Myworth Mindset Workook

myWorth
MO N EY M I N D SE T
WOR K B OO K
Table Of Contents
Let’s Talk About Money 2

What Is A Money Mindset Anyway? 3
Build Your Gauge 4
Part 1: Free Write 7

Part 2: 20 Statements - Map Limiting Beliefs 12
Part 3: Pattern Identification 14
Part 4: Put It To Work 17
© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 1

Let’s Talk About MONEY
Our minds can be very powerful, wealth-building tools when used the right
way. It’s true—conquering your mindset around money has the power to
bring more abundance and stability than you ever thought possible. Of
course, nothing worth doing ever comes easily, but with the right resources,
careful guidance, and plenty of practice, the concept of abundance can
transform from a distant dream into a way of life.
If your method, or “money mindset,” hasn’t been bringing you closer to

your financial goals, here’s your opportunity to try something a little different.
You’ll start by using this worksheet as a tool to assess the current state of
your money mindset. Then, you’ll tackle a few exercises (not the sweaty
kind) to help you get a better understanding of the money mindsets that
create wealth.
You never know what could be waiting for you on the other side of your
money mindset.

What Is A Money Mindset
Anyway?
If all this talk about your “money mindset” has you feeling more confused
than mindful, we feel you. Let’s unpack it.
Your money mindset is your unique and individual set of core beliefs about
money. More specifically, it’s your attitude around money, and really, the
driver of your financial behavior. Your money mindset has the power to
shape what you believe you can and cannot do with money, how much
money you believe you’re “worth,” what you feel you’re entitled to, and
even what you earn. It has the power to dictate how much you spend and
save, the ways in which you manage debt, how much money you give
away and your ability to invest with confidence. In a word, it’s POWERFUL.
But so are you, so even if you’re battling a less-than-abundant money
mindset at the moment, that can all change.
Let’s get started.

Build Your Gauge: Start With
Where You Are
“If you do not know where you come from, then you don't know where you are,
and if you don't know where you are, then you don't know where you're going.
And if you don't know where you're going, you're probably going wrong.”
I Shall Wear Midnight
While it is vital to have a strong vision, goal and destination in mind, you
must first know your starting location. This is your chance to create an
articulated characterization, or gauge, of where you are now and how you
got here.
We’ll tackle it in three parts. Ready to dive in?

P A RT 1
FREE WRITE
myWorth
MONEY MINDSET
W O R K B OO K
Part 1: Free Write
Take some time to work through the following questions. It’s important to remember that
there are no wrong answers, and answering honestly will certainly bring you closer to a
mindset of abundance. This exercise is particular to your history and experience. Be sure to
give each question significant thought. A good rule of thumb is to aim to write around 200
words per question.
Question 1
Growing up, what was your family’s financial situation? What factors played
into it? Consider events such as death, divorce, illness, unemployment,
and other hardships that may have lead to stress or feelings of scarcity.
Did you feel like there was enough money or was it a struggle?

Question 2
What were your caregivers’ notions around money? How did they shop for
food and basic needs? How did they plan for trips? How often did they buy
you things that you needed? How often did they buy you things that you
wanted? How was money distributed in your family? Did you have to earn
it? Did you have an allowance? Was financial literacy or independence
something your caregivers taught you? Go deep.

Question 3
How did your family discuss money with you? How did your caregivers talk
about other people and their money? What was the tone?

Question 4
How were you taught to save, budget and/or donate? Did your caregivers’
political views influence their financial decisions to save, budget or donate?

Question 5
How might the money messages you inherited from your caregivers be
affecting you today? Can you draw patterns between your feelings about
money today, and those of your caregivers as they raised you? Try to think
of both positive and negative messages you may have inherited.

Question 6
How does money play a role in the context of your life? Consider the
following areas: Health, Caretaking, Play, Work, Self-Care, Self-Growth. Do
you feel that more money would bring more happiness to any of these
areas? If so, how? If money were not involved, would your current behavior
or desire in any of these areas change?

