Policy - Document - 451102 31 2025 1190

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This Document is Digitally Signed

The Oriental Insurance Company Limited


Signer: SUNITAGUPTA
Date: Fri, Jun 14, 2024 20:18:20 IST
Location: NOIDA
Reason: Signing Policy for OICL

MOTOR INSURANCE CERTIFICATE CUM POLICY SCHEDULE


GCCV-PUBLIC CARRIERS OTHER THAN THREE WHEELERS
PACKAGE POLICY - ZONE C
Road Side Assistance included in this policy - Toll free No. 8447642311
*Conditions Apply

Policy No : 451102/31/2025/1190 Prev Policy No : 451102/31/2024/986

Cover Note No : - Cover Note Dt :

Insured's Code : 87585322 Issue Office Code : 451102


Insured's Name : SAKTHI ENTERPRISES (GSTIN: Issue Office Name : BO SAIBABA COLONY
33ARBPS4955J2ZG) COIMBATORE (GSTIN:
33AAACT0627R3Z4)
Address : 28/14 NRS NAGAR Address : 34/3, AMN TOWERS, FIRST FLOOR,
NARASIMHANAICKENPALAYAM NSR ROAD, SAIBABA COLONY,
COIMBATORE
COIMBATORE TAMIL NADU 641031 COIMBATORE TAMIL NADU 641011

Tel /Fax /Email : / / 9942044577 / NA Tel /Fax /Email : 0422¿2450093/2450096/9600444838 / /


[email protected]
Lead/Breakin No : /

Agent/Broker Details
Dev.Off.Code : NA0000002065 CBO-2 DIRECT
Agent/Broker : BA0000035246 N.HEMANTHAKUMAR (Cell : 98435 99240)
Address : S/o Mr.K.NARAYANASAMY,9/30, FIRST STREET, VCS NAGAR, G.N.MILL
POST,COIMBATORE 641 029,COIMBATORE,TAMIL NADU,641029
Tel /Fax /Email : 9843599240//[email protected]
Period of Insurance : FROM 00:00 ON 15/06/2024 TO MIDNIGHT OF 14/06/2025

Collection No & Dt : CC 8722001686 - 14/06/2024 GST INVOICE NO :3323143977 UIN :0


Gross Premium : 48,278 GST : 6,054 Stamp Duty : .5 Total : 54,332
Geographical Area : INDIA Area Extension :

Particulars of Insured Vehicle:


Registration Engine No. & Type Of Body Year Of Seating Cap Cubic
Mark & Place Chassis No. Make - Model Type Of Fuel G.V.W Manf. (incl Driver) Capacity

TN 38 CP 400952D0064224 BHARAT BENZ 2523C TIPPER 28000 2018 2 + 1 6373


2034 6x4 4275 WB BS IV
MEC2416BFJP064418 DIESEL
Coimbatore
North -
Coimbatore

IMPORTANT NOTICE
The Insured is not Indemnified if the vehicle is used or driven otherwise than in accordance with thisSchedule.Any payment
made by the Company by reason of wider terms appearing in the Certificate in order to comply with the MVAct, 1988 is
recoverable from the Insured. See the Clause headed "AVOIDANCE OF CERTAIN TERMS AND RIGHTS OF RECOVERY".

Place : COIMBATORE
Date : 14/06/2024

Page 1 of 3
This Document is Digitally Signed

The Oriental Insurance Company Limited


Signer: SUNITAGUPTA
Date: Fri, Jun 14, 2024 20:18:20 IST
Location: NOIDA
Reason: Signing Policy for OICL
Attached to and forming part of policy number 451102/31/2025/1190

Particulars of Trailer
Chassis No. Registration No. Manufacturer Make

Limitations as to Use
The Policy covers use only under a permit within the meaning of the Motor Vehicle Act 1988 or such a carriage falling under
Sub-section 3 of Section 66 of the Motor Vehicles Act 1988.
1 Use only for carriage of goods within the meaning of the Motor Vehicles Act. The Policy does not cover: 1) Use for
organised racing, pace-making, reliability trial or speed testing. (2) Use whilst drawing a trailer except the towing
(other than for reward) of any one disabled mechanically propelled vehicle. (3) Use for carrying passengers in the
vehicles; except employees (other than the driver) not exceeding the number permitted in the registration document
and coming under the purview of Workmen's Compensation Act 1923.

Driver:Any person including insured: Provided that a person driving holds an effective driving license at the time of the
accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective
Learner's license may also drive the vehicle when not used for the transport of goods at the time of the accident and that such
a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.

