General Banking

Sl Service Description Charges

Current Account:
Account maintenance fee (Half-Yearly) Tk. 300
Closing of account Tk. 300
Stop payment instructions Tk. 0 - Tk.100 per instance
Amendment of Stop payment instruction Tk. 50 per instance
1 Personalized cheque book At actual minimum Tk. 6 per leaf
Bounced cheque Tk. 50 per instance
Balance confirmation certificate with account statements
Free
(half yearly)
Balance confirmation certificate with account statements Tk. 100 per certificate
(more than 2 times in a year)
SND Account
Account maintenance fee (Half-Yearly) Tk. 500
Closing of account Tk. 300
Stop payment instructions Tk. 0 - Tk.100 per instance
Amendment of Stop payment instruction Tk. 50 per instance
2 Bounced cheque Tk. 50 per intance
Personalized cheque book At actual minimum Tk. 6 per leaf
Balance confirmation certificate with account statements
Free
(half yearly)
Balance confirmation certificate with account statements
Tk. 100 per certificate
(more than 2 times in a year)
Savings Account
Account Maintenance Fee (Half-Yearly)
For average balance up to Tk. 10,000 No Maintenance Fee
For average balance above Tk. 10,000 to Tk. 25,000 Tk. 100
For average balance above Tk. 25,000 to Tk. 200,000 Tk. 200
For average balance above Tk. 200,000 to Tk. 10,00,000 Tk. 250
For average balance above Tk. 10,00,000 Tk. 300
Closing of account Tk. 200
3 Activation of Dormant account Free
Stop payment instruction Tk. 0 - Tk.100 per instance
Amendment of Stop payment instruction Tk. 50 per instance
Bounced cheque Tk. 50 per cheque
Personalized cheque book At actual minimum Tk. 6 per leaf
Balance confirmation certificate with account statements
Free
(half yearly)
Balance confirmation certificate with account statements
Tk. 100 per certificate
(more than 2 times in a year)
Issuance of Demand Draft, Telegraphic Transfer, Mail Transfer
Upto Tk. 1,000 Tk. 20
* VAT applicable as per NBR rules

Above Tk. 1,000 to Tk. 1,00,000 Tk. 50

4 Above Tk. 1,00,000 to Tk. 5,00,000 Tk. 100
Above Tk. 5,00,000 to Tk. 10,00,000 Tk. 200
Above Tk. Tk. 10,00,000 Tk. 300
Cancellation Fee Tk. 50

schedule of charges 1
 Issuance of Pay Order
Upto Tk. 1,000 Tk. 20
Above Tk. 1,000 to Tk. 1,00,000 Tk. 50
5
Above Tk. 1,00,000 Tk. 100
Cancellation Fee Tk. 50
Issuance of Bangladesh Bank cheque Tk. 200 per cheque
*Pay order issued for islamic investment disbursement purpose will remain free for any amount
Collection
6 Up to Tk. 1,00,000 @ 0.15% min. Tk. 50
Collection of outstation cheques/bills (clean documentary)
above Tk. 1,00,000 @ 0.10% min. Tk. 50 max. Tk. 1,500
Cancellation of Cheques
7
Cheque Cancellation Tk. 50 per instance
Certificates
8 Issuance of Solvency certifictate Tk. 200 per certificate
BO Account opening certificate Tk. 100
*No fee will be charged against Special Priviliged accounts as directed by Bangladdesh Bank from time to time.
Credit
Sl Service Description Charges
Corporate Loan
Loan application Fee: Free
Loan Processing/ Appraisal Fee Nil
1 Up to 0.50% on prepaid loan amount if the facility is repaid
Early Settlement Fee (term loan of both corporate
mid segment credit) prior to the maturity of the loan.
Loan Reschedule/restructure Fee (corporate and mid
Up to 0.25% on outstanding loan amount
segment credit)
Syndication Loan
Arrangement Fee 0.10%-0.50% (one time)
Information Memorandum Fee Up to Tk. 2.50 million (one time)
2
Up to 0.075% per quarter (recurring) on the outstanding
Agency Fee
Syndicated Term loan
Participation Fee Up to 0.25% (one time) on the participation amount of Term Loan.
0.05%-0.20% per quarter to be paid on undrawn portion of
Commitment Fee
facility if facility is not fully drawn down.
Up to 0.50% on prepaid loan amount if the facility is repaid
Early Settlement Fee
prior to the maturity of the loan.
CMSME Loan
Loan application fee Free
Up to Tk. 50 Lac: 0-0.50% on loan amount but not exceeding
Tk. 10,000
Loan processing fee
Above Tk. 50 Lac:0.10%-0.30% on loan amount but not
exceeding Tk. 15,000
Up to Tk. 50 Lac: 0-0.50% on loan amount but not exceeding
* VAT applicable as per NBR rules

Tk. 10,000
Loan take over processing fee
Above Tk. 50 Lac:0-0.30% on loan amount but not
exceeding Tk. 15,000
Risk & reward fund Free
Security replacement fee Free
Renewal Processing fee Free
Enhancement proposal fee Free

2 schedule of charges
Credit
Sl Service Description Charges
Rescheduling fee Free
Restructuring fee Free
Overdue charge Additional 2% on overdue amount for overdue period
Documentation Fee At actual
Stamp charge At actual
Legal and Valuation Fee At actual
Early Settlement Fee No Early settlement fee
1% for 1st year and 0.50%-0.75% for next years for onward
Credit Guarantee Fees
payment to CGS unit, Bangladesh Bank
Personal Loan
Loan application fee Free
Processing Fee 0.5% of Loan amount
Early Settlement Fee 0.5% on outstanding balance
4 Partial Settlement Fee 0.5% on partial prepayment amount
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
Documentation Fee At Actual
Home Loan
Loan application fee Free
Up to Tk. 50 Lac: 0.50% on loan amount but not exceeding
Tk. 15,000
Processing Fee
Above Tk. 50 Lac: 0.30% on loan amount but not exceeding
Tk. 20,000
Partial Settlement Fee 0.5% on partial prepayment amount
5
Early Settlement Fee 0.5% on outstanding balance
Legal Vetting Charge At Actual
Valuation Charge At Actual
Documentation Fee At Actual
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Auto Loan
Loan application fee Free
Processing Fee 0.5% of loan amount but not exceeding Tk. 15,000
Partial Settlement Fee 0.5% on partial prepayment amount
6 Early Settlement Fee 0.5% on outstanding balance
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Documentation Fee At Actual
Loan for professional
Loan application fee Free
Processing Fee 0.5% of Loan Amount
* VAT applicable as per NBR rules

