Sbi Po Mains Crash Day - 11 (E) 167282811634

SBI PO Mains 2022 – Bundle PDF Crash Course: Reasoning – Day-11/30 (Eng)
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Reasoning Ability
Directions (1-5): Study the following information c) 525

carefully and answer the questions given below d) 242
e) 135
4. What will be the resultant if the number which

is third from the left end in step-2 is divided by
the number which is the lowest in final step?
As per the rules followed in the above steps, find a) 328
the appropriate final output for the input given b) 288
below: c) 358
Input: 723 501 436 924 251 847 d) 278
1. Which of the following will be the third number e) 378
from the right end in step 3?
a) 1534 5. What will be the resultant if the third highest
b) 108 number in step 3 is multiplied by the lowest
c)112 number in step 4?
d) 878 a) 2292
e) 572 b) 2952
c) 2592
2. What will be the sum of the number which is d) 2452
lowest in step 2 and fourth from the left end in e) 2922
step 4?
a) 1830 Directions (6-10): Study the following information
b) 1380 carefully and answer the questions given below
c) 1660 Seven persons-P, Q, R, S, T, U and V are sitting
d)1080 around a square table, which has eight seats in
e) 1060 such a way that four seats are at the corners and
four seats are in the middle of the sides. Persons
3. Which of the following number is obained in sitting at the corners are facing towards the
step-1 of the given input? center and the persons sitting in the middle of the
a) 737 sides are facing away from the center. Each of
b) 669 them likes different dog breeds-German
shepherd, Labrador, Pomeranian, Husky, Pug, b) Q sits opposite to the one who sits immediate
Doberman and Eskimo. One seat is left vacant right of T.
Note: The consecutive alphabetically named c) R sits second to the left of the one who sits
persons are not sitting in the adjacent seats. adjacent to the one who likes Eskimo
P sits second to the right of the one who likes d) Both b and c
Pomeranian. R, who sits at the corner and sits e) All the given statements are false
four places away from the one who likes
Pomeranian. R neither likes nor sits on the 8. If all the persons are sitting in alphabetical
adjacent seat of the one who likes Eskimo. As order starting from P(excluding P) in a clockwise
many persons sit between R and S as between S direction, then how many persons remain
and the one who likes Eskimo. One seat is there unchanged in their position? (Vacant seat
between U and T, where none of them sits remains same)
adjacent to the vacant seat. The one who likes a) Two
husky sits third to the left of the one who likes b) One
German shepherd. The one who likes Labrador c) None
sits immediate right of Q, who doesn’t like d) Three
Eskimo. The one who likes German shepherd e) More than three
and the one who likes Doberman are sitting on
the adjacent seats. The one who likes pug sits 9. If Q is related to T and U is related to S in a
second to the right of V. certain way, then in the same way V is related to
6. Who sits second to the left of the one who sits whom?
immediate right of vacant seat? a) R
a) The one who sits opposite to the one who b) The one who sits immediate left of Q
likes German shepherd. c) The one who sits opposite to S.
b) The one who likes Eskimo d) V
c) R e) P
d)The one who sits second to the right of V
e) Can’t be determined 10. Who sits third to the right of the one who
likes Labrador?
7. Which of the following statement(s) is/are false a) V
with respect to the final arrangement? b) The one who likes pug
a) S faces the one who likes Pug c) R
d) The one who sits immediate left of P.
e) The one who sits third to the right of V. 11) Who among the following person was not
Directions (11-15): Study the following visited city C2?
information carefully and answer the below a) Q
questions. b) W
Eleven students – P, Q, R, S, T, U, V, W, X, Y, c) Y
and Z visited different cities viz. – C1, C2, C3, d) Z
C4, and C5. No two cities were visited by the e) S
same number of persons. Each city was visited
by at least two persons. None of the persons had 12) Who among the following pair of persons had
visited all five cities. not visited city C4?
All the persons who visited City C2 also visit city a) YU
C3. The number of persons visited city C1 is b) SW
more than the number of persons visited C5 but c) QS
not as much as the number of persons visited d) TW
C4. City C2 was visited by at most 6 persons but e) None of these.
the number of persons visited C2 is less than C5.
Neither C4 nor C1 was visited by S. City C3 was 13) Which of the following city not visited by Q?
not visited by only U. At least three persons had a) C1
not visited city C5, which was visited by an even b) C3 & C5
number of persons. All the persons who visited c) C5
City C5 also visit city C1 except S and W. Only d) C2 & C5
one city had not visited by P, T, and X but visited e) None of these
by S.At most one city which was not visited by Z
was also not visited by U. Only one city had 14) How many persons visited city C5?
visited by S, U, and W all three persons have a) Four
taken together. If Y visits city C2 then city C1 b) Seven
was not visited by Q. City C5 was not visited by c) Three
V. W had not visited only city C1 and C4. City not d) Five
visited by X also had not visited by P. There was e) None of these
one city not visited by R, T, and Z, but all of them
visited city C4. Only one city was not visited by P 15) Which of the following combination of
and T but was visited by V, Y, and W. persons had not visited city C1?
a) QSVW
b) VPSW likes 16 walks for 28m towards the center and

c) QRVS takes 45° in an anti-clockwise turn then, he faces
d) WTUS the one who likes 28.
e) None of these 16) What is the position of V with respect to the
one who likes 15?
Directions (16-20): Study the following a) Third to the right
information carefully and answer the below b) Immediate left
questions. c) Second to the left
Eight persons – P, Q, R, S, T, U, V, and W are d) Fifth to the right
sitting around a circular table equidistant from e) None of these
each other and facing the centre. The area of the
circular table is 2464m2. Each person likes 17) How many persons are sitting between W
different numbers viz.- 9, 12, 13, 15, 16, 21, 22, and the one who likes 12, when counted to the
and 28. All the information is not necessary in the right of W?
same order. a) As many persons sit between S and the one
If T walks for 28m towards the center and takes who likes 9when counted to the left of S
an anti-clock turn of 90° then he faces the one b) As many persons sit between R and the one
who likes 22. U sits third to the left of Q, who who likes 13
likes 15. Q doesn’t sit adjacent to the one who c) As many persons sit between P and the one
likes 9. If Q walks for 56m towards the center who likes 21.
and then walks for 44m in an anti-clockwise d) Either A or C
direction then he meets the one who likes 21. e) Either B or C
Neither T nor U sits adjacent to Q. S neither sits
adjacent to Q nor T. S sits immediate left of the 18) If all the persons are sitting in ascending
one who likes 13. S doesn’t sit opposite to the order as per the numbers liked in clockwise
one who likes 21. The sum of the numbers liked starting from 9, then the position of how many
by T and U is equal to the number liked by P. If R persons remains unchanged except the one who
walks for 66m in along the circumference in an likes 9?
anticlockwise direction then he meets V, who a) Three
likes an odd number. R neither likes 22 nor sits b) None
adjacent to W. One person sits between V and c) One
W. Neither U nor the one who likes a perfect d) More than three
square number sits adjacent to W. If the one who e) Two
19) Four of the following five are alike in a certain I. If P walks for 56m towards the center and
way based on the given arrangement and thus again walks for 44m in an anti-clockwise
form a group. Which one of the following doesn’t direction then he meets Q.
belong to the group? II. R sits immediate right of the one who likes 16
a) V-21 III. T sits second to the left of the one who sits
b) W-15 third to the right of P
c) R-12 a) Both I and III
d) Q-28 b) Only II
e) U-9 c) Both II and III
d) Only I
20) Which of the following statement(s) is/are e) None of these
true?
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Answer Key with Explanation

Directions (1-5) again the difference between the digits last digits
1. Answer: C of two numbers is taken.
2. Answer: D Step 2: Cube of the sum of the digits within the
3. Answer: E number obtained in step 1 is taken.
4. Answer: B Step 3: Product of the digits within the number
5. Answer: C obtained in step 2 is taken.
Step 1: The difference between the first digits of Step 4: Product of each number with its last digit
two numbers (mentioned as per arrow mark) is number obtained in step 3 is taken.
taken, second digit of two numbers is added and Step 5: Add the digits within the number till the
number becomes a single digit.
From the above conditions, we have one

possibility
Directions (6-10)
6. Answer: D
7. Answer: E
8. Answer: B
Again we have,
9. Answer: C
 As many persons sit between R and S as
(Q is third person to the right of T, similarly V is
between S and the one who likes Eskimo.
third person to the right of U)
 One seat is there between U and T,
10. Answer: C
where none of them sits adjacent to the
Final arrangement:
vacant seat.
While applying above condition, we have
three possibilities
(V) -> represents vacant seat.
We have,
 P sits second to the right of the one who
likes Pomeranian.
 R, who sits at the corner and sits four
places away from the one who likes
Pomeranian.
 R neither likes nor sits on the adjacent
seat of the one who likes Eskimo.
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Again we have, 13. Answer: E

 The one who likes husky sits third to the 14. Answer: E
left of the one who likes German 15. Answer: A
shepherd.
 The one who likes Labrador sits
immediate right of Q, who doesn’t like
Eskimo.
 The one who likes German shepherd and
the one who likes Doberman are sitting
on the adjacent seats.
 The one who likes pug sits second to the
right of V.
While applying above conditions, case 1 and 1.b
gets eliminated. Thus case 1.a gives the final
arrangement.
We have:
 City C3 was not visited by only U.
 All the persons who visited City C2 also
visit city C3.
Since, U had not visited city C3, thus city
C2 was also not visited by U.
 Neither C4 nor C1 was visited by S.
Based on the above given information we have:
Directions (11-15):
11.Answer: D
12.Answer: B
 All the persons who visited City C5 also

visit city C1 except S and W.
 City C5 was not visited by V.
That means, V also had not visited by C1.
 W had not visited only city C1 and C4.
 The city not visited by X also had not
visited by P.
 Only one city had visited by S, U, and W
all three persons.
 There was one city not visited by R, T,
and Z, but all of them visited city C4.
 At most one city which was not visited by
Z was also not visited by U.
 Only one city was not visited by P and T
but was visited by V, Y, and W.
Again, we have:
 If Y visits city C2 then city C1 was not
 The number of persons who visited city
visited by Q.
C1 is more than the number of persons
 Only one city had not visited by P, T, and
visited C5 but not as much as the number
X but was visited by S.
of persons visited C4.
Based on the above given information we have
C4 > C1 > C5
the final arrangement as follows:
 At least three persons had not visited city
C5, which is visited by an even number of
persons.
 City C2 was visited by at most 6 persons
but the number of persons visited C2 is
less than C5.
Thus, we have two possibilities:
Case 1: C1 = 7, C2 = 5, C3 = 10, C4 = 9,
& C5 = 6.
Case 2: C1 = 8, C2 = 4, C3 = 10, C4 = 9,
& C5 = 6
We have:
Area of circular table = 2464m2.
Radius = 28m
Perimeter = (2 x 22/7 x 28) = 176m.
The angle between two persons from center =
360/8 = 45°
Distance between two adjacent persons = 176/8
= 22m
 If T walks for 28m towards the center and
takes an anti-clock turn of 90° then he
faces the one who likes 22.
 U sits third to the left of Q, who likes 15.Q
doesn’t sit adjacent to the one who likes
9.
 If Q walks for 56m towards the center and
Direction (16-20): then walks for 44m in an anti-clockwise
16. Answer: B direction then he meets the one who likes
17. Answer: A 21.
18. Answer: C  Neither T nor U sits adjacent to Q.
19. Answer: D That means, in case (1) Q sits third to the
20. Answer: A left of T, in case (2) Q sits second to the
right of T, in case (4) Q sits fourth to the
left of T and case 3 gets eliminated as no
place left for U.
 If R walks for 66m in along the

circumference in an anticlockwise
direction then he meets V, who likes an
odd number.
 R neither likes 22 nor sits adjacent to W.
 One person sits between V and W.
 Neither U nor the one who likes a perfect
Again, we have:
square number sits adjacent to W.
 S neither sits adjacent to Q nor T.
That means, in case (1) R sits immediate
 S sits immediate left of the one who likes
right of T, case (4) is not valid.
13. S doesn’t sit opposite to the one who
Since, in case (1) doesn’t like 12, thus
likes 21.
the number liked by P is 28.
 The sum of the numbers liked by T and U
 If the one who likes 16 walks for 28m
is equal to the number liked by P.
towards the center and takes 45° in an
Since, only such possible combinations
anti-clockwise turn then, he faces the one
are (9, 12, 21), (9, 13, 22), and (12, 16,
who likes 28.
28).
That means, in case (1) U sits second to
the right of T, in case (4) U sits immediate
right of T, case (2) is not valid.
case (4) is not valid as If R walks 66m in along

the circumference in anticlockwise then he
Case (2) is not valid as T can’t like 21, as no
meets V, who likes an odd number.
such possible combination of numbers is
possible.
Again, we have:
Segmentations.
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Segmentations.

