Annual Report

Message From the

Chairperson
It’s not too often that we get to say in the development sector that
we have achieved our goal. With tremendous push from the Indian
government, sanitation work in India is reaching its culmination. Navya
Disha has walked this path with great commitment and we are the final
stages of reaching the goal. We supported one million households
construct toilets and this is no small feat. We will soon look back and say,
‘It’s mission accomplished!’

Once we reach that summit, it’ll be time for newer summits. And that calls I’m excited that this year
for a new vision, new mission as an organization. For us to be future ready, consolidated our efforts and
we did an intensive ‘vision exercise’ and collaboratively gave shape to charted our future as well. I thank
what Navya Disha Trust will aim and work for in the future. the Navya Disha team, our partners,
funders and all well-wishers for
It was an engaging exercise to think about what matters to us as an being the pillars of our growth.
organization and how we will chart our future. We evaluated ourselves As of this year, our team has
from various standpoints. We considered our experience of working with supported 1 million households
people at the grassroots level for so many years to zero down on what is in constructing toilets, 3.3 lakh
the need on the ground. From our expertise in in the development sector, households have been facilitated
we evaluated what drives us as a team and what change we would like to with access to safe drinking water
see. We also evaluated the UN Sustainable Development Goals to decide and more than 5 million lives have
what will be the SDGs that we will address. Based on all these parameters, been touched through various
our team collectively formulated the vision and mission statements of the awareness programmes. I take
organization. great pride in the work of our team
and congratulate each one for
We chose three SDGs that we will focus on - Clean water and Sanitation, making social change happen.
Quality Education, Decent Work and Education. Under these SDG domains,
our areas of expertise are WASH, Life Skills and Livelihood. The pillars for I would like to place on record a
our development work that will guide us are: create awareness, educate, special thanks to CreditAccess
provide access to resources, empower, build models, do research and Grameen our partner and funder
advocacy – will be the focus of our future work. Every domain of work that for continuing to support our
we focus on, we will work towards achieving these results. initiatives. Let’s continue our great
work and reach more summits of
We decided on the specific areas of work to which we will dedicate our social change together.
energies to:
WASH: Water literacy, Safe water, Rainwater Harvesting, Natural Farming, Vinatha M Reddy
Tree Plantation, Sanitation, Safe Toilet and Personal Hygiene. Chairperson
Life Skills: Gender Sensitivity, Self-Management, Career Guidance and
Financial Literacy.
Livelihood: Entrepreneurship Training and Access to Finance.

3
Message From the
Managing Trustee
It’s not too often that we get to say in the development sector that
we have achieved our goal. With tremendous push from the Indian
government, sanitation work in India is reaching its culmination. Navya
Disha has walked this path with great commitment and we are the final
stages of reaching the goal. We supported one million households
construct toilets and this is no small feat. We will soon look back and say,
‘It’s mission accomplished!’

Once we reach that summit, it’ll be time for newer summits. And that calls Livelihood: Entrepreneurship
for a new vision, new mission as an organization. For us to be future ready, Training and Access to Finance.
we did an intensive ‘vision exercise’ and collaboratively gave shape to
what Navya Disha Trust will aim and work for in the future. I’m excited that this year
consolidated our efforts and
It was an engaging exercise to think about what matters to us as an charted our future as well. I thank
organization and how we will chart our future. We evaluated ourselves the Navya Disha team, our partners,
from various standpoints. We considered our experience of working with funders and all well-wishers for
people at the grassroots level for so many years to zero down on what is being the pillars of our growth.
the need on the ground. From our expertise in in the development sector, As of this year, our team has
we evaluated what drives us as a team and what change we would like to supported 1 million households
see. We also evaluated the UN Sustainable Development Goals to decide in constructing toilets, 3.3 lakh
what will be the SDGs that we will address. Based on all these parameters, households have been facilitated
our team collectively formulated the vision and mission statements of the with access to safe drinking water
organization. and more than 5 million lives have
been touched through various
We chose three SDGs that we will focus on - Clean water and Sanitation, awareness programmes. I take
Quality Education, Decent Work and Education. Under these SDG domains, great pride in the work of our team
our areas of expertise are WASH, Life Skills and Livelihood. The pillars for and congratulate each one for
our development work that will guide us are: create awareness, educate, making social change happen.
provide access to resources, empower, build models, do research and
advocacy – will be the focus of our future work. Every domain of work that I would like to place on record a
we focus on, we will work towards achieving these results. special thanks to CreditAccess
Grameen our partner and funder
We decided on the specific areas of work to which we will dedicate our for continuing to support our
energies to: initiatives. Let’s continue our great
WASH: Water literacy, Safe water, Rainwater Harvesting, Natural Farming, work and reach more summits of
Tree Plantation, Sanitation, Safe Toilet and Personal Hygiene. social change together.
Life Skills: Gender Sensitivity, Self-Management, Career Guidance and
Financial Literacy. Suresh K Krishna
Managing Trustee

