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    One Credit Card Statement (20 May 2024 - 19 Jun 2024) : Jayesh Isamaliya

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    jisamaliya

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    © All Rights Reserved
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    One Credit Card Statement (20 May 2024 - 19 Jun 2024) : Jayesh Isamaliya

    Uploaded by

    jisamaliya
    12 views5 pages

    Original Title

    421389_11058225_06_2024

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    © © All Rights Reserved

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    Copyright:

    © All Rights Reserved
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    12 views5 pages

    One Credit Card Statement (20 May 2024 - 19 Jun 2024) : Jayesh Isamaliya

    Uploaded by

    jisamaliya

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Download as pdf or txt
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    One Credit Card Statement (20 May 2024 - 19 Jun 2024)

    SUMMARY STATEMENT ILLUSTRATION (Rupees)

    Full Name Opening Balance (as on 20 May 2024) 4,774.05


    Jayesh Isamaliya
    Spends (in Jun) + 45,296.21
    One Credit Card Number
    4213-89XX-XXXX-9091 Posted EMI (including taxes) + 7,611.35

    Statement Date Interest Charges (including taxes) + 0.00


    20 Jun 2024
    Fees & Charges (including taxes) + 234.82
    Payment Due Date
    07 Jul 2024 Repayments & Refunds - 19,223.00

    Total Amount Due New EMI - 30,847.21


    7,846.22
    Paid via points - 0.00
    Minimum Amount Due
    7,623.09

    Total Amount Due 7,846.22


    If the Total Amount Due is not paid by the Payment Due Date, =
    interest will be charged on the unpaid amount.

    Minimum Amount Due 7,623.09

    TRANSACTION HISTORY

    Transaction Reward
    Date Merchant Name Amount (Rs.)
    Type Points

    21 May Amazon Shopping TOKEN_ECOM 616.94 30,847.21

    Amazon Emi
    23 May EMI Principal = Rs.30,847.21
    Shopping 30,847.21

    Amazon Emi - (1/9)


    EMI Principal = Rs.3,248.71
    Instalment Processing Fee = Rs.199.00
    23 May EMI Interest = Rs.411.29 EMI 3,968.86
    GST @ 18% = Rs.109.86

    28 May Cheq Other TOKEN_ECOM 0.04 2.00

    28 May Cheq One Repayments TOKEN_ECOM 4,774.00

    29 May Cheq Other -0.04 2.00

    Reliance Retail Emi - (2/6)


    EMI Principal = Rs.3,587.47
    09 Jun EMI Interest = Rs.245.62
    EMI 3,877.31
    GST @ 18% = Rs.44.22

    09 Jun Amazon Shopping TOKEN_ECOM 288.94 14,447.00

    10 Jun Amazon Shopping TOKEN_ECOM -288.94 14,447.00

    EMI SUMMARY

    EMI Posted in Jun Ongoing EMIs


    Rs.7,493.09 2

    Tenure
    Name Status EMI Posted (Rs) Amount Posted (Rs) Remaining Amount (Rs)
    Complete

    Reliance Retail
    Ongoing 2/6 3,833.10 7,666.19 15,332.39
    EMI

    Amazon EMI Ongoing 1/9 3,659.99 3,660.00 29,279.95


    IMPORTANT INFORMATION

    In case you pay only the Minimum Amount Due or any amount lesser than Total Amount Due, interest will be
    charged on a daily basis on the unpaid amount. Any fresh purchases made by you will be added to the previous
    outstanding balance, on which interest will be applicable. Always try to pay the total amount due to avoid interest
    and late payment fees. Making only the minimum payment every month would result in the repayment
    stretching over months/years with consequential compounded interest payment on your outstanding
    balance

    To improve the functionality and stability of the Indian financial system, the Government of India and Reserve
    Bank of India (RBI) asked all banks and financial institutions to share consumer data with Credit Information
    Companies (CICs). Based on this data, these companies, or credit bureaus, generate a credit score and a credit
    report for each borrower, which is shared with banks and financial institutions as well as the borrower.

    In case your One Credit Card is lost, stolen, misplaced, or if the credit card PIN has been compromised, report
    this immediately from the OneCard App or via phone on 1800-210-9111 or email us on [email protected] .

    If your One Credit Card is misplaced, you can lock the card temporarily from the OneCard App.

    If you are unable to make payments for some reason, please email us on [email protected] or call on 1800-
    210-9111 so our Customer Experience Team can assist in resolving the issue.

    Sample Illustration of Interest Calculations (dues not paid in full)

    The interest rate on unpaid dues is charged at 41.88% per annum, or 3.49% per month.
    Purchase: Rs.10,000 on January 15, 2021
    Statement Date: February 01, 2021
    Total Amount Due: Rs.10,000
    Payment Due Date: February 18, 2021
    Payment Done: Rs.500 on February 10, 2021
    No other transactions in February.

    The interest will be charged basis of below formula :

    ((Number of days X Entire outstanding amount X (Interest rate per month x 12 months)) / 365 days.

    Balance (Rs) Period No. Of Days Calculation Interest (Rs)

    Rs.10,000 15-31 Jan 17 (17 x 10,0000 x (3.49/100 x 12))/365 195.06

    Rs.10,000 01-09 Feb 9 (9 x 10,0000 x (3.49/100 x 12))/365 103.27

    Rs.9,500 10-28 Feb 19 (19 x 9,500 x (3.49/100 x 12))/365 207.11


    Balance (Rs) Period No. Of Days Calculation Interest (Rs)

    Interest Charged 505.43

    Goods and Services Tax (GST) at the prevailing rate (currently 18%) will be levied on this interest charged, which
    is Rs.90.98 (18% of Interest Charged) .

    This will be added to the outstanding amount so in your next statement, the Total Amount Due will be Rs.
    10,096.41 (Rs.9,500 + Rs.505.43 + Rs.90.98)

    Click here to view your drawal limits


    Click here to read the Fees and Charges in details
    Click here to view the grievance details
    Click here for procedure to block card in case of loss/theft or misuse of card
    Click here to read the Most Important Terms and Conditions (MITC) in detail.

    PAY WITH YOUR ONECARD APP

    Outstanding amount can be paid from the OneCard app using the following modes -

    Any UPI handle


    Via Debit Card
    Via Net Banking
    Via IMPS or NEFT, to the unique account number provided in the app

    We do not accept repayments via cash or cheque.


    It is recommended to pay the dues via above authorized payment modes.
    Any repayment via third party apps or websites may have higher TAT of clearance or settlement of dues.
    Penal interest or any other applicable charges will be levied if the outstanding amount is not received by the
    payment due date.
    FPL Technologies Pvt. Ltd. The Federal Bank Limited Place of Service - Kerala Invoice No.- Jun24/11058225
    West Bay, Survey No 128, Pallod Farms II, GSTN: 32AABCT0020H3Z3 State code - 32 Account No. - 3191436768238896564
    Nankude Wasti, Baner, Parackal Towers,Thottakkatukara, Aluva, HSN - 997113 - Financial and Related Services
    Pune-411005 Ernakulam, Kerala-683101
    Maharashtra www.getonecard.app
    This is an authenticated intimation/statement.
    You are requested to immediately notify us on [email protected] in case of any discrepancy in the statement.

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