Introducing Beyorch Digital Token • Lending • Investing • Education

Beyorch Digital
-Going Beyond Rich-

Every piece of content written in this presentation is owned by Beyorch Digital, a subsidiary company of Beyorch, Inc. All rights and trademarks reserved
 Beyorch | Beyorch Digital

Disclaimer
This communication is provided for information purposes only. This is not an offer to sell or solicitation of an offer to purchase any currency or token. This document does not constitute a
prospectus nor offer document of any sort and is not intended to constitute an offer or solicitation of any investment or other product or service in any jurisdiction. This document does not
constitute advice to purchase any Beyorch Digital Tokens, nor should it be relied upon in connection with any contract or purchasing decision, accounting, legal or tax advice, or investment
recommendation.

Throughout this whitepaper (“Whitepaper”), the use of the word “BEYORCH” “BEYORCH DIGITAL” “BDIG” or “BEYORCH DIGITAL TOKEN”, can refer interchangeably to either the Company (or any of
its subsidiaries).

The purpose of the information contained in this Whitepaper is to summarize certain developments with respect to the Project which may be of interest to the recipient. The views expressed in
this Whitepaper are the subjective views of the BEYORCH DIGITAL Project personnel, based on information which is believed to be reliable and has been obtained from sources believed to be
reliable, but no representation or warranty is made, expressed or implied, with respect to the fairness, correctness, accuracy, reasonableness or completeness of the information and opinions.
Certain information contained in this Whitepaper constitutes forward-looking statements, which can be identified by the use of forward-looking terminology such as “may”, “will”, “should”, “expect”,
“anticipate”, “target”, “project”, “estimate”, “intend”, “continue”, “believe”, or the negatives thereof or other variations thereon or comparable terminology. The information contained in this
Whitepaper is current as of the date indicated in it.

The project as envisaged in this Whitepaper is under development and is being constantly updated, including but not limited to key governance and technical features. The token (as described in
this Whitepaper) involves and relates to the development and use of experimental platforms (software) and technologies that may not come to fruition or achieve the objectives specified in this
Whitepaper. If and when the platform is completed, it may differ significantly from the platform set out in this Whitepaper. No representation or warranty is given as to the achievement or
reasonableness of any plans, future projections or prospects. Nothing in this document is or should be relied upon as a promise or representation as to the future.

You must read this Whitepaper and any other documents as designated by the BEYORCH DIGITAL Project before making any decision to purchase BEYORCH DIGITAL TOKENS.
The following is applicable:

This Whitepaper and its subject matter have not been and will not be registered under any legal or regulatory regime, nor have they been reviewed or approved by any regulatory authority.

This document is not a prospectus nor a solicitation for investment.

This document does not pertain to an offering of securities in any jurisdiction. Under no circumstances does this Whitepaper or any other materials constitute an offer or solicitation in any
jurisdiction in which such offer, solicitation, or sale would be unlawful.
Beyorch

Table of Contents BEYORCH DIGITAL …......................................................................... 1

DISCLAIMER …………......................................................................... 2
CONTENTS ……………......................................................................... 3
EXECUTIVE SUMMARY....................................................................... 4
TOKEN SPECS ..................................................................................... 5
TOKENOMICS ..................................................................................... 6
TOKEN WALLETS ................................................................................ 7
TOKEN BENEFITS ……………………….................................................. 8
TOKEN UTILITY ………..………………................................................... 9
OUR MISSION AND PURPOSE ............................................................10
GROWING MARKETPLACE ................................................................. 11
INDUSTRY CHALLENGES ………......................................................... 12
GOING BEYOND RICH ……….............................................................. 13
IMAGINING BETTER ………................................................................. 14
ROAD MAP……………........................................................................... 15
THANK YOU ........................................................................................ 16
EXECUTIVE SUMMARY
Beyorch Digital is building an improved financial eco-system that
allows investors to earn more and lower financial risk. Our
platform offers lending and investing with guaranteed
transparency through blockchain technology, smart contracts, and
algorithmic processes that are executed by Beyorch Digital.
Borrowers will receive a better LTV and lower interest rates, and
Investors will receive higher returns, and better protection buy
using the $BDIG (Beyorch Digital Token) in our Beyorch financial
ecosystem. The innovative model of Beyorch Digital aims to
introduce true financial freedom through crypto.