4
Our Programmes:

Water & Sanitation Sugrama Sushikshana Self Shakti

Creating awareness and Integrated and holistic Educating school kids on Making knowledge, skills &
promotion of access to development of villages non-curriculum topics like tools available to marginalised
safe drinking water, safe through activities that Water, Sanitation, Hygiene, women for economic,
sanitation practices & are aimed at: 100% open Financial Literacy and psychological and social
hygiene defecation free villages, Career Guidance empowerment. Program,
access to clean drinking offering basics of financial
water, adoption of rain literacy, elements of personal
water harvesting techniques growth and entrepreneurship
and improved solid & liquid skills. Reaches the remotest
waste management. villages on our travelling
buses.

OUTREACH

We work directly
with rural
communities, local
governments,
schools, and
other local
partners in four
states: Karnataka,
Maharashtra, Tamil
Nadu, Madhya
Pradesh

5
Impact
The keyword is ‘better’. Better sanitation and hygiene,
better livelihood opportunities, better quality of life –
we begin with making this a possibility and then enable
people to realize these aspirations. Since 2005, we have
been holistically intervening to enable low-income
women, children, families and communities live a better
life. Thirteen years down the line when we look back, it
brings us great satisfaction to see our impact!

1 million 5 million 3.3 lakh

households constructed lives touched through households have access to
toilets awareness programmes safe drinking water

More than More than

75,000 7,60,000 40,000

awareness programmes children given awareness on low-income women
conducted water and sanitation, financial became financially literate
literacy and career guidance

More than More than

14,000 3,600
street plays conducted wall paintings created to
spread awareness on water
and sanitation

6
Cumulative Impact numbers from 2005 till March 2018
Cumulative till 2017-18
Sl. No. Activity
Activities Participants
1 Partner Organisation Staff Training (GK) 1,147 11,858
2 Training of Women in SHG/JLG 45,182 8,56,312
3 Grama Panchayath Elected Representatives workshop 1,612 17,246
4 No. of GP Level Workshop Conducted 2,290 2,07,728
5 Wall painting on water and sanitation importance 3,452 962
6 Street plays conducted at villages 11,143 10,46,002
7 Mason training on construction of toilet 206 9,381
8 Taluk Level Workshop of Women SHG/JLG Leaders 576 1,98,632
Workshop on wat-san for school children 3,613 1,98,095
9 Financial Literacy session for 9th std students 3,277 1,97,437
Career Guidance for 10th std students 3,286 1,84,611
Total 75,784 29,28,264
10 No: of Household who get water connection 1,78,914 7,26,936

11 No: of Households that constructed toilets 3,84,190 15,39,908

Grand Total 6,23,471 43,88,066

Impact numbers 2017-18

2017-18
Sl. No. Activity
Activities Participants
1 Training of Women in SHG/JLG 5,221 77,083
2 Grama Panchayath Elected Representatives workshop 0 0
3 No. of GP Level Workshop Conducted 881 103804
4 Wall painting on water and sanitation importance 962 962
5 Street plays conducted at villages 3,521 319298
6 Taluk Level Workshop of Women SHG/JLG Leaders 216 68,127
Workshop on wat-san for school children 1,436 72,333
7 Financial Literacy session for 9th std students 1,426 83,197
Career Guidance for 10th std students 1,428 78,851

Total 15,417 8,07,042

7
Water AND
Sanitation (WASH)

Through our Water and Sanitation (WASH) programmewe enable poor

We have supported 1,00,000
households to construct toilets. We also encourage every family in the
households in constructing
village to have its own water connectionand promote access to clean
toilets. That’s one big step
and safe drinking water, conduct awareness programs on the importance
to a better life that’s of building rainwater harvesting systems andcreate awareness onsolid
hygienic, keeps diseases at waste management.We also provide skills training to local masons, in
bay, brings peace of mind to building low-cost and affordable models of sanitation.
women and allows families
to live with dignity.