Quantitative Aptitude
Directions (01 - 05): Read the following information carefully and answer the following questions given
below.
The below line graph shows the number of people who participated in the marathon conducted by
individual cities A, B, C, D and 27WC .E and following the table shows the number of children
participated in the marathon corresponding to the cities and the difference between men and women
participated in the marathon.
Note: Number of men who participated in the marathon is always greater or equal to that of the women
in all the cities
1) What is the ratio of number of children d) Rs.36000

participated in the marathon in city B and C e) none of these
together and the number of men participated in
city D and number of women participated in city 4) What is the difference between average
E together? number of children participated in all cities
a) 23:25 together in marathon and average number of
b) 23:30 women participated in all cities together in
c) 23:27 marathon?
d) 23:29 a) 575
e) none of these b) 580
c) 590
2) Number of men participated in the marathon d) 565
in city B and city C together is how much e) none of these
percentage more than the number of women
participated in the marathon in city D and E 5) If city F conducted marathon in which men
together? participated is 50% more than women
a) 33.33% more participated in city C, children participated is
b) 66.67% more 30% less than men participated in city B and
c) 44.44% more women participated is difference between the
d) 42.86% more number of men and children participated in city
e) none of these D. Find the total number of people participated in
the marathon in city F?
3) 14.28% of women participated in the a) 8000
marathon in city B, 16.67% of children b) 6000
participated in the marathon in city D and 18% of c) 7000
men participated in the marathon in city C went d) 9000
to a zoo. The entry fee for a men is Rs.50, for a e) None of these
women is Rs.30 and for a children is Rs.15.Find
the total amount received by the zoo ticket Directions (06 - 10): Read the following
counter? information carefully and answer the following
a) Rs.30000 questions.
b) Rs.28000 6)
c) Rs.32000
Quantity I: A man invested Rs.6000 in a scheme Quantity I: A boat can cover distance of 360 km
offering R% p.a. at Sl and received Rs.2880 as each in downstream and in upstream in total 11
interest after 3 years. If the man invested hours. If ratio of speed of boat in still water to
Rs.8400 at (R + 4) % p.a. at Sl for 3 years, then that of stream is 11:1, then find speed of boat in
find the interest received by the man (in Rs.)? still water (in km/hr)?
Quantity II: A man invested Rs.X at 17% p.a. at Quantity II: A boat can cover a distance of
CI for 2 years and interest received by him after 180km in downstream in 2.5 hours and can
2 years is Rs. 2766.75. Find X? (in Rs.) cover a distance of 240 km in upstream in 4
a) Quantity I> Quantity II hours. Find speed of boat in still water (in
b) Quantity II> Quantity I km/hr)?
c) Quantity I≤ Quantity II a) Quantity I> Quantity II
d) Quantity II≤ Quantity I b) Quantity II> Quantity I
e) Quantity I= Quantity II or No relation c) Quantity I≤ Quantity II
d) Quantity II≤ Quantity I
7) e) Quantity I= Quantity II or No relation
Quantity I: Ratio of CP to MP of an article is
21:32. Shopkeeper earned 14 2/7℅ profit on 9)
selling the article. If SP of the article is Rs.960 Quantity I: C’s present age is 60% more than D's
then find difference between amount of profit present age and ratio of present age of B to that
earned and amount of discount allowed (in Rs.)? of C is 2:5. A is 8 years younger than C and A’s
Quantity II: Shopkeeper marked an article 60% present age is twice of that of B. Find average of
above its cost price and he allowed 30% present age of B, C & D (in years)?
discount on it. If shopkeeper sold the article at Quantity II: Present age of R is equal to average
Rs.910, then find sum of amount of profit earned of present age of P & Q. 4 years hence, age of P
and amount of discount allowed (in Rs.)? is twice of age of Q at that time. If R is 15 years
a) Quantity I> Quantity II younger than P, then find age of younger person
b) Quantity II> Quantity I among P, Q & R?
c) Quantity I≤ Quantity II a) Quantity I> Quantity II
d) Quantity II≤ Quantity I b) Quantity II> Quantity I
e) Quantity I= Quantity II or No relation c) Quantity I≤ Quantity II
d) Quantity II≤ Quantity I
8) e) Quantity I= Quantity IIor No relation
10) random then what is the probability of getting at

Quantity I: A bag contains four green balls, three least two green balls?
red balls and five blue balls. If three balls are a) Quantity I> Quantity II
taken out at random what is probability of getting b) Quantity II> Quantity I
at least one green ball & one blue ball? c) Quantity I≤ Quantity II
Quantity II: There are five red balls and six green d) Quantity II≤ Quantity I
balls in a carton. If four balls are drawn at e) Quantity I= Quantity II or No relation
Directions (11 - 15): Read the following information carefully and answer the following questions.
The given pie chart and line graph below represents the percentage distribution of the radius of all the
given 3D solid structure toys i.e. cylinder, cone, sphere and hemisphere represent in shop A and shop B
(use = 3)
The sum of radius of the all the given figures in shop A = 180 cm
The sum of radius of the all the given figures in shop B = 240 cm
11) If the ratio of the height of a cylinder A to a) 20%

cylinder B are in the ratio 4:5 respectively, then b) 15%
find the ratio of the volume of cylinder A to c) 10%
volume of cylinder B? d) 25%
e) None of these
a) 5:4
b) 6:50 13) If the height of cone A and cone B is 48 cm
c) 3:4 and 14 cm respectively. Then find the difference
d) 1:2 between the curved surface area of cone A and
e) None of these curved surface area of cone B?
12) A shopkeeper sells the spherical toy B at the a) 810 cm2
rate of Rs. 0.25/cm3 and earns a profit of 20℅. If b) 630 cm2
small spherical balls of radius 3 cm is moulded c) 900 cm2
out from the spherical toy B and each spherical d) 720 cm2
ball is sold for Rs.20.25 then find his profit/loss e) None of these
percentage by selling the small spherical balls
carved out from the spherical toy B? 14) If the difference between the volume of cone
B and cylinder B is 11880 cm3 and the height of
cone B is same as height of cylinder B then find of milk and (3q - 120) litres of water to mixture Z
the height of cone B? such that the ratio of alcohol to water in the
a) 15cm mixture becomes 7:8. Sumathi has alcohol equal
b) 20cm to the new quantity of mixture Z and she took
c) 25cm 180 litres of alcohol and replaced with water also
d) 30cm took 40% of the mixture and replaced with water
e) None of these such that the final mixture contains ‘m’ litres of
15) Find the ratio of curved surface area of the alcohol where ‘q’ is calculated from the equation
hemisphere A to the total surface area of q2 – 67q - 360 = 0 where ‘q’ is a positive integer.
hemisphere B? 16) What is the ratio of value of ‘a’ to that of ‘q’?
a) 97:14 a) 8:3
b) 14:97 b) 7:5
c) 27:98 c) 5:4
d) 98:27 d) 9:5
e) None of these e) none of these
Directions (16 - 20): Read the following 17) Find water in Mixture Y is how much percent
information carefully and answer the following more/less than that of alcohol in the same
questions carefully. Mixture?
Ranjan had ‘a’ litres of alcohol. He took q litres of a) 83.67%
alcohol and replaced with same amount of water. b) 91.67%
He again took (q + 24) litres and replaced with c) 89.33%
same amount of water such that the resultant d) 97.67%
mixture contains (q2 – 5124) litres alcohol and e) none of these
rest is water. Raman has two mixtures X and Y
of alcohol and water, only. Mixture X contains 3q 18) If mixture U and Mixture V are mixed in the
litres water and Mixture Y contains 2q litres of ratio 7:5 to form final mixture L. Cost price of
alcohol, while the quantity of water in mixture Y alcohol is Rs.50 per litre while the final mixture of
is (a - 62)% more than the quantity of alcohol in L is sold at Rs.25 per litre, then what is the profit
mixture X. Total quantity of mixture Y is 25% amount earned where the final quantity ofmixture
more than the total quantity of mixture X. Raghu is equal to alcohol quantity of mixture Y and also
took 50% of mixture X and whole of mixture Y the respective ratio of alcohol and water
and mixed them to form another mixture Z. He ofmixture U and mixture V is equal to the ratio of
sold mixture Z to Ravi who then added 3q litres
alcohol and water in Mixture X and final Mixture d) 23040

of Z? e) none of these
a) Rs.800
b) Rs.900 20) Find the difference between the quantity of
c) Rs.700 water of sumathi has in her final mixture and the
d) Rs.1000 quantity of water in Mixture Y?
e) none of these a) 188 litres
b) 176 litres
19) Find the value of (m-a) * (3q-120)? c) 190 litres
a) 25450 d) 212 litres
b) 26480 e) none of these
c) 24640
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Directions (01 - 05): Men – women = 0
City A 2 men = 6000
Total number of people participated the Men = 3000 & women = 3000
marathon = 7800 Similarly, we can find the data of all the other
Children = 1800 cities
Men + women = Total – children
Men + women = 7800 – 1800 = 6000
Difference between men and women = 0
Men + women = 6000
Required percentage = (5000 - 3000)/3000 * 100

= 66.67% more
3) Answer: A
Number of men in city C = 2000
18% (2000) = 360 men went to a zoo
Number of women in city B = 1400
1) Answer: B
14.28% (1400) = 200 women went to a zoo
Number of children participated in the marathon
Number of children in city D = 2400
in city B = 2600
16.67% (2400) = 400 children went to a zoo
Number of children participated in the marathon
Total amount = 360 * 50 + 200 * 30 + 400 * 15 =
in city C = 2000
18000 + 6000 + 6000 = 30000
Total children participated in B and C = 2600 +
Amount received by the zoo ticket counter = Rs.
2000 = 4600
30000
Number of Men participated in the marathon in
city D = 4800
4) Answer: E
Number of women participated in the marathon
Number of children participated in all cities
in city E = 1200
together = 1800 + 2600 + 2000 + 2400 + 2400 =
Total men and women participated = 4800 +
11200
1200 = 6000
Average of children participated = 11200/5 =
Required ratio = 4600:6000 = 23:30
2240
Number of women participated in all cities
2) Answer: B
together = 3000 + 1400 + 1000 + 1800 + 1200 =
8400
city B = 3000
Average of women participated = 8400/5 = 1680
Required difference = 2240 – 1680 = 560
city C = 2000
Men participated in city B and C = 3000 + 2000
5) Answer: B
= 5000
Number of women participated in city C = 1000
Number of men participated in city F = 150% *
in city D = 1800
1000 = 1500
Number of men participated in city B = 3000
in city E = 1200
Women participated in city D and City E = 3000
Number of children participated in city F = 70% * Discount = 1280 – 960 = Rs.320

3000 = 2100 Required difference = 320 – 120 = Rs.200
Difference of number of men and children Quantity 2
participated in city D = 4800 – 2400 = 2400 Let us assume cost price = Rs.100x
Number of women participated in city F = 2400 Marked price = 160/100 * 100x = Rs.160x
Total people participated in the marathon = 1500 Discount = 30/100 * 160x = Rs.48x
+ 2400 + 2100 = 6000 Selling price = 160x – 48x = Rs.112x
112x = 910
6) Answer: B X = 8.125
Quantity 1 Profit + Discount = 60 * 8.125 = Rs.487.50
6000 * r * 3 / 100 = 2880 So quantity II> Quantity I
r = 2880 / 180 = 16
r = 16℅ 8) Answer: E
8400 * (16 + 4) * 3 / 100 = 5040 Quantity I:
SI = Rs.5040 Let speed of boat in still water & speed of the
Quantity 2 stream as 11x and x respectively.
Effective ℅ for 17 = 17 + 17 + 17 * 17/100 Downstream speed = 12x
r = 36.89℅ Upstream speed = 10x
36.89℅ = 2766.75 ATQ,
100℅ = 7500 360/12x + 360/10x = 11
X = Rs.7500 30/x + 36/x = 11
So Quantity II> Quantity I x=6
So, speed of boat in still water = 11 * 6 = 66
7) Answer: B km/hr
Quantity 1 Quantity II:
Let the cost price and marked price of the article Let speed of boat in still water & speed of stream
is 21x and 32x respectively as X and y km/hr respectively.
Selling price of the article = Rs.960 Downstream speed = (X + y) km/hr
Cost price of the article = 960 * 7/8 = 840 Upstream speed = (X - y) km/hr
Cost price of the article = Rs.840 ATQ,.
Marked price of the article = 840 * 32/21 = X - y = 240/4 = 60 km/hr --(1)
Rs.1280 X + y = 180/2.5 = 72 km/hr --(2)
Profit = 960 – 840 = Rs.120 From 1 and 2
X + y = 72 So, Quantity I > Quantity II

X – y = 60
X = 66 and y = 6 10) Answer: B
Speed of a boat in still water = 66 km/hr Quantity I
So, Quantity I = Quantity II. We have three possibilities
Case 1
9) Answer: A 1 green, 1 red and 1 blue
Quantity I: 4C1 * 3C1 * 5C1/12C3 = 60/220 = 3/11
Let the present age of C and D is 8x and 5x Case 2
respectively 2 green balls and 1 blue ball
A's present age = 8x – 8 4C2 * 5C1/12C3 = 30/220 = 3/22
B's present age = 4x – 4 Case 3
Ratio of B and C present age is 2:5 1 green ball and 2 blue balls
4x – 4 = 2 4C1 * 5C2/12C3 = 40/220 = 2/11
8x = 5 Required probability = 3/11 + 3/22 + 2/11 =
20x – 20 = 16x 13/22 = 0.59
x=5 Quantity II
Average age of B, C and D Case 1
4 * 5 – 4 + 8 * 5 + 5 * 5 = 81 Years 2 green balls and 2 red balls
Average age = 81/3 = 27 years 6C2 * 5C2/11C4 = 150/330 = 5/11
Quantity II: Case 2
Let present age of P be p years. 3 green balls and 1 red ball
So, present age of R = (p - 15) years 6C3 * 5C1/11C4 = 100/330 = 10/33
ATQ, Case 3
Present age of Q = (2 x (p - 15)) – p = (p – 30) 4 green balls
years 6C4/11C4 = 15/330 = 1/22
Now, (p + 4) = 2 x (p – 30 + 4) Required probability = 5/11 + 10/33 + 1/22 =
P = 56 53/66 = 0.80
Hence, present age of R = (p – 15) years So quantity II > Quantity I
= 41 years
And, present age of Q = (p - 30) years 11) Answer: A
= 26 years Let the height of a cylinder A = 4x
So, required age = 26 years And height of a cylinder B = 5x
Radius of cylinder A = 25℅ of 180 = 45 cm Height of cone B = 14 cm

