152 - Daily Report - LFC - 13nov2023

Civil Services Academy, Walton, Lahore
51st Common Training Program
Learning from Community (LFC)
Daily Report of LFC Attachment
Date: 13/11/2023
Academic Group – 04
Group Incharge – Khawaja Maaz Tariq
Submitted by:
Sarmad Shahbaz Khan – AS 152
Daily Report of LFC Attachment
LFC Area/Place: Nian Sukh, Lahore (19 KMs from CSA)

Name of the Borrower: Mr. Rizwan Ali (Got Disabled in an Accident)
Profession of the Borrower: Rent a Car Business & Electrician
Age of the Borrower: 24
Indicator Explanation
Place(s) Visited Akhuwat Branch Officer @ Nian Sukh, Borrower’s Business Places
including Rent a Car Business Place and his Electricity Shop, Local Fruit
Shop, Surrounding Areas including Slums etc., Cobbler’s Shop, Tuition
Center
Assignment(s) Interviewed the following,

Conducted  Borrower Mr. Rizwan Ali
 Borrower’s Maternal Uncle
 Borrower’s Younger Brother
 Borrower’s Employee (A young kid of age 12 named Haseeb)
 Couple of Borrower’s Friends
 Local Cobbler and Shops Owners
Witnessed the,
 Situation of the Area in terms of Hygiene, Facilities, Cleanliness,
Population, Public Behavior and Business Potential
Moreover, random on-spot greeting conversation with elderly people and

young kids to know more about the place, its pros and cons and how the
quality of life has been in the area.
Gist Of The interview(s) were conducted on the following lines/areas,

Interview(s)  Background, present situation and future aspiration of the Borrower
 Family situation and Contentment with Life
 History of Borrower with Akhuwat and Impact of the Micro-
Finance Loan
 Business Potential of the Borrower along with challenges and
difficulties
 Touched upon SDG 1 (No Poverty), SDG 2 (Zero Hunger) and
SDG 3 (Good Health & Well-Being)
 How long Borrower has been living in the Area and what are the
pros and cons
 Borrower’s perception about the Government and how far is he
satisfied with the authorities
 What are the urgent needs of the Borrower
Similarly, various questions of the succeeding nature were discussed with

the friends of Borrower, his employee, maternal uncle, and the local shop
vendors. These include,
 Life History, Pakistani Society, Government’s Reputation, Civil
Servants Work etc.
 Business Opportunities, their future plans, and household matters
including family management and planning
 Health, Children Education, Job Opportunities etc.
Photographs
Personal The day started at 10 PM with Probationary Officers, including myself,
Observation & reached the Akhuwat Branch Officer at Nian Sukh, Lahore. We were hereby
Reflection briefed by the very welcoming and humble staff of Akhuwat (Mr. Shahbaz,
Mr. Basit and Mr. Waseem). My attachment correspondent from Akhuwat
was Unit Manager Mr. Waseem who took me to the business place of the
borrower. I spent nearly 4-5 hours with the Borrower and in the community.
In this time, I was able to observe the following,
Borrower Specific:
 The borrower was a disabled man aged 24 but was full of hope and
spirit. His disability, which was caused 5 years ago in a car accident,
did not let him down and he continued his struggle for life
 He was married but did not have children. In his house, the total
family member consisted of four people; Himself, his Wife, and his
Parents. His father and he are the earners of the household. The house
was small but sophisticatedly build from the exterior
 Borrower has been doing a business for past 3 years and has been
earning humble amount to run his kitchen.
 Borrower took the Akhuwat Microfinance Loan to build his shop and
to keep his business in circle, which has turned out to be very
beneficial for him
 Overall, the Borrower did not let his disability to come in between
his life goals. Though the accident molded his life but it did not stop
him to going extra miles in making his livings. He is successfully
supporting his family and contributes regularly to the home and for
community welfare
Community/Area Specific:
 The community/area has major concerns including Hygiene, Child

Nutrition, Cleanliness, People’s Behavior, Education, Child Labor
etc. This is being observed as the children under the age of 10 were
regularly working at vendor shops. Most of the children over 10 were
severely malnourished. People were reluctant to talk and were at
anger with each other (as I saw a fight among 4 people).
 Moreover, the education institutes existed but some were non-
operational
 The area has a wave of crime as the Borrower and a local people told
me about the theft and an attempt of theft last night (12/11/2023) at
local shops
Conclusively, I have observed and reflected upon that if given chance, local
community at Nian Sukh can thrive for a brighter future. However, this
needs collective effort, which was missing majorly. Alongside, due to
limited resources and facilities at hand, people were unsatisfied.
Nevertheless, as long as my Borrower was concern, he saw the life at the
very brighter side and intends to builds his business and not to let his
disability become a hurdle in his success.
End of Document

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Civil Services Academy, Walton, Lahore

51st Common Training Program

Learning from Community (LFC)

Daily Report of LFC Attachment

LFC Area/Place: Nian Sukh, Lahore (19 KMs from CSA)

Assignment(s) Interviewed the following,

Moreover, random on-spot greeting conversation with elderly people and

Gist Of The interview(s) were conducted on the following lines/areas,

Similarly, various questions of the succeeding nature were discussed with

 The community/area has major concerns including Hygiene, Child

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