PART 2
2 0 S TAT E M E N T S
myWorth
MONEY MINDSET
W O R K B OO K
Part 2: 20 Statements -
Map Limiting Beliefs
On a scale of 1-5, one being False and 5 being True, consider the following statements as
they apply to your inner narrative. Circle the corresponding number for each statement and
calculate your average score for limiting beliefs.
1. There is a limited supply of money available to me. 1 2 3 4 5

2. I am terrible at saving. 1 2 3 4 5
3. I will never get out of debt. 1 2 3 4 5
4. I make poor decisions when it comes to money. 1 2 3 4 5
5. Money is a man’s world. 1 2 3 4 5
6. My money is for play. My partner makes the real money. 1 2 3 4 5
7. Money is not spiritual. 1 2 3 4 5
8. People won’t like me if I am wealthy. 1 2 3 4 5
9. I’m illiterate when it comes to finances. 1 2 3 4 5
10. Money and math just aren’t my thing. 1 2 3 4 5
11. I don’t deserve to earn more money. 1 2 3 4 5
12. I’m not smart enough to make more money. 1 2 3 4 5
13. My field doesn’t pay well. 1 2 3 4 5
14. My family has never been rich. 1 2 3 4 5
15. Money is the root of all evil. 1 2 3 4 5
16. The rich get richer and the poor get poorer. 1 2 3 4 5
17. I don’t have a say in my financial future. 1 2 3 4 5
18. More money, more problems. 1 2 3 4 5
19. I am selfish for wanting money. 1 2 3 4 5
20. It takes a lot of money to make money. 1 2 3 4 5
TOTA L SCO R E

PART 3
PAT T E R N I D E N T I F I C AT I O N
myWorth
MONEY MINDSET
W O R K B OO K
Part 3: Pattern Identification
Phew! That was a lot, but now you have some clarity around where you came from and
where you are with your money mindset. The last part in building your gauge is to verbalize
how your limiting thoughts might be affecting your financial reality. From an objective standpoint,
with as little judgement as possible, write the answers to the following questions:
1. Has your money mindset helped you to achieve your goals or has it
sabotaged them?

2. Why do you think you are still holding onto these behaviors?
3. Why do you want to change these thoughts and behaviors?

P ART 4
PUT IT TO WORK
myWorth
MONEY MINDSET
W O R K B OO K
Part 4: Put It To Work
Congratulations! Identifying and understanding your money story is the most difficult part.
This next section is all about accountability. Now that you’ve identified limiting money beliefs
that may be holding you back, your job is to track these negative thought patterns and
interject them with context and positive affirmation.
Below, identify a common script you tell yourself about money. Follow the prompts to
interject your thoughts with context and positive affirmation. Then, lather, rinse and
repeat and you’ll be well on your way to an abundant money mindset!
Initial Negative Thought
How are you feeling right now? Where is your head at?

How does that initial negative thought affect you? What story immediately
comes to mind when you think of it?
What are some ways you can rephrase your intrusive thought?
What core belief might be leading you to this thought?
Are there things you could do to fix this problem? Even if you can’t see a
clear solution, take your best shot!

What is the WORST that could happen? Really go for it.
How LIKELY is it that the worst will happen?
What most likely will happen?
What will your situation look like if you chose to tackle that negative thought:
One Day From Now: One Month From Now: One Year From Now:

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myWorth

Let’s Talk About Money 2

Part 1: Free Write 7

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 1

If your method, or “money mindset,” hasn’t been bringing you closer to

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 2

Let’s get started.

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 3

We’ll tackle it in three parts. Ready to dive in?

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 4

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 6

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 7

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 8

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 9

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 10

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 11

1. There is a limited supply of money available to me. 1 2 3 4 5

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 13

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 15

3. Why do you want to change these thoughts and behaviors?

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 16

Initial Negative Thought

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 18

What core belief might be leading you to this thought?

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 19

How LIKELY is it that the worst will happen?

What most likely will happen?

© 2019 myWorth | myworthfinance.com MONEY MINDSET WORKBOOK | 20

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