Your 4 Main Endorsements in their World. #1—Endorsement: COLB Draw ‘This “COLB Draw” is BELIEVED as Valid by Patrick Devine - Owner/Bailor/Drawer, Without Recourse; This Obligation Requires the Interior Department of the Treasury — Treasurer is to Settle this “Certificate of Live Birth” Bailment Drawing for S within 3 days: from the DEVINE, PATRICK — Bailee's account # without dashes. By (Owner/Bailor/Drawer's Authorization Signature ‘This “SSN Bill” is BELIEVED as Valid by Patrick Devine - Owner/Bailor/Drawer, Without Recourse: ‘This Obligation Requires the Department of the Treasury/Social Security by way of the IRS is to Settle this “SSN Bil” from the DEVINE, PATRICK - S.S. Bailee/Guarantor’s account # without dashes. Date: By: (Owner/ SS. Bailor/Guarantor’s Authorization Signature #3 — Endorsement: DD 214 Draw ‘This “DD 214N Draw” is BELIEVED as Valid by Patrick Devine - Qwner/Bailor/Drawer, without recourse; This Obligation Requires the Interior Department of the Treasury ~ Treasurer is to Settle this DD _214N Military Bailment Drawing for $ within 3 days; from the DEVINE, PATRICK PAUL - Bailee’s account # without dashes. Date; eee By: Owner/Ballor a #4 Endorsement: STATE Billing Items ‘This “Billdnvoice” is BELIEVED as Valid by Patrick P Devine - Owner/Assured/Guarantee, Without Recourse: This Obligation Requires the State Attorney General's Office is to Settle this DEVINE, PATRICK P; Bill/Invoice# for $ within 3 days: from the STATE OF IOWA - Assurance Fund. By: ‘Owner/Assared/Guarantee’s Authorization Signature DatBILL OF CREDIT: A pape: issued by a state, intended to circulate as money or to answer the ordinary purposes of money. 36 Am J1si Money § 17. ASSURANCE: Any writen instrument evidencing ttle to real property; insurance. See collateral assurance; common assurances; covenant for further asuranee;insurancs. COLLATERAL ASSURANCE: A deed of conveyance made subsequently tothe original one forthe purpose of perfecting the Grantee's title. ‘ASSURANCE FUND: A Fund Provided In States which have the system of Registration of Land Ties forte indemnification ‘ofthose who fase thee property through Saud or cro, and who are Without Other Means of REDRESS, 5 Am ist Reg LT 8 & ASSURE: To insure: to ssue oF take ou insurance. ASSURED: Ordinarily, synonymous wit “nguzed "29 Am J Rey ed Ins § 239, In some eontex's, the person for whose benefit a policy of life insurance was made or takes, especially where hei the person who applied forthe policy and pays the premiums. Conn. Mut. Life Ins. Co, v Luchs, 108 US $98, 27 L Ed 800, 2S C1949; 29 Arn Rev od Ins § 239. DRAW: Verb: To wrlte in due form; to prepare a draft of, as to draw a memorial, a deed, or a Bill of Exchange. Havikins v State, 28 Fla 363, 367 DRAWEE: The person upon whom s dao ill of exchange is dawn; the person to whom the paper is presented for seceptmnce and payne. DRAWER: The maker of a drat or bil of exchange. DRAWING ACCOUNT: The account of an employee, usually a salesman working on a commission or part-commission basis, with the employer, upon which advances are made tothe employce at inzrals fixed by the contract of employment oF upon request by the ‘employee. Anno: 95 ALR2A 50S. The privilege of having a drawing account as defined above. GRANT: Noun: A conveyance or transfer of real property, especially of public lands. The config of something by one person upon ‘smother. Nichola & Co. v United State, 249 US 34, 39,63 L.Ed 461, 465, 39 S C1218, As the erm sppears ina treaty: ~any concession, warrant, oer, or permission to survey, posses, or sete, whether evidenced by writing Or pro, or presumed from possesion. Suotherv Leas (CS) 2 Pet 410, 9 Ba 1137. Vet: A worl of conveyance or ansfer. An apt word of conveyance, effective to create @ covenant to stand scised. 28 Am J2d Est §§ 255-257. ‘The word is nota technical word lke the word "eneof," and although i sed broadly, without limitation o restriction, it would carry ncaa or interest inthe thing granted, silt may be wed in amore resteted sense, ad be 0 limited thatthe granie wil ake but a rere naked trust or poster to dispose ofthe thin granted, and to apply the proceed arising out ofthe use and benefit ofthe sramor. Rice v Minnesota & Norhwestem Railroad Co. (US) 1 Black 358, 17 L Ed 147, 153 GRANTEE: A person 1 whom a grants made. The party in a deed to whom the conveyance is mae. 23 Am J2d Deeds § 41 GRANT OF PATENT: A transfer in wring ofan entire patent for an invention, ofan undivided part thereot, or ofan exclusive right fora limited or unlimited teitory to make and use of vor the thing patented. Moore Marsh (US) 7 Wall 515,19 1 Bd 37,39 GRANTOR: A person who makes a grant. The party to a deed who makes the conveyance. 