Radius of cylinder B = 15℅ of 240 = 36 cm Curved surface area of a cone = πrl
Volume of cylinder = πr2h L indicates slant height
= 3 * 45 * 45 * 4x: 3 * 36 * 36 * 5x L = √ h 2 + r2
Respected ratio = 5:4 For cone A = √ [(48)2+ (36)2]= 60 cm
For cone B = √ [(14)2+ (48)2]= 50 cm
12) Answer: C Required difference = (3 * 48 * 50) – (3 * 36 * 60)
Selling price of the spherical toy B = 0.25/cm3 = 720 cm2
Profit = 20℅
Cost price of the spherical toy B = 0.25 * 14) Answer: E
100/120 = 5/24 Rs/cm3 Volume of cylinder B – volume of cone B =
Radius of spherical toy B = 30℅ of 240 = 72 cm 11880 cm2
Volume of a spherical toy B = 4/3 πr3 = 4/3 * 3 * Height is same in both cases
(72)3 Radius of cone B = 20℅ of 240 = 48 cm
Cost price of toy B = 4/3 * 3 * (72)3 * 5/24 Radius of cylinder B = 15℅ of 240 = 36 cm
If small spherical balls of radius 3 cm is moulded Volume of a cone = πr2h/3
out from the spherical toy B. We have got ‘n’ of Volume of a cylinder = πr2h
balls Cylinder – cone = 11880 cm2= 3 * h * 36 * 36 –
For small balls r = 3 cm 48 * 48 * h
Volume of small balls = 4/3 * 3 * (3)3 So 1584h = 11880
Volume of total balls = 4/3 * 3 * (72)3 h= 7.5cm
Number of balls = (72)3/27
And it’s sold for Rs.20.25 15) Answer: C
Selling price = 20.25 * (72)3/27 Radius of hemisphere B = 35℅ of 240 = 84 cm
Cost price = 4/3 * 3 * (72)3 * 5/24 Radius of hemisphere A = 54 cm
Selling price : cost price = 279936 : 311040 Curved surface area of hemisphere = 2πr2
Loss = Rs.31104 Total surface area of hemisphere = 3πr2
Loss ℅ = 31104/311040 * 100 = 10℅ Required ratio = 2 * 3 * 54 * 54: 3 * 3 * 84 * 84 =
27:98
13) Answer: D
Radius of cone A = 20℅ of 180 = 36 cm Directions (16 - 20):
Radius of cone B = 20℅ of 240 = 48 cm q2 - 67q - 360 = 0
Height of cone A = 48 cm = q2 – 72q + 5q - 360 = 0
= (q - 72) * (q + 5) = 0 Final quantity of alcohol ‘m’= 900 * (900 -

Where q = 72 180)/900 * 3/5 = 432 litres
By using the formula, 16) Answer: A
Final quantity = initial quantity (1 – amount From the common explanation,
replaced/total quantity)n times The value of a = 192
Final quantity = 72 * 72 – 5124 = 60 litres The value of q = 72
60 = a * (a - 72/a) * (a – 96/a) Respective ratio = 192:72 = 8:3
60a = a2 – 168a + 6912
a2 – 228a + 6912 = 0 17) Answer: B
(a – 192) * (a - 36) = 0 From the common explanation,
a = 192, where 36 is not possible Quantity of alcohol in mixture Y = 144 litres
Initial quantity of alcohol = 192 litres Quantity of water in Mixture Y = 276 litres
Alcohol and water in mixture X = 10x and 216 Respective percentage = (276 - 144) * 100/144 =
litres respectively. 91.67%
Alcohol and water in mixture Y = 144 and 23x
litres respectively. 18) Answer: C
10x + 216 = 4 From the common explanation,
23x + 144 = 5 Ratio of alcohol and water in Mixture X = 5:9 (U)
50x + 1080 = 92x + 576 Ratio of alcohol and water in Mixture Z = 7:8 (V)
x = 12 By using allegation,
Alcohol and water in mixture X = 120 and 216
litres respectively.
Alcohol and water in mixture Y = 144 and 276
litres respectively.
12L = 5/2 + 7/3
Raghu took 50% of mixture X and whole of
L = 29/72
mixture Y and mixed them to form another
So, ratio of alcohol and water in Mixture L =
mixture Z,
29:43
60 + 144: 108 + 276 = 204:384
Final mixture is equal to alcohol value of mixture
Alcohol and water added by Ravi to mixture Z,
Y,
204 + 3 * 72 = 420 litres
Quantity of alcohol in mixture Y = 144 litres
384 + 3 * 72 – 120 = 480 litres
Quantity of alcohol in Mixture L = 144 * 29/72 =
Sumathi has 420 + 480 = 900 litres of alcohol
58 litres
Quantity of water in Mixture L = 144 * 43/72 = 86 (m – a) * (3q - 120) = (432 - 192) * (3 * 72 – 120)
litres = 23040
Respective profit = 144 * 25 – 58 * 50 = Rs.700
20) Answer: E
19) Answer: D From the common explanation,
From the common explanation, Quantity of water of sumathi has in her final
The value of m= 432 mixture = (900 - 432) = 468 litres
The value of a = 192 Quantity of water in Mixture Y = 276 litres
The value of q = 72 Required difference = 192 litres
Segmentations.
SBI PO Mains 2022 – Bundle PDF Crash Course: English – Day-11/30
Segmentations.

English Language
Directions (1-4): In the questions given below, a war of words, the Supreme Court (c)/ as the
sentence has been divided into five parts which centre and state are engaged (d)/ has scheduled
may or may not be in their correct place. Also to listen (e)
one of these parts has a blank in it. Rearrange A. dceba; rational
the given parts in order to form a meaningful B. cebad; cogent
sentence and fill the given blank from the options C. dceba; irrational
and mark it as the correct answer. D. cebad; irrational
1. In alliance with (a)/ after the recent political E. None of the given options is correct
transition in Bihar (b)/ Rashtriya Janata Dal
(RJD)-led Mahagathbandhan (MGB) (c)/ on 4. The implementation of people-centric (a)/
Nitish Kumar's new government (d)/ the Health Minister Mansukh Mandaviya urged (b)/
Bharatiya Janata Party (BJP) __________ attacks health services at the grassroots (c)/ the states
(e). and UTs for timely utilisation (d)/ of central funds
A. edbac; augmented to _________ (e).
B. acedb; inflated A. abdec; precipitate
C. caedb; abbrievated B. bdeac; expedite
D. bedac; escalated C. acdeb; facilitate
E. None of the given options is correct D. bdeac: impede
E. None of the given options is correct
2. Three commandos engaged (a)/ that
happened in February this year (b)/ the Centre Directions (5-9): In each of the following
has removed (c)/ in the security of NSA Ajit questions two sentences with four parts have
Doval (d)/ over the security ___________ incident. been given. These parts may or may not be
(e) grammatically correct. You are required to find
A. cadeb; breach out the erroneous parts from both the sentences
B. aedcb; contravention from the given options.
C. cadeb; impeccable 5.
D. aedcb; breach I. Delhi Police arrested a man (a)/ for killing two
E. None of the given options is correct women (b)/ and steals cash and (c)/ jewels from
their house (d).
3. On _________ freebies and poll promises(a)/ II. Police seized an ivory carving worth (a)/ Rs
to a bunch of PIL seeking a ban (b)/ in a bitter 2.50 crore of Maharashtra’s Thane (b)/ and
arrested two accused (c)/ for smuggling elephant C. I-b, II-b

tusks (d). D. I-c, II-c
A. I-a, II-b E. I-a, II-d
B. I-b, II-a
C. I-c, II-a 8.
D. I-c, II-b I. The External Affairs Minister said that Indians
E. I-d, II-c (a)/ cannot afford to pay high prices for oil and
hence, (b)/ the country has continued (c)/ their
6. crude oil deals with Russia (d).
I. Jammu and Kashmir Lieutenant Governor (a)/ II. Over two lakh people were (a)/ affected by the
carried the mortal remains (b)/ of the ITBP flood situation (b)/ in the Mahanadi river system
jawans (c)/ killed in the Pahalgam bus accident in (c)/ Odisha as it remains grim on Tuesday (d).
(d). A. I-a, II-a
II. NSA Ajit Doval is in the Moscow for two days B. I-d, II-d
(a)/ ahead of his visit to (b)/ Uzbekistan on C. I-b, II-b
Thursday and Friday to participate (c)/ in the D. I-c, II-c
security meeting of the Shanghai Cooperation E. I-a, II-d
Organisation (d).
A. I-a, II-a 9.
B. I-b, II-b I. The Chhattisgarh Police has inducted (a)/ nine
C. I-b, II-a people into its (b)/ 'Bastar Fighters' unit to 'open
D. I-c, II-c up new avenues (c)/ for the youth of the region'
E. I-a, II-c (d).
II. A Srinagar-based organisation of (a)/ Kashmiri
7. Pandits has asked community members (b)/ to
I. Police has arrested a man (a)/ for thrashing a leave the valley amid (c)/ repeatedly incidents of
minor boy (b)/ to death with an iron rod (c)/ at a civilian killings (d).
birthday party in New Delhi (d). A. I-a, II-a
II. An Independence Day drama staged (a)/ by B. I-d, II-d
Punjab school children (b)/ portraying a Muslim C. I-b, II-b
man as a (c)/ terrorist has been sparked a row D. I-c, II-c
(d). E. I-a, II-d
A. I-a, II-c Directions (10-13): In each of the following
B. I-b, II-d questions given below, a sentence with four
highlighted words are there. These words may or 13. A wreak-laying ceremony was held for a
may not be correctly spelt or inappropriate to the police constable who was killed in an encounter
context of the sentence. You are required to that broke out in Jammu and Kashmir's Srinagar.
choose the same in order to make the sentence The constable succumbed to his injuries and
contextually correct and coherent. died on Monday.
10. Five JD(U) MLAs have expressed A. wreak
resentiment over the Cabinet expansion in Bihar. B. encounter
A total of 31 ministers were inducted into the C. broke out
newly formed Bihar cabinet on Tuesday. D. succumbed
A. expressed E. All are correct.
B. resentiment
C. expansion Directions (14-20): Read the following passage
D. inducted carefully and answer the following questions.
E. All are correct An analysis of the annual reports of companies
for the previous financial year (2021-22) has
11. Delhi Police Crime Branch busted a thrown up a stark, _________ unsurprising, trend:
syndicate that was cloying debit and credit cards Most of the job creation that happened in India
and nabbed the kingpin. during 2021-22 was in the private sector while
A. busted the government-owned enterprises saw a
B. syndicate decline in the total number of people they
C. cloying employed. When this paper reviewed the top 15
D. kingpin listed public sector undertakings (PSUs) by
E. All are correct. market capitalisation, it found that a majority saw
a reduction in the number of people employed.
12. Prime Minister Narendra Modi dialed French This trend was witnessed across several sectors
President Emmanuel Macron and demonstrated and included PSUs such as State Bank of India,
India's solidarity with France in dealing with the Coal India, ONGC, NTPC, BPCL and HAL. A
divastating wildfires. similar analysis for the private sector found that
A. dialed eight out of the top 10 private sector firms by
B. demonstrated market capitalisation added to their workforce.
C. solidarity These reports point to two main conclusions.
D. divastating One, the era of looking at PSUs to solve India’s
E. All are correct. joblessness is long over. Last year, India’s GDP
grew at almost 9 per cent. For the best
positioned public sector companies to be able to A. Employment in private sectors is uniform as in

even hold on to existing jobs in such a year — the public sector.
leave alone create new ones — says a lot about B. The employment increased in the private
where the solutions do not lie. The analysis also sector and reduced in the public sector.
shows what part of the economy can create jobs. C. Public sectors augmented the number of
This should put in perspective how government employees whereas lay-off is there in private
jobs are demanded and promised in India. Every sectors.
day, there are demands from the government to D. There is no increase in the no. of employees
recruit more people. In turn, governments, too, in both the public as well as private sector.
promise to create lakhs of jobs in a bid to either E. None of the above
come to power or retain it. In the recent past, it
was reported that the prime minister’s office had 15. In which category, the author says the public
instructed that recruitment of 10 lakh people be sector undertakings is on the top 15 listed?
done by the government in mission mode in the A. On the basis of profit the company is earning.
next year and a half. The newly minted Bihar B. On the basis of the aggregate valuation of the
government has also promised 10 lakh jobs company based on its current share price and
within the government fold. the total number of outstanding stocks.
India has been experiencing persistently high C. On the basis of price-to-earnings ratio.
levels of joblessness for the past few years. D. On the basis of the abilities of the company
Despite a high rate of growth, last year was no to meet its immediate debt obligations out of its
different. Data from the Centre for Monitoring current assets.
Indian Economy shows that the total number of E. On the basis of a company's ability to make
employed people in India went up by 5.55 lakh in money from its goods and divided by or services.
FY22. But the working age population went up
by 55.35 lakh over the same period. Effectively, 16. Why do governments promise to create lakhs
between April 2021 and April 2022. This trend of jobs according to the author?
tends to get repeated every year. The solution A. Because the government doesn't want
lies in the government creating better regulatory another political party to win and form the
conditions for the private sector while at the government.
same time protecting the rights of the workers. B. Because creating job opportunities and
14. What data do the annual reports of facilitating generation of employment has been
companies for the previous financial year (2021- at the core of government's policy-making.
22) show?
C. Because the government is serious about the E. India’s employment rate increasing at
youth, their career, and our developing increasing rate
economy.
D. Both A and B 19. What solution is being provided by the author
E. Both B and C in order to mend the situation of unemployment?
A. Government must ensure that employment
17. What can we infer from the above passage- will be created permanently, not on a timely or
?? contractual based.
A. The government is solemnizing B. Government must ensure that the knowledge
B. The government is coming through of employees is being used in the correct place
C. The government is keeping its word or not.
D. The government is rating on C. Government must create separate agencies
E. Both A and C for recruitment of employees in different public
sectors.
18. What we can infer from these lines - the total D. Government must form regulatory conditions
number of employed people in India went up by for the private sector
5.55 lakh in FY22. But the working age E. None of the above
population went up by 55.35 lakh over the same
period. Effectively, between April 2021 and April 20. Fill the blank given in the passage.
2022 ? A. indeed
A. India’s employment rate decreases at B. albeit
decreasing rate C. yet
B. India’s employment rate is constant D. such that
C. India’s employment rate actually fell E. None of the above
D. India’s employment rate rises
Or Scan the QR Code to Get the Detailed Video Solution