Partial Settlement Fee 0.5% on partial prepayment amount

7 Early Settlement Fee 0.5% on outstanding balance
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
0.25% on outstanding balance but not
Loan Rescheduling/Restructure Fee
exceeding Tk. 10,000
Documentation Fee At Actual

schedule of charges 3
 Credit
Sl Service Description Charges
Senior Citizen Support
Loan application fee Free
Processing Fee Nil
Partial Settlement Fee 0.5% on partial prepayment amount
8 Early Settlement Fee 0.5% on outstanding balance
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
0.25% on outstanding balance but not
Loan Rescheduling/Restructure Fee
exceeding Tk. 10,000
Documentation Fee At Actual
Loan for Land Lords
Loan application fee Free
Processing Fee 0.5% of loan amount
Partial Settlement Fee 0.5% on partial prepayment amount
9 Early Settlement Fee 0.5% on outstanding balance
Additional 2% penal interest on overdue amount for overdue
Overdue Charge
period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Documentation Fee At Actual
RMG-Proyojon
Loan application fee Free
Processing Fee Nil
Partial Settlement Fee Nil
10 Early Settlement Fee Nil
Additional 2% penal interest on overdue amount for overdue
Overdue Charge
period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Documentation Fee At Actual
Green Energy Loan
Loan application fee Free
Processing Fee Nil
Partial Settlement Fee 0.5% on partial prepayment amount
11 Early Settlement Fee 0.5% on outstanding balance
Additional 2% penal interest on overdue amount for overdue
Overdue Charge
period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Documentation Fee At Actual
Motor Cycle Loan
Loan application fee Free
Processing Fee 0.5% of Loan Amount
Partial Settlement Fee 0.5% on partial prepayment amount
* VAT applicable as per NBR rules

12 Early Settlement Fee 0.5% on outstanding balance

Additional 2% penal interest on overdue amount for overdue
Overdue Charge
period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Documentation Fee At Actual

4 schedule of charges
Credit
Sl Service Description Charges
Bicycle Loan
Loan application fee Free
Processing Fee 0.5% of Loan Amount
Partial Settlement Fee 0.5% on partial prepayment amount
13 Early Settlement Fee 0.5% on outstanding balance
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Documentation Fee At Actual
Student Support Loan
Loan application fee Free
Processing Fee Nil
14 Partial Settlement Fee 0.3% on partial prepayment amount
Early Settlement Fee 0.3% on outstanding balance
Additional 2% penal interest on overdue amount for
Overdue Charge
overdue period
Loan Rescheduling/Restructure Fee 0.25% on outstanding balance but not exceeding Tk. 10,000
Other Charges
Documentation Fee At Actual
CIB Charges At Actual
Contact Point Verification (CPV) charges
At Actual
(through 3rd party agent)
Stamp Fee At Actual
15 Legal and Valuation Fee At Actual
Confirmation of balance (for audit purpose) Tk. 100
Loan Certificate Fee Tk. 200 each+ delivery cost
Tax/Vat Certificate Tk. 200 each
Credit/Solvency Certificate Tk. 200 each
Certificate for Inward Remittance Tk. 100 per instance
Guarantee/Bonds (local)*
Issuance of Guarantee and Amendment for Extension of validity / Increase of value:
0.10%-0.20%, Min Tk. 1,000 annually plus other charges and
At 100% Cash Margin
commission to be realized on up front basis.
16 0.20%-0.50%, Min Tk. 1,000 per quarter plus other charges.
Below 100% Cash Margin Commission to be realized on upfront basis for full
tenor up to expiry.
Open Guarantee Commission to be realized yearly on upfront basis.
Amendment of Guarantee without extension of Validity /
Tk. 500 to Tk. 1,000
and Increase of value
* VAT applicable as per NBR rules

* As per Bangladesh Bank BRPD Circular No. 11 dated June 10, 2021:
• If the maturity period of the guarantee is less than or equal to one quarter, the commission will be realized in full for the quarter;
• After completion of first quarter, if the maturity of the guarantee does not cover the entire subsequent quarter, the commission will be charged on daily
basis up to the maturity
• For Islamic Banking, Early Settlement and Partial Settlement Fee will be NIL for all types of Investment.
• For Islamic Banking, Overdue Charges is applicable for only Bai Mode of Investment.

schedule of charges 5
 Trade Services
Import
1 Letter of Credit –Opening, extension of validity and increase of amount

LC Type Mode Commission in 1st Commission in SWIFT/Courier

Quarter on Subsequent Quarter(s) on charges
LC/Amendment Value LC /Amendment Value
Issuance Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.25% Amount up to US $ 0.25% Amount up to US $
LC under 100% Margin both 10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
a
Local & Foreign Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.25% Amount up to US $ 0.25% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
L/C under Cash Sight (below Issuance Amount more than US $ Amount more than US $ At Actual
100 % margin) (both Foreign 10,000: Comm-0.10%- 10,000: Comm-0.10%-
& Local) 0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
b
Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
L/C under Usance/Deferred Issuance Amount more than US $ Amount more than US $ At Actual
Payment (both Foreign & Local) 10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.50% Amount up to US $ 0.50% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
c
Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.50% Amount up to US $ 0.50% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
L/C under Back to Back under Issuance Amount more than US $ Amount more than US $ At Actual
usance (both Foreign & Local) 10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
d
Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
L/C under Back to Back (other Issuance Amount more than US $ Amount more than US $ At Actual
than export oriented Industry) 10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
* VAT applicable as per NBR rules