23 Am J2d Deeds § 41. ‘+ GUARANTEE: The Creditor (SS Administration under a contrat of Guaranty (SS Account), being the person to whom the Principal Debtor (UNITED STATES Corporation) s primarily liable and to whom the Guarantor (SS Bailor is secondarily liable, 24 Am J1st Guar § 2. In another sense, a Guaranty. "GUARANTOR: The person bound, by a contact of Guaranty. 24 Am JIst Guar § 2. One who undertakes to answer forthe deb, ‘eta, or miscarriage of another. "GUARANTY: An undenaking or promise, on the part of one person called the GUARANTOR (SS Beilmenn, which is collateral to ‘.peimacy or principal obligation on the part-of another, and which binds the GUARANTOR to pecformance in the event of rnonperformanes by such other person, te lattes being primarily bound to perform. 24 Am JIst Guar § 3. Concisely, a promise to inser forthe deb, default, or miscartiage of another person, provided such person does not respond by payment or performance. Hickory Novelty Co. v Andrews, 1881NC 59, 123 SE 314. COLLATERAL GUARANTY: An anomalous expression, since a guaranty is inherently collateral, being collateral tothe principal ‘obligation, but used by way of emphasizing the existence ofa guaranty inthe strict sease of the tem, in which te obligation ofthe fuarantor i to pay ifthe principal shall fa! to pay or perform, as distinguished from a suretyship, in which the surety is blipated ‘under a direct promise or undertaking to pay or perform. Nading v McGregor, 121 Ind 465, 23 NE 283. GUARANTEE n. 1. A secondary agreement in which a person (the GUARANTOR) is liable forthe debtor default of snother (the Beincipal Debtor) who isthe party primarily lable forthe debt. A Guarantee requires an independent *consideratfon and must be ‘evidenced in writing. A GUARANTOR who has paid out on his Gearantee has a right to be indemnified by the Principal Debtor ‘Compare INDEMNITY. 2. Sec WARRANTY. INDEMNITEE: One for whose benefit a coniract of indemnity s made; one whom another is under obligation to indemnify INDEMNITOR: One who iademnities another; oe upan worn there rests an obligation to indemnify or save another from a egal ‘consequence of the conduct of one ofthe partis tothe obligation or of some other person. 27 Am JIstIndem § 2. INDEMNITY: A term inclusive of to primary concepts: (1) compensation in money or property fora loss suffered; (2) a contract to ‘save another from the legal eonsequences ofthe conduct of onc of the partes or ofa third person. Also inclusive in a proper sense of the security by way of deposit or bond furnished forthe performance of an underaking to seve another harmless. Builders Supply Co. ‘y MeCebe, 365 Pa 322, 77 A2d 368, 24 ALR2d 319; 27 Am ist Indem § 2. An obligation or duty resting on one person to make good ‘any oss or damage another has incurred while ting a the -equost ofthe former or for his benefit. 27 Am Jtstindem § 2. The Right1 One who ha been compel to pay that which Avother Person should have aid, Security to protect agsins! loss in assuming ‘Matus such as that of a Guarantor or Surety. From the standpoint of an insurance contract:-the stipulated desideratum to be putid to the insured in case he suffers loss or damage through the risk specified and covered by the contract. Physicians’ Defense Co. v Cooper (CA9 Cal) 199 576, INDEMNITY AND GUARANTY: ‘Two distinct undertakings, in that a Guaranty i a collateral undertaking, and presupposes some contractor transaction to which itis collateral. while an Indemnity is essonalyan Origial contract. Anderson v Spance, 72 nd 315. INDEMNITY BOND: A bond to indemnify the Obligee or Indemnitee against loss from the conduct of the obligor or Indemnitor or from the conduct ofa third persoo. 12 Amt J2d Bonds § 1. A bond, the condition of which is the indemnification of the Obligee against loss from the incunence of ability from an act, for example a bond indemnitying a sheriff a seiing and holding property ‘claimed by 2 person other than the defendant under the process with which the sheriff is armed. 