The Centre has removed three commandos
1. Answer: D engaged in the security of NSA Ajit Doval over
The correct match is- bedac the security breach incident that happened in
The word which fits most aptly in the blank is February this year.
“escalated” which means to make or become Hence option A is the correct answer.
more intense or serious/ to become greater in
extent, volume, amount, or number. 3. Answer: C
After the recent political transition in Bihar, the The correct match is- dceba
Bharatiya Janata Party (BJP) escalated attacks The word which fits most aptly in the blank is
on Nitish Kumar's new government in alliance “irrational” which means “not logical or
with Rashtriya Janata Dal (RJD)-led reasonable” whereas rational means “based on
Mahagathbandhan (MGB). or in accordance with reason or logic”, cogent is
Hence option D is the correct answer. thesynonym of rational.
As the centre and state are engaged in a bitter
2. Answer: A war of words, the Supreme Court has scheduled
The correct match is- cadeb to listen to a bunch of PIL seeking a ban on
The word which fits most aptly in the blank is irrational freebies and poll promises.
“breach” which means an act of breaking or Hence option C is the correct answer.
failing to observe a law, agreement, or code of
conduct. Contravention is synonym of “breach”, 4. Answer: B
impeccable means “in accordance with the The correct match is- bdeac
highest standards; faultless” The word which fits most aptly in the blank is
“expedite” which means make (an action or
process) happen sooner or be accomplished The erroneous part in the sentence “II” is-
more quickly, precipitate is the synonym of “a”,Typically, the article the is not used before
“expedite”, impede means delay or prevent the names of countries and territories, so we
(someone or something) by obstructing them; have to remove “the” from the sentence in order
hinder. to correct it.
Health Minister Mansukh Mandaviya urged the Remaining all the parts from both the sentences
states and UTs for timely utilisation of central are error free, hence option A is the correct
funds to expedite the implementation of people- answer.
centric health services at the grassroots.
Hence option B is the correct answer. 7. Answer-E
The erroneous part in the sentence “I” is- “a”,
5. Answer: D Police is a noun which describes a collection of
The erroneous part in the sentence “I” is- “c”, the police officers. This means it has no singular
rule of parallelism has not been followed here, it form and always uses a plural verb. So “has” will
says that If two or more ideas are parallel, they be replaced by “have”.
should be expressed in parallel grammatical The erroneous part in the sentence “II” is- “d”,
form, or we can say that the part of speech must when you use the word 'been' you're referring to
be the same. the past or ongoing action that started in the
So steals will be replaced by “stealing” past, so the usage of “been” is incorrect here,
The erroneous part in the sentence “II” is- “b”, thus “been” will be eliminated.
here the usage of “of” is incorrect, seized of Remaining all the parts from both the sentences
means “To remain in consideration of a matter”, are error free, hence option E is the correct
we will use seized from in context of place. answer.
Remaining all the parts from both the sentences
are error free, hence option D is the correct 8. Answer: B
answer. The erroneous part in the sentence “I” is- “d”, the
subject “country” is singular, so pronouns will
6. Answer: A also be used in singular form, So “their” will be
The erroneous part in the sentence “I” is- “a”, replaced by “its”.
when two nouns are used simultaneously, we The erroneous part in the sentence “II” is- “d”,
always use an apostrophe with the first one. the usage of “remains” is incorrect, so we have
“Jammu and Kashmir’s ” is the correct one to be to replace it with “remained” in order to correct it.
used in the sentence.
Remaining all the parts from both the sentences Kingpin- a main or large bolt in a central
are error free, hence option B is the correct position.
answer. Syndicate- a group involved in secret or criminal
activities.
9. Answer: B Remaining all the words in the sentence are
The erroneous part in the sentence “I” is- “d”- correct, hence option C is the correct answer.
Use youths when countable. If youth is being
used collectively, do not add the s. So “Youths” 12. Answer: D
will be used in place of “youth” Out of the given highlighted word “divastating” is
The erroneous part in the sentence “II” is- “d”- wrongly spelt, the correct spelling is
usage of “repeatedly” is grammatically incorrect, “devastating” which means “highly destructive or
because it an adverb, and we need an adjective damaging.”
(repeated) to qualify the noun (incident) Solidarity- unity or agreement of feeling or
Remaining all the parts from both the sentences action, especially among individuals with a
are error free, hence option B is the correct common interest; mutual support within a group.
answer. Remaining all the words in the sentence are
correct, hence option D is the correct answer.
10. Answer: B
Out of the given highlighted word “resentiment” 13. Answer: A
is wrongly spelt, the correct spelling is Out of the given highlighted word “wreak” is
“resentment” which means “bitter indignation at inappropriately used, the correct word to be used
having been treated unfairly” is- “wreath” which means “an arrangement of
Remaining all the words in the sentence are flowers, leaves, or stems fastened in a ring and
correct, hence option B is the correct answer. used for decoration or for laying on a grave”
Wreak- cause (a large amount of damage or
11. Answer: C harm).
Out of the given highlighted word “cloying” is Succumbed-die from the effect of a disease or
inappropriately used, the correct word to be used injury
is- “cloning” which means “a technique used to Broke out- (of war, fighting, or similarly
make exact copies” undesirable things) starts suddenly.
Cloying- excessively sweet, rich, or sentimental, Remaining all the words in the sentence are
especially to a disgusting or sickening degree. correct, hence option A is the correct answer.
14. Answer: B promised to create 10 lakh jobs but reality is

Refer to the first paragraph- “ Most of the job something different.
creation that happened in India during 2021-22 So the correct inference is - The government is
was in the private sector while the government- rating on which means “to not do something that
owned enterprises saw a decline in the total you promised to do”
number of people they employed.” From the Solemnizing- mark (an event) with a formal
above quoted lines we can say that option B is ceremony
the correct answer. Coming through- to do what is needed or
expected
15. Answer: B keeping its word- do what you promised to do
It is clearly mentioned in the first paragraph that From the above quoted lines we can say that
“When this paper reviewed the top 15 listed option D is the correct answer.
public sector undertakings (PSUs) by market 18. Answer: C
capitalization,” market capitalization means the Out of the increasing working age population by
aggregate valuation of the company based on its 55.35 lakh, only the total number of employed
current share price and the total number of people in India went up by 5.55 lakh. This shows
outstanding stocks. India’s employment rate actually fell.
Hence option B is the correct answer. Employment rates are defined as a measure of
the extent to which available labour resources
16. Answer: A (people available to work) are being used.
Refer to the second paragraph- “Every day, Remaining options are incorrect. From the above
there are demands from the government to quoted lines we can say that option C is the
recruit more people. In turn, governments, too, correct answer.
promise to create lakhs of jobs in a bid to either
come to power or retain it.” From the above 19. Answer: D
quoted lines we can say that option A is the Refer to the last paragraph- “The solution lies in
correct answer. the government creating better regulatory
conditions for the private sector while at the
17. Answer: D same time protecting the rights of the workers.”
The context of the sentence says that the All the mentioned points are out of the context.
recruitment of 10 lakh people will be done by the From the above quoted lines we can say that
government. The Bihar government has also option D is the correct answer.
20. Answer: B Indeed- used to emphasize a statement or

The word that fits aptly in the blank is- “albeit” response confirming something already
which means “despite the stated thing; suggested.
although”. Yet-but at the same time; but nevertheless
Such that- to the extent that
Hence option B is the correct answer.
Segmentations.
SBI PO Mains 2022 – Bundle PDF Crash Course: General Awareness – Day-11/30 (Eng)
Segmentations.

SBI PO Mains 2022 – Bundle PDF Crash Course: General Awareness – Day-11/30(Eng)
General Awareness
1. As per the recent report, the Ministry of Culture 2. The Union Minister Dr. Jitendra Singh is to
in collaboration with ______________ Inaugurated inaugurate the 25th National Conference on e-
Jharokha - Compendium of Indian handicraft, Governance (NCeG) to be held in_____________
handloom, art, and culture”. on 26th November 2022.
A. Ministry Of Education A. Bardoloi
B. Ministry Of Textiles B. Katra
C. Ministry Of Home Affairs C. Udhampur
D. Ministry Of Social Justice D. Angtang
E. None of these E. None of these
Answer: B Answer: B
Ministry of Culture in collaboration with the Union Minister Dr. Jitendra Singh to inaugurate
Ministry of Textile inaugurated Jharokha - the 25th National Conference on e-Governance
Compendium of Indian handicraft, handloom, art, (NCeG) to be held in Katra, Jammu & Kashmir
and culture at Dilli Haat, INA, New Delhi. on 26th November 2022.
On its inaugural day a fashion show titled “Crafts Theme: "Bringing citizens, industry, and
of India”; was organized to celebrate traditional government closer".
crafts from different states of India. A cultural Department of Administrative reforms & Public
performance of “Korku”- Tribal folk dance of the Grievances (DAR&PG) presents National Awards
Korku community was also performed. every year during National Conference on e-
JHAROKHA is being organized at New Delhi Governance.
(Dilli Haat- INA) in the form of an exhibition from To recognize and promote Excellence in the
2nd December 2022 to 15th December 2022. implementation of e-Governance initiatives.
The exhibition includes stalls from award-winning The Award recognizes some of the best
artisans as part of DC Handicrafts Master Government to Government (G to G),
Creation and artisanal clusters from different Government to Citizen (G to C), and Government
parts of the country. to Business (G to B) initiatives taken by
The mega event under this celebration is being government departments.
organized at Dilli Haat, INA, New Delhi from 3rd It also recognizes initiatives in Start-ups,
December 2022 to 10th December 2022 along Academic Research Institutions as well as
with “Master Creations”. More than 15 crafts from initiatives in adopting emerging technologies.
9 different states will be showcased in Jharokha. It will be presented under 5 categories of the
NAeG Scheme - 2022 to 18 e-Governance
initiatives at Central, State, and District levels, 4. Consider the following statement regarding the
Academic & Research Institutions, and Public State of Climate in Asia in 2021. Which of the
Sector Undertaking. following statement is incorrect?
This includes 9 Gold and 9 Silver Awards. A. It was launched by World Meteorological
Organization.
3. As per the report the first-of-its-kind institute on B. It was produced jointly with the UN Economic
Unani medicine in the Northeast was inaugurated and Social Commission for Asia and the Pacific
by the Union Ayush Minister Sarbananda (ESCAP).
Sonowal in ____________ town of Assam. C. Weather and water-related hazards caused
A. Guwahati total damage of $ 35.6 billion across Asia in 2021
B. Tezpur alone.
C. Silchar D. Both 1 and 3
D. Haflong E. All of the above are correct
E. None of these Answer: E
Answer: C The State of Climate in Asia 2021 report was
The first-of-its-kind institute on Unani medicine in recently launched by World Meteorological
the Northeast was inaugurated by Union Ayush Organization.
Minister Sarbananda Sonowal in the Silchar town It was produced jointly with the UN Economic
of Assam. and Social Commission for Asia and the Pacific
The Regional Research Institute of Unani (ESCAP) and was presented during COP27 in
Medicine (RRIUM), spread over an area of 3.5 Egypt.
acres, was built at an investment of Rs 48 crore. Weather and water-related hazards caused total
The RRIUM, besides providing a wide range of damage of $ 35.6 billion across Asia in 2021
patient care services, will also focus on alone.
conducting scientific research on different Out of 100 natural hazard events in Asia in 2021,
aspects, fundamental and applied, of Unani 80% were flood and storm events.
medicine, and on diseases that are more Flooding caused the highest economic losses in
prevalent in the Northeast, especially in Assam, China ($ 18.4 billion), followed by India ($ 3.2
officials said. billion), and Thailand ($ 0.6 billion).
The centre is also equipped to screen patients Storms caused the highest economic damage in
with non-communicable diseases. India ($ 4.4 billion) followed by China ($ 3.0
billion), and Japan ($ 2 billion).
The annual investment in adaptation in Asia India and Sweden hosted the Leadership for
would need to be highest for China followed by Industry Transition (LeadIT) Summit, on the
India and Japan. sidelines of COP27 at Sharm El Sheikh in Egypt.
As a percentage of the country’s GDP, the The summit was followed by the public launch of
highest cost is estimated for Nepal, at 1.9%, the LeadIT Summit Statement 2022 in the India
followed by Cambodia at 1.8%, and India at Pavilion at COP27.
1.7%. LeadIT members re-emphasized the commitment
In 2021, West Asia witnessed the largest relative to pursuing the low-carbon transition.
precipitation deficit. The event included roundtable discussions that
Largest absolute precipitation excesses: Along focused on finance and other cross-sectoral
the west coasts of India and Myanmar, in the issues and views on the requirements for
eastern Himalayas, and on the North China successful low-carbon transitions.
Plain. It was launched by the governments of Sweden
The mean temperature in Asia was cooler than and India at the UN Climate Action Summit in
the warmest in the previous year 2020. 2019 and is supported by the World Economic
The Kuroshio current system, the Arabian Sea, Forum.
the southern Barents, the Kara Sea, and the LeadIT members subscribe to the notion that
south-eastern Laptev Sea in the Arctic, are energy-intensive industries can and must
warming about three times faster than the global progress on low-carbon pathways, aiming to
average. achieve net-zero carbon emissions by 2050.
The Barents Sea is identified as a climate The total membership of LeadIT is 37 including
change hotspot. countries and companies together.
Japan and South Africa, are the latest members
5. India and ___________ hosted the Leadership of the initiative.
for Industry Transition (LeadIT) Summit, on the
sidelines of COP27 at Sharm El Sheikh in Egypt. 6. Recently QatarEnergy announced a 27-year
A. Spain natural gas supply deal with ___________ which
B. Sweden is known to be the world’s longest gas supply.
C. Egypt A. India
D. UAE B. China
E. None of these C. US
Answer: B D. Germany
E. None of these Answer: B

