CHAPTER FOUR

DATA PRESENTATION, ANALYSIS AND INTERPRETATION

4.0 Introduction

This chapter presents detailed description of findings and discussions, this study consists of three
sections first section Demographic data, second section data representations and analysis and
third section major findings and discussions of the study. To achieve those declared objectives
questionnaire employed in this study. Data were collected from minm

4.1 Demographic Information of the respondents

This part presents the background information of the respondents who participated in this study;
the purpose of this background information is to find out the characteristics of the respondents.
Furthermore, the respondents have also given the promise that all the data they provided is used
only for academic purpose research and the identities of the respondents will be confidential. In
total, 53 respondents filled in the questionnaire selected from of employee of commercial banks
in Mogadishu Somalia. The shape of the questionnaire in the demographic section is looked
upon in terms of Gender, Age, marital status, level of education and experience.

4.1.1 Gender Distribution

Frequency Percent Valid Percent Cumulative

Percent

Male 57 71.3 71.3 71.3

Valid Female 23 28.8 28.8 100.0

Total 80 100.0 100.0

Source: Primary data, 2024

Table 4.1.1 shows 71.3% of the respondents are male while 28.7% of the respondents are female.
Based on data gathered, the majority of the respondents are male, while other number of the
respondents are female. Thus, male have significantly dominated the of employees of
commercial banks in Mogadishu Somalia
4.1.2 Age of the Respondents

Frequency Percent Valid Percent Cumulative

Percent

20-30 46 57.5 57.5 57.5

30-40 28 35.0 35.0 92.5

Valid 40-50 3 3.8 3.8 96.3

above 50 3 3.8 3.8 100.0

Total 80 100.0 100.0

Source: Primary data, 2024

Table 4.1.2 shows that 57.5% of the respondents were between 20-30, while 35.0% of the
respondents were between 30-40, while 3.8% of the respondents were between 40-50. while
3.8% of the respondents were 50 plus. So majority of the respondents were between 20-30 and
scored 57.5% this implies, that majority of the employees of employee of commercial banks in
Mogadishu Somalia.

4.1.3 Marital status of the respondent

Frequency Percent Valid Percent Cumulative

Percent

Single 45 56.3 56.3 56.3

Married 29 36.3 36.3 92.5

Valid
devorce 6 7.5 7.5 100.0

Total 80 100.0 100.0

Source: Primary data, 2024

Table 4.1.2 shows 56.3% of the employee of commercial banks in Mogadishu Somalia

are single while 36.3% of the employees of employee of commercial banks in Mogadishu
Somalia are married. Based on data gathered, the majority of the employees employee of
commercial banks in Mogadishu Somalia
4.1.4 Educational level of the respondents

Frequency Percent Valid Percent Cumulative

Percent

secondary level 6 7.5 7.5 7.5

Diploma 9 11.3 11.3 18.8

bachelor degree 48 60.0 60.0 78.8

Valid
master degree 15 18.8 18.8 97.5

PHD 2 2.5 2.5 100.0

Total 80 100.0 100.0

Source: Primary data, 2024

The table 4.1.4 shows that the sample was including 53 respondents. The sample of this study
consists of 48(60.0%) respondents are a bachelor degree, 15(18.8%) have master degree,
9(11.3%) are diploma, and 6(7.5%) are secondary, and 6(7.5%) are secondary. This means that
the employees of most employee of commercial banks in Mogadishu Somaliaare bachelor
degree.

4.1.5 Experience of the respondents

Frequency Percent Valid Percent Cumulative

Percent

less than 1 year 34 42.5 42.5 42.5

1 year 22 27.5 27.5 70.0

Valid 2year 16 20.0 20.0 90.0

3 years and above 8 10.0 10.0 100.0

Total 80 100.0 100.0

Source: Primary data, 2024

The sample of this study consists of 42.5% are employee that have experience less than one year,
27.5% are one-year employee, 20.0% are 2years employee, and 10.0% are employee more than 3
years and above. Therefore, this means that the experience of employee in commercial banks in
Mogadishu Somalia is three years and above. so that the most of employees have more
experience about finance and economic growth.

4.2 Data Presentation and Analysis

4.2.1 Effect Account receivable management on profitability

NO STATEMENTS N Mean Std. Interpretatio

Deviation n
1
measures the unpaid claims a firm has
80 2.80 1.453 Very good
over its customers at a given time

2
The volume of accounts receivable
80 3.13 1.400 Very good
indicates firm's supply of trade credit

3
one of the most important part of working
80 3.32 1.290 Very good
capital

4 Receivables often represent large \

investment in asset and involve Very good
80 3.04 1.546
significant volume of transactions and
decisions
Total mean average 80 3.07 1.422 Very good
Source primary data,2024

According to the descriptive statistical table, results in table 4.2.1 shows that measures the
unpaid claims a firm has over its customers at a given time (Mean=2.80) Std. Deviation 1.453
which indicated very good, the volume of accounts receivable indicates firm's supply of trade
credit (Mean=3.13) Std. Deviation 1.400 which indicated very good. one of the most important
part of working capital (Mean=3.04) Std. Deviation 1.290 which indicated very good,
Receivables often represent large investment in asset and involve significant volume of
transactions and decisions (Mean=3.04) Std. Deviation 1.546 Which indicated very good.

