9113 Dio Insurance 14-04-2024
9113 Dio Insurance 14-04-2024
9113 Dio Insurance 14-04-2024
Reliance General
Insurance Company
Limited
SID041 Date: 2023.04.12
https://rgi
Insured Name :MR.SYED FIRDOUS ALAM Period of Insurance: From 00:00 Hrs on 15-Apr-2023 to Midnight of 14-Apr-
2024
Communication Address & Place of Supply :5/3 AYYAM PERUMAL KOVIL Policy Issuing Branch : 4TH FLOOR, CHINTAMANI AVENUE, NEXT TO
STREET, ROYAPETTAH,CHENNAI,,,TAMIL NADU,,INDIA,600118 VIRVANI INDUSTRIAL ESTATE, W.EXP. HIGHWAY, GOREGAON EAST ,
MUMBAI,,MAHARASHTRA,
400063
Mobile No :9363438308 Tax Invoice No. & Date :R12042306042 & 12 Apr 2023 10:18
Premium Summary
Limits of liability : (a) Under Section II (1)(i) of the Policy-Death of or bodily injury to any person so far as it is necessary to meet the
requirements of the Motor Vehicle Act, 1988. (iii) PA cover for owner driver under section III CSI `0.0/-
Consolidated Stamp duty Paid vide Letter of Authorisation "NO.LOA/CSD/562/2023/(Validity Period Dt.10/01/2023 to Dt.01/12/2023)/117 DT.9 JAN 2023" at
General Stamp Office, Mumbai.** Not Applicable for the State of Jammu & Kashmir
21BRG642 / Policybazaar
18002585970 [email protected]
Insurance Brokers Pvt. Ltd.
Intermediary Code/Name Intermediary Contact No. Intermediary E-mail ID POS UID Aadhaar No. / PAN No.
Limitations as to use : The Policy covers use for any purpose other than: (a) Hire or Reward other than for the purpose of driving tuition, (b) Carriage
of goods (other than samples or personal luggage), (c) Organized racing, (d) Pace making, (e) Speed testing, (f) Reliability
trials, (g) Any Purpose in connection with Motor Trade .
Persons/Classes of persons : Any person including insured:
entitled to drive Provided that a person driving holds a valid driving license at the time of the accident and is not disqualified from holding or
obtaining such a license. Provided that the person holding a valid learner’s license may drive the vehicle when not used for
the transport of goods at the time of the accident and that such a person satisfies the requirements of Rule 3 of the Central
Motor Vehicles Rules, 1989.
Deductible under Section-I : (i) Compulsory deductible `100.0 /- (ii) Additional compulsory deductible `0 /- (iii) Voluntary deductible `0.0 /-
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off
Western Express Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0011V02100001. Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures
Private Limited and used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2312/PS/VER. 1.0/310118.
Page 1 of 6
Compulsory PA cover for owner driver :
Insured is not eligible for compulsory PA cover for owner driver in the policy as the same has not been opted for the reasons allowed as per motor tariff and/or basis
insured's declaration given below:"
"I/ we hereby declare that I/ we hold an effective personal accident insurance policy covering death and permanent disability (total & partial) and/ or compulsory
personal accident (CPA) for owner driver in other vehicles; whereby the Sum Insured limit is of Rs 1,500,000 or more in all such above mentioned conditions.
"In case you have missed it, please opt for compulsory PA cover by payment of additional premium as applicable .Liability of insurance company shall commence
from the date of receipt of such additional premium .
0.0
*No Claim Bonus is subject to no claim on the previous policy. Benefits under the policy stands forfeited if claim is/was made in previous policy.
"It is hereby declared and agreed that any damages pre-existing, any losses occurred & any Liability having been incurred, prior to the commencement of cover
under this policy are excluded from the scope of this policy."
The policy wording with detailed terms, conditions and exclusions are available on our website www.reliancegeneral.co.in. 0.0
Statutory Provisions:
"As per Section 146 of the Motor Vehicle Act, 1988 it is Mandatory to have your vehicle insured against third party risk.
