AckoPolicy OIZm21JOCHGC5nkPQbiDag

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Group Administrator :

Finnovation Tech Solutions Pvt Ltd ("Kreditbee")


Acko Group Health 16/3, Adarsh Yelavarthy Centre, opp to Frank
Insurance Policy
Anthony School, Cambridge Layout, Jogupalya
Bangalore Karnataka 560008 India

Master Policy No.: GMC055700100KREDITBEE

Acko Group Health Insurance Policy


Your insurance policy is valid from 02 Aug, 2022 to 01 Aug, 2023.
INSURED DETAILS PREMIUM BREAKUP

NAME VINOD KUMAR DUBEY Premium ₹ 60.0


PHONE NUMBER 7052740299 + ₹ 10.8
GST @ 18%
NOMINEE* Not Known
NOMINEE RELATIONSHIP Not Known
Total Premium ₹ 70.8
AGE 26
GENDER Male
LOAN AMOUNT 6000
LOAN ID INS220801115553SXPMC

What’s Included
A snapshot of all the coverages in this policy.

Accidental Death / PPD / PTD EMI Protection Critical Illness


Upto Rs. 6000/- Max 3 Months EMI Upto 6000/-
Upto /- each Waiting period 30 days. Survival period 7
days.

*Please visit www.acko.com to add Nominee details by logging in with your registered mobile
number.

ACKO GENERAL INSURANCE LTD.


36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, 560102
Email: [email protected] | Toll Free: 1800 266 2256 | www.acko.com
Product Name : Acko Group Health Insurance Policy | CIN: U66000KA2016PLC138288 | IRDAI Reg No. 157
GSTIN: 27AAOCA9055C1ZJ | UIN: ACKHLGP21469V022021 For ACKO General Insurance Ltd.
Duly Constituted Attorney
This certificate is issued by Acko General Insurance Limited for the mentioned Insured(s) under the Acko Group Health Insurance Policy. IN WITNESS WHEREOF, this Certificate of Insurance has been signed on 02 Aug, 2022.
Acko Group Health
Insurance Policy

What’s covered?
Acko Group Health Insurance Policy provides extensive coverage for the insured person against
unfortunate incidents during your policy coverage period. The following benefits will be applicable
whenthe policy is active:

Accidental Death / PPD / PTD


In case you met with an accident during the coverage period, which results in
your Death or Permanent Total/Partial disability, we will pay the applicable
lump-sum benefit up to your principal loan amount of up to Rs. 5,00,000/-
The outstanding principal amount will be settled with Kreditbee first and the
rest will be settled (if any) with you or your nominee (in case of death).

EMI Protection
We will pay a maximum of 3 monthly EMI installments maximum up to Rs.
50,000/- each. The Benefit payable will be accrued on the basis of continuous
hospitalization due to accident or illness provided that the person is
hospitalized for continuous and completed period as per the below grid.

1st EMI payment: After 7 days of continuous hospitalization


2nd EMI payment: After 10 days of continuous hospitalization
3rd EMI payment: After 15 days of continuous hospitalization

Kindly note : There is an initial waiting period of 15 Days (except for accidents).

Critical Illness
In case of any Critical illness (List of 15 critical illnesses are covered as
mentioned in the T&Cs), we will pay a lumpsum benefit upto the principal
loan amount of maximum upto Rs. 5,00,000/- . The outstanding principal
amount will be settled with Kreditbee first and the rest will be settled (if any)
with you or your nominee (in case of death).

Waiting Period 30 days. Survival period 7 days

You have declared the following:


I hereby agree to buy Acko Group Health Insurance Policy and provide my express consent to the
terms and conditions.
I hereby declare that I am in good health and do not suffer from any Pre-Existing medical conditions.
I, hereby assign and authorize Acko General Insurance Ltd. to pay any claim made by me under Acko
Group Health Insurance Policy in favour of the loan provider, for and up to the extent of the principal
outstanding. I confirm that the aforesaid shall be construed as complete discharge of liability of Acko
and I shall not have any right to such amount from Acko.
Acko Group Health
Insurance Policy

How To Claim
Claiming with Acko is as easy as buying a poiicy. You can go oniine and fiie a claim in a few simple
clicks.

On Acko.com:
Go to www.acko.com and Login with your registered mobile number and enter
1
the OTP you receive.

2 Select your particular policy from ‘My Policies’ section.

3 Click on the ‘Make a Claim’ button below the Policy details section.

4 Select the claim type, Follow the next steps and upload the required documents.

5 Your claim has been submitted; Our claims team will get back to you!

For further details about the cover and policy refer to the Terms & Conditions document.

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