Deposit Interest Rates Bank of Baroda

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Interest Rates and Service

Charges
Deposit Interest Rates Retail Loans Interest R
SB Deposits:
Slab wise Revised Rate of interest on
SB Deposits, ROI in % - (w.e.f 14-11-
2022)
Fixed Deposits (Callable):

Domestic Fixed Deposits including
NRO Deposits below ₹ 2.00 Crores,
ROI in % [Fresh & Renewal] - (w.e.f 14-
11-2022)
Resident
Residents
Indian
Tenors / General
Sr.
Public
Citizen
7 days to 14
3.00 3.50*
days
15 days to 45
3.00 3.50*
days
46 days to 90
4.50 5.00*
days
91 days to 180
4.50 5.00*
days
181 days to
5.25 5.75*
270 days
271 days &

above and less 5.50 6.00*
than 1 year
1 year 6.10 6.60*
Above 1 year to
6.10 6.60*
400 days
Above 400
days and upto 6.10 6.60*
2 Years
Above 2 Years
and upto 3 6.25 6.75*
Years
Above 3 Years
and upto 5 6.10 6.75#
Years
Above 5 Years
and upto 10 6.10 6.90**
Years
Above 10 years
(MACT/MACAD
6.10 6.60*
Court Order
schemes only)
444 Days
(Baroda
6.10 6.60*
Tiranga Deposit
Scheme)***
555 Days
(Baroda
6.10 6.60*
Tiranga Deposit
Scheme)***
399 Days
(Baroda
Tiranga Plus 6.75 7.25*
Deposit
Scheme)
(* incl. additional ROI 0.50%, ** incl. additional

ROI of 0.50% + 0.30% for RTD tenor above 5
Years to 10 years as approved by ALCO
Committee in meeting dated 10.11.2022, # incl.
additional ROI of 0.50%+0.15%)
Note:
Preferential Rate is applicable only for

Resident Indian Sr. Citizen, Resident Staff &
Resident Senior Citizen Retired staff as per
Deposit Policy.
Additional 50bps being paid to Senior

Citizens for deposits of tenor Above 5 Years
to 10 years over & above 50bps has been
decreased to 30bps as per Last ALCO
Meeting deliberations and accordingly will be
paid 80bps (50bps+30bps) w. e. f. 14.11.2022
(Fresh & Renewals).
***No premature Withdrawal Allowed &

Minimum Deposit Rs. 15.01 Lakh & Maximum
Rs. 199.99 Lakh.
Domestic Fixed Deposits including

NRO Deposits of Above Rs 10 Crores
to upto Rs 1000 Crores, ROI in %
[Fresh & Renewal] - (w.e.f. 29-07-2022
)
NRE Term (Rupee) Deposits Below Rs.

Two Crore, ROI in % [Fresh & Renewal]
– (w.e.f. 14-11-2022)
NRE Term Deposits of Above Rs. 10

crores to upto Rs.1000 Crores, ROI in
% [Fresh & Renewal] - (w.e.f. 29-07-
2022)
Fixed Deposits (Non-

Callable):
Baroda Advantage Fixed Deposit
(Domestic, NRO & NRE) Accounts, ROI
in % (Minimum Single Deposit ₹15.01
Lac & below ₹2 Crores) [Fresh &
Renewal] - (w.e.f. 14-11-2022)
Baroda Advantage Fixed Deposit

(Domestic) Accounts of Above Rs. 10
crores to upto Rs.1000 Crores, ROI in
% - (w.e.f. 29-07-2022)
KINDLY CONTACT YOUR

NEAREST BRANCH FOR TERM
DEPOSIT RATE OF INTEREST
FOR RS. 2 CRORES TO RS. 10
CRORES (BOTH CALLABLE &
NON-CALLABLE)
Fixed Deposits (Tax Saving):

Baroda Tax Savings Fixed Deposit, ROI
in % [Fresh & Renewal] - (w.e.f. 14-11-
2022)
FCNR(B) - Deposits:
Foreign Currency Non-resident Deposit
- FCNR(B) - Deposits w.e.f. 16th
December, 2022 . The rates shall be
effective up to 15th January, 2023.
(Rates are subject to change as per
Bank’s discretion)
Notes:
Capital Gain Account Scheme, 1988:
For all Deposits under Capital Gain

Accounts Scheme, 1988, interest rate will
be applicable as per normal time & period.
It will also not be in order to offer
higher/differential rate of interest on
deposits received under the Capital
Gains Accounts Scheme, 1988.
Premature withdrawal of Deposits:
As per Bank's extent guidelines applicable

for Retail Term Deposits as per latest
Deposit Policy Guidelines or any
subsequent modifications in the same.
Interest Payment:
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Personal Business

Interest Rates and Service

Deposit Interest Rates Retail Loans Interest R

Fixed Deposits (Callable):

271 days &

1 year 6.10 6.60*

(* incl. additional ROI 0.50%, ** incl. additional

Preferential Rate is applicable only for

Additional 50bps being paid to Senior

***No premature Withdrawal Allowed &

Domestic Fixed Deposits including

NRE Term (Rupee) Deposits Below Rs.

NRE Term Deposits of Above Rs. 10

Fixed Deposits (Non-

Baroda Advantage Fixed Deposit

KINDLY CONTACT YOUR

Fixed Deposits (Tax Saving):

For all Deposits under Capital Gain

Premature withdrawal of Deposits:

As per Bank's extent guidelines applicable

Branches & ATMs Download Forms

FAQs Get in Touch

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