8
WASH Activities:
In the year 2017-18, Navya Disha team conducted 881 Gram Panchayath level workshops (That’s 100% of our
target) and addressed issues related water, sanitation & hygiene and also created awareness to 1,03,804
persons of the concerned GramaPanchayath area.

Grama Panchayath
Level WASH Awareness
Workshops

Grameen Koota
Branch Staff
(Kendra Managers
or KMs) Training
Sessions
This training helps in creating awareness, explaining the importance and helping in
better understanding on WASH as a product and its processes among the staff of
Credit Access Grameen Koota, our major funding and implementing partner.

During the year 2017-18, Navya Disha team conducted 324 branch staff training sessions and trained 3371
staff members ofCredit Access Grameen Koota.

9
 Grameen Koota Kendra
members training

During the year 2017-18, Navya Disha

team conducted 5221 training sessions
for the Kendra members of Grameen
Koota (Beneficiaries of Grameen
Koota’s microfinance) and trained
77,083 women. We had planned to
conduct 4400 and by achieving 119%,we
exceeded our target.

Wall Paintings and As a part of our multi-pronged approach to achieve behavioural change
Street Plays inwater, sanitation & hygiene, we use two powerful mediums of wall
paintings and street plays.
Informative, educative, attention grabbing and entertaining in their own
ways, our wall paintings and street plays have been great support wheels
on which our mission WASH runs.

During the year 2017-18, our team staged 3521 street play shows across 880 Gram Panchayaths by covering
2825 villages and reached 3,19,298 persons.

During the year 2017-18, 962 wall paintings were createdinschool buildings, panchayat buildings and other
prominent locations in villages. We exceeded our target of 880 paintings and achieved 109% of it.

10
 Social Awareness
Campaign (SAC):

We organize Social Awareness

Campaignswith the aim to
encourage the beneficiaries of
Grameen Koota to adopt the
best practices of WASH, and to
encourage them to construct toilets
in their houses.

During the year 2017-18, we conducted 216 SAC events and trained 68,127 members of Grameen
KootaKendras.

In 2017-18, Navya Disha conducted 9,839 awareness sessions and cultural programs across Taluks, Gram
Panchayats and rural communities in 22districts in Karnataka and 18districts in MH and9districts in Madhya
Pradesh and 4 districts in Tamil Nadu covering close to 4500villages and delivering its important message on
water and sanitation.

Target Achievement
Program Awareness Activity Outreach
FY17-18 FY17-18

Branch Staff Training 326 324 3371

Kendra Member Training 4400 5221 77083

Gram Panchayat Level Workshop 880 881 103804

WASH Street Plays 3520 3521 319298

Wall Painting 880 962 -

WASH Flyer distribution 198000 171931 -

Socio Awareness Campaign 220 216 68127

11
Success Stories

A woman handling three adult dependents in

a home without toilet – This had to change!

Kavya had the most backbreaking of jobs at home. She has to take care
of her father-in-law and mother-in-law who are old, and her husband who
had fallen prey to a prolonged illness. All three of them need assistance
to go to relieve themselves and their house did not have a toilet. Imagine
Kavya’s plight!

We have seen many cases where the woman faced difficulties because
she had to relieve herself in public, but here Kavya had a bigger problem.
And thank god, it’s over now! Kavya happened to attend Navya Disha’s
awareness programme at her village, DevagiriYellapura in Haveri District.
She was more than convinced that she needed a toilet in her house.

Very soon, the toilet was built and it brought tremendous relief to the
family. It was not just the inconveniences and physical struggles that came
to an end, there was a huge emotional strain on Kavya and her family,
which they no longer have to put up with.

No toilet, no bride
Anjanabai could have taken serious offense when her future daughter-in-law
said she would get married to her son only if they build a toilet in their house.
But thankfully, Anjanabai, though illiterate, saw the logic in the words of the
young girl. It was not easy for Anajanabai to get things moving.

Their house is small and they did not have enough space in the compound
to construct a toilet. The conventions of the village do not allow them to have
a toilet constructed inside the house. All norms had to break so that her son
could marry his bride and she was ready to take all the risks.