As per Section 196 of the Motor Vehicle Act, 1988 driving an uninsured vehicle is punishable with fine or Rs. 2000 and/or imprisonment up to 3 months for the first
offence and fine of Rs. 4000 and/or imprisonment up to 3 months for the second offence."
I/We hereby certify that the Policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X and
Chapter XI of M.V. Act, 1988.
Note: In the event of dishonor of cheque, this policy document automatically stands cancelled from inception irrespective of whether a separate communication is
sent or not.
The policy has been issued based on the information provided by you and the policy is not valid if any of the information provided is incorrect. Subject otherwise to
the terms, conditions and exclusions of the Reliance Miscellaneous and Special Types of Vehicles Package Policy Certificate Cum Policy Schedule. In witness
whereof this Policy has been signed at Mumbai on policy tax invoice date in lieu of Proposal/Covernote No. as mentioned in the policy.
Safeguard your transaction by paying your premium via crossed cheque/DD in favour of Reliance General Insurance Co. Ltd.
Updating Registration Number of vehicles within 15 days of policy inception is MANDATORY as per IRDA. Kindly provide the same to your Agent/Our Call
centre/Policy issuing Branch (Applicable for policies booked without Registration No of vehicles).
IMPORTANT NOTICE : The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the
Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause
headed 'AVOIDANCE OF CERTAIN TERMS AND RIGHT OF RECOVERY'. For legal interpretation, English version will hold good.
In case of a renewal, the benefits provided under the policy and/or terms and conditions of the policy including premium rate may be subject to change.
As per National Highways Authority of India, kindly ensure to affixed FASTag on your vehicle.
Grievance Clause :- For resolution of any query or grievance, Insured may contact the respective branch office of the Company or may call at 1800 3009 or may
write an email at [email protected]. In case the insured is not satisfied with the response of the office, insured may contact
the Nodal Grievance Officer of the Company at [email protected]. In the event of unsatisfactory response from the Nodal
Grievance Officer, insured may email to Head Grievance Officer at [email protected]. In the event of unsatisfactory
response from the Head Grievance Officer, he/she may, subject to vested jurisdiction, approach the Insurance Ombudsman for the
redressal of grievance. Details of the offices of the Insurance Ombudsman are available at IRDAI website www.irda.gov.in or on company
website www.reliancegeneral.co.in or on www.gbic.co.in. The insured may also contact the following office of the Insurance Ombudsman
within whose territorial jurisdiction the branch or office of the Company is located.Office of the Insurance Ombudsman,3rd Floor,Jeevan
Seva Annexe,S. V. Road,Santacruz (W), Mumbai - 400 054. Tel.: 022 - 26106552 / 26106960 Fax: 022 - 26106052 Email:
[email protected] | Shri. A. K. Sahoo Office of the Insurance Ombudsman,Jeevan Darshan Bldg.,3rd Floor,C.T.S. No.s. 195
to 198,N.C. Kelkar Road,Narayan Peth, Pune – 411 030. Tel.: 020-41312555 Email: [email protected]
Note: Kindly acknowledge the receipt of this policy. In case you find any variations against your proposal or any discrepancy in the policy, kindly contact us
immediately.
This document shall be treated as a Tax Invoice as per Rule 46 of the Central Goods and Services Tax Rules 2017.
In the unfortunate event of a claim, please call quoting your Policy No. 022 48903009(Paid) on and register your claim immediately within 7days from the
date of loss.
In the absence of any communication from you within a period of 15 days of receipt of this letter, we will consider that the issued policy is in order and as per your
proposal.
Special Conditions : NA
Policy has been issued with reference to vehicle inspection report, reference lead no.InspectionID_HIDE & special conditions.The
inspection report remarks can be viewed on company's website by the lead no.
For Reliance General Insurance Co. Ltd.