4.2.2 The impact inventory management on profitability

N0 STATEMENTS N Mean Std. interpretation

Deviation
1 Should be available in proper quantity at all Very good
80 2.84 1.436
times.

2 Refers to the stockpile of the products a firm

is offering for sale and various components 80 3.03 1.518 Very good

that make up these products.

3 Constitutes a major component of working Very good

80 3.04 1.427
capital.
The success or failure of a business depends
4 upon its inventory management 80 3.10 1.506 Very good
performances.
Total mean average 80 3.00 1.472 Very good
Source primary data,2024

According to the descriptive statistical table, results in table 4.2.1 shows that Should be available
in proper quantity at all times. (Mean=2.84) Std. Deviation 1.436 which indicated very good,
refers to the stockpile of the products a firm is offering for sale and various components that
make up these products (Mean=3.03) Std. Deviation 1.518 which indicated average. Constitutes
a major component of working capital (Mean=3.04) Std. Deviation 1.427 which indicated very
good, the success or failure of a business depends upon its inventory management performances
(Mean=3.10) Std. Deviation 1.506 Which indicated very good.
4.2.4 Effect Account payable management on profitability

NO Statements N Mean Std. interpretation

Deviation
1 Deferral period is the average time taken Very good
80 2.79 1.384
by a company to pay its trade payables.
2 Period is computed by dividing account
payables by net purchases multiplied by 79 3.23 1.358 Very good
365 days.
3 Account payables involve the timing of Very good
80 3.32 1.474
payments.
4 Another argument for prolonging the time
for payment is that the producing 80 3.14 1.348 Very good
companies
Total mean average 79 3.12 1.391 Very good
Source primary data, 2024

According to the descriptive statistical table, results in table 4.2.1 shows that Deferral period is
the average time taken by a company to pay its trade payables (Mean=2.79) Std. Deviation 1.384
which indicated very good, Period is computed by dividing account payables by net purchases
multiplied by 365 days. (Mean=3.23) Std. Deviation 1.358 which indicated average. Account
payables involve the timing of payments (Mean=3.32) Std. Deviation 1.474 which indicated very
good, another argument for prolonging the time for payment is that the producing companies.
(Mean=3.14) Std. Deviation 1.348 Which indicated very good.
4.2.5 Profitability

N Mean Std. Deviation

1 is defined as the earnings of a company
that are generated from revenue after Very good
80 2.86 1.439
deducting all expenses incurred during a
given period.
2 Profitability help to continue the stability Very good
80 3.18 1.348
of the financial system.
3 As the earnings of a company that are
generated from revenue after deducting all Very good
80 3.31 1.365
expenses incurred during a given period
profitability is defined.
4 Profitability is measured with income and
expenses. Income is money generated from 80 3.29 1.407 Very good
the activities of the business.
Total mean average 80 3.16 1.390 Very good
Source primary data 2024

According to the descriptive statistical table, results in table 4.2.1 shows that is defined as the
earnings of a company that are generated from revenue after deducting all expenses incurred
during a given period. (Mean=2.86) Std. Deviation 1.439 which indicated very good,
Profitability help to continue the stability of the financial system. (Mean=3.18) Std. Deviation
1.348 which indicated average. As the earnings of a company that are generated from revenue
after deducting all expenses incurred during a given period profitability is defined (Mean=3.31)
Std. Deviation 1.365 which indicated very good, Profitability is measured with income and
expenses. Income is money generated from the activities of the business (Mean=3.29) Std.
Deviation 1.407 Which indicated very good.
4.3 Correlation

account inventory Account Profitability

receivable management payable
management management
Pearson
1 .992** .993** .986**
account receivable Correlation
management Sig. (2-tailed) .000 .000 .000
N 80 80 79 80
Pearson
.992** 1 .988** .981**
Correlation
inventory management
Sig. (2-tailed) .000 .000 .000
N 80 80 79 80
Pearson
.993** .988** 1 .987**
Account payable Correlation
management Sig. (2-tailed) .000 .000 .000
N 79 79 79 79
Pearson
.986** .981** .987** 1
Correlation
Profitability
Sig. (2-tailed) .000 .000 .000
N 80 80 79 80
**. Correlation is significant at the 0.01 level (2-tailed).
Source: primary data,2024

The table 4.3.1, shows the relationship between strategic asset management and operational asset
management on economic growth.

the first of the objective one (the effect of account receivable) on profitability, the findings
indicate that their high positive correlation on profitability as indicated the Pearson Correlation
(r=.986, p=.000), And in the second variable (the effect inventory management) on profitability,
The findings indicate that there high positive correlation on profitability performance as
indicated the Pearson Correlation (r=.981, p=.000). in the third variable (the effect account
payable management) on profitability, the findings indicate that there high positive correlation
on profitability performance as indicated the Pearson Correlation (r=.987, p=.000).