Anjanabai decided that they will build the toilet inside the house by
sacrificing the size of her kitchen. Somehow, a 3ft x 4ft space was found
and the toilet was built. Raised eyebrows and criticisms came her way, but
Anjanabai didn’t pay heed to them. Like in a movie, the girl kept her promise
to wed the boy as soon as the toilet was constructed, and the wedding took
place.

12
Sugrama
While our WASH programme focuses on individual behavioral change,
Mission Sugrama Sugrama is about behavioral change as a community. We chose
two of the most underdeveloped Grama Panchayaths in Karnataka -
Achieve 100% sanitation
UrdigereGrama Panchayath in Tumkur District and HosaVantamuriGrama
coverage in our Sugrama
Panchayath in Belagavi District - to implement the Sugrama project,
villages I Create model
aiming at a multi-pronged approach to water and sanitation.
villages I Make the villages
open defecation free I Ensure Apart from supporting toilet construction, we provide knowledge support
access to potable water in in rain water harvesting, watershed techniques to improve groundwater
every household level, eco-friendly solid waste management and waste disposal systems,
tree plantation, seed dibbling, Shramdaan for Swacch Bharat initiatives.

13
Awareness activities of
Sugrama project and their impact in 2017-18:
Toilet construction
We supported the construction of 676 toilets during the year2017-18 - 130 toilets in 16 villages in Urdigere Gram
Panchayat and 546 toilets in 10 villages of Hosavantamuri Gram Panchayat.

Urdigere Hosavantamuri
In 2014 Total families 1556 Total families 2185
Families with toilet 654 (43%) Families with Toilet 47 (2%)

As on Mar, 18 Families with Toilet 1505 (97%) Families with Toilet 1729 (79%)

Toilet construction components - Pit digging and Cement Rings

Urdigere: 120 families supported to make cement rings in 13 villages
Hosavantamuri: 120 families supported for pit digging in 10 villages

Seed dibbling
In collaboration with Nehru Yuvaka Kendra and Ranichannamma University, Belgaum, the Sugrama Samithi of
Belagavi dibbled 1200 seed balls in the lands of 15 farmers land during the rainy season.

WASH in schools
• Construction of school toilets and water connection in Hosavantamari school
• Hand wash demonstration and personal hygiene training for children and distribution of kit containing a soap,
tooth brush and toothpaste to 540 children in Urdigere
• Awareness sessions for school children on WASH, toilet usage and maintenance - 28 sessions in 11 villages of
Urdigere and 10 Villages of Hosavantamuri

Tree plantation with pot Irrigation

The forest department, Sugrama Samithi members and the village community of Hosavantamuri planted 150
Mango and Neem plants in the Temple premises of Hosavantamari. Pot irrigation for all 150 plants was arranged.

Financial literacy training

725 Sugrama Samithi members attended our financial literacy, entrepreneurship and leadership skills training.

14
SUSHIKSHANA
Our Sushikshana program imparts life skills to complement the
traditional curriculum. The objective is to give children a holistic learning
experience that prepares them to enter the adult world with confidence.
Our program also instils in them a sense of civic responsibility and makes
them responsible citizens. Sushikshana includes three components:
Water-Sanitation-Hygiene (WASH) modules for 8th grade students
of rural government schools; Financial Literacy including money
management, household budgeting, saving and wealth creation for 9th
grade students; and Career Guidance sessions for 10th grade students
to help them make informed career choices.The schools include
government, private, aided and un-aided schools of State of Karnataka,
Maharashtra, Madya Pradesh and Tamil Nadu.

15
 Program Activity Training Impact/No.of people

WASH training session for 8th Std. students 1436 72,333

Sushikshana Financial Literacy session for 9th Std. students 1426 83,197

Career Guidance for 10th Std. students 1428 78,851

WASH training
Our WASH training for students for 8th standard aims at
creating awareness about water & sanitation, usage of toilet
and the adverse effects of open defecation, and personal
hygiene and hand wash.

During the year 2017-18, we conducted 1436 trainings by

reaching 72,333 students in the four states of Karnataka,
Maharashtra, Madya Pradesh and Tamil Nadu.

Financial Literacy:
We organize financial literacy training for 9th standard
students to create awareness in them about finance, income,
expenditure, saving, banking, loans and good practices of
financial management. Our aim is to make them financially
wise and avoid the pitfalls of poor money managementwhich
is at the heart of poverty.