Limit of Liability:Under Section II-1(i) in respect of any one accident: as per Motor Vehicles Act, 1988.
Under Section II-1 (ii) in respect of any one claim or series of claims arising out of one event is Rs. 750000
P.A. Cover under Section III for Owner - Driver (CSI) : Rs. 0
*This insurance excludes all pre-existing damages

Insured's Declared Value (IDV)

For the For Trailers Non Electrical Electrical Value of CNG Total Value
Vehicle Accessories Accessories LPG Kit

24,43,519 24,43,519

SCHEDULE OF PREMIUM

A. OWN DAMAGE B. LIABILITY

BASIC OD COVER 47,570.29 ADD :BASIC TP COVER 43,950.00


ADD :IMT23-COVERAGE FOR IMT 21 7,135.54 BASIC TP TOTAL 43,950.00
EXCLUSIONS ADD :LL-PAID DRIVER, 150.00
LESS :BO UNDERWRITER DISCOUNT 46,500.00 CONDUCTOR,CLEANER-IMT-40
ADD :LL TO NFPP - INCLUDING 75.00
BASIC OD TOTAL 8,205.83
EMPLOYEES-IMT-37
OD TOTAL 8,206.00 TP TOTAL 44,175.00
LESS :NO CLAIM BONUS-GR27 4,103.00 TOTAL PREMIUM 48,278.00
MOTOR TOTAL OD 4,103.00 STAMP DUTY 0.50
ADD :CGST_TP 2,637.00
ADD :CGST_OD 390.00
ADD :SGST_OD 390.00
ADD :SGST_TP 2,637.00
TOTAL AMOUNT 54,332.00

Place : COIMBATORE
Date : 14/06/2024

Page 2 of 3
This Document is Digitally Signed

The Oriental Insurance Company Limited


Signer: SUNITAGUPTA
Date: Fri, Jun 14, 2024 20:18:20 IST
Location: NOIDA
Reason: Signing Policy for OICL
Attached to and forming part of policy number 451102/31/2025/1190

* NCB discount - 50 %

Deductibles under Section-I : Compulsory Deductible 1500

Subject to IMT Endorsement Printed herein/attached to : IMT-6 , IMT-39 , IMT-37 , IMT-42 , OIC-1:Nil Depreciation Cover , IM
, IMT-17 , IMT-23 , IMT-40 , IMT-21
Details of IMT Endorsements are also available on the Company¿s Web Portal www.orientalinsurance.org.in

Hypothecation Agreement with: KOTAK MAHINDRA BANK LTD, TAMIL NADU

Hire Purchase/Lessor Agreement with: -

In the event of a claim under the policy exceeding Rs.1lac or a claim for refund of premium exceeding Rs1lac,the insured
will comply with the provisions of the AML policy of the Company.The AML policy is available in all our operating Offices as
well as company's website.
The insurance under this policy is subject to conditions, clauses, warranties, exclusions, IMTs and OIC
endorsements mentioned herein above which are available on Company's website: www.orientalinsurance.org.in or
on demand from the policy issuing office
WARRANTED THAT AT NO TIME THE GROSS LADEN OF WEIGHT OF THE VEHICLE EXCEEDS THE GROSS
VEHICLE WEIGHT MENTIONED IN THE SCHEDULE OF THE POLICY.

Warranted that in case of dishonour of premium cheque(s) the Company shall not be liable under the policy and the policy
shall be void abinitio (from inception).

I/We hereby certify that the policy to which the certificate relates as well as this certificate of insurance are issued in
accordance with the provision of Chapter X and Chapter XI of Motor Vehicles Act, 1988.

No claim is admissible if driving license is found fake or is not valid,whether or not in the knowledge of the insured.
In witness whereof the undersigned being authorised by and on behalf of the company has/have herein to set his/their hands at
BO SAIBABA COLONY COIMBATORE (GSTIN: 33AAACT0627R3Z4) on 14-JUN-24

Entered By : JOHN SELVAMANI

Examined By : K. SANGEETHA

Policy Printed By : PRTL IP :

Policy Printed On : 14-JUN-24 20:21:01


Authorised Signatory

In case of any query regarding the Policy please call Toll Free No. 1800 11 8485 and 011 33208485.
CIN: U66010DL1947GOI007158 All the Amounts mentioned in this policy are in Indian Rupees
IRDA Regn. No. 556 - Now you can buy and renew selected policies online at www.orientalinsurance.org.in
and through other digital platforms including Whatsapp (Send "Hi" to 9560711200)

Place : COIMBATORE
Date : 14/06/2024

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