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NOVEMBER 2011

Portrait of the American Soldier

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Contents
4.....THOSE WERE THE DAYS 1950s - The Age of Growth 5.....THE AMERICAN SOLDIER A Photographic Tribute 6-7 . GREAT LAKES SCIENCE CENTER See, Touch and Explore 8 .... RED, WHITE AND BLUE MYSTERIES Mars and Hershey share a secret 9 .... IN THE SAME BOAT On the heels of a warning 10 .. THE FEDERAL RESERVE AND INTEREST RATES IN YOUR LIFE 11 .. CALENDAR OF EVENTS

Birthday Trivia
1. I was born November 20, 1932 in Gosport, Hampshire, England. I am an actor best known for playing the part in Hogans Heroes as Cpl. Peter Newkirk. I was also the host of Family Feud. Who am I? 2. I was born November 22, 1921 in Babylon, New York. I am an American comedian, and actor, known for the catch phrases I dont get no respect. Who am I? 3. I was born November 4, 1918, Mount Vernon, New York. I am an American actor in film, stage, television and radio. I am best known for playing Ed Norton, opposite Jackie Gleasons Ralph Kramden in the situation comedy The Honeymooners. Who am I? 4. I was born on born November 2, 1913 in New York City. I was an actor nominated four times for Academy Awards and won once for my work in Elmer Gantry in 1960. I also won a Golden Globe for that performance and other awards for The Birdman of Alcatraz. Who am I?

GOOD TIMES
Vol. 6 No. 2 Don Hemple, Publisher Nancy Spencer, Editor A monthly publication for Allen, Auglaize, Putnam, Logan, Mercer and Van Wert Counties. For editorial information: Nancy Spencer: 1-800-589-6950 Ext. 134 Email - [email protected] For advertising information: 1-800-589-6950 Marilyn Hoffman Ext. 131 Stacy Prine Ext. 129

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By Ronda Addy The 1950s saw the end of WWII and the start of many important changes, including the rise of the American economy. As GIs returned home to attend college under the G.I. Bill, American industry prospered now that it could supply goods that had once been unavailable due to the war. Along with prosperity, the 1950s saw a rise in conflict. Under the threat of nuclear annihilation, the United States became embroiled in a Cold War with the Soviet Union from 1945 to 1991. On June 25, 1950, the Korean Conflict started as a civil war between North and South Korea, both of which were competing for power after the division of the country. The conflict escalated to include the Soviet Union and the Peoples Republic of China in support of North Korea and the

1950s...The Age of Growth

United States, Canada, Turkey, the Philippines and the United Kingdom in support of South Korea. On November 29, 1952, President-elect Dwight Eisenhower went to Korea to see what could be done to end the conflict. When India proposed a Korean armistice, the UN accepted it and a cease-fire occurred on July 27, 1953. No formal treaty was ever signed to end the conflict, and today, a demilitarized zone remains manned by North Korean soldiers on one side and South Korean and American soldiers on the other. On the literary front, many accomplishments took place during the 1950s. Several notable books were published, including William Goldings Lord of the Flies, Norman Vincent Peales The Power of Positive Thinking, J.D. Salingers The Catcher in the Rye and John Steinbecks East of Eden. In the late 1950s and early 1960s, a group of writers called the beat generation created some of their most important works, including William Burroughs Naked Lunch, Allen Ginsbergs Howl and Jack Kerouacs On the Road. During the 1950s, TV replaced radio as the dominant form of family entertainment. Viewers were treated to such shows as The Ed Sullivan Show, Father Knows Best, The Honeymooners, I Love Lucy, Lassie and The Twilight Zone. By 1954, color broadcasts begin replacing black and white ones, and news segments featured live events from around the world. Sports was also big during the 1950s. Popular figures included Yogi Berra, Mickey Mantle, Rocky Marciano, Willie Mays and Sugar Ray Robinson. Other notable events of the 1950s included: President Harry Truman gave approval for work to begin on the hydrogen bomb in 1950. The Immigration and Naturalization Act was signed in 1952, removing racial and ethnic barriers to those wishing to become U.S. citizens. Ethel and Julius Rosenberg were electrocuted in 1953 after being convicted on charges of conspiracy to commit espionage and