Authorised Signatory
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off
Western Express Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0011V02100001. Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures
Private Limited and used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2312/PS/VER. 1.0/310118.
Page 2 of 6
Proposal Form For Reliance Two Wheeler Package Policy
Is the vehicle made in India? Yes No Type of vehicle: Two Wheeler Three Wheeler Four Wheeler
5. Monthly Income Upto ` 20,000 ` 20,001 to ` 50,000 ` 50,001 to ` 1,00,000 ` 1,00,001 and above
6. UID Aadhaar No. 7. PAN
8. Do you have a GST Registration Number Yes No
If Yes, please specify
9. Related Party Yes No
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off
Western Express Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0011V02100001. Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures
Private Limited and used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2312/PS/VER. 1.0/310118.
Page 3 of 6
Details of the Vehicle Type and Use
20. a. Whether the Vehicle is driven by Non-conventional source of power? Yes No If yes Bi Fuel CNG LPG
Non-electrical Electrical & Electronics
Insured declared value Side Car(Two_wheeler)
(IDV) of the Vehicle
Accessories fited to the Accessories fited to the
Trailer(Pvt.Cars)
Value of CNG/ LPG Kit Total Value
Vehicle Vehicle
Petrol
21434 0.0 0.0 0.0 0.0 21434.00
b. Do you have a valid PUC? Yes No
(Note-Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate and/or valid fitness
certificate, as applicable, on the date of commencement of the Policy and undertakes to renew and maintain a valid and effective PUC and/or fitness
Certificate, as applicable, during the subsistence of the Policy. Further, the Company reserves the right to take appropriate action in case of any
discrepancy in the PUC or fitness certificate.)
21. Age of Owner Driver 22. D.O.B
23. Add On Covers (Subject to availability and eligibility)
a. Nil Depreciation Cover NO
Risk Inclusions
34. Please select the higher deductible if you wish to opt for over and above the compulsory deductible
Two wheeler
35. Personal Accident Cover for Owner Driver. Please give details of nomination
Name of Appointee (if Nominee
Name Name of Nominee Age of Nominee Relationship Address
is Minor)
(Note: 1. Personal Accident cover for owner driver is compulsory for Sum Insured of `15,00,000/- for Two Wheeler, Private Car, GCV, PCV and Misc-D
2. Compulsory PA cover for owner driver cannot be granted where a vehicle is owned by a company, a partnership firm or a similar body corporate or
where the owner-driver does not hold an effective driving license)
36. Extension of Geographical Area:
INDIA Whether extension of Geographical Area to the following countries required?
1. Bangladesh 2. Bhutan 3. Maldives 4. Nepal 5. Pakistan 6. Sri Lanka
37. Please state if the vehicle is under Hire purchase Lease Agreement Hypothecation Agreement
FINANCE_
HIDE If so, give name and address of concerned parties.
38. Full Name M/s
39. Address
Details of Previous Insurance
40. Full Name of previous insurer KERALA STATE INSURANCE
41. Address
42. Policy Number DBCR00467062363/00 Previous policy Expiry 08-Apr-2023
43. Type of cover: Package Policy Liability Only Other (To be describe)
Payment Details
Cheque / DD Cheque / DD No.
Cheque/DD Date Cash Credit Card Others
Proposer's Bank Details
47. Name of the Bank Account Holder
48. Bank Account No.: 49. Account: Saving Current
50. Name of the Bank
51. Branch
52. MICR Code (9 digit MICR code number of the bank and branch appearing on the cheque issued by the bank)
53. IFSC Code (11 character code appearing on your cheque leaf)
I understand that any refund due on the premium payment / any payment / claims to be directly credited to my aforesaid Bank Account.*
*As per IRDAI, its mandatory that all payments made to the insured are only through electronic mode.
