Bank of America Statement BankS

Business Advantage
P.O. Box 15284

Wilmington, DE 19850
Customer service information
1.888.BUSINESS (1.888.287.4637
bankofamerica.com
MR JOHN DOE
2 POST ALLEY, Bank of America, N.A
SEATTLE, WA 98101 P.O. Box 25118
Tampa, FL 33622-5118
Please see the Important Messages - Please Read section of your statement for important details that could impact you.
Your Business Fundamentals Checking

for February 1, 2021 to February 28, 2021 Account
number: 1 2345 6789
KC UNLOCKING COMPANY
Account summary
Beginning balance on February 1, 2021 $39.65 # of deposits/credits: 28
Deposits and other credits 24,983.78 # of withdrawals/debits: 43
Withdrawals and other debits -24,139.29 # of items-previous cycle1: 2
Checks -0.00 # of days in cycle: 28
Service fees -70.00 Average ledger balance: $1,091.41
Ending balance on February 28, 2021 $814.14 1Includes checks paid, deposited items & other debit
BUSINESS ADVANTAGE
Thanks. We’re here to listen to you.
1
As your business need evolve, we’re ready to provide personal attention and access to the latest digital tools.
Rely on us for guidance in personal finance, investments and busines – now and in the future.
To learn more visit bankofamerica.com/SmallBusiness
SSM-10-20-0899B I 329
KC UNLOCKING COMPANY ! Account # 3550 1223 7794 ! February 1, 2021 to February 28, 2021
IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS
How to Contact Us - You may call us at the telephone number listed on the front of this
statement.
Updating your contact information - We encourage you to keep your contact information up-
to-date. This includes address, email and phone number. If your information has changed,
the easiest way to update it is by visiting the Help & Support tab of Online Banking.
Deposit agreement - When you opened your account, you received a deposit agreement and
fee schedule and agreed that your account would be governed by the terms of these
documents, as we may amend them from time to time. These documents are part of the
contract for your deposit account and govern all transactions relating to your account,
including all deposits and withdrawals. Copies of both the deposit agreement and fee
schedule which contain the current version of the terms and conditions of your account
relationship may be obtained at our financial centers.
Electronic transfers: In case of errors or questions about your electronic transfers - If you
think your statement or receipt is wrong or you need more information about an electronic
transfer (e.g., ATM transactions, direct deposits or withdrawals, point-of-sale transactions) on
the statement or receipt, telephone or write us at the address and number listed on the front
of this statement as soon as you can. We must hear from you no later than 60 days after we
sent you the FIRST statement on which the error or problem appeared.
⦁ Tell us your name and account number.

⦁ Describe the error or transfer you are unsure about, and explain as clearly as you
can why you believe there is an error or why you need more information.
⦁ Tell us the dollar amount of the suspected error.
For consumer accounts used primarily for personal, family or household purposes, we will
investigate your complaint and will correct any error promptly. If we take more than 10
business days (10 calendar days if you are a Massachusetts customer) (20 business days if
you are a new customer, for electronic transfers occurring during the first 30 days after the
first deposit is made to your account) to do this, we will provisionally credit your account for
the amount you think is in error, so that you will have use of the money during the time it will
take to complete our investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your
account at the conclusion of our investigation.
Reporting other problems - You must examine your statement carefully and promptly. You
are in the best position to discover errors and unauthorized transactions on your account. If
you fail to notify us in writing of suspected problems or an unauthorized transaction within the
time period specified in the deposit agreement (which periods are no more than 60 days after
2
we make the statement available to you and in some cases are 30 days or less), we are not
liable to you and you agree to not make a claim against us, for the problems or unauthorized
transactions.
Direct deposits - If you have arranged to have direct deposits made to your account at least
once every 60 days from the same person or company, you may call us to find out if the
deposit was made as scheduled. You may also review your activity online or visit a financial
center for information.
© 2021 Bank of America Corporation
3
Your checking account
Scammers are taking advantage of the current environment to try to obtain your personal and
financial information. Watch out for scams involving promises for COVID-19 vaccines, stimulus
payments, employment and more. Scammers may try to contact you in various ways including by
phone, email, and social media. Learn more at bankofamerica.com/security.
Deposits and other credits