Those Were The Days

for passing nuclear weapon secrets to the Soviet Union. Senator Joseph McCarthy led the televised hearings regarding alleged Communists in the army in 1954. The United States Supreme Court ruled that racial segregation in public schools Officials with full-scale Explorer 1 model, first U.S. sucwas unconstitutional cessful launch of a satellite, at Redstone Arsenal, including in 1954. Rosa Parks re- Maj. Gen. John Medaris (3rd from left), Walter Haeusserfused to give up her mann, Werner von Braun and Ernst Stuhlinger. seat on a public bus launched the worlds first tween New York City and in Montgomery, AL, in 1955, setting the stage for artificial satellite in 1957, Miami in 1958. Alaska and Hawaii the Civil Rights Movement. Sputnik, which orbited the became the 49th and 50th The American Federa- earth for 98 minutes. The United States states in 1959. tion of Labor and the ConThe 1950s saw many gress of Industrial Organiza- launched its first successful changes. The economy prostions merged in 1955 to form satellite in 1958, Explorer I, pered in a way it hadnt in the AFL-CIO. which orbited the earth for some time, returning GIs Dr. Jonas Salk devel- 114.9 minutes. created the baby boom genoped the polio vaccine in National Airlines of- eration, the space race flour1955. fered the first domestic jet ished and tides of unrest The Soviet Union plane passenger service be- emerged.

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THE AMERICAN SOLDIER

A PHOTOGRAPHIC TRIBUTE FROM THE CIVIL WAR TO IRAQ This stirring exhibition is on display at the Ohio Historical Society, Columbus, Ohio until December 31, 2011 This exhibition includes photographs from nine wars, starting with the bloody Civil War clashes in the nations heartland to the fighting in the streets of Baghdad. Its about those soldiers who know the face of the enemy and the hellfire of war. The exhibits photographs from the past 150 years of American military service demonstrate the powerful similarities between American soldiers from century to century. Most of the photographs were taken by well-known photographers including Mathew Brady (Civil War), David Douglas Duncan (WWII and the Korean War) and David Leeson (the Iraq war). But some of the most powerful images were taken by the soldiers themselves. Though its more than 150 years since the birth of photography, the camera has become the soldiers historical notebook, recording the lives and times of these brave warriors. As photography improved, so did the record of the American soldier. The camera got closer and closer to a soldiers life as it captured hard times, humor, courage, camaraderie, honor, victory and for some, the ultimate sacrifice, death. The powerful American Soldier photo collection made its debut in 2007, and has since traveled across the United States for extended exhibitions at nine venues. The exhibits curator and producer Cyma Rubin says overall response has been tremendous, with the tribute attracting visitors of all kinds from students and families to veterans and active duty military personnel. To date, it has been viewed by approximately 900,000 people. One of the most poignant shows a sergeant savoring a letter from his wife. Photographer Cheryl Diaz Meyer, a Dallas Morning News photographer who won a 2004 Pulitzer Prize for the image, captures the soldier with his eyes shut while he sniffs the flowered stationery for a scent of home. Other heartfelt moments between American soldiers and foreign civilians put a human face on war. A French woman greets a GI during World War II with outstretched arms. Vietnamese children gaze at a paratrooper holding a grenade launcher on a canal bank. A young Iraqi girl follows in the footsteps of a burly, camouflaged soldier patrolling her neighborhood. Admission: The American Soldier is part of the standard admission to the Ohio Historical Center. OHS Members FREE , Adults (1359) $10 Seniors (60+) $9 , Youth (612) $5 Children (5 and under) FREE , Parking is FREE. Museum Hours: Wed.-Sat.: 10 a.m. 5 p.m. Sunday: 12 p.m. 5 p.m. Closed Monday and Tuesday Call for special holiday hours. For More Information : 614.297.2300 | 800.686.6124 [email protected]. Location : Ohio History Center 800 E. 17th Avenue, Columbus, OH 43211

