2019 Nov How To Read Your Statement

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How to read your credit card statement

The information below explains key terms on your credit card statement.

Ngày lập bảng 12/02/2015 Dư nợ tháng trước VND xxx.xxx.xxx


Statement date 1 Last month balance
Vui lòng thanh toán trước 27/02/2015 Dư nợ cuối kỳ VND xxx.xxx.xxx
Payment due date Statement balance
3
2
Thanh toán tối thiểu VND xxx.xxx.xxx
Minimum payment 4

Chương Trình Điểm Thưởng / Reward Points Programme


Số điểm tích lũy được tháng này 12,140 Số điểm sẽ hết hạn ngày MAR2015 43,582
Additional points for this month Points expiring in MAR2015
Số điểm còn lại 195,756 Số điểm sẽ hết hạn ngày MAR2016 40,390
Points closing balance Points expiring in MAR2016

Ngày giao dịch Ngày hệ thống Chi tiết Số tiền (VND)


Transaction date Post date Description of transaction 7 Amount (VND)

Your Credit Limit VND15,000,000


5 6
ACCOUNT BALANCE AS IN LAST STATEMENT

13/01 13/01 BILL PMT-BAOVIET VND xxx.xxx.xxx


31/12 19/01 CTY MAT TROI BE CON HO CHI MINH VN VND xxx.xxx.xxx
20/01 21/01 FAMILYMART STORE 0015 HCM VN VND xxx.xxx.xxx

1. Statement date: The date your monthly statement is generated.


2. Payment due date: The date by which your payment (fully or partially) must be made to avoid charges.
3. Statement balance: The amount in which all transactions in the billing cycle are recorded together
with the unpaid balance from the previous billing cycle. All foreign currency transactions will be
converted to Vietnamese Dong.
4. Minimum Payment: The minimum amount you are required to pay to maintain your card in good
order, and avoid late payment fees.
5. Transaction Date: The date when the transaction was made, and when the daily interest is
calculated from.
6. Post Date: The date the transaction was posted to your Card account. This date may be different
to the Transaction Date if the merchant process the transaction on a different date from the
Transaction Date.
7. Description of Transaction: This section provides details of all payments, purchases,
cash advances, and credits made during the statement period.

PUBLIC - Issued by HSBC Bank (Vietnam) Ltd.

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