AML Guidelines
"I/ We herby confirm that all premiums have been/ will be paid from bonafide sources and no premium have been/ will be paid out of the proceeds of crime related
to any of the offence listed in Prevention of Money Laundering Act 2002. I understand that the company has the right to call for the documents to establish source of
funds. The insurance company has the right to cancel the insurance contract in case I am/ have been found guilty by any competent court of law under any of the
statues, directly/ indirectly governing the prevention of Money Laundering in India.
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off
Western Express Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0011V02100001. Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures
Private Limited and used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2312/PS/VER. 1.0/310118.
Page 5 of 6
Nationality: Indian Non- Indian, If Non Indian please specify the country
Type of
Corporations Government Non Government Organizations Society Trust
Organization :
Partnership International Organization Cooperatives Section 25 companies
Declaration by Proposer
I/We hereby declare that the statements made by me/us in this Proposal Form are true to the best of my/our knowledge and belief and I/We hereby agree that this
declaration shall form the basis of the contract between me/us and RELIANCE General Insurance Company Limited. I/We also declare that, if any additions or
alterations are carried out after the submission of this proposal form, then the same would be conveyed to the insurers immediately. I/We hereby declare that the
contents of the form and documents have been fully explained to me/us and that I/We have fully understood the significance of the proposed contract. I/We agree to
accept a policy subject to the condition prescribed by the company. • I have read and understood the brochure, prospectus, sales literature & Policy wordings and
confirm to abide by the same. • I/We declare that the rate of NCB stated above by me/us is correct and that no claim has arisen in the expiring policy (copy of the
policy enclosed). • I/We further undertake that, if this declaration is found to be incorrect, all benefits under the policy in respect of section I of the policy will stand
forfeited. • I/We further understand and agree that RELIANCE General Insurance will seek confirmation of above stated details from my/our previous insurers.
Pending receipt of necessary confirmation, I/We agree that, though coverage under the policy will be available to me/us, RELIANCE General Insurance will be liable
to release the payment towards any claims under section I of the policy only after a confirmation in this regard is received. In the event this declaration is found to be
incorrect, any and all coverage available under section I of the policy from the date of commencement of the policy shall stand automatically forfeited. Further, any
survey arranged/allowed by RELIANCE General Insurance of the motor vehicle, pending confirmation of the declaration from my/our previous insurers, shall be
without prejudice to any of the rights and remedies available to RELIANCE General Insurance as contained herein and under the relevant laws and regulations. •
I/We acknowledge and agree that, Pending receipt of confirmation of the declaration from my/our previous insurers, the "cash-less repair facility" provided by
RELIANCE General Insurance shall stand suspended. • I/We also shall endeavour to procure the renewal notice and pass on the same to RELIANCE General
Insurance immediately upon the receipt of such renewal notice. Mode of Payment: Secure your payment by cheque/DD favouring Reliance General Insurance
CO.Ltd. This policy shall be voidable at the option of the Company in the event of mis-representation, mis-description of nondisclosure of any material particulars by
the Proposer. Any person who, knowingly and with intent to defraud the Insurance Company or other persons, files a proposal fo insurance containing any false
information, or conceals for the purpose of misleading, information, information concerning any fact material thereto, commits a fraudulent act which will render the
policy voidable at the company's sole discretion and result in a denial of insurance benefits.• I/We here by state that the above mentioned address shall be taken as
address on record for the purpose of GST. • I/We hereby confirm that the contents of the proposal form and connected documents have been fully explained to
me/us and I/We have fully understood the significance of the proposed contract.
This proposal form was completed by
Name Place :
Date :12 Apr 2023 10:18 Date :12 Apr 2023 10:18
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered & Corporate Office: Reliance General Insurance Company Limited, 6th Floor, Oberoi Commerz, International Business Park, Oberoi Garden City, Off
Western Express Highway, Goregaon (East), Mumbai - 400 063.
Corporate Identity No. U66603MH2000PLC128300. UIN: IRDAN103RP0011V02100001. Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures
Private Limited and used by Reliance General Insurance Company Limited under License. RGI/MCOM/CO/2312/PS/VER. 1.0/310118.
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