30 Am J2d Exee § 752. INDEMNITY: n, An agrecment by one persoa (X) 0 pay to another (X) sums that are owed, oF may become oved, to him by 8 third person (2). I's not conditional on the THIRD PERSON defuiting onthe payment. ie. ¥ ean sueX without fist demanding ‘payment from Z. If it is conditional on the Third Person's default (i.c. if Z remains the Principal Debtor and must be sued for the money frst itis not an Indemnity but a *Guarantee, Unlike a Guarantee, an Indemnity nest not be evidenced in writing. INSURANCE: A contract whereby onc undertakes to indemnify anther against los, damage or lability arising from an unknown oF ‘contingent event. Meyer v Building & Realty Service Co, 209 Ind 125, 196 NE 250,100 ALR 1442. An agreamont by which one person fo a consideration promises to pay money or is equivalent, or wo perform some act of value, to ancter onthe desiruction, Aesth, os, oF injury af someone or somethins by specified pris. 29 Am J Rev ed ins §3.A contac of indemnity where i affords protection azainst actual loss or damage; not where, as, inthe case of hie fsuranee, payment sto be made by the insurer upon the fsecurence ofthe event insured agains, without referencs to The actual oss in dolars and c=. 29 Arn J Rev ed Ins § 4. ‘The nature of a contract as one of insurance depends upon its contents and the wuc character of the contract acwually catered into or {issued i, whether a contac is one of insurance iso be determined bya consideration ofthe real character of the promise or of the act ta be performed, and by a consideration ofthe exact nature ofthe agreement i the ight ofthe Occurence, contingeney, o© circumstances under which the performance becomes requisite. 29 Am J Rev ed Ins § 5. INSURE: To contract to indemnify a person against loss from stated perils; to enter into a contract of insurance as Inserer. INSURED: Ordinavily, synonymous with “assured *29 Am J Rev ed Ins § 259. The person in whose fnvor a contract of insurance is operative and who is indemnified against, o iso receive a certain sum wpe, the happening ofa specified contingency or event. 29 ‘AmnJ Rev ed Ins § 239. Potccicd by Insurance. The person protesied by an automobile liability policy, although not the insured ‘named in the pote, by vinue ofthe sander provision of the policy extending the protection to ey person using the vehicle covered bythe policy withthe permission ofthe named insured. Liber v Lumbermer's Mut. Casualty Co. 141 Coan 574, 18 Ad 533, 47 ALROd $30, ‘The circumstance that one who takes outa policy of insurance on his own life may never obtain the benefits ofthe insurance directly is of a0 weight against considering him asthe “nse,” such a contact being his, atleast in part. Heflelfingsr v Commissioner (CAB) 87 F24991, 109 ALR 1045, cer den 302 US 690, 2 L Ed 533,58 8 Ct 0. ‘When used as noun in ir insurance polices, the word should be construed to include the person whose property is insured and his legal representatives, but, in the absence of clauses protecting other persons, it should not be extended to include any other persons, such as mortgagee ofthe property. Collinvdle Sav. Soc. v Boston ls. Co. 17 Cona 676, 60 A 647. INSURER: The Party to a cominct of insurance who assumes the sk and undertakes to indemelfy the Second Party known as the “Insed o¢ to pay ceian sm onthe happening fa speed coningency. 9 Am Rev ed Ins § 238 INSURER'S LIABILITY: Literally, the ibility of an insurer. In common usage, term ofa. importing absolute liability. A ability ‘which i absolute except asthe injury i caused by the Public Enemy or an Act of God or is Sett-Iflited. Anderson Hotels of (Oktahoma, Inc. v Baker (CA1O Okla) 190 F2d 74, cex den 342 US 869, 96 L Ed 654, 72 8 C1111 INSURERS’ LIQUIDATION ACT: One ofthe uniform laws. 29 Am J Reve Ins § 118 OBLIGATION: fn an cary and narrow sense, bond or deed under seal wherein a person binds himsetf under penalty 10 doa thing. In the moder and popular sense, chat wich binds as an oatb, vow, promis, contract, or debt. Hargroves v Cooke, 15 Ga 321, 330, ‘The word is derived fom the Latin word “oblgati,” tying up; and tha from the verb “oblige,” to bind or tie up: 1 engage by the ties ofa promise or oath, o form of law; and obligo is compounded of the verb igo, to eo bind fi, and the reposition ob, which is preted to increase is meaning. Edwards v Kearzey, 96 US 598, 4. 