Date Description
02/01/21 Zelle Transfer Conf# 580341df4; WILLIAMS, MYKEL
02/01/21 Zelle Transfer Conf# 13fb912cc; WILLIAMS, MYKEL
02/01/21 1 01/31 #000284935 PMNT RCVD Cash App*Cash Out San Francisco CA
02/01/21 Zelle Transfer Conf# 59edc634e; WILLIAMS, MYKEL
02/01/21 Zelle Transfer Conf# 2961317bc; WILLIAMS, MYKEL
02/04/21 BKOFAMERICA ATM 02/04 #000003175 DEPOSIT EASTLAND INDEPENDENCE MO
02/08/21 BKOFAMERICA ATM 02/05 #000007054 DEPOSIT WATKINS CROSSING KANSAS CITY MO
02/08/21 Zelle Transfer Conf# 0ccd96946; WILLIAMS, MYKEL
02/10/21 RETURN OF POSTED CHECK / ITEM (RECEIVED ON 02-09)
02/10/21 BKOFAMERICA ATM 02/10 #000008144 DEPOSIT CLAIRBORNE OLATHE KS
02/12/21 Counter Credit
02/12/21 BKOFAMERICA ATM 02/12 #000003561 DEPOSIT RAYTOWN SOUTH RAYTOWN MO
02/22/21 BKOFAMERICA ATM 02/22 #000002502 DEPOSIT COLLEGE OVERLAND PARK KS
continued on the next p
BANK OF AMERICA BUSINESS ADVANTAGE
Stay on top of your accounts
4
Start receiving online alerts today to know when transaction have posted and when payments are due.
Sign in or enrol at bankofamerica.com/SmallBusiness and click on Alerts in the Activity Centre.
You may elect to receive alerts via text or email. Bank of America does not charge for this service, but your mobile carier’s message
and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.
SSM-10-20-0899B I 329
5
Deposits and other credits - continued

Date Description
02/26/21 Zelle Transfer Conf# T09WYHB9G; ASHLEY SANCHEZ
02/26/21 MERCH BNKCD NSD DES:DEPOSIT ID:526219256884 INDN:KC UNLOCKING CO
COMPANY ID:BXXXXXXXXX CCD
02/26/21 Zelle Transfer Conf# T09WYGVRV; ASHLEY SANCHEZ
02/26/21 TD AMERITRADE DES:ACH MICRO ID:aZ9PTQCFVS INDN:WILLIAMS MYKEL CO
ID:4470533629 PPD
02/26/21 TD AMERITRADE DES:ACH MICRO ID:aZ9PTQCFVS INDN:WILLIAMS MYKEL CO

ID:4470533629 PPD
Total deposits and other credits $24
Withdrawals and other debits

Date Description
02/08/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams
02/08/21 APPLECARD GSBANK DES:PAYMENT ID:8838921 INDN:Mykel Williams ID:9999999999

WEB
02/12/21 Direct Capital DES:EDI PYMNTS ID:DCC-1647719 INDN:KC Unlocking

Company
02/24/21 ROBINHOOD DES:Funds ID:XXXXXXXXX INDN:Mykel Williams
WEB
02/25/21 Direct Capital DES:EDI PYMNTS ID:DCC-1649470 INDN:KC Unlocking Company CO ID:1020468001 CC
02/26/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams C
02/26/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams C
Card account # XXXX XXXX XXXX 6916

02/01/21 PMNT SENT 0130 CASH APP*Y KEL*AD 4153753176 CA 55429501030855986880545 CK
XXXX XXXX XXXX 6916
02/01/21 CHECKCARD 0131 AUTOCODE NY. 718-404-9691 NY 55432861031200546957677 CKCD
XXXX XXXX XXXX 6916
6
02/01/21 CHECKCARD 0201 AUTOCODE NY. 718-404-9691 NY 55432861032200776862794 CKCD
XXXX XXXX XXXX 6916
02/02/21 CHECKCARD 0202 SUMMIT MEDIA SOLU 8166285492 MO 55546501033206750400174 C
7311 XXXXXXXXXXXX6916 XXXX XXXX XXXX 6916
02/02/21 CHECKCARD 0201 UHS HARDWARE INC HOLLYWOOD FL 85101591032980010232363
XXXXXXXXXXXX6916 XXXX XXXX XXXX 6916