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November 2011 GOOD TIMES 5

See, Touch and Explore

Great Lakes Science Center, located at 601 Erieside Avenue, at Clevelands North Coast Harbor, is one of the nations leading science and technology centers and home to Northeast Ohios NASA Glenn Visitor Center. It features hundreds of hands-on exhibits, themed traveling exhibitions, daily demonstrations, the awe-inspiring OMNIMAX Theater and the Steamship William G. Mather. Glenn Visitor Center, the actual Skylab 3 Command Module that travelled to the Skylab Space Station. Learn the history of the space capsule when it was used in 1973 to take three astronauts to the Skylab Space Station and then return them to Earth 60 days later. Marvel at the 12,800-pound, fully intact capsule- a substantial piece of space history! See, Touch and Explore Build a spacecraft and test how it would handle the stresses of a launch with our mechanical vibration simulator. Become a pilot for the day as you land a shuttle and fly a plane in our NASA flight simulators. Experience the sights and sounds of different rocket launches throughout Americas history. Interact with NASAs website and watch NASA TV, the space agencys own television network. See a real, 175-gram moon rock recovered by Apollo 15! Models and Artifacts See models of rockets, shuttle engines, lunar landers and more! Get a glimpse of a larger-than-life solar panel that was used in testing at the NASA Glenn Research Center in 1995. Take a step back in time and see a real spacesuit, worn by astronaut Paul Weitz when he took a spacewalk outside the Skylab space station in 1973! Journey to the Moon Learn about the future of space travel and create your own lunar base with wooden blocks. Become an astronaut as you maneuver a remote-controlled lunar rover around rocks on our model of the moons surface. See a map of NASAs lunar lander sites and look at lunar soil simulants through a

GREAT LAKES SCIENCE CENTER

NASA GLEN VISITOR CENTER: Great Lakes Science Center is the new official site of the NASA Glenn Visitor Center. Phase I, which features more than 50 exhibits and artifacts, is now open, and work on the highly anticipated second phase of the Visitor Center is currently underway. When fully complete in 2012, the new NASA Glenn Visitor Center will feature an exciting blend of NASA artifacts and new, highly interactive exhibits focusing on aeronautics, scientific discovery and space exploration. Moving from Brook Park to the Science Center elevates the visibility of the NASA Glenn Visitor Center and the work done at NASA Glenn Research Center. The Science Centers goal is for everyone in the region to know not only that Northeast Ohio has a vital NASA Research Center, but also that Northeast Ohio has a NASA Glenn Visitor Center one of only 10 NASA Visitor Centers in the country. Hosting the new NASA Glenn Visitor Center at Great Lakes Science Center is a natural extension of their mission to help people of all ages achieve and maintain greater science literacy in order to sustain and improve the quality of life in Greater Cleveland, the Great Lakes region and beyond. Skylab 3 Apollo Command Module See the newest addition to the NASA

microscope! STEAMSHIP WILLIAM G. MATHER Check hours by calling 216-694-2000 or online at www.greatcenter.com as ship has seasonal hours) Discover what life onboard a working Great Lakes freighter was like as you tour this restored 618-foot historic flagship. Explore the 1925-built Mather from stem to stern and see its huge cargo holds, brass SKYLAB 3 APOLLO COMMAND MODULE

Visitors can control a robotic prosthetic arm; examine engineering changes in the development of prosthetics; observe microscopic images of infectious agents; and learn about positron emission tomography (PET) scan technology. Guests can also get up close to a magnetic resonance imaging (MRI) machine; explore the inside of a stomach with an endoscopic camera; and learn about the work being done by local researchers, scientists and businesses to develop innovative medical technologies.