CORE VALUES®
1. Customer Obsession 2. Innovation
3. Long-term Thinking 4. Spirit of Excellence
TOKEN BEYORCH DIGITAL TOKEN SPECS

TOKEN
TICKER BDIG

TOKEN
TYPE BEP-20

TOKEN
SUPPLY 500,000,000

TOKEN
CONTRACT 0xDD15d8Bb7Fa966aF972e9EE67169B07c8a475810

TOKEN
WEBSITE HTTPS://BEYORCHDIGITAL.COM
 Tokenomnics
Liquidity is most important to us as a Hybrid Merchant Bank. Each transaction has a 10% slippage applied to it. 4% of that
goes straight to the Student Scholarships. 2% is distributed to token holders, 2% goes to increase liquidity, the remaining
2% fee to marketing.

Token Allocation Tax Fee Allocation

Presale: 30% Public Sale/IDO Launch: 50.0% Scholarships: 40.0% Redistributed to holders: 20.0%
Team 10% Advisors 5% Partners 5%. Liquidity: 20.0% Marketing: 20%

Partners
Advisor
Marketing
Team
Scholarships

Liquidity

Pre-Sale Public Sales/IDO

Launch

Refection
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BEP20 TOKEN
Beyorch Digital Token (BDIG) is currently issued
on the Binance smart chain bep-20 Network. Here
is a list of some wallets with support of Beyorch
Digital (BDIG) BEP 20 tokens:

METAMASK WALLET
HTTPS://METAMASK.IO

TRUST WALLET
HTTPS://TRUSTWALLET.COM
TOKEN BENEFITS

2% AUTOMATIC LIQUIDITY ASSET-BACKED TOKEN

2% of every trade is locked into Liquidity Pool to The Beyorch Digital Token is a governance and utility backed
create a steadily rising price floor. by the underlying assets of Beyorch Inc’s merchant loan
portfolio.

PORTFOLIO GROWTH
Holders of BDIG Tokens will see their investments
PASSIVE STAKING INCOME
grow overtime. Our token has reflection which will Beyorch Digital Tokens are a haven as they provide passive
contribute to a passive share of income to each income in a common interest as high as 18% APY.
token holder.

MANUAL TOKEN BURN

ADDITIONAL UTILITY
Beyorch Digital’s manual burns make the
Beyorch Digital Tokens offer additional utility features such
protocol balance with the fluctuating
as discounted interest rates for merchant loan fees when
performance of the market. The manual burns
loan applicants use Beyorch Digital Tokens.
contribute to the long-term benefits of our
token holders .
TOKEN UTILITY

BETTER EARNING RATES HIGHER YIELDS ON STAKING

Beyorch Digital Token holders will receive better Beyorch Digital Token holders will receive the highest yields
earning rates based on the number of tokens owned. offered on all crypto staking program levels.

PRIORITY LOANS PREFERENTIAL BORROWING RATES

Beyorch Digital Token holders will receive priority Beyorch Digital Tokens holders will receive the best rates
considerations for all loan products offered by offered on all loan programs.
Beyorch Inc. and Beyorch Digital.

BETTER RATES ON SERVICE FEES

INSTANT CREDIT LINES AND PREMIUM
Beyorch Digital Token holders will receive
discounted rates on fees for Beyorch Inc and SUPPORT
Beyorch Digital Tokens holders will be automatically qualified
Beyorch Digital services .
for instant credit lines and our Beyorch Digital visa rewards
card.
MOVING THE FUTURE CLOSER
OUR MISSION
Our mission is to bridge the gap between obstacles and
opportunities for individuals who need capital and investors
looking for consistent and safe returns. By harnessing the power
of blockchain technology, Beyorch Digital is building an improved
financial eco-system.

OUR PURPOSE
Beyorch Digital has found purpose in providing education and
financial literacy to our community. By offering scholarships,
student reward cards to cover miscellaneous expenses, and a
student loan repayment program, our goal is to put the interest
of our token holders and our community first.
Growing Marketplace
DeFi (Decentralized Finance) is a peer-to-peer decentralized,
pseudonymous, and open system that enables financial services.

DeFi tokens, such as Beyorch Digital offer decentralized financial

applications via blockchains which recreate traditional banking and
finance concepts, in a decentralized manner. Automated and
trustless systems make third party go-betweens unnecessary.

By creating a parallel financial system, DeFi tokens are creating new

expectations for transparency with significantly lower costs and
faster processing. This allows users to conduct financial operations,
such as earning interest, receiving loans, network staking and
derivatives, to insurance, gaming and trading synthetic assets. DeFi
tokens enable decentralized applications to run on their network
infrastructure.