10,000: Comm- 0.20% min 10,000: Comm- 0.20% min

e
Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min

6 schedule of charges
Trade Services

Import
1 Letter of Credit –Opening, extension of validity and increase of amount

LC Type Mode Commission in 1st Commission in SWIFT/Courier

Quarter on Subsequent Quarter(s) on charges
LC/Amendment Value LC /Amendment Value
L/C under EDF Issuance Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
f
Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
L/C under AID/Loan/Credit/ Issuance Amount more than US $ Amount more than US $ At Actual
Barter/Grants etc. 10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.50% Amount up to US $ 0.50% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
g
Amendment Amount more than US $ Amount more than US $ At Actual
10,000: Comm-0.10%- 10,000: Comm-0.10%-
0.50% Amount up to US $ 0.50% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min
Import Under Contract/PPI Issuance Amount more than US $ Amount more than US $ At Actual
(Advance Payment/CAD/DA) 10,000: Comm-0.10%- 10,000: Comm-0.10%-
h
0.40% Amount up to US $ 0.40% Amount up to US $
10,000: Comm- 0.20% min 10,000: Comm- 0.20% min

Amendment of L/C (except increase of value and extension Tk. Tk.500-750 plus communication cost at actual
of validity)
L/C cancellation (L/C Cancellation Charge Waived) Communication cost at actual
PSI Processing Charges Tk.200 to Tk.500
Misc. Certification charges for opening of Import L/C. Tk.200 to Tk.500
* VAT applicable as per NBR rules

schedule of charges 7
 Trade Services

Sl Service Description Charges

Acceptance Commission

2 Amount more than US $ 10,000: Comm-0.10%-0.40%

Acceptance under Deferred/UsanceL/C Amount up to US $ 10,000: Comm- 0.20% min
plus Swift /Courier Charges at actual)
Lodgment / Payment against Document:
Reimbursement Charge on beneficiary US$20.00- $ 50.00 per doc.
Discrepancy Charges (Foreign ) on beneficiary $ 50.00-$ 100.00 per doc.
Discrepancy Charges (ILC & BTB L/C Local) $ 10.00-$ 50.00 per doc. or Equivalent

3 Handling of bills not under L/C Free / Communication charges at actual

Handling of collection bills under L/C Free / Communication charges at actual
Foreign correspondent’s charges (Inland part) Free / Communication charges at actual
Foreign correspondent’s charges (Foreign part) Free / Communication charge at actual.
Import Document return fee Tk.500-Tk.1000 + communication charge at actual.
Endorsement of Copy / Shipping Guarantee
Endorsing of Copy of Documents Free
4
Endorsement Certificate Charge Tk. 500.00 per Certificate
Issuance of Shipping Guarantee /Indemnity Tk. 500 –Tk.1000
Confirmation of all types of Import L/C (by Foreign Correspondent):
For sight L/C’s on opener’s A/C @ 0.00%-0.20% Flat

5 For sight L/C’s on beneficiary’s A/c. @ 0.00%-0.20% Flat

For DP L/C’s up to 180 days on opener’s A/c. @ 0.00%-0.20% Flat
For DP L/C’s up to 180 days on beneficiary’s A/c. @ 0.00%-0.20% Flat
Collection of Credit Report :
6 Through D & B / Others At Actual
Through Banking Channel At actual.
Misc. Charges of Import
Issuance of Certificate in respect of import Tk.100/- to Tk. 500/-
7
Arrangement fee in BDT for OBU Bill Finance/FC Fund
As per negotiation with customer
or Facility Arrangement Fee
* VAT applicable as per NBR rules

Processing regulatory approval for B/E extension or others Tk. 1,000/- to Tk. 2,000/-

8 schedule of charges
Trade Services
Export
Advising of Credit & Amendment Charges (with value & Without Value)
1 for Export Client Tk. 750
for non- Export client Tk. 750
Transfer of Credit & Amendment (with Value & without value)
2 for export client Tk. 750
for non-export client Tk. 750
Handling Charges of Export Bill:
3 In Foreign Currency Free/ (Communication charge at actual)
In Local Currency Free /(Communication charge at actual)
Negotiation of Export Bills
Negotiation of Bills (where exchange is earned) Commission Tk.500 + Communication charge at actual.
Bill Value below USD 25,000 – Tk. 1,000/-
4 Bill Value USD 25,000 - USD 50,000 – Tk. 2,000/-
Negotiation of Bills (where exchange is not earned)
Bill Value above USD 50,000 – Tk. 3,000/-
Communication charge at actual.
Reimbursement claim against bills Tk. 1000/- to Tk.1500/-
5 Bills under Collection
a Foreign
Under L/C and without L/C (where exchange gain is earned) Commission Tk. 500.00 + Communication charge at actual.
Bill Value below USD 25,000 – Tk. 1,000/-
Under L/C and without L/C (where exchange gain is NOT Bill Value USD 25,000 - USD 50,000 – Tk. 2,000/-
earned) Bill Value above USD 50,000 – Tk. 3,000/-
Communication charge at actual.
b Local
Under L/C and without L/C (where exchange gain is
Tk. 500 +Communication charge at actual.
earned)
Bill Value below USD 25,000 – Tk. 1,000/-
Under L/C and without L/C (where exchange gain is NOT Bill Value USD 25,000 - USD 50,000 – Tk. 2,000/-
earned) Bill Value above USD 50,000 – Tk. 3,000/-
Communication charge at actual.
Confirmation of all types of Export L/C (by our Bank)
For sight L/C on opener’s A/C 0.10%-0.75% per Qtr
For sight L/C on Beneficiary’s A/C (Own Bank’s Client) 0.10%-0.50% per Qtr
6 For sight L/C on Beneficiary’s A/C (Other Bank’s Client) 0.10%-0.75% per Qtr
For DP L/C’s up to 180 days on opener’s A/C 0.10%-0.75% per Qtr
* VAT applicable as per NBR rules

For DP L/C’s up to 180 days on beneficiary’s A/C

0.10%-0.75% per Qtr
(Own Bank’s Client)
Liaison Office and Repo Office Permission
Processing of New Application to BB for permission Tk. 2,000.00 per Application
7
Processing for Renewal of Permission Tk. 1,000.00 per Application
Local Agent payment processing charge (if required) Tk. 500.00 per payment

schedule of charges 9
 Trade Services
Misc. Charges Related to Export
8 Misc. Certificate for Export Tk. 500 flat per certificate
Process of Cash assistance application Tk. 1,000 to 5,000 per lot
Issuance of Certificate
9
Proceed Realization Certificate (PRC) Tk. 500 per certificate
BTB L/C certificate Tk. 500 per certificate
C&F certificate Tk. 500 per certificate
Certificate of documentation Tk. 500 per certificate
Issuance of export performance certificate Tk. 500 per certificate