Answer: B While the pandemic-induced lockdowns reduced
QatarEnergy recently announced a 27-year the number of Indians travelling abroad in 2020,
natural gas supply deal with China. the latest data shows Indians accounted for
QatarEnergy will send four million tonnes of 6.3per centt of the total number of people living
liquefied natural gas annually from its new North outside of their countries that year.
Field East project to China Petroleum and In 2020, the overall number of Indian emigrants
Chemical Corporation (Sinopec). touched 17.9 million, according to the United
The deal “marks the longest gas supply Nations Department of Economic and Social
agreement in the history of the LNG industry”. Affairs.
Asian countries led by China, Japan, and South This was a marked increase from 6.6 million in
Korea are the main market for Qatar’s gas, which 1990.
is increasingly being sought by European The latest World Migration Report by the
countries since Russia’s invasion of Ukraine. International Organisation for Migration, a United
North Field is at the centre of Qatar’s expansion Nations Agency that advises governments on
of its liquefied natural gas production by more matters related to migration, observed that the
than 60% to 126 million tonnes a year by 2027. number of people living outside their country of
North field accounts for approximately 10% of the birth nearly doubled to 280.5 million in 2020 from
world's known reserves. 152.9 million in 1990.
China is the first country to seal a deal for North Till July 27, 2022 (for which data is last
Field East. available), 1.302 million Indians had gone abroad
for employment.
7. As per a report by the United Nations
Department of Economic and Social Affairs 8. As per the report India and ____________
Indians accounted for ____________ per cent of signed an agreement for cooperation in the field
the total number of people living outside of their of climate modelling and quantum technologies.
countries in 2020. A. Japan
A. 4. 5% B. Australia
B. 6.3 % C. European Union
C. 7.1 % D. Singapore
D. 9.2 % E. None of these
E. None of these Answer: C
India and European Union signed “Intent of B. Mumbai

Cooperation on High-Performance Computing C. Kolkata
(HPC), Weather Extremes and Climate Modelling D. New Delhi
and Quantum Technologies" during a virtual E. None of these
ceremony. Answer: A
The agreement has been signed by both sides as First India-ASEAN Defense Ministers Meeting
part of commitments to enhancing technological has been co-chaired by Defence Minister Rajnath
cooperation on quantum and high-performance Singh & his Cambodian counterpart.
computing. The meeting was held on 22 November to
The main aim of the agreement is to facilitate celebrate the 30th anniversary of India-ASEAN
collaboration on high-performance computing relations in 2022 at Siem Riep, Cambodia.
applications by using Indian and European This year is being celebrated as ASEAN-India
supercomputers. Friendship Year.
The high-performance computing applications Singh said that India has a historic, strong, and
will be used in different areas such as bio- comprehensive strategic partnership with
molecular medicines, covid-19 therapeutics, ASEAN.
mitigating climate change, etc. The event took place ahead of the 9th ASEAN-
MeitY secretary Alkesh Kumar Sharma and Defence Ministers' Meeting (ADMM) Plus held on
Roberto Viola, director general of the Directorate 23 November.
General of Communication, Networks, Content, Shri Singh proposed two major initiatives to
and Technology have signed the agreement. further enhance the scope and depth of India-
High-performance computing (HPC) is the ability ASEAN defence ties.
to process data and perform complex One of the programs proposed by the Defense
calculations at high speeds Minister is the 'India-ASEAN Initiative for Women
in UN Peacekeeping Operations.'
9. As per the report Rajnath Singh announced The second program announced by Singh was
the setting up of an India-ASEAN Marine the 'India-ASEAN Initiative on Marine Plastic
Pollution Response Center in ____________ by Pollution.'
the Indian Coast Guard to underline and Rajnath Singh also proposed the setting up of an
complement regional efforts to combat marine India-ASEAN Marine Pollution Response Center
pollution incidents. in Chennai by the Indian Coast Guard to
A. Chennai
underline and complement regional efforts to 11. As per the recent report by the US think-tank
combat marine pollution incidents. Pew Research Center, Which of the following
country has been ranked first in the Social
10. Consider the following statement regarding Hostilities Index (SHI) in 2020?
International Tourism Mart 2022. Which of the A. Norway
following statement is correct? B. India
A. International Tourism Mart 2022 started in C. Hungary
Manipur. D. Nigeria
B. It is the 10th edition of the International E. Argentina
Tourism Mart. Answer: B
C. The event will focus on “Priorities of G20 for In 2020, India has been ranked first in the Social
Tourism Track”. Hostilities Index (SHI) released by the US think-
D. Only 1 and 3 tank Pew Research Center.
E. Only 2 and 3 The SHI measures acts of religious hostility
Answer: E committed by private people, organizations, or
International Tourism Mart 2022 started in groups in society. The index includes 13
Mizoram. The three-day mart will be held in indicators, such as mob or sectarian violence as
Mizoram from 17-19 November 2022. well as military conflict or terrorism motivated by
A mega exhibition and food court pavilion were a particular faith.
launched where various stalls on local food The statistics showed that India’s SHI in 2020,
processing, handloom, cuisine, and handicrafts which was 9.4 out of a potential 10 points, was
have been set up. worse than that of its neighbours Pakistan and
It is the 10th edition of the International Tourism Afghanistan, as well as a growth in its index
Mart. value for 2019.
It has been organized by the Ministry of Tourism As a result of its crackdown on a “religious”
and Mizoram tourism department. gathering that defied the COVID decree in New
The event aims to highlight the tourism capability Delhi, India has received harsh criticism.
of the North-Eastern region in the domestic and On a second index, the Government Restrictions
international markets. Index, India performed substantially better (GRI).
The event will focus on “Priorities of G20 for This index examines governmental restrictions
Tourism Track”. on religious practices and beliefs.
China received the lowest score, 9.3.
India was ranked 34th, which was sufficient to A pilot project was accordingly undertaken and
classify it among nations with “strong” levels of drones were flown from a civil hospital to two
these government limitations. PHCs in the State’s West Khasi Hills district.
The GRI consists of 20 measures, including 5 to 8 drone flights would be operated per day
attempts by governments to forbid conversion, depending on the demand.
restrict preaching, outlaw certain faiths, or There are plans to set up similar drone stations
provide special treatment to one or more at strategic locations elsewhere in the State
religious organizations. primarily to reach out to 79% of people who
reside in the rural areas of Meghalaya.
12. Meghalaya state government has launched
its first drone station for healthcare service 13. Recently, The United Nations said that it is
delivery. Primary Health Centre at_________ is asking member states for a record ______ in aid
set to receive the first delivery of medicines via a funding for next year, as disasters and the
drone. ongoing war in Ukraine drive up humanitarian
A. Anugiri needs worldwide.
B. Belguri A. $51.5 billion
C. Haldibari B. $48.5 billion
D. Pedaldoba C. $37.5 billion
E. Araimile D. $74.5 billion
Answer: D E. $33.5 billion
Meghalaya to unveil first drone station for Answer: A
healthcare service delivery. Primary Health The United Nations said that it is asking member
Centre at Pedaldoba, which did not have telecom states for a record $51.5 billion in aid funding for
and transport connectivity until last year, is next year, as disasters and the ongoing war in
scheduled to receive the first delivery of Ukraine drive up humanitarian needs worldwide.
medicines via a drone. The size of the appeal – 25 per cent higher than
The drone station has been built at the Sub- this year’s - reflects the fact that the total number
divisional Hospital in Jengjal, about 69 km from in need is 65 million more than in 2022, the UN
Pedaldoba and 32 km from Tura, the District and partner organizations noted.
Headquarters and the largest town of In 2023, a record 339 million people will need
Meghalaya’s western half. humanitarian assistance and protection – a
significant increase from 274 million people at the the states for the loss of revenue arising on
beginning of 2022. account of the implementation of the GST in
The UN and partner organizations aim to assist pursuance of the provision of the Constitution
230 million people most in need across 69 (One Hundred and First Amendment) Act, 2016.
countries, which will require $51.5 billion.
The Global Humanitarian Overview (GHO) 2022 15. Razorpay announced an industry-first move
presented initial funding requirements of $41 to enable merchants to accept credit card
billion to assist 182 million of the 274 million payments via UPI. The development came with
people in need of humanitarian aid. the partnership of Razorpay with__________.
A.RBL Bank
14. The gross GST revenue collected in B. HDFC Bank
November 2022 is Rs 1,45,867 crore. The Goods C. Axis Bank
and Service Tax (Compensation to States) Bill D. IndusInd Bank
was passed by Lok Sabha on 29 March E. ICICI Bank
________. Answer: C
A. 2017 Razorpay announced an industry-first move to
B. 2016 enable merchants to accept credit card payments
C. 2015 via UPI.
D. 2014 This offering is in line with the National
E. 2012 Payments Corporation of India (NPCI) and the
Answer: A Reserve Bank of India’s (RBI) latest innovation in
This is the ninth month in a row that the revenues the digital space.
have remained above the Rs 1.4 lakh crore mark. The development came with the partnership of
However, the collection in November was the Razorpay with Axis Bank.
lowest since August. Razorpay is a payments solution in India that
In October, GST collections had touched the allows businesses to accept, process, and
second-highest level of Rs 1.52 lakh crore. disburse payments with its product suite.
The gross GST revenue collected in November Founded: 2013, CEO - Harshil Mathur.
2022 is Rs 1,45,867 crore.
The Goods and Service Tax (Compensation to 16. Which of the following has partnered with
States) Bill, 2017 was passed by Lok Sabha on EaseMyTrip to sell, promote and market
March 29, 2017, to provide for compensation to
passenger tickets and other services to 17. Which Amendment of the Telecom Tariff
passengers in Saudi Arabia? Order 2022 on Tariff for SMS and Cell Broadcast
A. Spicejet Alerts Disseminated Through Common Alerting
B. Go First Protocol (CAP) Platform During Disasters/Non-
C. Air India Disasters was issued by the Telecom Regulatory
D. IndiGo Authority of India (TRAI)?
E. Vistara A. 69th
Answer: B B. 67th
GO FIRST, the erstwhile GoAir has signed an C. 68th
exclusive General Sales Agreement (GSA) with D. 59th
EaseMyTrip, one of India's largest online tech E. None of these
travel platforms to sell, promote and market Answer: A
passenger tickets and other services to The Telecom Tariff (69th Amendment) Order
passengers in Saudi Arabia. 2022 on Tariff for SMS and Cell Broadcast Alerts
To establish a fruitful commercial relationship Disseminated Through Common Alerting
and expansive grip within one of the biggest Protocol (CAP) Platform During Disasters/Non-
travel markets in West Asia, EaseMyTrip will be Disasters was issued by the Telecom Regulatory
extending operations of GO FIRST by opening Authority of India (TRAI).
an independent branded office and representing The Department of Telecom (DoT) asked TRAI to
the airlines in Dammam and Riyadh in an attempt provide pricing for SMS and cell broadcast alerts
to cater to the larger travel markets. and messages that TSPs will disseminate via the
Go First, founded as GoAir, is an Indian ultra- CAP platform during both disasters and non-
low-cost airline based in Mumbai, Maharashtra. It disasters.
is owned by the Indian business conglomerate The Authority has decided that no fees shall be
Wadia Group. Mr. Kaushik Khona. Chief assessed for such SMS/Cell Broadcast Alerts or
Executive Officer. messages sent either during a disaster, before
EaseMyTrip is an Indian online travel company, notification of disaster, or after the disaster has
founded in 2008 by Nishant Pitti, Rikant Pitti, and passed, taking into account the importance of
Prashant Pitti. Headquartered in New Delhi. alerts or messages sent by directions issued
Nishant Pitti is the co-founder of EaseMyTrip. under the Disaster Management Act, 2005.
For events where a specific request for free-of-
charge messages is made by
NEC/NCMC/SEC/Nodal Authorities, DOT only in addition to two magnificent domestic and