During the year 2017-18, ND was proposed to conduct

1500 trainings and conducted 1426 trainings by reaching
83,197 students in all operational 4 states.

Career Guidance:
Often children in rural areas and government schools find
themselves at loss for guidance as to how they can plan their
career and future. We organize workshops for 10th standard
students with the aim of giving exposure to the various career
opportunities that they can explore.

During the year 2017-18, ND was proposed to conduct 1500

trainings and conducted 1428 trainings by reaching 78,851
students in all operational 4 states.

16
Play Paisa – Our board game is helping school children learn all about money!

Our Sushikshana programme takes financial literacy to schools, exposing demonstrate skills in planning,
children above 14 years of age to the basics of financial management. We budgeting and also keeping
designed a board game, Play Paisa, that takes the children through an track of accounts. Some show
intuitive course of learning about the concepts of money as they play the remarkable judgement in making
game. money-wise decisions. The game
subtly teaches them the difference
Play Paisa begins with the children being asked to choose two dreams between needs and wants and help
of their choice. Their aim will be to attain these dreams by the end of the children learn the importance
the game. As in a classic board game, they roll the dice to progress of saving. We wind up the game
through obstacles and reach the final goal. Obstacles here in Play Paisa with the children assessing and
are real-life scenarios that the families of the children are exposed to – reflecting on how they played the
like a hospital bill to be taken care of, a loan to be repaid, or a drought game.
situation. The game gives them opportunities that they can make use of
wisely – like a health insurance plan or a savings account in the bank. The This game has helped us nudge the
children have to plan, be wise about taking loans, prepare themselves children towards financial thinking
for contingencies by taking insurance and more. As they play the game, in the most effective way. Within the
they learn budgeting, decision making, problem solving, opportunity one hour that the game is played,
recognition and group dynamics. we see tremendous change that
we couldn’t possible have achieved
It is interesting to see how the children get involved in the game. Some through hours of lectures.
become natural leaders and show an aptitude for decision making. Some

17
Buzz India
Our programme, Buzz India, aimed at empowering rural women with
financial, entrepreneurial and leadership skills, has been reaching the
remotest villages in the state of Karnataka. In the year 2017-18, we trained
25,151 low-income women and reached 1000 villages.

Women who never stepped out of their homes are now starting
businesses. They are becoming community leaders. And they are
steering their lives ahead by strengthening their financial foundation. This
impact that we have seen is what makes do more.

18
We constituted an annual survey to measure the effect of the programme, its strengths
and weaknesses, and ensure its long-term sustainability and impact on the lives of the
women. We have been conducting the annual survey since 2013. Here’s a gist of this
year’s annual survey results:

A total of 3579 women underwent the Buzz training from the year 2012 to 2017 in
Tumkur district of Karnataka. 10% of the 3579 women were selected as respondents for
the 2016-2017 survey. Using an excel formula, every 10th woman from the 3579 women
was selected as a respondent for this study, deriving a total of 357. Of these, 89% were
first trained in the year 2016, 10% in 2015 and 1% in 2012. The average age of the women
surveyed was 35 years. The buzz training, conducted over a period of two days follows
a well-crafted and intense curriculum that the trainers adhere to. Sessions on topics
such as ‘Basics of Enterprise’, ‘Skill Training’, ‘Financial Goal Setting’ etc, encapsulates
the basis of the training programme. The survey aimed to capture these sessions in the
form of questions to understand the outcome. A quantitative method of analysis has
been used by the team to analyse the data and to evaluate the results.

90% 61% 20%

of our women moved away of our women availed new of our women became
from moneylenders to loans for a business or to entrepreneurs
formal financial institutions create an asset

21%
started new businesses while 86% 41%
11%
of the women mentioned of the women said that
that their communication their savings increased as
improved post training a result of our training
expanded their businesses

There is a There is a

399% 70% 215%

of the women said that their
increase in the savings increase in their overall
financial skills improved post
compared to the first year income after received the
training
when they were trained training

19
A 65-Year-Old Finds an Alternate Source of Income

65-year-old Siddagangamma works as a helper at the village

Aanganwadi. After attending the Buzz training, Siddagangamma went
home was caught up in thoughts. She was absolutely driven by the thought that she
should do something about her financial situation. After weighing various options,
she decided she will go to the vegetable mandi in the nearby town and get leafy
vegetables to sell in her village. Leafy vegetables are extremely popular in rural
Karnataka and are consumed almost on a daily basis by villagers. Siddagangamma
definitely seems to have a sense of the needs of the market!

