 000
this cover, and any incident (excluding window glass-only) occurs within 3 months of the inception date of the Policy.

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

Conditions of Cover

• Cover is conditional upon the inspection of the trailer. The premium will be collected on the agreed date irrespective of whether
confirmation of inspection has been received by MiWay. It is your responsibility to ensure the trailer gets inspected as you will have no
cover until that has been done.

Important to Note

• Loss or damage caused by theft from a trailer is only covered if there are visible signs of forced entry into that trailer.
• Trailers used for the following purposes are not covered under this policy: Traffic control; law enforcement; emergency scene towing;
transporting of explosives, fireworks, arms & ammunition, asbestos & asbestos products and any hazardous goods where the associated
Goods in Transit are not insured with MiWay. Passengers carried in trailers are not covered under this policy.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 15 of 21
MANUF 1991

Proposed Commencement Date 08 September 2022

The Trailer

Trailer Type INTERLINK TIPPER TRAILER


Trailer Make Manuf Year of Manufacture 1991
Registration Number TBA Is the trailer financed? NO
VIN Number

The Insured Value

The Insured Value is the maximum that will be paid on any claim. The trailer was insured for R200 000 at the inception of cover. The value of
non-standard factory-fitted accessories is not included in the insured value as you need to specify accessories for them to have cover. In the
event of a valid claim, MiWay will determine a fair and reasonable value taking the age and condition of the trailer as well as historic depreciation
of similar trailers into account should the trailer be stolen or written-off.

The Use

The Use describes how the trailer will be used on a daily basis in any given month.
Is the trailer used for business purposes during the night more than four times in any given month? YES
Will the trailer regularly make long haul trips? NO

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-Jack Included
Acts of Nature Included
Fire & Explosion Included
R1 000 000 Third Party Liability Included
R1 337.19
Optional Add-On Cover
Credit Shortfall EXCLUDED
R10 000 Roadside Assistance Included
Trailer Loss of Use EXCLUDED
R10 000 Towing & Recovery Included
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Specified Accessories EXCLUDED
Benefits
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R1 337.19

The Excess

The Excess is the first amount payable by the policyholder on every claim.
The table below shows the excess that you will have to pay in case of the specific claim event.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 16 of 21
Excess Value
Accident & Intentional R8 000
Theft & Hi-Jack R8 000
Acts of Nature R8 000
Fire & Explosion R8 000

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Where the vehicle towing the trailer at the time of incident is driven by a person who has had their license for less than two years or R2 000
has a learners license.
Where this trailer or the policyholder has not had 12 months' uninterrupted Trailer insurance immediately prior to the start date of R2 000
this cover, and any incident (excluding window glass-only) occurs within 3 months of the inception date of the Policy.

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

Conditions of Cover

• Cover is conditional upon the inspection of the trailer. The premium will be collected on the agreed date irrespective of whether
confirmation of inspection has been received by MiWay. It is your responsibility to ensure the trailer gets inspected as you will have no
cover until that has been done.

Important to Note

• Loss or damage caused by theft from a trailer is only covered if there are visible signs of forced entry into that trailer.
• Trailers used for the following purposes are not covered under this policy: Traffic control; law enforcement; emergency scene towing;
transporting of explosives, fireworks, arms & ammunition, asbestos & asbestos products and any hazardous goods where the associated
Goods in Transit are not insured with MiWay. Passengers carried in trailers are not covered under this policy.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 17 of 21
ANY VEHICLE - CLOTHING & SHOES - 50000

ANY VEHICLE - CLOTHING & SHOES - 50000

Proposed Commencement Date 08 September 2022

The Goods

Goods Category GOODS & PRODUCTS Goods Subcategory CLOTHING & SHOES
Owner of Goods THIRD PARTY GOODS
Fragile Goods NO

The Insured Value

The Insured Value is the maximum amount that will be paid in the event of a valid claim and is based on the maximum load limit at any given
time.

Load Limit Amount R50 000


Do you know the value of the loads you will be carrying? YES
What is the average value of the load you will be carrying? R25 000

Manner Transported

The insured goods are covered while being transported by road only.

The vehicle with which goods will be transported is specified? NO


Number of vehicles used to transport goods 3
The average monthly distance covered in order to carry the goods 3000KM - 4000KM
The average number of trips made with the goods per week 3
Are goods often transported at night time? NO
In what type of containers are the goods carried? UNSPECIFIED

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-jack Included
Acts of Nature Included
Fire & Explosion Included
R2 500 000 Third Party Liability Included
R25 000 Load Protection Included
R25 000 Debris Removal Included
R15 000 Fire Extinguishing Charges Included
R288.57
Optional Add-On Cover
Deterioration of Stock EXCLUDED
Containers & Storage Material EXCLUDED
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Alternate Transport EXCLUDED
Driver Dishonesty EXCLUDED
Benefits
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R288.57

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 18 of 21
The Excess

The Excess is the first amount payable by the policyholder on every claim.
The table below shows the excess payable in case of the specific claim event:
Excess Value
Accident & Intentional R2 500
Theft & Hi-jack R2 500
Acts of Nature R2 500
Fire & Explosion R2 500

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Any incident which occurs within 3 months of the inception date of the policy. Where the policyholder has not had 12 months'
uninterrupted Goods in Transit insurance immediately prior to the start date of this cover. R4 000

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

Conditions of Cover

• There will be no cover should a vehicle, whether towing a trailer or not, carry a shipping container and the combined height of the vehicle
and container exceeds the legally allowable height.

