Schneider HELOC - Collection Costs (P. 3,)

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als @ = creviracreement. @ "Lon No: 40000006 {Continued Page 4 and to provide documents of information tous (ouch a updated nena infrmadon) obpstions to comply with applicable avs (such ening rostetons), and ebilgatione of eny comaker. No datat wil ooaur unl wo'mal o delver 8 notice of daft Ye Yeu, 20 YOu cen restore your ight to credit advances, (a) We are precluded by government sotisn trom imposing the ANNUAL PERCENTAGE RATE provided fr under this Agromont. (5) The priority of ou securty interest I adversely affected by government ection tothe extent thatthe value of the security Interest i less than one hundred twenty percent (120%) ofthe Credit Limi. (6) We have been noted by governmental euthority that cominued advances may constitute on unsefe end unsound business practice. ‘Change in Terms. We may make changes to the tems ofthis Agreement If you egree to the change In writing at that tne, i the change Wil unequivocally benefit you throughout the remainder of your Credit Une Account, or Ifthe chenge is insignificant such as chang felaing to our data processing system. I the Index ix no longer avaiable, wo will choose @ now Index and margin. The new Index wil have an historical movement substantlly ‘simar to the- orginal index, and tha.new Index end mergia wil result In an ANNUAL PERCENTAGE RATE that is substantaty emer to th rate in effest atthe time the crigial index becomes unavalble We may prohibit ‘dione! extensions of ert or reduce your Credit Limit during any period In which the mapimum ANNUAL PERCENTAGE RATE under Your Credit Lina Account is reazhod. 39 termination and acealeration, we may Increase the tis Agreement to 18.000 pereant per annum. ‘The ANNUAL PERCENTAGE RATE wil not exco ty applicable law. If we do not increase the ANNUAL PERCENTAGE RATE upon termination or acceleration of our Grek Line Aecount, It vl continue at the variable rate in effect ao of the dat of termination or acceleration of your Crest Line Account. ‘Access Deviees. If your Crest Lina is suspended or terminated, you must immediately rotun to us all Home Equly Line of Credit Checks land any other access devices. Any usa of Home Equity Line of Credit Checks of other secese devices following eueponsion of termination gansdered aude. ‘Yu wit sles remsin ede for anther use of Home Esty Cine of ret Checks of eer Cedt Line Ssovere devices not retumed to Us aay a Eefrcarmant. We iy ele or wav te enforcement of any tou hs undre Areement witout lng tt dito any thr Tan Sly or woe sy a urs wey sfc ut ft ot an ine ore wast saree te, Fr ean, Nt ‘Stata your tour resect wt bee we fer Ae ehine Yo eocnsr ie ae Yogi erp cancelation by you. If you cancel your right to credit advances under this Agreement, you must notity us and cetur| all Home Equity Line of Crecit Checks and any athar sccess devioas to Us. Despite cancaltion, your obligations. undar this Agreemant will remain in ful fores and ‘toetuntl you have paid s all mounts due under this Agreement i Pecpmyent You ry sony le any eo nari rt Ure ny tine tou uy, excep wil be ed ce ores tance CASKES a te arg nF oof Your arse Por tot lve yous yet Seton {Sout mc you napa isp cy eel es sed hs Ct Une Yau se rd Speymrts tad “pt “ae cuss agogn usando, wo ay eset tt ig oe Gerais uae hs Ager nd yo wil ange fy yaar ou aren omnia ocea ipa war ny ces Si peer Rea ht neste tp cots payee of eed ea ona te ahr of Wan rusts es aoa Baldr Gwe tet Eat ae, Laon Sperone, BE Moa Way, Se 306 Cos ene Satan Dens Al sw en to or srr sewn'n Ages Ne pled to ous fant if a ht itn aes fallen tess You snes ean wr ome steas Your neing sae ° Gin oon an eda, You stow ne etm san youl it pres este or acy ey cara ud Rear na rove yas ot pt a of Of psp ts fete ola ou a oon smc wal ec save nant nan Ted een Pe Se as pod by ws eos see oe use po 0 prety ote fel Sern we rei sli YM acon eal othe Pane anh ec Ye Ca ie Serer a oe " “ana Aanment. Witt por nota o rv form you we em She al waar yur rt Ln as an or ts nd opts ur Ages stra ys pena sg a ts une te Motegs. uta ea ihn cron 0 ay 0 be oer ef aes” aoa nee Gog oe Ye ea test any a 0 Sa aa get ee yu oh ee neo Poa seer Sei ae eta Tex Comeaionnn Yu inden ht rata ws oa an for onploes or aes; make ony ernaiion or way whaoorr ‘ere the tr coseumens fy ere saa yur rad, ne dey fe ant ee Sores er spre ne Ua re me Pres ex br Co i's notepad owe fo’ es or Sere ee ; Hoty Ue ncouate oan We Repar To Conse Regen Agen, ate yu we apr ay cert omaton sat Yaw ecu enue epring sane. Your wa nla decor te pee eceumeyte) shu son tw “owe stone! Sea el Gee RU psec 98 ak Way, Se 100 Go ate Satan Su wi, Wea you hy wat gh oy fy nny aon, roca or nutri ought yer fu at ae ; coming. rcment lh govern by ter spi Set pected yd on,te SCRE ibe as Sof lar woos sacar rae Bees de of Venue. If thors a nwt, you agree pon aur requee to quit wo the jnction ofthe courts of Mia-ORde County, State ct rings in accordance

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