Ca Enterprise Soc

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SCHEDULE OF CHARGES

(W.e.f. - 1st April 2023)

Product IDFC - Enterprise


Average Quarterly Balance (AQB) Rs. 10,000
Charges for non-maintenance of average Rs. 300
quarterly balance (Quarterly)
AQB Method Average of the closing credit balance in the account
at the end of each day during the 90 days.
Account Opening Amount Rs. 10,000
Cash Transac�on
Free Cash Deposit-Home Branch (Monthly) Rs. 10 Lakh(Monthly Free)
Cash Deposit (Non Home Branch) - Free Rs. 10 Lakh (Monthly Free)
Cash Deposit (above free limit) Rs. 3/1000. Min Rs. 50/transac�on
Cash Withdrawal-Home Branch Free at Home Branches
Cash Withdrawal-Non Home Branch Up to Rs. 5 Lakh
Cash Withdrawal beyond free limit Rs. 3/1000. Min Rs. 50/transac�on
Payment Service
Intrabank-Fund Transfer-Branch Free
Intra-Bank Fund Transfer -Internet Banking Free
RTGS Payment - Branch/Internet Banking Free
NEFT Payment - Branch/Internet Banking Free
IMPS-outgoing Free
DD payable at IDFC BANK loca�ons Free
DD - Duplicate Issuance Free
DD Cancella�on/revalida�on Free
Pay Orders(PO)-On Bank Loca�on issued from any Free
branch/Duplicate PO
DD payable at Correspondent bank loca�ons Free
Cheque Drawn on us/deposited/ECS-bounce charge
Cheque Deposited-Outward clearing Rs. 50
Due to technical reasons Nil. (Except signature mismatch. In case of signature mismatch
same charges will be levied)
Cheque Issued-Inward Clearing Rs. 250
ECS Debit Return charges Rs. 250
Collec�on Services
Intra-Bank Fund Transfer Collec�on Free
RTGS Collec�on Free
NEFT Collec�on Free
ECS Collec�on - Transac�on Free
ECS Collec�on - Mandate (New / Modify / Cancel) Free
Cheque collec�on-local clearing Free
Outsta�on cheque collec�on- IDFC Bank Loca�on Free
Outsta�on cheque collec�on-Non IDFC Bank Loca�on Free
Outsta�on cheque collec�on at Free
correspondent bank loca�on and other loca�on:
Non MICR cheque/Non CTS cheque

Debit Card & ATM charges


Annual fees Rs. 150
ATM transac�on-IDFC Bank Loca�on First 15 transac�on/Month-Free
(Financial/non- financial)
ATM transac�on-Non IDFC Bank ATMS First 5 transac�on/Month-Free
(Financial-non financial transac�on)
ATM transac�on charges beyond free limit Rs. 20+ taxes for financial transac�on and
Rs. 8.5 + taxes for non-financial transac�on
Re-issuance of card (Lost or damaged) Free
Add on card Free
Pin Regenera�on (Any Channel) Free
Daily ATM Limit (withdrawal Rs. 75000
Daily Merchant Establishment point of sale limit Rs. 2 Lakh
(spending/purchase)
Cheque Book Issuance
Cheque Book Facility (Payable at Par)-Free Free
Cheque Book beyond Free Limit NA
Miscellaneous Charges
Account Statement Physical (Branch/Channel) Free‐Monthly(All channels)
Issue of Duplicate/Adhoc statement (Branch/Channel) Free
Account Closure Free
SMS/ E mail Alerts Free
Phone Banking Free
Net Banking Free
Mobile Banking Free
Standing Instruction‐ Set Up/Execution/Amendment Free
Bill Payment‐ Net Banking Free
Bankers Verification (Photo/Signature/Address)* Free
Balance Confirmation Certificate Free
Record Retrieval Free
Stop Payment per Instruction Free
(Particular cheque/Range of cheque)/ECS
Balance Enquiry (Branch/Channels) Free
Activation of dormant/inoperative account Free

*Taxes at prevailing rates as per Government Rules shall be applicable over and above the mentioned charges if any applicable.
The charges as indicated above are subject to periodic revision.

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