Guarantees/Bonds
Issuance of Guarantee and Amendment for Extension of validity / Increase of value
0.05%-0.20% per quarter, plus other charges, Min USD
At 100% Cash Margin
100.00/Tk.1,000
1 0.20%-0.50% per quarter, plus other charges, Min USD
Below 100% Cash Margin
100.00/ Tk.1,000
Amendment of Guarantee without extension of Validity /
Tk. 1,000
and Increase of value
Issuance of Counter Guarantee and Amendment for Extension of validity / Increase of value
Per quarter @ 0.10%-0.50%, plus Foreign Bank’s charges
Issuance of Counter Guarantee
+ other charges, Min USD 100.00
2 Amendment of Counter Guarantee for Extension of validity Per quarter @ 0.20%-0.50%, Plus Foreign Bank’s charges
/ increase of Amount at actual + other charges, Min USD 100
Amendment of Guarantee without Extension of validity /
Tk. 1000 Plus other charges
increase of Amount
Issuance of Guarantee against Foreign Counter Guarantee
Per quarter @ 0.10%-0.50%, plus other charges,
Issuance of our Guarantee against Counter Guarantee
Min USD 100.00
Amendment of Guarantee for Extension of validity / Per quarter @ 0.10% - 0.50%, Plus other charges,
increase of Amount Min USD 100.00
Amendment of Guarantee without Extension of validity /
USD 20.00 – USD 50.00 Plus other charges
increase of Amount
3 Advising of Guarantee and amendment in original
Tk. 500 - Tk.1000 (flat) Plus Courier Tk. 200
without conformation
* VAT applicable as per NBR rules

Advising of Guarantee in original by adding

Per quarter @ 0.20%-0.50%, Plus Courier Tk. 200
our confirmation
Miscellaneous charge regarding Guarantee Tk. 300- Tk.500 (flat)
Stamp Duty & Others related to Guarantee Tk. 300 + others at actual.
Issuance of Bid Bond/Performance Bond favoring
0.20 % to 0.50% per quarter or part thereof, Min. Tk.1,000
overseas beneficiary

10 schedule of charges
Outward Remittance (FCY)
Issuance of Foreign Draft
Foreign currency equivalent upto Tk. 1,00,000 Tk. 100
Foreign currency above Tk. 1,00,000 to Tk. 5,00,000 Tk. 200
Foreign currency above Tk. 5,00,000 to Tk. 10,00,000 Tk. 300
Foreign currency above Tk. 10,00,000 Tk. 500
Foreign DD/TT/MT cancellation fee Tk. 200 per instrument
Issuance of TT (Clean TT) 0.10%-0.15% plus SWIFT charges at actual
Additional Swift Charges if TT not thru our correspondent At actual
Investigation Charges (if beneficiary A/C already Credited) Tk.150 to Tk.300
Investigation charges for more than 06 months old case Tk.150 to Tk. 300 as Foreign Bank Correspondence Charge
Issuance of Foreign Currency (Cash/TC) and Endorsement in Passport:
Issuance of FC (cash)/ Endorsement in passport Tk. 200 per endorsement
Issuance of TC/Endorsement in passport 1% on TC amount plus Tk. 200
Investigation Charges Tk. 500 per instance
Student file- Opening Per Student Tk. 5,000 yearly per file/ instance
Fund Transfer Tk. 750 + (Communication Charge at actaul)
Inward Remittance (FCY)
For payment to Customers Account Free
Payment to other banks through PO/ DD PO/DD charges plus Postage charges.
Payment to other banks through SWIFT/TT
For upto Tk.1,00,000 Tk.100
For Tk.1,00,001-Tk.5,00,000 Tk. 200
For Tk.5,00,001-Tk.10,00,000 Tk. 300
For above Tk.10,00,000 Tk. 500
Plus SWIFT/Leaf and Communication charge at actual.
Payment of Inward Remittance against identification Tk. 500 (flat)
Collection of Foreign Draft Tk. 500 per instrument
Commission for purchase of Foreign Draft 0.15% to 0.30 % for USD & 0.20 % to 0.35 % for GBP/EUR
Collection of any Foreign Currency Draft drawn on
Tk.100 to Tk. 300
Bangladesh Bank
Collection of FCY Cheque (within Bangladesh) Tk.100 to Tk. 300
Collection of FCY Cheque ( Outside Bangladesh) Tk.100 to Tk. 300 plus Foreign Bank Charge
Collection of Dividend Warrant in FCY Tk. 300 to Tk. 500
Processing of Bangladesh Bank Approval for
Tk. 300 to Tk. 500
encashment of TT
Cancellation/ Return of Inward Remittance Tk. 300 to Tk. 500 plus Foreign Bank Corr. Charges
Collection TT of other banks customer and release
Tk. 300 to Tk. 500 plus courier as per schedule
in form of FDD
Tax/VAT Certificate Tk. 300 – Tk. 500 (flat)
* VAT applicable as per NBR rules

Inward Encashment Certificate Tk. 300 – Tk. 500 (flat)

Foreign Currency Account Maintenance
For USD A/C (NFCD, RFCD, Private FC) Tk. 300 Half Yearly
For GBP Tk. 300 Half Yearly
Other Currency (if any) Tk. 300 Half Yearly
Note : A/C maintenance charges on FC A/Cs are at the discretion of Head of Branch

schedule of charges 11
 Encashment of Travelers Cheque
Bank Customer Tk. 200 (flat)
Non-Bank Customer Tk. 250 (flat)
Cheque Purchase: BD Tk. A/c Tk. 300 plus Postage/SWIFT charges
Collection of Foreign Currency cheque 0.15%, minimum Tk. 200 plus postage /SWIFT charges etc.
Miscellaneous Certificate Charge Tk. 300 - Tk. 500 (Flat)