Beyorch Digital has found purpose in building an improved financial

eco-system that allows investors to earn more and lower financial
risk. This ongoing mission is carried into the traditional equities
market, where the merchant subsidiary of Beyorch will enable
investors to buy stock in early unicorn’s pre-ipo. These companies will
have brand establishment, market momentum, and scalability– the
known traits carried by all nationwide and global companies.
Industry Challenges
By far the biggest challenge to DeFi’s adoption for financial services is the trust
issues caused by a number of bad actors currently operating within the space.
Beyorch Digital aims to set the standard for legitimacy and trust in the
industry, and help people recognize the signs of a sustainable DeFi project in
the future. Beyorch Digital has implemented a structure to guard against
theses challenges:

• Locked liquidity
2% of every trade is locked into Liquidity Pool to create a steadily rising
price floor.

• No mint function
There is no ability to generate new tokens beyond the existing supply.

• Manual Token Burn

Beyorch Digital’s manual burns make the protocol balance with the
fluctuating performance of the market. The manual burns contribute
to the long-term benefits of our token holders.

• Asset-Backed Token
The Beyorch Digital Token is a governance and utility backed by the
underlying assets of Beyorch Inc’s merchant loan portfolio.

• Clear and transparent community communication

To keep the community engaged through potential volatility, we make
our developmentsand plans as transparent and clear as possible.

• Accessible core team

Our team is public and available through all communication channels
for questions and submissions.

• Organic growth
Beyorch Digital is a long-term project as such we are targeting
developments to increase our legitimacy, trust, and utility for the
community, rather than substanceless promotion.
GOING BEYOND RICH
We believe all things are possible with a heart of intention. We are intentionally bridging the gap between obstacle and
opportunity. With purpose, we go beyond rich by doing the unthinkable and imagining better than the best we know
with Beyorch Digital Token. Through cryptography and blockchain technology, individuals are now able to decentralize
their financial power and have more control over the distribution of accumulated wealth.

Beyorch Digital Token uses a transaction fee on buys and sells to distribute resources to students attending historically
black colleges and universities (HBCU’s). The idea was born from the idea that the money people invest in DeFi is
money they can afford to risk. This is also money they can afford to donate to causes that interest them. Beyorch
Digital is aimed at people that want to improve systems that they have so far been locked out of. People that want to
establish a standard where financial services have inherent redistribution of equity built in via a more egalitarian
system.

While projects can be maintained on speculation, Beyorch Digital will generate transaction volume through exclusive
offers and partnerships. Beyorch Digital will create ongoing partnerships with Major Corporations, HBCU’s, Small
Businesses, Churches, Celebrities, and other Community Organizations to help bring attention and purchase volume
to the token. As we create more partnerships and offer additional exclusive goods and services in the Beyorch Digital
ecosystem, volume will contribute to the donation model without relying on price speculation.

The DeFI revolution has made the use of money ‘fluid.’ Being able to program currencies to perform specific functions
and adapt to dynamic conditions allows people to exert direct control over their assets.
It is the goal of the Beyorch Digital project to be an ecosystem for crypto to interact with charitable and financial
projects and enable people to have direct control over how their transactions can impact these projects. The Beyorch
Digital donation ecosystem also enables other crypto projects to interact with scholarships projects we introduce.

By making donations a fraction of transactions, empowering the community to be part of the process, and removing
questions of trust or traceability, Beyorch Digital removes psychological and logistical barriers that commonly prevent
donating directly.

Beyorch Digital Token means people are no longer donating. They are not ‘giving something away’, they are paying a
pre-agreed fee for the value of actively supporting Student Scholarships and taking a position on a potentially
appreciating asset. Passive becomes active and active is automated.
Education
Helping students overcome economic constraints

Imagining Better

Paid Tuition Beyorch Digital College Credit Card ® Student Debt Cancelation

Not every genius can afford college. Stop worrying about the necessities. Our programs extend after college. You
We help finance the underserved Afford books, classes, rent and food. achieved success but encumbered debt;
minority groups of America. not really, we’ll pay off what you owe.
Beyorch Digital 2021 - 4th quarter

ROAD MAP APP DEVELOPMENT

2022 – 1st quarter

STAKING PROGRAM

2022 - 2nd quarter

CONSUMER LOANS FOR TOKEN HOLDERS

2022 - 3rd quarter

BEYORCH DIGITAL REWARDS CREDIT CARD

2022 - 4th quarter

PARTNERSHIPS TO EXPAND INTO NEW MARKETS

Join our Telegram: https://t.me/beyorchdigitaltoken

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Beyorch Community Links

Website: https://beyorchdigital.com/
-Going Beyond Rich-
Website: https://beyorch.com/

THANK YOU
Telegram: https://t.me/beyorchdigitaltoken
IG:
https://www.instagram.com/beyorchdigital/

Twitter: https://twitter.com/beyorchdigital

Facebook:
https://www.facebook.com/BeyorchDigital/

Every piece of content written in this presentation is owned by Beyorch Digital, a subsidiary company of Beyorch, Inc. All rights and trademarks reserved