STEAMSHIP WILLIAM G. MATHER

and oak pilot house, elegant guest quarters and four-story engine room. Walk the decks and marvel at the engineering firsts that helped transform Northeast Ohio into a great industrial center. Experience the golden era of steamboats on one of the best! BIOMEDTECH: Engineering for Your Health Discover the rapidly advancing field of medicine at Great Lakes Science Center. The BioMedTech: Engineering for Your Health gallery engages visitors in an exploration of the advances in medical technology and engineering.

SCIENCE PHENOMENA FLOOR Experiment with more than 100 handson exhibits that satisfy and delight the curious scientist in each of us. Explore the science of light, optics, sound, resonance, motion, mechanics, electricity, magnetism and weather. Some featured exhibits include: Indoor Tornado -learn what is needed to form a tornado and stick your hand in the middle of the whirling cyclone! Shadow Room - experience the phenomenon of photoluminescence when the flash of a strobe light freezes your shadow against the wall! Bridge of Fire - a static generator gener-

6 GOOD TIMES November 2011

ates 200,000 volts of electric current, causing the shortest hair to stand on end! OMNIMAX Theater Experience movie magic on a giant screen thats six stories high. Our Cleveland Clinic OMNIMAX Theater features a domed screen that surrounds you with breathtaking images and ultra-real digital sound. Its an unforgettable cinematic experience. Plunge into the jaws of Tahitis famed Teahupoo as the worlds best surfer, Kelly Slater, takes audiences on an adrenalinedrenched voyage of discovery and showcases how waves influence and shape our planet. GOOSEBUMPS The Science of Fear... So much fun, its scary! Do crawling cockroaches give you the creeps? Are you particularly petrified on a plane? Are you feverishly frightened of falling? Explore popular fears in this heartpounding, laughter-filled (and totally safe) exhibition about the often-dreaded emotion. Discover fun, interactive fear challenges : Fear of animals: Can you reach inside an opaque box connected to terrariums filled with snakes and other creatures? Its easier said than done! Fear of electric shock: Think you can handle it? Feel your heart beat faster and your muscle tense as you anticipate a mild electric shock.

Fear of falling: Can you OMNIMAX THEATER stay cool as a cucumber as you wait to fall backwards without warning? See how fear registers on your face. Mr. Goose Bumps: Meet this larger-than-life animated figure that comes alive to playfully illustrate how his body changes when he gets scared. Freeze Game: Can you outsmart a leopard? Play an immersive video game and collect fruit without being seen by the leopard. If he sees you move, hell pounce! Make a scary movie: Like to be scared? Experiment with different soundtracks and frightening sound effects to create your own scary movie! nually. It also provides the highest qualFear Theater: Can you learn fear? Participate in a live demonstra- ity science experiences to more than 2,000 tion by Science Center staff, experience children each year with camps on-site and fear conditioning first-hand and see how in multiple community locations. Is home to Northeast Ohios first wind scientists measure fear in the lab. turbine. Is dedicated to educating NE Ohio reThe Science Center brings a world of exploration and education to more than garding fresh water, biomedical technology and advanced energy viability. 300,000 visitors each year. The center also is offering free general The center seeks to inspire young minds by providing critical science, technology, admission to the NASA Glenn Visitor Cenengineering and math (STEM) education to more than 60,000 field trip students an-

ter and to Great Lakes Science Center on Tuesdays to all youth (18 and under or any student up through the 12th grade accompanied by an adult.) For more information on the Center you can call Great Lakes Science Center 601 Erieside Ave. Cleveland, Ohio 44114 216-694-2000 email at [email protected] or visit their website at: www.greatscience.com.