She took a small loan of Rs 1000 and bought her first set of leafy vegetables and
found herself a place in the village market. Every evening, after finishing her work
at the Aaganwadi, Siddagangamma, heads to her second job as a vegetable
seller. She is using the tips that she picked up from the training on how to record
her income and her expenditure. Within just a couple of months, she has started
earning profits from her vegetable business and has started saving money.

The inspiration that she took from the training became a determination to create
an additional source of income and improve her financial situation. All she
needed was a small nudge. And remember, she did this at the age of 65!

Annual Team Meeting and Capacity Building

The entire team from all four states of Karnataka, Tamil Nadu, Maharashtra and Madhya Pradesh got together
for an annual capacity building meeting. An intensive three-workshop was held at Fireflies Ashram in Bangalore.
An outbound training was also part of the programme which was held at Srishti camp, Dabbaspet.

20
Financial Report
Sl No ACTIVITY DONATION Donation Utilisation

1 Water & Sanitation 20,448,243 17,330,685

1.0 Kendra Meetings - -

1.1 Branch Staff Training - -

1.2 GP Level Awareness Program (GLAP) 520,000 -

1.3 Wall Paintings 432,000 379,381

1.4 Street Plays 632,000 628,244

1.5 Taluka Level Awareness Program (TLAP) 1,100,000 1,074,068

1.6 Pictorial booklet on toilet construction and water connection - -

Content validation, re-designing, printing of IEC materials (pam-

1.7 1,096,243 -
phlets, videos on water & sanitation & FL).

1.8 Conveyance & Per Diem for Development Officers 1,944,000 2,073,832

1.9 Conveyance for Project Managers/Coordinator 1,176,000 1,283,596

1.10. Employee Salaries 12, 8,000 10,672,432

1.11. PO Rent & Utilities 720,000 715,148

1.12. PO Office Assistant 600,000 503,984

2 Sushikshana 788,000 502,184

2.0 WASH trainings for 8th std students - -

2.1 Financial Literacy for 9th std students - -

2.2 Career Guidance for 10th std students - -

VDP-trainings: - -

2.3 WASH trainings for 8th std students 120,000 -

2.4 Financial Literacy for 9th std students - -

2.5 Career Guidance for 10th std students - -

2.6 Volunteer Trainings 80,000 -

Content Preparation and Printing (CG, wash stickers,
2.7 - -
FL materials)
2.8 Conveyance for Project Coordinators 168,000 81,098

2.9 Employee Salaries 420,000 421,086

21
Sl No ACTIVITY DONATION Donation Utilisation

3 Sugrama 3,004,000 1,080,329

3.1 Awareness Activities/Public Events 500,000 316,132

3.2 Support for convergence promotional activities 400,000 -

3.3 Institutional building 100,000 -

3,4 Employee Salaries 1,596,000 457,250

3.5 Conveyance for staff 408,000 306,947

4 BLCDA 2,648,000 331,440

4.0 School Toilet Construction program 2,000,000 27,330

4.1 Conveyance for Project Coordinators 168,000 19,186

4.2 Employee Salaries 480,000 284,924

5 Head Office Employees 3,726,623 3,405,175

6 Administrative Expenses 960,000 902,205

6.0 HO-Rent/maintenance - -

6.1 HO-Utilities/Office expenses 180,000 146,171

6.2 HO-Travel/vehicle 720,000 742,093

6.3 Others expenses 60,000 13,941

7 CAPITAL EXPENDITURE 1,570,000 959,453

7.0 Laptops/Computers 180,000 114,032

7.1 Projectors and mini sound boxes 240,000 239,230

7.2 New office setup expenses at Dhule 150,000 65,111

7.3 Office furniture 500,000 475,897

7.4 Developing documentation & reporting software's 500,000 65,183

Auditing, Staff Capacity Building and Learning

8.0 278,048 262,307
Workshops on WatSan issues & contingency

9.0 Exigencies and others 1,099,161 1,099,161

GRAND TOTAL 34,522,075 25,872,939

22
23
NAVYA DISHA TRUST
Avalahalli, Anjanapura post, JP Nagar 9th phase,
Amruthnagar Main road, Bengaluru 560062

P: +91-80-28436237 | E: [email protected]
www.navyadisha.org