Withdrawals and other debits - continued

Date Description
02/03/21 CHECKCARD 0203 AUTOCODE NY. 718-404-9691 NY 55432861034200344993392 CKCD 8999
02/04/21 CHECKCARD 0204 FACEBK 6WLR23B2S2 Menlo Park CA 15270211035000109967342
RECURRING CKCD 7311 XXXXXXXXXXXX6916 XXXX XXXX XXXX 6916
02/04/21 CHECKCARD 0204 QT 208 OUTSIDE LEE'S SUMMIT MO CKCD 5542 XXXXXXXXXXXX6916
XXXX XXXX XXXX 6916
02/05/21 CHECKCARD 0204 DISCOUNT KEY CODE LAS VEGAS NV 85506471035980000588942 CKCD
02/08/21 CHECKCARD 0206 STRAIGHTTALK*SERV 877-430-2355 FL 55432861037200213303571
RECURRING CKCD 4814 XXXXXXXXXXXX6916 XXXX XXXX XXXX 6916
02/08/21 PMNT SENT 0205 CASH APP* 4153753176 CA 55429501036855973703563 CKCD 4829
02/08/21 CHECKCARD 0207 THEPARKINGSPOT-EC 3124531700 MO 55309591038083734443155 CKCD
02/16/21 PMNT SENT 0212 CASH APP*Y KEL*AD 4153753176 CA 55429501043855979992708 CKCD
02/16/21 CHECKCARD 0213 SYNCB PAYMENT 8005419049 GA 55548071044898431523769 CKCD
02/16/21 CHECKCARD 0213 TACOS EL GUERO LL KANSAS CITY KS 75306371045036800082900 CKCD
02/16/21 CHECKCARD 0214 BLUE RIDGE BANK INDEPENDENCE MO 85140541045900010341421 CKCD
02/17/21 CHECKCARD 0216 DISCOUNT KEY CODE LAS VEGAS NV 85506471047980000588989 CKCD
02/22/21 CHECKCARD 0220 TIME PAYMENT CORP 7819944800 MA 55488721051206754701420 CKCD
7
02/22/21 CHECKCARD 0222 QT 224 OUTSIDE KANSAS CITY MO CKCD 5542 XXXXXXXXXXXX6916
XXXX XXXX XXXX 6916
02/22/21 PRICE CHOPPER 02/22 #000540110 PURCHASE 937 NE WOODS CHAP LEE'S SUMMIT MO
02/23/21 CHECKCARD 0222 UHS HARDWARE INC HOLLYWOOD FL 85101591053980010232334 CKCD
02/23/21 CHECKCARD 0222 BHM CAR WASH LLC LEES SUMMIT MO 85456671053900012343484 CKCD
continued on the
Withdrawals and other debits - continued

Date Description
Subtotal for card account # XXXX XXXX XXXX 6916 -$2
Total withdrawals and other debits -$24
Service fees
Your Overdraft and NSF: Returned Item fees for this statement period and year to
date are shown below.
Total for this period Total year-to-date
Total Overdraft fees $35.00 $35.00

Total NSF: Returned Item fees $35.00 $35.00
We want to help you avoid overdraft and returned item fees. Here are a few ways to
manage your account and stay on top of your balance:
⦁ Set up Overdraft Protection in Online Banking to avoid declined transactions and save on
overdraft fees
⦁ Sign up for Alerts (footnote 1) to get an email or text message when your balance
becomes low
Please call us or visit us if you have any questions or to discuss your options.
(footnote 1) You may elect to receive alerts via text or email. Bank of America does not charge for
this service but your mobile carrier's message and data rates may apply. Delivery of alerts may be
affected or delayed by your mobile carrier's coverage.
The Monthly Fee on your Business Fundamentals Checking account was waived for the statement
period ending 01/29/21. A check mark below indicates the requirement(s) you have met to qualify for the
Monthly Fee waiver on the account.
$250+ in new net purchases on a linked Business debit card
$250+ in new net purchases on a linked Business credit card
8
$3,000+ minimum daily balance in primary checking account
$5,000+ average monthly balance in primary checking account
$15,000+ combined average monthly balance in linked business accounts
enrolled in Preferred Rewards for Business
For information on how to open a new product, link an existing service to your account, or about
Preferred Rewards for Business please call 1.888.BUSINESS or visit
bankofamerica.com/smallbusiness.
Date Transaction description Amount

02/08/21 OVERDRAFT ITEM FEE FOR ACTIVITY OF 02-08
02/09/21 NSF: RETURNED ITEM FEE FOR ACTIVITY OF 02-09
Total service fees

Note your Ending Balance already reflects the subtraction of Service Fees.
9
Daily ledger balances