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November 2011 GOOD TIMES 7

Johnston Travel
Sat., Nov. 5 SHOPPING AT BIRCH RUN & BRONNERS Frankenmuth, MI, Enjoy shopping on your own at the amazing Prime Outlet or enjoy the Christmas Shopping at Bronners. $59

2011 Schedule

EXPECT THE MOST WHEN YOU TRAVEL WITH THE BEST

Fri., Nov. 11 CHRISTMAS IN AMISH COUNTRY- Berlin, OH. Happy Holidays from Amish Country! Christmas shopping, cookie decorating, fantastic Amish home meal and caroling await you with this fantastic holiday trip. $89 Meal Included Weds.-Sun., Nov. 16-20 CHRISTMAS IN THE SMOKIES PLUS THE BILTMORE ESTATE - Pigeon Forge, TN - Enjoy 2 nights in the smokies and 2 nights in Asheville, NC. Enjoy 4 shows, 9 meals, tour of the smokies and Dollywood admission. $898.00 dbl pp. Fri., Dec. 2 GRANDMA GOT RUN OVER BY A WHAT?! Marshall, MI - Enjoy this Christmas Comedy and a meal. $96.00, meal included. Tues.-Thurs., Dec. 6-8 KALIGHTOSCOPE - Louisville, KY - This holiday tour features a one-of-a-kind exhibition KALIGHTOSCOPE - a sensory exhibit of light, color and artistry featuring the sight & sound of Christmas! Also visiting Louisville Slugger museum and Kentucky Derby museum. $444.00 dbl pp NEW!! Weds., Dec. 14 VON TRAPP CHRISTMAS - Sandusky, OH - For Elisabeth von Trapp, the sounds of music are part of her earliest memories. The grand-daughter of the legendary Maria and Baron von Trapp. This entertaining holiday concert will combine the classic and the new covering holiday standards. $99.00 lunch included

MYSTERIES By Paul Niemann

Mars and Hershey share a secret
Have you ever wondered how certain products get their names? Take M & Ms, for example. What do the two Ms stand for? The answer will surprise you and you will probably remember this story every time you eat M & Ms in the future, just like youve noticed the arrow in the FedEx logo ever since someone first told you about it. Last week my mother-in-law gave me a book, titled The Emperors of Chocolate, which tells the story of the Mars and Hershey chocolate companies. Naturally, when my bride of six months who is convinced that chocolate is one of the four main food groups heard that this weeks story is about chocolate, she asked if this means that we will be going to Hershey, Pennsylvania, any time soon. But I digress. Mars was founded by Forrest Mars, Sr., in 1920, while Hershey was founded by Milton Hershey in 1894. The two companies are bitter rivals that, together, control 95% of the candy market in the United States. There are several interesting things about the Mars and Hershey chocolate companies and the entire chocolate industry, for that matter. For example, at Mars, they are so focused on quality that millions of M & Ms are thrown out every day simply because the Ms are not applied properly. Yet when Forrest Mars, Jr. and his brother and sister were growing up in the 1940s, their father never let them eat M & Ms because he said they couldnt spare any of them. Meanwhile, Milton Hershey founded the Lancaster Caramel Company in 1890, and had turned it into the nations largest caramel company by 1900. He was at the top of the business world when he sold it

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for $1 million that year. Before he sold it, he had already discovered the opportunity that chocolate presented him, so he founded the Hershey Chocolate Company. His chocolate company was the first one to sell its products nationwide. Within a few years, he had built an entire town that would later become known as Hershey, Pennsylvania. Both founders Forrest Mars, Sr., and Milton Hershey had to get away from their fathers before they became successful. Milton Hersheys first two companies failed after his father interfered by trying to get the son to expand too fast. Forrest Mars, on the other hand, was kicked out of his fathers chocolate company when he interfered by trying to get his father, Frank, to expand his business. Both the elder Mars and the younger Hershey had failed in their first couple of business ventures. But one of the more interesting stories about the Mars and Hershey chocolate companies is what the Ms stand for on the M & Ms candy. The two companies are bitter rivals. The Mars Company was run by Forrest Mars, while the Hershey Company was run by Milton Hersheys good friend, William Murrie, when Mars introduced M & Ms to the public back in 1940. It would make sense if M & M stood for Mars & Mars, which is what the Mars employees claim, but the truth is that one of the Ms stands for William Murries son, Bruce. So, in reality, the brand name of M & M stands for Murrie & Mars. Or Mars & Murrie. Why would Forrest Mars agree to name his hot new product after the son of the president of Hershey, his biggest rival? The two companies were once dependent upon each other. Forrest Mars, Sr., recruited Bruce Murrie to work for him, and it made sense at the time to offer to name one of the Ms after Murrie. Plus, Hershey helped Mars design some of its machines, and it was the vendor that supplied the Mars Company with its chocolate.