SWIFT/Communication Charges
For Full Operative Swift LC/LG (Foreign) At Actual (min Tk. 1500-Tk.3000)
For Full Operative Swift LC/LG (Local) At Actual (min Tk. 1500-Tk.3000)
For Amendment of LC/ LG by Swift (Local) At Actual (min Tk. 500-Tk.1000)
Swift Charge for Acceptance (Foreign) At Actual (min Tk. 300-Tk.500)
Swift Charge for Acceptance (Local) At Actual (min Tk. 300-Tk.500)
Swift for Local Communication (Miscellaneous) At Actual (min Tk. 300-Tk.500)
Swift for Foreign Outward Remittance At Actual (min Tk. 300-Tk.500)
Swift for Local Outward Remittance At Actual (min Tk. 300-Tk.500)
Swift for Local Payment At Actual (min Tk. 300-Tk.500)
Courier Outside Bangladesh (for both L/C & Others) At Actual (min Tk. 300-Tk.500)
Courier Inside Country (for L/C & Others) At Actual (min Tk. 300-Tk.500)
Air Mail outside Country At Actual (min Tk. 300-Tk.500)
Fax Charges within country At Actual (min Tk. 300-Tk.500)
Fax Charges outside Country At Actual (min Tk. 300-Tk.500)
Registered Covered within country (Local) At Actual (min Tk. 300-Tk.500)
Note : SWIFT Charge is calculated on the basis of incurred SWIFT related Expenditure such as connectivity, administrative
and others.
Cost of Form
LC Application Tk. 150 plus Stamp -Tk. 300
LCAF Tk. 150
IMP Tk. 150
EXP cancellation charge Tk. 150
EXP certification Charge Tk. 500*
Note : Any certificate regarding EXP attestation/ utilization etc.
Off Shore Banking
1 Import related Charges
1st Qtr @ 0.20-0.40%, subsequent Qtr @ 0.20%-0.40%,
Cash L/C (Usance / At sight)
Minimum USD 15.00 + Communication Charges
1st Qtr @ 0.20-0.40%, subsequent Qtr @ 0.20%-0.40%,
Back to Back L/C
Minimum USD 15.00
L/C Amendment charges(validity extension & value 1st Qtr @ 0.20-0.40%, subsequent Qtr @ 0.20%-0.40%,
* VAT applicable as per NBR rules

increase) Minimum USD 15.00 + Communication Charges

L/C Amendment charges(other than validity extension &
USD 12.00-$ 15.00 plus communication cost.)
value increase)
L/C Cancellation charges Communication cost at actual
1st Qtr @ 0.20%-0.40%, Sub. Qtr @ 0.20%-0.40%, min.
Acceptance communication
USD 15.00 plus Swift /Courier Charges)

12 schedule of charges
Off Shore Banking
2 Export related Charges
Negotiation of At sight Bill (clean document) 0.15 % (flat) on Bill amount
Discounting of Usance/DP Export Bill As per Bangladesh Bank Existing Circular/Guideline
L/C Advising Charges (Foreign) USD 09.00-USD 12.00
L/C Advising Charges (Local) USD 10.00 (+VAT, if any)
Bill Value below USD 25,000 – USD 12.00
Bill Collection Charge Bill Value USD 25,000 - USD 50,000 – USD 24.00
Bill Value above USD 50,000 – USD 40.00
Documents Collection charges on CMT basis USD 08.00- USD 10.00 per Doc.
Bill Discounting Charges Type –A Customer 3.00%-5.00% + SOFR
Import Bill Discounting (UPAS) As per Bangladesh Bank Existing Circular/Guideline
Terms Loan to Local customer having BOI/BB Approval As per BOI/BB approval
Miscellaneous Charges/ Commissions
Overdue Interest Rate 0% - 2.00 %
Issuance of Certificate USD 3 - USD 05
Issuance of Any other Certificate USD 3 - USD 05
EXP Certification/Cancellation USD 2.00 per EXP
L/C Transfer USD 8 - USD10
Stamp Charges At Actual, Minimum USD 4
Issuance of PRC USD 5.00 per page
Cheque/FDD Collection (other than Export proceed) USD 10.00 – USD 15.00
Issuance of FDD USD 02.00- USD 06.00
Issuance of TT (Clean TM) USD 02.00- USD 06.00
@ 0.10%-0.15% (min USD 15.00) plus SWIFT Charges USD
Issuance of TT (for Import without LC)
15.00
Conversion / Salary Transferred to onshore branches Free
A/C maintenance Charge for Off Shore Banking
For any type of Account USD 5.00 Half Yearly
Communication Cost for Off Shore Banking
Full Operative SWIFT LC/LG USD 20 - USD 40
Amendment LC/LG USD 10 - USD 15
Other short & Non-operative SWIFT Message USD 8 - USD 10
SWIFT Charge for Remittance USD 10 - USD 15
Courier Charge (Foreign) USD 20 - USD 25
Courier Charge (Local) USD 2 - USD 5
Postage (Foreign) At actual, Minimum USD 15
Postage (Local) USD 2 – USD 5
* VAT applicable as per NBR rules

• Bank will charge comission for subsequent quarter (s) exceeding first quarter on actual date basis in case of LC Opening/LC
Acceptance/LC Confirmation/Bank Guarantee etc.
• For Islamic Banking, Overdue Charges is applicable for only Bai Mode of Investment.

schedule of charges 13
 Outbound Remittance services (Western Union)
Currency Amount Fee
BDT 0 - 500,000 ($5,800) Tk. 750/-
USD
BDT 500,001 ($5,801) Tk. 1250/-
BDT 0 - 500,000 ($5,800) Tk. 750/-
EUR, GBP, CAD, AUD, INR, MYR, JPY, AED
BDT 500,001 ($5,801) Tk. 1250/-
BDT 0 - 500,000 ($5,800) Tk. 750/-
All other Currency
BDT 500,001 ($5,801) Tk. 1250/-
*For first six month, flat BDT 500 will be charged on any amount.