793, 796 OBLIGE: A Promise. The person to whom an Obligation has bee incur. The person to whom a bond is made payable, The person ened to enforce Guaranty” 24 Arn 31st Guar § 30. Within the meaning of the Uniform Reciprocal Enforcement of Support Act:-any person to whom a duty of support is Owed, including a sate of political subdivision. Uniform Reciprocal Enforcement of Suppor Act § 2) ‘OBLIGOR: A Promisor. One who has incurred an obligation to another. The person, natural or artificial, liable on a bond. Within the ‘meaning ofthe Uniform Reciprocal Enforcement of Support Ac:-any person awing a duty of suppor. Uniform Reciprocal Enforcement of Support Act § 2) PROMISE: Verb: To engage. To pledge one's slo performance. To assure the performance of a patculr act. To pledge by contre. "Koecht v Matwal Life In Co, 90 Pa 118, Noun: An assurance, n whatever form of expression used tht ating wil or will not be one. Bache y Pean-O-Tex Oil Corp. 258 Minn 533, 104 NW2d 661. Something more than an acknowledgement of an obligation. ‘UCC § 3-10201\), and Comment 2. A declaration which gives to the person to whom it sade aright expect or claim the performance or non-performance of some particular thing, Taylor v Miller, 113 NC 340, 342, 18 SE S04, An undertaking which binds {he promisor for be happening of future event, provide is supported by a consideration. 17 Am 52d Conte § 2. PROMISE: The person to whom a promise is made.PROMISOR: A person who makes a promise o another; a person who promises. 'WARRANTEE: A Person to whom a Warranty is made. WARRANTIA. A Warranty; a Guaranty, WARRANTOR: The Maker or Obligor in a Warranty, WARRANTY: The obligation underaken in contracting to defend another person in an action which may be instituted against him. Flanders v Seely, 105 US 718, 726, 26 L Ed 1217, 1220. in the aw of insurance: -a statement, description, or underiaking on the par ofthe insured, appearing inthe policy of insurance ot in another instrament properly incorporated inthe policy, relating ‘contractually tothe risk insured, and which, inte absence of statute, must be literally tre or fulfilled. 29 Ami J Rev ed Ins §§ 708, 710. COLLATERAL CONTRACT DOCTRINE: An exception o the Parol Evidence rule, similar in many respects to the doctrine of Partial integration, which permits Preof By Parol of scparate and independent verbal contract between the parties to a written Contract under the principle tale parol evidence rule does nt alec panel collateral contract distin fom, end independent of the writen agreement 36 Am 324 § 1016 BREACH OF CONTRACT: A fire without legal excuse to perform any promise which forms ¢ whole or par of a contract Tpclading the refi ofa party to recognize the existence ofthe carat or te doing of something inconsistent with its exisence. National City Bank v Erskine & Sons, 158 Ohio St 450, 49 Ohio Ops 395, 110 NE24 558; a nonperformance of any contractual duty ‘of immediate performance; the breach maybe total or patil ard my take place by failure to perform acs promised, by prevention, or hindrance, or by repudiation, Rexatement, Contract § 312. ‘COLLATERAL HEIR: An heir by collateral descent, such aa brother or cousin, Anno: $4 ALR24 1009. WITHOUT RECOURSE: 4 form of qualified indorscment, exonersting the Indorse fom lability as such. Bank of St. Albans v Gilliland (NY) 23 Wend 311. Words used or directly implied by an assigmor to negative any guaranty of the assigned obligation. 6 Am J2d Assign § 107. UNITED STATES Corporate Treasory | Te UNITED STATES Interior Treasurer BallmentAcconatDrawing nstrmest DEVINE, PATRICK sito dashes coma Balcemanes Socal Secure Assurance Fund Aeconsi7 | To Department ofthe TressorySocal | Drawing for Ses Security way of te IRS, | shot dass ed DEVINE, PATRICK L SH 20n,00.00 ____the Obizor/Deamee | UNITED STATES GorpersiTresary | UNITED STATES tntedor Trem Miltary BaltaenuDrewing Accor, DEVINE, PATRICK PAUL nih ashes /Ceried Copy the BileeDramee TOWA ASSURANCE FUND ‘SIATEOF IOWA Asorance Fuad, ‘STATE Setolf account DEVINE, PATRICK F Porson To Whom Promises Given ‘Contracting instrument Person Who Makes the PROMISE | thatsetap Accounts of Bailments, | Obligated te Pay per an endorsement - Duty af Support owed “WITHOUT RECOURSE” sr Means of REDRESS ‘Assurances and Obligations. siderse “WITIRIUT RECOURSE”