Date Balance ($) Date Balance($) Date B
02/01 691.91 02/10 7,504.46 02/19

02/02 34.01 02/11 5,004.46 02/22
02/03 7.01 02/12 442.70 02/23 3
02/04 243.44 02/16 106.41 02/24
02/05 698.44 02/17 26.41 02/25
02/08 -50.54 02/18 526.41 02/26
02/09 -135.54
10
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11
Important Messages - Please Read
We want to make sure you stay up-to-date on changes, reminders, and other
important details that
could impact you.
Reminder - your November 2020 statement included the following list of changes that may apply
to your Small Business checking and savings accounts and the effective date of the changes.
You will also see some changes to the options you have to avoid the Monthly Fee on your
accounts.
Account Changes Effective Date What to Expect After the Changes Become Effective
Business Advantage Checking will become Business February 19, 2021 You will see the new name on your statements, in Mobile b
Advantage Relationship Banking. and in Business Advantage 360, our small business online
Business Advantage Relationship Banking Account statement To avoid the Monthly Fee, meet any ONE of the following
cycles on or after requirements during each statement cycle:
The Monthly Fee of $29.95 will no longer be waived based January 30, 2021 ⦁ Maintain a combined average monthly balance of $15
on: more in your linked Bank of America business deposit ac
Previously, the combined average monthly balance requ
⦁ $15,000 average monthly balance. was $35,000.
⦁ Active payroll services usage with Intuit or ADP Payroll ⦁ Qualify for and enroll in Preferred Rewards for Busine
Services (Footnote 1) beginning December 1, 2020. (Footnote 2) (first four checking accounts per enrolled bu
⦁ Spend $2,500 in new net purchases on a linked Please review the Business Schedule of Fees for the state
business credit card. you opened your account for additional details about the w
⦁ Active Bank of America Merchant Services account avoid the Monthly Fee at:
bankofamerica.com/businessfeesataglance.
linked to a Bank of America settlement account beginning
January 1, 2021.
Business Fundamentals Checking will become February 19, 2021 You will see the new name on your statements, in Mobile b
Business Advantage Fundamentals Banking. and in Business Advantage 360, our small business online
Business Advantage Fundamentals Banking Account statement Depending on the state in which your account was opened
cycles on or after Monthly Fee may be a decrease, increase or remain uncha
Monthly Fee will be $16 in all states. (Previously the January 30, 2021 To avoid the Monthly Fee, meet any ONE of the following
monthly fee varied by state). requirements during each statement cycle:
The Monthly Fee will no longer be waived based on: ⦁ Maintain a combined average monthly balance of $5,0
more in your linked Bank of America deposit accounts. P
⦁ $3,000 minimum daily balance. the combined average monthly balance requirement was
⦁ $5,000 average monthly balance. ⦁ Spend $250 or more in new net purchases on a linked
⦁ Spend $250 or more in new net purchases on a linked
debit card.
business credit card. ⦁ Qualify for and enroll in Preferred Rewards for Busine
four checking accounts per enrolled business).
Please review the Business Schedule of Fees for the state
you opened your account for additional details about the w
avoid the Monthly Fee at:
12
Business Investment Account February 19, 2021 If you already have a Business Investment Account linked
included in your Business Advantage Fundamentals Banki
The Monthly Fee of $5 will no longer be waived by being relationship before February 19, 2021, it will remain and wi
linked and included in a Business Advantage Fundamentals receive a Monthly Fee while included.
Banking relationship. Note: Business Investment Accounts can be linked to your
Advantage Fundamentals Banking relationship to help mee
combined balance requirement to avoid the Monthly Fee.
Continued on next page
13
Excess Transactions Fee and Deposited Item Fee For more information about any fees that may apply to bus
Account statement
accounts, review the Business Schedule of Fees for the sta
These fees will no longer apply to deposits made using cycles on or after
which you opened your account at
Remote Deposit Online, Mobile Check Deposit, or at a Bank January 30, 2021
of America ATM.
Business Advantage Savings To avoid the Monthly Fee, meet any ONE of the following
requirements during each statement cycle:
The Monthly Fee is decreasing from $15 to $10. ⦁ Maintain a minimum daily balance of $2,500 or more
Account statement account. Previously, the minimum daily balance was $5,00
cycles on or after ⦁ Include in your Business Advantage Relationship Ban
January 30, 2021 solution (one per checking solution).
⦁ Qualify for and enroll in Preferred Rewards for Busine