permits SMS/Cell Broadcast free of charge for a international passenger terminals.
set amount of time. The newly launched business jet terminal was
However, there are times when the government developed at 30 crore rupees by remodelling the
would like to alert the populace to a potential former domestic terminal.
disaster or times when the populace needs to be It has 40,000 square feet of space and includes
informed of special events like the holding of attractive lounges, customs, and immigration
relief, vaccination, medical, and camp events, as counters, a business centre, and other modern
well as times when specific law and order-related amenities.
situations arise. The new airport facility will increase tourism as
well as the state's MICE (Meetings, Incentives,
18. Cochin International Airport, Kerala Chief Conferences, and Exhibitions) sector.
Minister Pinarayi Vijayan opened the country's It will catapult the airport to the forefront of the
first chartered gateway and newly launched country's aviation industry.
business jet terminal. How much did the newly The building will also function as a hub for the
launched business jet terminal cost to remodel? hospitality and aviation industries.
A. 50 Crore
B.35 Crore 19. The 27th edition of the International Film
C. 30 Crore Festival of Kerala has started at Nishagandhi
D. 25 Crore auditorium in Thiruvananthapuram. Who won the
E. None of these Spirit of Cinema Award 2022?
Answer: C A.Mahnaz Mohammadi
At the Cochin International Airport, Kerala Chief B. Reza Serkanian
Minister Pinarayi Vijayan opened the country's C. Mahsa Amini
first chartered gateway and a business jet D. Nika Shakarami
terminal. E. None of these
As a result, Cochin Airport has become the Answer: A
country's fourth airport to operate a private jet The 27th edition of the International Film Festival
terminal. of Kerala has started at Nishagandhi auditorium
Cochin International Airport Limited (CIAL) now in Thiruvananthapuram.
has the country's largest Business Jet Terminal The Festival will be held from December 9 to
December 16, 2022.
Kerala Chief Minister Shri Pinarayi Vijayan stipend in the portal to be launched by the
inaugurated the International Film Festival at Department of Education for the purpose.
Nisha Gandhi Arena in Thiruvananthapuram and A total of 35,800 beneficiaries, of which 6,052 are
presided over by Minister, VN Vasavan. boys and 29,748 are girls, have got scooters
186 cinemas from more than 70 countries will be from the Assam government.
screened in this 9-day festival. To be eligible for the award, the male candidates
It is one of the distinguished film festivals in India, had to score a minimum of 75% in the higher
which is hosted by the Kerala Chalachitra secondary examination, while for female
Academy. candidates the cut-off was fixed at 60%.
Iranian director Mahnaz Mohammadi, who fights
for women's freedom in Iran has bagged the 21. As per the report, ____________ is set to be
Spirit of Cinema Award 2022. the first company to launch a surety insurance
The 27th edition of the International Film Festival product on December 19. The budget had said
of Kerala began in Thiruvananthapuram on 18 surety bonds can be used as a substitute for
March 2022 to 25 March 2022. bank guarantees for government procurement.
A. Bajaj Allianz General Insurance
20. Which government will soon introduce a B. SBI General Insurance
scheme under which all female students pursuing C. Tata AIG General Insurance
post-graduate (PG) courses will be provided with D. Bharti Axa General Life Insurance
a yearly stipend of Rs 10,000 each? E. None of these
A. Kerala Answer: A
B. Assam At least three insurance companies are looking to
C. Tamil Nadu launch a surety insurance product, of which Bajaj
D. Bihar Allianz General is set to be the first company to
E. None of these launch the product on December 19.
Answer: B This will make it the first general insurance
The Assam government will soon introduce a company to launch the product after Finance
scheme under which all female students pursuing Minister Nirmala Sitharaman in this year’s Budget
post-graduate (PG) courses in Assam will be had said surety bonds can be used as a
provided with a yearly stipend of Rs 10,000 each. substitute for bank guarantees for government
The CM appealed to the female students procurement.
pursuing PG courses to apply for getting the
SBI General Insurance and Tata AIG General According to the regulator, insurers with 1.25x
Insurance are also said to be looking at the solvency margin they are required to keep
launching a surety insurance product soon. can commence the surety insurance business.
However, India’s largest private sector general The insurance regulator mandates insurance
insurer — ICICI Lombard General Insurance — is companies to maintain a solvency of 1.5x at all
still evaluating the contours of the product, given times.
the recovery process in case of a default is still a Recently, the road transport and highways
vexing issue for several companies in the ministry had said it would launch the maiden
industry. surety bonds insurance product by general
Surety bonds may also be included in other Acts insurance companies for highway contractors on
such as IBC, 2016, and given equivalent status December 19
as bank guarantees to ensure speedy and
effective resolution and enforcement of indemnity 22. Jammu & Kashmir won a _________ place in
by surety providers. the category for creating Ayushman Bharat
A surety bond is a three-party contract. One party health account IDs and ______ place in
(the surety) guarantees the performance or conducting teleconsultations in honour of
obligations of a second party (the principal) to a Universal Health Coverage Day in 2022.
third party (the obligee). A. 1st and 2nd
Under the product, surety insurance contracts B. 2ndand1 st
can be offered to infrastructure projects of the C. 1stand 3 rd
government/private in all modes. Bid bonds, D. 2ndand 3rd
performance bonds, and maintenance bonds can E. None of these
be covered. Answer: A
According to the framework released by the Jammu & Kashmir won first place in the category
insurance regulator earlier this year, the extent to for creating Ayushman Bharat health account IDs
which an insurer can underwrite the surety and second place in the category for conducting
business should not exceed 10 percent of its teleconsultations in honour of Universal Health
gross written premium, subject to a maximum of Coverage Day in 2022.
Rs 500 crore. Every year, a day called Universal Health
And, the limit of the guarantee shall not exceed Coverage Day is observed to honour the
30 percent of the contract value. importance of this program, which strives to bring
affordable, high-quality healthcare to all people.
J&K is on track to establish the nation's greatest It had eight enterprises and placed tenth the
model of health delivery, according to Secretary previous year.
of Health and Medical Education Bhupinder The Hurun Global 500 list for 2022 shows that
Kumar, as seen by the dramatic improvement in the US remained at the top of the list.
health indicators. The Hurun Research Institute has compiled a list
He recognized the officers of the Ayushman of the 500 most valuable privately held
Bharat Digital Mission J&K for their contribution businesses in the world.
to the mission's successful execution in J&K after Enterprises were ranked based on valuations for
its recent inception. non-listed companies and market capitalization
The Ayushman Bharat Digital Mission (ABDM) for listed companies.
seeks to create the framework required to sustain This year's list of 20 Indian businesses includes
the nation's integrated digital health 11 companies with headquarters in Mumbai, four
infrastructure. in Ahmedabad, and one each in Noida, New
Through digital highways, it would close the Delhi, Bengaluru, and Kolkata.
distance between the various healthcare Reliance Industries (RIL), the highest-valued
ecosystem stakeholders. Indian company, came in at $202 billion, placing
it 34th globally.
23. India has risen to fifth place among nations Tata Consultancy Services ($139 billion) and
that are home to the top 500 corporations in the HDFC Bank ($97 billion) came in second and
globe, boasting 20 of the most valuable third, respectively.
companies in the world. Who is in the top The list also included four businesses led by
position on the Hurun Global 500 list? billionaire Gautam Adani, with a combined
A. UK valuation of $173 billion: Adani Transmission,
B. Germany Adani Green Energy, Adani Enterprises, and
C. France Adani Total Gas.
D. US ITC ($52 billion), Avenue Supermarts ($33
E. None of these billion), Axis Bank ($33 billion), Bajaj Finserv
Answer: D ($32 billion), and Larson & Toubro ($32 billion)
India has risen to fifth place among nations that are the other new arrivals from India on the list.
are home to the top 500 corporations in the With a market price of $2.4 trillion, Apple held its
globe, boasting 20 of the most valuable top spot as the most valuable business in the
companies in the world. world, followed by Microsoft ($1.8 trillion), and
Alphabet, the parent company of Google, who He served as NABARD’s Deputy Managing
replaced Amazon to claim the third spot. Director (DMD) till May 21, 2020.
Following Japan (28) and the UK (26) was China, About NABARD :
which came in second with 35 businesses (21). Founded: 12 July 1982
With eight new additions and three new Headquarters: Mumbai, Maharashtra, India
additions, respectively, India and Canada It was established on the recommendations of
surpassed France and Germany to take fifth and the Manohar Committee (by Act 61, 1981 of
sixth place with 20 firms each Parliament).
The NABARD is an apex regulatory body for the
24. Shaji K V has become the Chairman of the overall regulation of regional rural banks and
National Bank for Agriculture and Rural apex cooperative banks in India.
Development (NABARD). Before joining It is under the jurisdiction of the Ministry of
NABARD, he spent 26 years in various roles at Finance, GoI.
which Bank?
A. Canara Bank 25. Bangladesh Prime Minister (PM) Sheikh
B. Indian Bank Hasina was named the "Global Ambassador for
C. National Payments Corporation of India Diabetes" by the International Diabetes
D. Kerala Gramin Bank Federation (IDF) at the opening ceremony of the
E. None of these World Diabetes Congress 2022 held in
Answer: A ___________.
Shaji K V has become the Chairman of the A. London, UK
National Bank for Agriculture and Rural B. Lisbon, Portugal
Development (NABARD). C. Lyon, France
Shaji KV is a native of Thiruvananthapuram, D. Australia, Canberra
Kerala. E. None of these
He worked for the National Payments Answer: B
Corporation of India (NPCI) and Kerala Gramin Bangladesh Prime Minister (PM) Sheikh Hasina
Bank, the country’s largest regional rural bank. was named the "Global Ambassador for
From 2013 until 2017, he served as the Diabetes" by the International Diabetes
Chairman of Kerala Grameen Bank Federation (IDF) at the opening ceremony of the
Before joining NABARD, he spent 26 years in World Diabetes Congress 2022 held in Lisbon,
various roles at Canara Bank. Portugal.
Bangladesh Ambassador to Portugal Tarik Ahsan C. 1991

received the certificate on behalf of the prime D. 1999
minister from Prof Akhtar Hussain, president- E. None of these
elect of the IDF. Answer: A
The global ambassador for diabetes is expected The 7th edition of Exercise Sangam, a joint Naval
to represent the voice of people living with Special Forces exercise between Indian Navy
diabetes worldwide for two years. Marine Commandos (MARCOs) and United
Prime Minister Sheikh Hasina is the first global States (US) Navy Sea, Air & Land (SEALs)
ambassador for diabetes. commenced at Goa.
The honorary “Global Ambassador for Diabetes” It will see personnel from SEAL Team Five based
was conferred on a person in recognition of his or in San Diego, USA, and Indian Navy MARCOs
her significant contribution to upgrading the life from INS Abhimanyu together.
standard of the people living with diabetes. To exchange ideas and experiences on various
Hasina served as Prime Minister of Bangladesh 3 aspects of Maritime Special Operations.
times - 1997-2001, 2009-2014 & 2014 to MARCOS was raised in the year of 1985 as the
Present. Indian Maritime Special Force (IMSF).
She is the longest-serving prime minister in the The Sangam exercise is a bilateral exercise
history of Bangladesh, having served for a purely between the United States (US) and
combined total of over 18 years Indian Special Forces.
Headquarters: Brussels, Belgium Exercise Sangam was first conducted in 1995.
The IDF is an umbrella organization of over 230 It is an important military and diplomatic initiative
national diabetes associations in more than 160 between the two nations, reflective of the trust
countries and territories. and friendship between them.
The exercise will be for three weeks, during
26. The 7th edition of Exercise Sangam, a joint which the personnel will be trained in Maritime
Naval Special Forces exercise between Indian Interdiction Operations, Direct Action Missions,
Navy Marine Commandos (Marcos) and United Combat Free Fall Jumps, Special Heliborne
States (US) Navy Sea, Air & Land (SEALs) Operations, and other skill drills.
commenced at Goa. and Exercise Sangam was Other Exercise between India & US :
first conducted in the year of? Notably, the 18th edition of the Indo-US joint
A. 1995 training exercise “YUDH ABHYAS 22” started in
B. 1997 Uttarakhand in Nov 2022.
About Exercise Yudh Abhyas : In 2022, BN organized IFR-22 to commemorate

Exercise Yudh Abhyas is conducted annually the birth centenary of the Father of the Nation,
between India and USA to exchange best Bangabandhu Sheikh Mujibur Rahman, as well
practices, Tactics, Techniques, and Procedures as the Golden Jubilee of Bangladesh's
between the Armies of the two nations. Independence.
The 17th edition of the exercise was conducted Indian Naval Ships Kochi, Kavaratti, and
at Joint Base Elmendorf Richardson, Alaska Sumedha are the latest indigenously designed
(USA) in October 2021. and developed Guided Missile Stealth Destroyer,
The joint exercise also focuses on Humanitarian Anti Submarine Corvette, and Off-shore Patrol
Assistance and Disaster Relief (HADR) Vessels, respectively.
operations. INS Kochi is part of the Western Fleet of the
Indian Navy, based in Mumbai, whilst INS
27. Indian Navy ships Kochi, Kavaratti, and Kavaratti and INS Sumedha are part of the
Sumedha arrived in Cox's Bazar, Bangladesh to Eastern Fleet, based in Visakhapatnam.
participate in the maiden International Fleet All three ships are equipped with a versatile array
Review (IFR) being conducted by the of weapons and sensors and symbolize India's
Bangladesh Navy (BN). What is the capital of warship-building capabilities. Capital of
Bangladesh? Bangladesh: Dhaka
A. Amman
B. Helsinki 28. Who scheduled the World Cup trophy to be
C. Taka unveiled at the Lusail Iconic Stadium on
D. Dhaka December 18?
E. None of these A. Alia Bhatt
Answer: D B. Shah rukh khan
Indian Navy ships Kochi, Kavaratti, and C. Deepika Padukone
Sumedha arrived in Cox's Bazar, Bangladesh to D. Priyanka Chopra
participate in the maiden International Fleet E. None of these
Review (IFR) being conducted by the Answer: C
Bangladesh Navy (BN). The FIFA World Cup trophy will reportedly be
The Chief Guest for the Fleet Review was Smt unveiled by Deepika Padukone in Qatar later this
Sheikh Hasina, Prime Minister of Bangladesh. month.
On December 18, before the World Cup final, the D. 1999

trophy will be unveiled. E. None of these
At the most watched sporting event in the world, Answer: A
Deepika will be the first actor to receive such a Renowned Indian artist, writer, and Padma Shri
distinction. awardee Manohar Devadoss passed away at the
The World Cup trophy is scheduled to be age of 86 in Chennai, Tamil Nadu (TN).
unveiled at the Lusail Iconic Stadium by Deepika About Manohar Devadoss :
Padukone on December 18. Devadoss was born on 10 September 1936, in
Indian actress Deepika Padukone performs in Madurai, Tamil Nadu.
Hindi-language movies. He was well-known for his paintings of traditional
She is one of India's highest-paid actresses and buildings.
has won three Filmfare Awards. In his 30s, he was diagnosed with retinitis
She is listed among the country's most well- pigmentosa (a progressive, incurable
known public figures; Time named her one of the degenerative eye disease) which leads to total
world's 100 most important people in 2018 and blindness.
gave her the TIME100 Impact Award in 2022. He authored many books such as - A poem to
The Live Love Laugh Foundation, which raises courage, Multiple facets of my Madurai, Mahe,
awareness of mental health in India, was and Mano: Challenges, Green Well Years, etc.
founded by Padukone. Awards & Honors :
She is outspoken on topics like feminism and He was awarded the Padma Shri (2020), India’s
depression, performs on stage, has written fourth-highest civilian award, for his inspirational
newspaper articles, created her line of women's work in Art and Charity.
clothes, and is a well-known celebrity
ambassador for goods and brands. 30. As per the report ___________,_signed an
MoU with the Department of Tourism,
29. Renowned Indian artist, writer, and Padma Government of Goa, to jointly promote Goa as
Shri awardee Manohar Devadoss passed away one of the most sought-after high-potential
at the age of 86 in Chennai, Tamil Nadu (TN). tourism destinations in India and around the
Which year was he awarded the Padma Shri? world
A. 2020 A. Go Ibibo
B. 2022 B. Make My Trip
C. 2021 C. Airbnb
D. Oyo Finance Corporation (HDFC) has crossed