8 GOOD TIMES November 2011

On the heels of a warning

In todays litihereby warning yougious society, there -are warning labels DO NOT WEAR everywhere. We are HIGH HEELS. warned about underYou might think cooked foods on evto yourself, What? ery restaurant menu. No man I know We are warned that would ever wear our hot coffee may high heels! Well, I be hot. I even saw say to that, remema warning label on ber when earrings one of my kids Halwere solely a womloween costumes, ans accessory? Im a batman cape, that very concerned. Ive said, Warning: this read recently where cape will not enable some men, particuthe user to fly. Serilarly in the U.K., ously. have begun reguBy Mary Beth But there is a new larly wearing high Weisenburger threat to society on heels. And these are the horizon that is happening with- not the amusing platform shoes of out warning and I am astonished the Saturday Night Fever era. No, by this lack of caution. I would these are expensive designer, stilike to put a stop to it right now. letto-style heels that are available I cannot idly stand by and watch for any man to purchase and wear this trend affect the people I love whenever he wants. Ladies, we without issuing an urgent plea. could soon be walking down our Therefore, I am officially telling hallways at work and casting an all males within reading distance envious glance at the shoes worn of this column to take heed! I am by a passing colleague, only to

In the Same Boat

look up and find its a man wearing those Louis Vuittons! Someone needs to do something. Clearly, these men have never spoken to women about wearing heels, and they face grave consequences if they proceed with this fashion choice. The heel-wearing men in the article I read cited boredom with mens shoe options, and they like how the shoes literally elevated them above the crowd. But they are woefully unaware of the hazards associated with heelwearing. This cannot go on. Because at this point no lawyer has stepped forward with the appropriate warning label language for mens high heeled shoes, I would like to offer my suggestions: WARNING! Wearing these heels will cause you to: 1.) Face-plant into the pavement; 2.) Walk with the grace similar to a disoriented newborn giraffe; 3.) Get hopelessly stuck in a sidewalk grate, which will make you face-plant into the pavement;

4.) Develop an attractive variety of bunions, corns, hammertoes, arthritis, ankle sprains, lower back pain and tendonitis; 5.) Sink into the mud (again, another face-plant opportunity); and 6.) Ruin any chance you may have had to sneak up on someone. Or get that job you wanted. Or go out with that girl. Ever. Men of the worldyoure welcome. I am happy I was able to offer this wisdom before the craze

took over the planet and the Jimmy Choos took over your closets. Just dont do it. If you need more variety in your wardrobe, go for a cape instead. Youll look better trying to fly. Mary Beth Weisenburger writes from her home in northwest Ohio and has never mastered the art of walking in stilettos. Check out her website at marybethw.com or email her at [email protected].