Mobile Banking
SL Service Description Charges
Annual charge Tk. 100
Cash in charge 1% of transaction amount
Cash out charge 2% of transaction amount

On-Line Banking
SL Service Description Charges
Online Cash Deposit (Inter District)
Above Tk. 500,000 Tk. 0 to Tk. 200 to be realized from the depositor
1 From Tk. 100,000 to Tk. 500,000 Tk. 0 to Tk. 50 to be realized from the depositor
Above Tk. 50,000 to below Tk. 100,000 Tk. 0 to Tk. 20 to be realized from the depositor
Up to 50,000 Free
Online Cash Withdrawal (Inter District)
Less than Tk. 50,000 Free
From Tk. 50,000 to Tk. 500,000 Tk. 0 to Tk. 100 to be realized from the bearer
2 Above Tk. 500,000 Tk. 0 to Tk. 500 to be realized from the bearer
* Intra district cash deposit/withdrawal will remain free
Online refund of IPO/crediting cash dividend/domestic
Tk. 10 per transaction
remittance through BEFTN
* VAT applicable as per NBR rules

*All types of On Line Banking charges will remain free for islamic banking

14 schedule of charges
Internet Banking/ SMART App
SL Service Description Charges
1 Annual charge Free
2 Outward Fund Transfer (EFT) Free
3 Mobile Top up Free
4 Utility Bill Payment (Public Utility Service Company) Free
5 Cheque Book Request Free
6 Outward fund transfer (NPSB-IBFT) Tk. 10
7 Outward fund transfer (RTGS) Tk. 100
8 Bangla QR Transaction Free
9 Credit Card outward fund transfer to own Bank Tk. 5
10 Credit Card outward fund transfer to other Bank Tk. 10
11 Insurance Premium Payment Free

BACH, BEFTN & RTGS

SL Service Description Charges
BACH Charge
Less than Tk. 50,000 Free
1 From Tk. 50,000 to below Tk. 500,000 Tk. 10
Tk. 500,000 and above (regular value clearing) Tk. 25
Tk. 500,000 and above (high value day clearing) Tk.60
BEFTN
2
Any Amount Free
RTGS
3
Per transaction Tk. 100
Annual Subscription Fee Free
*Charges for islamic investment disbursement purpose will remain free for any amount

SMS Fees
* VAT applicable as per NBR rules

SL Service Description Charges

SMS Fee from deposits accounts (conventional and
Tk. 150 on half yearly basis
islamic)

schedule of charges 15
 Miscellaneous Service
SL Service Description Charges
Locker Services
Small size Yearly Tk. 3,000 + security money Tk. 3,000
1 Medium size Yearly Tk. 4,000 + security money Tk. 4,000
Large size Yearly Tk. 6,000 + security money Tk. 6,000
Extra-large size Yearly Tk. 8,000 + security money Tk. 8,000
Safe Custody Services
2 Packets/documents Tk. 500 per quarter
Bonds and share As per arrangement
Communication Services
3 Telex/cable within country Tk. 100 per telex/ cable + postage
Fax Tk. 60 per minute, min. Tk. 100
Postage/Courier
Inland At actual, min. Tk. 20
4 SAARC countries At actual, min. Tk. 800
Other countries At actual, min. Tk. 1,200
Cost of stationery (all forms) At actual
Other Charges
Forwarding mail for customer Tk. 100 plus postage and other charges
Processing of application for profit/dividend remittance Tk. 750 per transaction

5 Processing of application for remittance of indenting

Tk. 1,000 per transaction
commission/technical fee
Tk. 100 per instance plus cost of instrument or as arranged
Standing Instructions
with the customer
Other charges/ commission etc. As arranged with the customer
VISA/Master Debit Card
New card issuance fee
Tk. 500
(Conventional & Corporate Privilege Account)
6 Renewal fee Tk. 500
* VAT applicable as per NBR rules

Replacement fee Tk. 300

PIN replacement fee Tk. 200

16 schedule of charges
Miscellaneous Service
SL Service Description Charges
Transaction Fee for Different Network (Per Transaction)
All type of ATM transactions (using Bank Asia card at Bank
Free
Asia ATMs)
7 Cash withdrawal from Q-cash ATMs Tk. 10
Cash withdrawal from NPSB ATMs Tk. 15
Cash withdrawal from other visa branded ATMs Tk. 25
E-Procurement Services
Collection fee & charges (Registration fees, renewal fees,
Tk. 100.00
document fee)
8
Custodian Service (keeping security & guarantee i.e.
tender security, performance security in the form of bank Tk. 100.00
guarantee & securities etc.
Insurance premium collection
9 MetLife (American Life Insurance) Free
Pragati Life Insurance Free
Educational Institutions
ICMAB Free
10
ICAB Free
DCHT (Dhaka Community Hospital Trust) Free
Utility bill collection
KGDCL ( Karnaphuli Gas ) Free
TGTDCL ( Titas Gas) Free
SGCL( Sundarban Gas) Free
11
BGDCL (Bakhrabad Gas) Free
ekPay (a2i) Free
Akash DTH (Dish Bill) Free
DPDC -Prepaid Meter Bill As per“Utility Service Tariff Structure” of BTRC
Fund trasfer to MFS company
12
* VAT applicable as per NBR rules

bKash (Instand Fund Transfer from BA to bKash) Free

NID verification
13
NID verification fee Tk. 10 (VAT inclusive)