E. None of these _________ percent.
Answer: C A. 5 %
Airbnb signed a Memorandum of Understanding B. 9 %
(MoU) with the Department of Tourism, C. 18 %
Government of Goa, to jointly promote Goa as D. 14 %
one of the most sought-after high-potential E. None of these
tourism destinations in India and around the Answer: A
world. Insurance major Life Insurance Corporation Ltd
The partnership is aimed at encouraging travel to said that its stake in Housing Development
unique destinations that are lesser-known and Finance Corporation (HDFC) has crossed 5
enabling economically regenerative community- percent. In a notice to the stock exchanges, LIC
led tourism in the state. said that its stake increased from 4.991 percent
On the sidelines of the official launch of to 5.003 percent, after it acquired 2.14 lakh
‘Rediscover Goa’, a week-long celebration of shares.
Goa's vast cultural diversity beyond its beaches Housing Development Finance Corporation
and dazzling nightlife, Airbnb and the Goa Limited is an Indian private development finance
Tourism Department have joined hands to scale institution based in Mumbai.
homestay capacity across the state and provide Housing Development Finance
support to Goan homestay Hosts in delivering Corporation/CEO- Keki Mistry
quality tourism. Life Insurance Corporation of India is an Indian
Airbnb, Inc., based in San Francisco, California, central public sector undertaking headquartered
operates an online marketplace focused on in Mumbai, Maharashtra. Chairperson: M R
short-term homestays and experiences. Kumar
The company was founded in 2008 by Brian
Chesky, Nathan Blecharczyk, and Joe Gebbia, 32. Recently, ___________ and CERN,
Headquarters: is in San Francisco, California, announced to launch Super-Conductor for
United States Aviation with Low Emissions (SCALE), a project
to evaluate how superconductivity can contribute
31. As of December 2022, the Life Insurance to the decarbonization of future aircraft systems
Corporation Ltd's stake in Housing Development A. Go First
B. Airbus
C. Air India D. Reliance Industries

D. Akasa E. None of these
E. None of these Answer: B
Answer: B Vedanta Group has signed a memorandum of
Airbus UpNext, a wholly owned subsidiary of understanding (MoU) with 30 Japanese
Airbus, and CERN, the European laboratory for technology companies for developing the
particle physics, are launching a project to semiconductor and glass display manufacturing
evaluate how superconductivity can contribute to ecosystem.
the decarbonization of future aircraft systems. The MoU was signed at the Vedanta-Avanstrate
The Super-Conductor for Aviation with Low Business Partners Summit 2022 held last week
Emissions (SCALE) demonstrator aims to in Tokyo, Japan.
promote the adaptation and adoption of Earlier this year, Vedanta and Foxconn
superconducting technologies in airborne announced MoUs with the government of Gujarat
electrical distribution systems. for setting up a semiconductor fab unit, a display
If successful the initiative will produce an fab unit, a semiconductor assembling, and a
optimized generic superconductor cryogenic testing unit in the state.
(~500kW) powertrain by end of 2025 that Prime Minister Narendra Modi expressed
consists of a DC link (cable and cryostat) with optimism after the government of Gujarat signed
two current leads. It will also boast a cooling an MoU of INR 1.54 lakh crore with Vedanta-
system that is based on gaseous helium. Foxconn Group for the manufacture of
Airbus is also developing a hydrogen-powered semiconductor and display fab.
fuel cell engine as one of the potential solutions The government of India, in December 2021,
to equip its zero-emission aircraft that will enter launched the India Semiconductor Mission with
service by 2035. an incentive outlay of INR 76,000 crore to attract
investments in the strategic semiconductor
33. Recently, __________ signed Memoranda of sector.
Understanding with 30 Japanese technology Vedanta Limited is an Indian multinational mining
companies to develop the Indian semiconductor company headquartered in Mumbai, India. Anil
and glass display manufacturing ecosystem. Agarwal is the founder and Chairman of Vedanta
A. Tata Group Resources Limited.
B. Vedanta Group
C. ICMC Group
34. Recently, Bilaspur (Chattisgarh) to Nagpur Additionally, he created the Central Institute of
(Maharashtra) Vande Bharat Express Train was Petrochemicals Engineering and Technology
signalled by PM Modi. It was __________ Vande (CIPET), Chandrapur, the Centre for Research,
Bharat train in India? Management and Control of
A. 8th Hemoglobinopathies, Nagpur, and the AIIMS
B. 6th Nagpur and Nag river pollution abatement
C. 9th project.
D. 2nd Indian Railways created the Vande Bharat, a
E. None of these domestic semi-high-speed train.
Answer: B By August 15th, 2023, the government plans to
India's sixth Vande Bharat Express between operate 75 Vande Bharat express trains across
Bilaspur (Chattisgarh) and Nagpur (Maharashtra) the nation.
has been launched by Prime Minister Narendra The Vande Bharat Express includes travel
Modi. classes similar to those on the Shatabdi Train but
After the Mumbai-Ahmedabad Vande Bharat with superior amenities and a top speed limit of
express, this is the second Vande Bharat 160 kmph.
express in the state. Passengers are expected to have a completely
At the Khapri Metro Station, he formally opened new travel experience because of it.
"Nagpur Metro Phase I" and set the cornerstone Better acceleration and deceleration are made
for "Nagpur Metro Phase II." possible by the sophisticated brake system on
Phase I development cost Rs. 8650 crores, while the Vande Bharat Express train.
the Phase II development will cost at least Rs. Automatic doors, an audio-visual passenger
6700 crore. information system powered by GPS, WiFi
The Hindu Hrudaysamrat Balasaheb Thackeray hotspots on board for entertainment, and roomy
Maharashtra Samruddhi Mahamarg, which seats are features found on all coaches. The
connects Nagpur and Shirdi, was officially chairs in the executive class rotate as well.
opened by him.
One of the nation's longest expressways, 35. Which ministry launched the SAMADHAAN
constructed at 55,000 crores, runs across 10 Portal in 2017 for monitoring the outstanding
Maharashtra districts, including Amravati, dues to the MSEs from the buyers of goods and
Aurangabad, and Nashik. services?
A. Ministry of Social Justice
B. Ministry of Minority Affairs of deemed acceptance of the goods or services,

C. Ministry of Education also need to submit a half-yearly return to the
D. Ministry of MSME Ministry of Corporate Affairs stating the number
E. None of these of payments due and the reasons of the delay.
Answer: D
The Ministry of MSME launched SAMADHAAN 36 . Which Union Ministry is set to launch India's
Portal in 2017 first-ever surety bonds insurance product to
(http://samadhaan.msme.gov.in/MyMSME/MSEF boost infrastructure?
C/ MSEFCWelcomer.aspx.) for monitoring the A. Ministry of Social Justice
outstanding dues to the MSEs from the buyers of B. Ministry of Road Transport and Highways
goods and services. C. Ministry of Education
The Ministry of MSME created a special sub- D.Ministry of MSME
portal within the Samadhaan portal in 2020, after E. None of these
the Aatma Nirbhar Bharat announcements, for Answer: B
reporting the dues and monthly payments by The Union Ministry of Road Transport and
central Ministries/Department/Public Sector Highways is set to launch India’s first-ever surety
Enterprises to MSMEs. bonds insurance product for highway contractors
Dues of Rs. 1,65,034.09 crore have been paid to on December 19, 2022, to boost liquidity in the
MSME vendors by Government Ministries/ infrastructure sector.
Departments/CPSEs from May 2020 till 05th This comes 2 years after the union ministry
December 2022. directed the Insurance Regulatory and
The government of India has also instructed Developmental Authority of India (IRDAI) to
CPSEs and all companies with a turnover of Rs. explore the feasibility of surety bonds.
500 Crore or more to get themselves on-boarded About surety bonds:
on the Trade Receivables Discounting System A surety bond is a three-way agreement between
(TReDS), an electronic platform for facilitating the the principal, surety, and obligee.
discounting of trade receivables of MSMEs It is different from corporate bonds and financial
through multiple financiers. guarantees.
Companies that get supplies of goods or services A surety is a company that provides a financial
from Micro & Small Enterprises and whose guarantee to the obligee (usually a government
payment to Micro and Small Enterprises exceeds entity) that the principal (business owner) will
45 days from the date of acceptance or the date fulfill their obligations.
It refers to the performance or delivery obligation weigh on the economies and health systems of
to complete the insured project, the corporate malaria-endemic countries across the globe.
bonds refer to the financial obligation to repay As per the report, there were an estimated 247
debts or loans. million malaria cases recorded in 2021 in 84
If the principal fails to perform in this manner, the malaria-endemic countries.
bond will cover the resulting damages or losses. The report states that the case incidence
A surety bond is provided by the insurance remained largely similar in 2020 and 2021.
company on behalf of the contractor to the entity The WHO African Region continued to account
which is awarding the project. for the largest burden globally, with 4 nations in
These bonds are mainly aimed at infrastructure the region responsible for over half of all malaria
development to reduce indirect costs for deaths.
suppliers and contractors. Over the past 2 decades, the WHO South-East
Asia Region displayed a reducing trend in both
37. The World Health Organization (WHO) has malaria cases and associated deaths-cases
launched the 2022 edition of its annual World reduced by 76 percent, from 22.8 million in 2000
Malaria Report, emphasizing the cumulative to about 5.4 million in 2021.
impacts the prolonged pandemic continued to As per the report, the WHO South-East Asia
weigh on the economies and health systems of Region accounted for about 2 percent of the
malaria-endemic countries across the globe. How burden of malaria cases globally, out of which,
many malaria cases were recorded in 2021 India was responsible for 79 percent of cases.
according to the report? The death associated with malaria remained
A. 247 million largely similar over the past 3 years, with India
B. 234 million accounting for 82.4 percent of all malaria deaths
C. 274 million in the WHO South-East Asia Region in 2021.
D. 237 million Positively, India is among the 5 HBHI nations to
E. None of these showcase a decline in deaths, although their
Answer: A contributions to the malaria burden within HBHI
The World Health Organization (WHO) has countries are still substantial.
launched the 2022 edition of its annual World The WHO report mentioned the remarkable
Malaria Report, emphasizing the cumulative progress toward malaria elimination; in 2021
impacts the prolonged pandemic continued to there were 84 malaria-endemic countries
compared to 108 in 2000.
pharma industry. Dr. Reddy’s Laboratories is the