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The Federal Reserve and Interest Rates in Your Life

This is the rate that banks charge each other for overnight loans of money from reserves that are held by the Fed. The free market actually sets the rate, but the Fed establishes a target for it. If the Fed is trying to boost economic growth, particularly during a recession or period of slow growth, it will lower the Fed Funds rate. If the economy appears to be growing too fast meaning that there is an increased threat of a serious inflation problem the Fed will usually raise the Fed Funds rate target to try to moderate that growth. Weve seen both types of actions happen on multiple occasions. For example in the early 1980s, the Fed raised short-term interest rates sharply in a move to help thwart what was a period of rampant inflation in the U.S. This move is credited by many with helping to break the inflation problem and set the economy on a path of steady growth tied to modest inflation. The challenge today has been quite different. The financial crisis that exploded in the fall of 2008 steepened the recession. Since December 2008, the targeted Fed Funds rate has been 0 to 0.25 percent, as low as it can be set. While the economy eventually regained some momentum, the rate of recovery has been so slow that the Fed has not adjusted its target rate since that time, and now apparently wont

We regularly hear news reports about a decision by the Federal Reserve (the Fed) to raise or lower interest rates or to leave them unchanged. Recently, Federal Reserve Chairman Ben Bernanke announced that the Fed would hold the line on interest rates it controls until the middle of 2013. The announcement of the Feds interest rate policy over an extended period of time was unprecedented. So does that mean the rates that have the most impact in your life will remain unchanged over the same period? The simple answer is no. The Federal Reserves interest rate policy can impact the rates paid on your interest-bearing accounts, bonds you may own or the rate you will pay on your auto loan. But the impact may be indirect as other factors can also affect how the market sets interest rates on other instruments. Comparing short- and long-term interest rates

By JoAn Smith, CFP

The Fed controls monetary policy, influencing the availability and cost of money and credit to help manage the direction of the economy. While the Fed has a number of tools at its disposal, one of its most powerful is control of the Federal Funds (or Fed Funds) interest rate.

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before the middle of 2013. What the Fed cant control While the Feds stance on shortterm interest rates influences other interest rates, such as those on bonds or home mortgages, other factors can come into play as well. For example, longer-term interest rates are often closely tied to fluctuations in the cost of living. If the inflation rate should suddenly jump, chances are that interest rates on government and corporate bonds and on personal borrowing instruments (mortgages and car loans) would rise as well. History shows that interest rates tend to track on a path similar to the inflation rate. In fact, a sudden bout of inflation would likely cause the Fed to change its own interest rate stance sooner than 2013, which could contribute to a sudden upturn in longerterm interest rates. Another potential concern is that investors in U.S. government bonds, which are issued to deal with the nations debt, may start shifting money away from that asset class. If the demand for bonds issued by the

JoAn M. Smith, CFP | Financial Advisor | CERTIFIED FINANCIAL PLANNER practitioner Ameriprise Financial Advisor is licensed/registered to do business with U.S. residents only in the states of Ohio, North Carolina, Florida and Maryland. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. 2011 Ameriprise Financial, Inc. All rights reserved.

government declines, the yield on those securities could move higher. That was already happening in 2010, as the economy showed promising growth. But yields on longer-term government debt securities have declined again lately due to signs of slower economic growth and fears about the risks of another recession. A key point to keep in mind is that even though the Federal Reserve may be committed to maintaining a low Fed Funds rate for the next two years, it doesnt mean that rates on other types of instruments might not change between now and then. If you are considering buying or refinancing a home or locking in a CD rate for an extended period of time, remember that interest rates on most types of debt are subject to fluctuation independent of Federal Reserve policy.

Our Advisors. Your Dreams. MORE WITHIN REACH Call me today at (419) 695.7010
Jo An M M. Smith, CFP practitioner Financial Advisor 227 N Main St Delphos, OH 45833 419-695-7010 [email protected] www.ameripriseadvisors.com/ joan.m.smith

Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients. Ameriprise Financial cannot guarantee future financial results. 2011 Ameriprise Financial, Inc. All rightsreserved.