schedule of charges 17
 Credit Card
Card Type (VISA/Master) Classic/Silver Gold Card Platinium/ Titanium VISA Signature
Particulars Tk. USD Tk. USD Tk. USD Tk. USD
Annual Fee/ Renewal Fee
1,000 2,000 3,000 7,000
(Primary Card)
Late Payment Fee 250 5 500 10 500 10 750 15
Excess Limit Fee 250 5 500 10 500 10 750 15
Supple Card Fee Free Free Free Free
Card Replacement Fee Tk.500 Tk.500 Tk.500 Tk.500
PIN Replacement Fee Tk.500 Tk.500 Tk.500 Tk.500
Statement Retrieval Fee Tk.50 Tk.50 Tk.50 Tk.50
E- Statement Retrieval Fee Tk.25 Tk.25 Tk.25 Tk.25
Sales Slip/Voucher retrieval Fee 250 10 250 10 250 10 250 10
Certificate Fee Tk.200 Tk.200 Tk.200 Tk.200
Cash Advance Limit 50% 50% 50% 50%
Cash Advance Fee 2% or 2% or 2% or 2% or
3% 3% 3% 3%
(whichever is higher) Tk. 150 Tk. 150 Tk. 150 Tk. 300
Cheque Processing Fee 1.5% 1.5% 1.5% 1.5%
Cheque Book Issue Fee Tk.60 Tk.60 Tk.60 Tk.60
Cheque Single transaction limit 98% 98% 98% 98%
Digital wallet fund transfer fee 1.5% 1.5% 1.5% 1.5%
Outstation Cheque Collection Fee Tk.200 Tk.200 Tk.200 Tk.200
Cheque return Fee Tk.200 Tk.200 Tk.200 Tk.200
Maximum Interest Free Period 45 days 45 days 45 days 45 days
Payment due date from statement
15 days 15 days 15 days 15 days
date
SMS Service Free Free Free Free
Transaction alert service Free Free Free Free
Credit Shield Premium 0.33% of total outstanding
* VAT applicable as per NBR rules

18 schedule of charges
Salamah Islamic Credit Card (VISA)
Particulars Card Type BDT USD
Platinum Card (Dual) 3000 -
Annual fee/ Renewal Fee (Primary Card) Gold Card (Dual) 2000 -
Classic Card (Dual) 1000 -
1st Supple card Fee All Products Free -
2nd & onward Supple Card Fee All Products 500 -
Card Replacement Fee All Products 500 -
Platinum Card 500 10
Late Payment Fee Gold Card 300 5
Classic Card 300 5
Platinum Card 500 10
Excess Limit fee Gold Card 250 5
Classic Card 200 5
Platinum Card 2000 25
Monthly A/C Maintanance Fee
(If found balance except POS & profit of POS) Gold Card 1500 20
Classic Card 1000 15
Statement Retrieval Fee All Products 50 -
Sales Slip/ Voucher Retrieval Fee All Products 250 10
Outstation Cheque Collection Fee All Products 200 5
Cheque Return Fee All Products 200 5
Certificate Fee All Products 200 5
Pin Replacement Fee All Products 500 -
Cash Advanced Limit All Products 20% -
Cash Advance Fee All Products 250 10
Platinum Card 20000 200
Cash Single Transaction Limit Gold Card 20000 200
Classic Card 10000 100
Maximum Free Period All Products 45 Days -
Cheque Book Issue fee All Products 100 -
Cheque /Fund Transfer Platinum Card 1000 -
Gold Card 750 -
* VAT applicable as per NBR rules

Processing fee
Classic Card 500 -
Monthly Minimum Payment All Products 8.5% /500 8.5%/10
Profit on POS (Murabaha) All Products 20% 20%
Credit Shield Premium 0.33% of total outstanding

schedule of charges 19
 Agent Banking
SL Service Description Charges
Current Account
Account maintenance fee (Half-Yearly) Tk. 250
Closing of account Tk. 300
Stop payment instructions Tk. 100
Cancellation of Stop payment Instruction Tk. 50
1 Personalized cheque book At actual + Delivery Cost
Bounced cheque
High Value Tk. 50
Regular Value Tk. 50
Balance confirmation certificate (more than 2 times in a year) Free
Bank Solvency/other Certificate Issue Tk. 200
SND Account
Account maintenance fee (Half-Yearly) Tk. 500
Closing of account Tk. 300
Stop payment instructions Tk. 100
Cancellation of Stop payment Instruction Tk. 50
2 Personalized cheque book At actual + Delivery Cost
Bounced cheque
High Value Tk. 50
Regular Value Tk. 50
Balance confirmation certificate (more than 2 times in a year) Free
Bank Solvency/other Certificate Issue Tk. 200
Savings Account
Account Maintenance Fee (Half-Yearly): For Avg Balance
Up to Tk. 10,000 Nil
Up to Tk. 25,000 Tk. 100
Up to Tk. 2,00,000 Tk. 200
Up to Tk. 10,00,000 Tk. 250
Above Tk. 10,00,000 Tk. 300
**Special privileged accounts Free
3
Closing of account 200
Stop payment instruction Tk. 100 per instance
Cancellation of Stop payment Instruction Tk. 50 per instance
Personalized cheque book At actual + Delivery Cost
* VAT applicable as per NBR rules

Bounced cheque
High Value Tk. 50
Regular Value Tk. 50
Bank Solvency/other Certificate Issue Tk. 200

20 schedule of charges
Agent Banking

SL Service Description Charges

Miscellaneous General Banking
Cash Deposit at own Agent Outlet Free
Upto Tk 2.00 Lac @.25%(Min Tk. 10- Max
Cash Deposit at other Agent Outlet Tk.100) Tk. 2 Lac to Tk. 3 Lac Tk. 200
fixed Above Tk 3.00 Lac Tk. 300 fixed
1
Upto Tk 2.00 Lac @.25%(Min Tk. 10- Max
Cash Deposit in Branch Account at Agent Outlet Tk.100) Tk. 2 Lac to Tk. 3 Lac Tk. 200
fixed Above Tk 3.00 Lac Tk. 300 fixed
Cash Deposit in Agent Banking Account at Branch Free
Online Cash Withdrawal
Cash withdrawal from own Agent Outlet Nil
Upto Tk 2.00 Lac @.25%(Min Tk. 10- Max
Cash withdrawal from other Agent Outlet Tk.100) Tk. 2 Lac to Tk. 3 Lac Tk. 200
fixed Above Tk 3.00 Lac Tk. 300 fixed

2 Cash withdrawal from Branch Free

Withdrawal by using Cheque Free
Withdrawal by using POS at own Agent Outlet
Individual Tk. 10
Post Office Tk. 10
Merchant Free
Fund Transfer
At own Agent Outlet Nil
3
AT other Agent Outlet 0.25% (Min Tk. 10- Max Tk. 100)
To Branch Account 0.25% (Min Tk. 10- Max Tk. 100)
BACH, BEFTN & RTGS
BACH Charge
Less than Tk. 50,000 Free
From Tk. 50,000 to below Tk. 500,000 Tk. 10 (VAT inclusive)
Tk. 500,000 and above (regular clearing) Tk. 25 (VAT inclusive)
4
Tk. 500,000 and above (same day clearing) Tk. 60 (VAT inclusive)
BEFTN
Any Amount 0.25% (Min Tk. 10- Max Tk. 100)
RTGS
* VAT applicable as per NBR rules