38. __________ will build a blockchain-based industry partner for the project.
platform that helps farmers, farmer-producer They have also won an international blockchain
organizations, and other ecosystem players in hackathon in Dubai and a blockchain hackathon
the agri-business space to interact with one conducted by the National Payment Corporation
another and add value. of India.
A. IIT Madras
B. University of Hyderabad 39. In December 2022, which of the following
C. IIT Kanpur bank launched the 2nd edition of Green Ride - Ek
D. IIT Delhi Pehal Swachh Hawa Ki Aur?
E. None of these A. Canara Bank
Answer: B B. State Bank of India
The University of Hyderabad (UoH) will build a C. Indian Bank
blockchain-based platform that helps farmers, D. Bank of Baroda
farmer-producer organizations, and other E. None of these
ecosystem players in the agri-business space to Answer: D
interact with one another and add value. Public sector lender, Bank of Baroda has
The Union Ministry of Electronics and Information launched the 2nd edition of Green Ride - Ek
Technology has sanctioned a research grant of Pehal Swachh Hawa Ki Aur, an initiative with
about ₹ 1 crore to Vijaya B Marisetty and Varsha environmental advocate and fitness enthusiast,
Mamidi from the School of Management Studies Milind Soman.
at the UoH to develop the platform. Under this initiative, Milind will embark on an
The pilot project, which will be completed in two eight-day sustainable journey on a bicycle and an
years, seeks to build a blockchain-based platform electric scooter, promoting eco-friendly
to onboard 10 lakh farmers. transportation, a green lifestyle as well as the
The platform helps FPOs to engage with farming importance of health & fitness.
ecosystem players, including input suppliers, The 1400 kms Green Ride will be flagged off
consumers, and lenders. from Mumbai on December 19 and conclude in
The two faculty members had earlier received a Mangaluru on December 26, 2022.
grant from the UGC’s Institution of Eminence for Bank of Baroda is an Indian public sector bank
developing cold chain logistics platforms for the headquartered in Vadodara, Gujarat, Hasmukh
Adhia (Chairman) Sanjiv Chadha (MD & CEO).
40. In December 2022, __________enabled eUPP institution cover the entire paradigm of their
(eLite Unified Payment Platform), a fee payment requirements
management system for schools and colleges, to
offer an instant and secure fee payments 41. Which edition of India-Indonesia Coordinated
experience for end users Patrol (IND-INDO CORPAT) between the Indian
A. Pismo Navy and the Indonesian Navy is being
B. Cashfree Payments conducted from December 8 to 19, 2022?
C. Razorpay A. 39th
D. PayPal B. 38th
E. None of these C. 36th
Answer: B D. 30th
Cashfree Payments, India’s leading payments E. None of these
and API banking solutions company, is enabling Answer: A
eUPP (eLite Unified Payment Platform), a fee The 39th edition of India-Indonesia Coordinated
payment management system for schools and Patrol (IND-INDO CORPAT) between the Indian
colleges, to offer an instant and secure fee Navy and the Indonesian Navy is being
payment experience for end users. conducted from December 8 to 19, 2022.
Currently, through this partnership, more than The CORPAT will be executed along the
500 educational institutions across the country International Maritime Boundary Line (IMBL) on
are leveraging Cashfree Payments’ payment December 15-16, 2022, and will conclude with a
collections suite for their payment needs. debrief at Port Blair, Andaman & Nicobar Islands.
eUPP is an online fee payment management Participants:
system for schools, colleges, universities, and Indian Naval Ship (INS) Karmuk, an indigenously
other educational institutions. It brings all built missile corvette participated in the pre-
educational expenses on a single platform and deployment briefing at Belawan, Indonesia.
provides maximum benefits to families, students, Apart from INS Karmuk, the Indian Navy’s L-58
and parents from their expenditures towards (indigenously built Landing Craft Utility vessel)
education-related activities. and Dornier Maritime Patrol Aircraft will also be
eUPP is owned by Connexrm Pte Ltd, a taking part in the CORPAT.
Singapore Headquartered company, and has a From the Indonesian Navy, KRI Cut Nyak Dien, a
portfolio of products under its umbrella to help an Kapitan Pattimura Class Corvette, would be
participating in the bilateral naval event.
43. Which state is the biggest beneficiary among

42. As per the report since the introduction of the 33 States and Union territories that have
TDS provisions in July government has received implemented the PM-JAY?
an amount of ____________crore in tax from A. Karnataka
entities for transactions in virtual digital assets B. TamilNadu
(VDAs), including cryptocurrencies. C. Kerala
A. 60.46 crore D. Uttar Pradesh
B. 60.03crore E. Rajasthan
C. 61.46 crore Answer: B
D. 62.35 crore According to data people from Tamil Nadu were
E. 64.44 crore the biggest beneficiaries among 33 States and
Answer: A Union territories that implemented on December
The government said an amount of Rs 60.46 4, 2022, about 8.4 million people from the
crore has been received in tax from entities for southern state, with an average per capita
transactions in virtual digital assets (VDAs), income of Rs 2,41,131 (against the national
including cryptocurrencies, since the introduction average of Rs 149,848) have availed themselves
of TDS provisions in July. of hospitalization benefits under the PM-JAY.
The government, from April 1, has brought in a Another top beneficiary states are Kerala, with
30 percent income tax plus surcharge and cess about 4.6 million availing of hospitalization
on the transfer of crypto assets, like Bitcoin, benefits, followed by Rajasthan (3.9 million) and
Ethereum, Tether, and Dogecoin. Karanataka (3.5 million).
Also, to keep a tab on the money trail, a 1 After PM-JAY was launched in September 2018,
percent Tax Deducted at Source (TDS) under 41.8 million beneficiaries across the country have
section 194S of the I-T Act has been brought in availed of free hospitalization benefits worth Rs
on payments over Rs 10,000 towards virtual 48,900 crore till November-end, 2022.
digital currencies from July 1. Under PM-JAY, a total of 1,949 procedures are
Under the Income-tax Act, 1961, Section 194S available for beneficiaries to get cashless
has been inserted through the Finance Act, 2022 treatment which includes all the costs related to
for deduction of tax at source in respect of the treatment, medicines, supplies, diagnostic
transfer of VDAs which is to be complied with by services, physician’s fees, room charges,
any person engaged in transactions related to surgeon charges, OT & ICU charges, etc.
VDAs.
The Centre may widen the coverage of its Sa-Dhan is the association of inclusive finance
flagship PM-JAY to middle-class families to institutions and SRO (Self-regulatory
protect them from rising health-related organizations) for the microfinance sector.
expenditure shocks. As per the report, all lenders have shown double-
The scheme expenses for eligible beneficiaries digit growth, except banks. Banks recorded a
are shared in a 6:4 ratio between the Centre and growth of around 5%.
states. Out of the two models adopted for the NBFCs and NFPs (not-for-profit MFIs) have
scheme, most states operate under the trust shown growth of 59% and 48% respectively.
model while a few states operate under an NBFC-MFIs and SFBs (Small finance banks)
insurance model. have shown a growth of around 29% and 21%
respectively.
44. NBFC-MFIs have stood at first place in the As per the report, SFBs, NBFCs, and NFPs
microfinance sector for the first time in years. account for around 17%, 9%, and 1% market
NBFC-MFIs account for nearly ______% of the share respectively.
industry. West Bengal, Madhya Pradesh, Chhattisgarh,
A. 36% and the Northeastern states have PAR (Portfolio
B. 38% at Risk) 30+ levels higher than the national
C. 20% average of 4.94%.
D. 30%
E. 27% 45. Which bank has approved a Rs 10,000 crore
Answer: B capital raising plan through Tier I bonds?
NBFC-MFIs have stood at first place in the A. Axis Bank
microfinance sector for the first time in years. B. SBI
NBFC-MFIs account for nearly 38% of the C. ICICI Bank
industry. Banks have stood in second place with D. HDFC Bank
close to 36% market share. E. None of the above
As per the latest quarterly report compiled by Sa- Answer: B
Dhan, the microfinance industry recorded 20% State Bank of India (SBI) said its board has
growth in the second quarter of the current fiscal approved Rs 10,000 crore capital raising plan
compared to the same period last year. through Tier I bonds. The fundraising through
Additional Tier 1 (AT1) capital up to several Rs
10,000 crore is subject to the Government of
India's concurrence, the bank said in a regulatory

filing. The fund would help the bank grow its loan 47. Recently, ___________ collaborated with
book. The Central Board accorded approval for Tech Mahindra to establish a captive private
raising capital by way of issuance of Basel III network at Mahindra & Mahindra's Chakan
compliant debt instrument in INR and/or any factory near Pune, Maharashtra, which is claimed
other convertible currency, up to FY24. as India's first 5G-enabled auto manufacturing
unit.
46. In December 2022, the G7 countries along A. Reliance Jio
with Norway and Denmark approved a deal to B. Bharti Airtel
provide 15.5 billion US dollars to which country to C. BSNL
move faster from coal power to renewable D. Vodafone
energy, cutting its climate-damaging pollution? E. None of the above
A. Iceland Answer: B
B. Vietnam Bharti Airtel has collaborated with Tech Mahindra
C.Nepal to establish a captive private network at
D.Russia Mahindra & Mahindra's Chakan factory near
E. USA Pune, Maharashtra, which is claimed as India's
Answer: B first 5G-enabled auto manufacturing unit.
A group of nine rich industrialized nations has It is the latest upgrade in the long-term evolution
approved a deal to provide Vietnam with 15.5 (LTE) of mobile broadband networks.
billion US dollars to help the nation move faster It is meant to deliver higher multi-Gbps peak data
from coal power to renewable energy, cutting its speeds, ultra-low latency, more reliability,
climate-damaging pollution. massive network capacity, increased availability,
The Group of Seven major economies, along and a more uniform user experience to more
with Norway and Denmark, said that the aim is to users.
help Vietnam reduce its emissions to "net zero" Enhanced mobile broadband, can enable
by 2050. The Just Energy Transition Partnership Industry 4.0, a boost for Smart cities, and
with Vietnam is among a series of agreements applications across a wide range of sectors such
that developing and rich nations are negotiating. as agriculture, education, IOT (Internet of
The first such deal was signed with South Africa Things), etc.
last year, and a similar agreement was reached
with Indonesia last month.
With the enhanced mobile broadband feature of goods) originating from a definite geographical
5G, the full potential of digital education can be territory.
unleashed. The famous goods which carry GI tag include
A private/ captive non-public network (CNPN) Basmati rice, Darjeeling Tea, Chanderi Fabric,
essentially is a network that is set up solely for a Mysore Silk, Kullu Shawl, Kangra Tea, Thanjavur
firm’s use. Paintings, Allahabad Surkha, Farrukhabad Prints,
This means, unlike a public network, it is closed Lucknow Zardozi, and Kashmir Walnut Wood
to external communication and relies on high- Carving.
frequency, low-wavelength airwaves/spectrum The Geographical Indications of Goods
and is therefore ideal for institutions like factories, (Registration and Protection) Act, 1999 (GI Act)
manufacturing plants, hospitals, universities, etc. is an Act of the Parliament of India for the
protection of geographical indications in India.
48. Which state has been awarded with the
Geographical tag for Tandur Red gram? 49. As per the recent report, the UAE will host
A. Kerala the next major meeting of the World Trade
B. Telangana Organisation set to take place by _____________.
C. Karnataka A. Jan 2024
D. Assam B. March 2024
E. Meghalaya C. April 2024
Answer: B D. September 2024
The government has granted Geographical E. December 2023
Indications tags to various products, including Answer: B
Gamosa of Assam, Tandur Redgram of The United Arab Emirates (UAE) will host the
Telangana, and an apricot variety of Ladakh. next major meeting of the World Trade
The commerce and Industry ministry said on Organization set to take place by March 2024.
Wednesday that the total number of GI has The UAE and Cameroon were both vying to host
reached 432. the event known as MC13 (Ministerial
The top five states holding the maximum number Conference 13), a high-level event scheduled
of GIs are Karnataka, Tamil Nadu, Uttar Pradesh, every few years where trade ministers aim to fix
Karnataka&Kerala new global trade rules.
A GI is primarily an agricultural, natural, or The two countries reached an “amicable
manufactured product (handicraft and industrial agreement” for the UAE to host the next meeting,
known as MC13, and for Cameroon to host the The Ministry of Road Transport and Highways
one after that, according to one of the sources, (MoRTH) has allowed the conversion of regular
citing a letter from the head of the WTO’s vehicle registrations into Bharat Series (BH)
General Council sent to Geneva-based numbers as part of measures to widen the scope
ambassadors. of the BH series ecosystem.
The World Trade Organization is an The BH series registration mark vide General
intergovernmental organization that regulates Statutory Rule (GSR) 594(E) was introduced on
and facilitates international trade. August 26, 2021.
Headquarters: Geneva, Switzerland, Founded: 1 This has come into force with effect from 15th
January 1995, Director-General: Ngozi Okonjo- September 2021.
Iweala. It has been incorporated in the Central Motor
Vehicles Rules, 1989.
50. Which of the following statement is correct The implementation of Central Motor Vehicles
regarding the Bharat Series? Rules, 1989 is under the purview of the State
I) Ministry of Road Transport and Highways Governments/UT administration.
(MoRTH) has allowed the conversion of regular It has been introduced for citizens working in
vehicle registrations into Bharat Series (BH) Government offices or private organizations with
numbers as part of measures to widen the scope offices in four or more States/UTs, voluntarily.
of the BH series ecosystem. Applicants, working in Government offices, can
II) Registration Mark Format in the BH-series that avail BH Series facility based on their official ID
will facilitate the seamless transfer of vehicles is Card.
YY BH #### XX. Private Sector employees are required to submit
III) The finance ministry has directed all ministries a working certificate, certifying that their
and departments to scrap all 15-year-old vehicles organization has offices in 4 or more States/UTs.
that have become unserviceable. Currently, only new vehicles are being registered
A. Only I under the BH Series.
B. Only II So far, 24 states and UTs have rolled out the
C. Only III new Bharat Series (BH-series) for vehicle
D. Only I & III registration and so far over 20,000 vehicles have
E. All the above been registered across the states.
Answer: E The key features of new rules are the following.
Now vehicles bearing the BH series registration BH- Code for Bharat Series.
mark can be sold by their owner to any other ####- 0000 to 9999 (randomized).
person eligible or ineligible for the BH series XX- Alphabets (AA to ZZ).
mark. The finance ministry has directed all ministries
Vehicles that currently have normal registration and departments to scrap all 15-year-old vehicles
marks can also be converted to BH series that have become unserviceable.
registration marks. For this requisite tax has to be The Department of Expenditure, under the
paid. finance ministry, in an office memorandum said
It is proposed to amend rule 48 for ease of living the existing provisions of condemnation of
of the people so that people can get the facility to vehicles have been reconsidered in consultation
apply for BH series at their residence or with Niti Aayog and the road transport ministry
workplace. considering the broad objectives of the
The Working Certificate to be submitted by government to reduce pollution and improve
private sector employees has been further passenger safety and fuel efficiency.
strengthened to prevent misuse. Scrapping of such vehicles shall only be at
In addition to their official identity cards, registered vehicle scrapping facilities, it said,
government employees can now also obtain BH adding that vehicles that have been condemned
series registration marks based on their service or reached 15 years of age, will not be auctioned.
certificates. The detailed procedure for the scrapping of all
Format of Bharat series (BH-series) Registration such vehicles shall be separately notified by the
Mark – YY BH #### XX. road transport ministry
YY – Year of first registration.
Segmentations.

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