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    Personal Cashflow

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    clossbu2310
    The document provides a template for a personal cash flow statement to track monthly cash inflows and outflows. It includes sections for income, fixed expenses, variable expenses, total outflows, surplus/deficit, and allocation of surplus.

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    Personal Cashflow

    Uploaded by

    clossbu2310
    34 views1 page
    The document provides a template for a personal cash flow statement to track monthly cash inflows and outflows. It includes sections for income, fixed expenses, variable expenses, total outflows, surplus/deficit, and allocation of surplus.

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    personal_cashflow

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    The document provides a template for a personal cash flow statement to track monthly cash inflows and outflows. It includes sections for income, fixed expenses, variable expenses, total outflows, surplus/deficit, and allocation of surplus.

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    34 views1 page

    Personal Cashflow

    Uploaded by

    clossbu2310
    The document provides a template for a personal cash flow statement to track monthly cash inflows and outflows. It includes sections for income, fixed expenses, variable expenses, total outflows, surplus/deficit, and allocation of surplus.

    Copyright:

    © All Rights Reserved
    Download as XLS, PDF, TXT or read online from Scribd
    Download as xls, pdf, or txt
    of 1

    Name: #REF! Date: #REF!

    Creating a Personal Cash Flow Statement 7


    Purpose: To maintain a record of cash inflows and outflows for a month (or three months).
    Financial Planning Activities: Record inflows and outflows of cash for a one- (or three-) month period.
    Suggested Websites: www.americasaves.org money.cnn.com
    Suggested App: Expensify

    For month ending December 15, 2023

    Cash Inflows

    Salary (take-home) $3,200.00


    Other income : $0.00
    Other income : $0.00
    Total Income $3,200.00

    Cash Outflows

    Fixed expenses
    Mortgage or rent $1,200.00
    Loan payments $350.00
    Insurance $180.00

    Your Personal Financial Plan


    Other Property Tax $300.00
    Other
    Total fixed outflows $2,030.00
    Variable expenses
    Food $500.00
    Clothing $50.00
    Electricity $80.00
    Telephone $0.00
    Water $40.00
    Transportation $50.00
    Personal care $30.00
    Medical expenses $0.00
    Recreation/entertainment $20.00
    Gifts $0.00
    Donations $0.00
    Other $0.00
    Other $0.00
    Total variable outflows $770.00

    Total Outflows $2,800.00

    Surplus/Deficit $400.00

    Allocation of surplus
    Emergency fund savings $10,000.00 Apply any
    surplus to
    Financial goal savings $200.00 these
    Other savings goals

    Total $10,200.00

    What's Next for Your Personal Financial Plan?


    * Decide which areas of spending need to be revised.
    * Evaluate your spending patterns for preparation of a budget.

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