Important to Note

• The following goods are not covered under this policy: Transporting of explosives, fireworks, arms & ammunition, asbestos & asbestos
products, money, precious metals, game, livestock and horses. The following goods will only be covered under this policy if specified: 1)
Cellular Products 2) Cigarettes & Tobacco Products 3) Paint 4) Flammable Chemicals and Products 5) Petrol & Petroleum products 6)
Fertiliser;
• There is no cover for Environmental liability or any legal liability as a result of contamination caused by these goods.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 19 of 21
ANY VEHICLE - STEEL / METAL - 250000

ANY VEHICLE - STEEL / METAL - 250000

Proposed Commencement Date 08 September 2022

The Goods

Goods Category MATERIALS Goods Subcategory STEEL / METAL


Owner of Goods THIRD PARTY GOODS
Fragile Goods NO

The Insured Value

The Insured Value is the maximum amount that will be paid in the event of a valid claim and is based on the maximum load limit at any given
time.

Load Limit Amount R250 000


Do you know the value of the loads you will be carrying? YES
What is the average value of the load you will be carrying? R150 000

Manner Transported

The insured goods are covered while being transported by road only.

The vehicle with which goods will be transported is specified? NO


Number of vehicles used to transport goods 3
The average monthly distance covered in order to carry the goods 3000KM - 4000KM
The average number of trips made with the goods per week 3
Are goods often transported at night time? YES
In what type of containers are the goods carried? UNSPECIFIED

The Cover

Description Included/Excluded Premium


Accident & Intentional Included
Theft & Hi-jack Included
Acts of Nature Included
Fire & Explosion Included
R2 500 000 Third Party Liability Included
R25 000 Load Protection Included
R25 000 Debris Removal Included
R15 000 Fire Extinguishing Charges Included
R1 123.95
Optional Add-On Cover
Deterioration of Stock EXCLUDED
Containers & Storage Material EXCLUDED
Cover in Neighbouring Countries EXCLUDED
Cover in Extended Territories EXCLUDED
Alternate Transport EXCLUDED
Driver Dishonesty EXCLUDED
Benefits
Sasria Included
Total Quoted Monthly Premium (incl 15% VAT) R1 123.95

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 20 of 21
The Excess

The Excess is the first amount payable by the policyholder on every claim.
The table below shows the excess payable in case of the specific claim event:
Excess Value
Accident & Intentional R12 500
Theft & Hi-jack R12 500
Acts of Nature R12 500
Fire & Explosion R12 500

If any of the following are applicable, one or more additional excess will be added to the above standard excess:
Additional Excess Value
Any incident which occurs within 3 months of the inception date of the policy. Where the policyholder has not had 12 months'
uninterrupted Goods in Transit insurance immediately prior to the start date of this cover. R4 000

For claims that are submitted by MiWay to Sasria, you will be liable to MiWay for the standard excess and applicable additional excesses in the
tables above. If your claim with Sasria is successful, the excesses paid will be refunded to you. If your claim with Sasria is unsuccessful, the
excess will be maintained.

Conditions of Cover

• There will be no theft and hijack cover if the vehicle with which goods are transported does not have a MiWay approved stolen vehicle
recovery service device that is active, paid for, and in a working condition at the time of loss. This may be services by Tracker, Netstar or
any SAIAS or VESA approved tracking companies.
• There will be no cover should a vehicle, whether towing a trailer or not, carry a shipping container and the combined height of the vehicle
and container exceeds the legally allowable height.

Important to Note

• The following goods are not covered under this policy: Transporting of explosives, fireworks, arms & ammunition, asbestos & asbestos
products, money, precious metals, game, livestock and horses. The following goods will only be covered under this policy if specified: 1)
Cellular Products 2) Cigarettes & Tobacco Products 3) Paint 4) Flammable Chemicals and Products 5) Petrol & Petroleum products 6)
Fertiliser;
• There is no cover for Environmental liability or any legal liability as a result of contamination caused by these goods.

MiWay Insurance Ltd Reg No 2007/026289/06 VAT No 4110242692


MiWay is a licensed non-life insurer and Financial Services Provider (FSP 33970)
Page 21 of 21

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