four savings accounts, per enrolled business).
We are here to help

For more information about these changes and other fees that may apply to your accounts, visit your
nearby financial center or review the Business Schedule of Fees for the state in which you opened your
account at bankofamerica.com/businessfeesataglance.
Please let us know if you have any questions about these changes or would like to discuss how you may
be able to reduce or waive some of these fees by converting your account to another account type. You
can stop by a financial center, make an appointment at bankofamerica.com/bizappointment, or give us a
call at the number listed on this statement.
En los próximos meses, verá cambios en algunos cargos por servicios que podrían aplicarse a sus
cuentas de cheques, de ahorros y de Certificados de Depósito (CD) para Pequeñas Empresas. Antes
de que entren en vigencia, nos gustaría explicarle qué cargos cambiarán y cuándo lo harán, y también
informarle los pasos que puede tomar para evitar algunos de ellos.
Para obtener más información, visite un centro financiero de Bank of America.
Footnotes are spelled out so the text can be translated by vision disability screen reader programs.
(Footnote 1) Intuit and the Intuit logo are registered trademarks of Intuit Inc., used under license. ADP
and the ADP logo are registered trademarks of ADP, LLC, used under license. Bank of America does
not deliver and is not responsible for the products, services or performance of Intuit Inc. or ADP, LLC.
Internet access may be required. Internet service provider fees may apply. Other bank fees may apply.
See the Business Schedule of Fees available at bankofamerica.com/businessfeesataglance for details.
Bank of America and/or its affiliates or service providers may receive compensation from third parties for
clients' use of their services.
(Footnote 2) The Preferred Rewards for Business program is only available to Small Business, Merrill
Small Business, and Bank of America Private Bank® Small Business clients. Other categories of clients,
such as those commonly referred to as Business Banking, Global Commercial Banking, Global
Corporate Investment Banking, or Institutional clients are not eligible to participate in the program.
Subject to certain exceptions, eligible business checking accounts generally are any Small Business
checking account and the following Analyzed checking accounts: Full Analysis Business Checking or
Analyzed Business Interest Checking. Clients in the eligible business categories may enroll in the
program. To enroll you must have an active, eligible Bank of America business checking account, and
maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or
$100,000 for the Platinum Honors tier in your combined qualifying Bank of America business deposit
accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment
accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware
Business Accounts). The qualifying balance is calculated based on either (i): your average daily balance
for a three calendar month period, or (ii) your current combined balance, provided that you enroll at the
time you open your first eligible business checking account and satisfy the balance requirement at the
end of at least one day within thirty days of opening that account. Refer to your Business Schedule of
14
Fees for details on accounts that qualify towards the combined balance calculation and receive program
benefits. Eligibility to enroll is generally available three or more business days after the end of the
calendar month in which you satisfy the requirements. Bank of America Private Bank® Small Business
clients are automatically enrolled in the program at the Platinum Honors tier as long as you maintain
your Bank of America Private Bank® relationship. Once you are no longer a client of the Private Bank,
your enrollment in Preferred Rewards for Business will end and the benefits from enrollment will no
longer be provided.
You can continue to receive Preferred Rewards for Business benefits if you are eligible for the program
and you take action to enroll. Benefits become effective within 30 days of your enrollment, or for new
accounts within 30 days of account opening, unless we indicate otherwise.
Certain benefits may be available without enrolling in the program if you satisfy balance and other
requirements.
15

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Business Advantage

P.O. Box 15284

Your Business Fundamentals Checking

Thanks. We’re here to listen to you.

⦁ Tell us your name and account number.

© 2021 Bank of America Corporation

Deposits and other credits

BANK OF AMERICA BUSINESS ADVANTAGE

Stay on top of your accounts

Deposits and other credits - continued

02/26/21 TD AMERITRADE DES:ACH MICRO ID:aZ9PTQCFVS INDN:WILLIAMS MYKEL CO

Total deposits and other credits $24

Withdrawals and other debits

02/08/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams

02/08/21 APPLECARD GSBANK DES:PAYMENT ID:8838921 INDN:Mykel Williams ID:9999999999

02/11/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams

02/12/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams

02/12/21 Direct Capital DES:EDI PYMNTS ID:DCC-1647719 INDN:KC Unlocking

02/26/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams C

02/26/21 ROBINHOOD WEB DES:Funds ID:XXXXXXXXX INDN:Mykel Williams C

Card account # XXXX XXXX XXXX 6916

Your checking account

Withdrawals and other debits - continued

Withdrawals and other debits - continued

Total for this period Total year-to-date

Total Overdraft fees $35.00 $35.00

Date Transaction description Amount

02/09/21 NSF: RETURNED ITEM FEE FOR ACTIVITY OF 02-09

Total service fees

Daily ledger balances

02/01 691.91 02/10 7,504.46 02/19

This page intentionally left blank

Continued on next page

⦁ Qualify for and enroll in Preferred Rewards for Busine

We are here to help

Para obtener más información, visite un centro financiero de Bank of America.

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