Per transaction Tk. 86.96 (Excluding Vat)

schedule of charges 21
 Agent Banking

SL Service Description Charges

Bank Asia SMART App
Annual charge Free
Outward Fund Transfer (EFT) Free
5 Mobile Top up Free
Utility Bill Payment (Public Utility Service Company) Free
Outward fund transfer (NPSB-IBFT) Tk. 10
Bangla QR Transaction Free
Notification/ SMS Yearly
6
Notification/ SMS Tk. 50 (Half yearly)
Debit Card
New Card Requisition Tk. 375
Debit Card Renewal (Yearly Fee)* Tk. 375
7
Debit Card Replacement Fee Tk. 300
PIN Re-issuance Fee Tk. 200
Card Closing Fee Free
Transaction Fee for Different Network (Per Transaction)
All type of ATM transactions (using Bank Asia card at Bank Asia ATMs) Free
8 Cash withdrawal from Q-cash ATMs Tk. 10
Cash withdrawal from NPSB ATMs Tk. 15
Cash withdrawal from other visa branded ATMs Tk. 25
Utility Bill Commission (VAT Included)
Palli Biddyut>>
Bill Amount (0-600) Tk. 5
Bill Amount (601-1500) Tk. 10
9 Bill Amount (1500+) Tk. 12
DESCO/DESA/WASA/OTHERS Free
Credit Card Bill Collection 0.25% (Min Tk. 10- Max Tk. 100)
MetLife Insurance Premium Collection Free
* VAT applicable as per NBR rules

Pragati Life Insurance Premium Collection Free

Dormant Account
10
Dormant Account Activation Charge Nil
Bank Asia Securities
11
Bank Asia Securities BO Account Opening Tk. 100

22 schedule of charges
Agent Banking

SL Service Description Charges

Account Transfer
12 Same District Free
Other District Free
Others Fee
13 Minimum balance fee, Incidental charge, ledger fee, service charge,
Free
counter transection fee or similar fee (Savings And Current Account)
Premature Encashment
14
Premature Encashment Fee Free
Credit Card Maintainance Fee
Signature Card Tk. 7,000.00
Platinum/ Titanium Tk. 3,000.00
15 VISA / Master Gold Tk. 2,000.00
VISA / Master Silver Tk. 1,000.00
Shadhin Card Tk. 500.00
Supplementary Card Free
Loans and Advances
Up to Tk. 50 lac @0.50% (max Tk.
1 Loan processing fee (on disbursed amount) 15,000) Above 50 lac @ 0.30% (Max- Tk.
20,000)
Up to Tk. 50 lac @0.50% (max Tk.
2 Agri Loan Processing Fee (For Agent) 15,000) Above 50 lac @ 0.30% (Max- Tk.
20,000) (including Vat)
3 Loan application fee Free
@0.25% (Max-10,000)
4 Rescheduling fee/Restructuring fee
No fee for CMSME, Agricultur & RMG
Max 0.50%
5 Early Settlement Fee
No fee for CMSME, Agricultur, RMG
6 CIB Charges At Actual
7 Stamp Fee At Actual
8 Documentation Fee At Actual
9 Legal and Valuation Fee At Actual
10
* VAT applicable as per NBR rules

Contact Point Verification (CPV) charges) (through 3rd party agent) Nil
11 Confirmation of balance (for audit purpose) Nil
12 Credit/Solvency Certificate 200+ postage/telex and other charges
13 Certificate for Inward Remittance 100 Per instance

schedule of charges 23
 Micro Merchant
SL Service Description Charges
Cash Payment
0.85% for any amount (Per 1000 charge BDT 8.50)
1 Cash Withdraw (General Customer)
Lowest service charge BDT 5.00
Cash Withdraw (SSN Customer) Free
QR Payment
2 0.85% for any amount (Per 1000 charge BDT 8.50)
Cash Withdraw (CBS, ABS & Islamic Customer)
Lowest service charge BDT 5.00
Purchase Payment
3
Any Amount Free
REB Bill Payment Service
BDT 1-400 BDT 5.00
4 BDT 401-1500 BDT 10.00
BDT 1501-5000 BDT 15.00
BDT 5001 and above BDT 25.00
Mobile Recharge Service
5
Any Amount Free
* VAT applicable as per NBR rules

24 schedule of charges
Frequently Asked Questions (FAQ)
Q 1: Where there are slabs and range in charges; what will be the base
for charges realization?
Ans. The charges will be realized as per the credit sanction. If there is no indication in the
credit sanction about the charge, the Head of Branch will charge the maximum slabs.

Q 2: What will be the validity period of this Schedule of Charges?

Ans. The schedule of charges will remain valid until further notice. However, Bank Asia reserves
the right to amend/add terms, conditions, or rates stated in the schedule of charges any time.
Any directive from regulators regarding schedule of charges will come into effect immediately.

Q 3: How should VAT be realized?

Ans. VAT should be realized from customer/beneficiary as per laws and regulations applicable
for the period.

Q 4: Is applicable VAT included in the fees, charges and commissions?

Ans. No, VAT is not included. VAT will be added on top of fees, charges and commissions.

Q 5: Who will bear VAT and what will be the base for VAT calculation?
Ans. Customer/beneficiary will bear VAT and VAT will be realized on the basis of commission
earning at actual.

Q 6: Who will be responsible for deducting VAT?

Ans. Respective branch will primarily be responsible for deducting VAT at the time of realizing fees, charges
and commissions.

Q 7: Who should be contacted for clarification about charges?

Ans. Customer will contact concerned Manager Operation/Head of Branch for any clarification regarding
any charges in schedule. If needed, the Branch will contact Group Finance of Corporate Office for further
clarification.
* VAT applicable as per NBR rules

schedule of charges 25