10 GOOD TIMES November 2011

AREA CALENDAR OF EVENTS

Nov. 5 Craft & Vendor Fair / Van Wert YWCA / 8 a.m. - 3 p.m. Start your Christmas shopping early and in one convenient location. Shop a variety of unique crafts and vendors. Smoke On The Mountain at 7 p.m. at Dicke Auditorium in New Bremen. Join the congregation for his hilarious rip-roaring bluegrass gospel fest to beat the band. A musical comedy that will tempt you to tap your feet and sing along... if you can stop laughing long enough. Tickets $20 adult/$12 students at the box office at Western Ohio True Value Minster or call 419733-0252. Nov. 12 Scaling Infinity The Lima Symphony Chorus opens a concert of transcendent musical beauty with Ralph Vaughan Williams exquisitely sweet and tender Serenade to Music. Celebrate the glories of childhood innocence, the struggles of adulthood and the final assent to the infinite reaches of heaven with Strauss tone poem, Tod und Verklarung. Concert starts at 7:30 p.m. at the Veterans and Memorial Civic and Convention Center, Lima. Bluegrass Concert at the Famous Old Time Music 20322 US 33, Wapakoneta Hosted by Vernon McIntyres Appalachian Grass, Bluegrass in the Cornfields is an evening of lively bluegrass entertainment featuring the finest national and local talent. This is an indoor concert. Good food by Margarets Kitchen available on site. Showtime: 4 p.m. Admission: $10 Featured bands: Vernon McIntyres Appalachian Grass plus more! Real Live Baby Duck Racing Yes, ducks not horses. They run just like the horses at the fair only it takes place inside. Dont get shut out at the gate. Races start at 7 p.m. at the Celina American Legion Post 210 at 2510 SR 703. Proceeds to benefit the Sons of American Legion Scholarship Program Nov. 16-20 Wapakoneta Festival of Trees hosted by the Gardens at Wapakoneta. For more info call 419-738-7430 or email [email protected] Nov. 18 Toast to the YWCA & Silent Tree Auction / Willow Bend Country Club/ doors open at 6 p.m., toast at 7 p.m. Join the Van Wert YWCA for a grand evening of wine and beer tasting! Enjoy a night on the town while learning about a variety of wines and premium beers. The evening will be complete with hors doeuvres and valet parking. The Silent Tree Auction will also be held at this event. Numerous businesses and individuals throughout the area decorate and donate trees and wreaths for silent bidding. This year the Y is adding a twist to the event if your bid is accepted, you will have the option of donating the beautifully decorated tree to a less fortunate family in the community. Contact the Van Wert YWCA for more information at 419-238-6639. Reserve seating only. Nov. 25-27, Dec. 1-4 Irving Berlins White Christmas at the Encore Theatre, 991 North Shore Drive, Lima Veterans Bob Wallace and Phil Davis have a successful song-and-dance act after

Christmas events are beginning in the area with Christmas Craft Fair at the YWCA in Van Wert, Wapakoneta Festival of Trees, and many Christmas plays and concerts. World War II. They become romantically involved with a sister act and team up to save the failing Vermont inn of their former commanding general. Call 419-223-8866 for ticket information or visit Visitor Info, Calendar of Events for ticket details. Nov. 27 David Phelps Christmas / Niswonger Performing Arts Center / 7:30 p.m. For more than a decade, Phelps has honed his ability to identify and deliver great songs, and it has earned him a reputation as one of the Christian industrys most versatile voices. Phelps gained acclaim during his eight years with the Gaither Vocal Band, before leaving to resume his solo career with a deal on Word Records. Noted as a lyric tenor for his ability to sing in a high tessitura for sustained periods, Phelps

has consistently garnered rave reviews for his three octave range. Beyond his obvious technical skill, what sets Phelps apart is the heart and emotional weight he brings to each performance. More than just a great singer, he has the ability to really connect with a lyric and convey every nuance of feeling in a great song. For more information call the box office at 419-238-6722 or visit www. npacvw.org

David Phelps Christmas at the Niswonger Performing Arts Center on Nov. 27.

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Novermber 2011 GOOD TIMES 11

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